Bogleheads

Mine's mostly at discover.com - Great CD rates lately.

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A great resource:

The thing is, as I age and thank goodness don't need my wife to collect on the policy, my need for insurance goes down.

Presumably, inflation over the course of the term will effectively reduce ...

Yeah I mean I'm expecting them to ask how I plan to pay for it earlier on

When I was shopping my 09 Honda CRV I ignored questions about financing or trade-ins and said that I was interested in a ...

Absolut makes pepper vodka (does it make you sneeze?)

Absolut Peppar (Swedish spelling?) is for bloodys.

When buying a car I take it to a trusted mechanic, and make sure everything checks out. It is definitely the way to go..

I second this! I did this with every used car I've bought. Any mechanic ...

I have an inherited bond fund that must be paid out (RMDs) annually in the next 12 years. It is currently in a total bond fund. Would a shorter term fund be a good idea for that time period? I'm wo ...

Keith Moon, innovative Who drummer, 1946 - 1978.

I paid cash for a 2009 Honda below invoice no hassle or questions asked from them. I told the dealer that he was free to e-mail me but not to call my home, ever, with promos or maintenance reminders ...

Just an idea to throw in - When we researched the installation cost and heat loss of a gas fireplace we decided to go with smooth stones and candles from IKEA. Spray painted a board black and set eve ...

Be patient during the first year when you stop getting the sleep you're used to. Spend lots of time with her. Tell her secrets, dance with her to your old records. Sneak her out for an ice cream co ...

That Balvenie Double Wood is a very easy to drink Scotch that would be a good beginner:

http://oakandsmoke.com/drinks/balvenie-doublewood-review/

Personally I just like JW Red. Not a snob's dri ...

When we moved into our new house 4 years ago we just decided not to get cable. We use Netflix for a movie a few nights a week after our 3 year old is in bed. Sometimes use free HDTV for sports. Don ...

No offense intended - if you think you need a prenup don't take the plunge.

My USAA homeowner's policy in MI went down about 25% (!)

I know that under current tax law, the cost basis for inherited assets such as stocks and property are readjusted to the date of death. Is cost basis also adjusted for all inherited items such as gol ...

Sell VG Balanced Index Fund VBINX (shares of which are 60% Total Stock Index, 40% Total Bond Index) buy a different balance mix of separate shares of VG Total Stock Market Index VTSMX and VG Total Bon ...

I have only received ROTH Form 5498s sporadically since my first ROTH contributions 10 years ago. They usually arrive (if at all) well after my April 15 taxes have been filed. Some of my accounts ha ...

Thanks for the responses. I still don't believe that market timing is possible, which is why I'm confused by what I did and that it worked. I guess I was lucky but at the end of last fall everything ...

In one of my non-retirement funds with a bit of K, I sold all index equities the day the DJ closed around 11,600, bought back in around 7,800. It didn't seem that hard to do - I felt the storm clouds ...

I have a couple of VG funds a few years old - If I go to my online account I can click a "cost basis" button which gives me a figure.

Doesn't VG do the cost basis calculations automatically for you for any fund? Wouldn't reinvested dividends be a part of that calculation?

I would like to Tax Loss Harvest for funds held less than a year. Is there a rule that I must hold funds for a certain amount of time before doing this?

We ditched cable a few years ago to watch less TV. the set is off all day long, so our 2 1/2 year old daughter colors, plays, pretends, instead of staring at the tube. At night when she's asleep we ...

After you've decided on your stock allocation, then pick the Target Date fund that is the best match for it, and do not, do not, do not be spooked if the result is that you end up with a fund whose &q ...

A 529 can be a good tool for college savings. You can get a state tax deduction for your contributions in many states (in MI it is up to $10,000), the money grows and is withdrawn tax-free. One is f ...

I'd never really heard 'soda' for example until I was an adult. It was always 'pop'. I wasn't even dimly aware that parts of the USA called it soda. 'Soda' is a form of drinks mixer where I grew ...

the fact that most of the money is in GRA/RAs

Is this true? What percentage of TRAD is held in GRA/RAs and what percentage is in GSRA/IRAs? I can't find documentation for this, and it is important ...

My CPA wants form 5498 for my ROTH, which I do not believe VG sent me; I can't find it among my online VG tax forms in any case. He is talking about tracking ROTH basis and "fair value," bu ...

I am thinking of putting money into a Vanguard Non-Qualified Tax-Deferred Annuity since I have maxed out all other retirement vehicles. Vanguard says that these annuities are issued by an insurance co ...

Bell's Amber Ale
Balvenie Double Wood Neat
Is what I'd say
Heineken
Johnny Walker Red on the rocks
Is what I do

the bond funds are regulated mutual funds where you own a piece of the underlying bonds no matter what happens to TIAA-CREF.

Are all T-C products in my 401(a) and 403(b) (CREF Stock, TIAA REA, etc. ...

I have been using TRAD (percentage as my age) as my fixed income portion of my 403(b). In light of this discussion would it be wise to put some of this into the other fixed income options (Bond Fund, ...

Should VTSMX be supplemented by other VG funds to really be diversified? It seems to be mostly Domestic High Cap. If this has been discussed before, please point me to the thread; I found nothing in ...