Bogleheads

I guess my first mistake—probably among many—is that I was thinking that the current inflation rate was not above 0%. SS payments (indexed to inflation, right?) are currently getting no inflation ...

This is a fascinating topic. I was sorry to see the thread die so quickly. I have been wondering about the feasibility of using a fund like VSGDX (Vanguard Short Term Federal) as a safe withdrawal rat ...

Sorry. After all that, I didn't even get the allocation right.

80% bonds, 20% stocks...that's what I meant.

Desired income in retirement: $75,000 per annum.

I am not averse at all to SPIA ( ...

After long hours with you Bogleheads, Swedroe’s books, recognition of what the market has done in the past and could do in the future and my own risk tolerance, I’ve come to the conclusion that an ...