| Author |
Message |
Topic: Oddities with Fidelity TIPS quotes?? |
musbane
Replies: 13
Views: 730
|
Forum: Investing - Theory, News & General Posted: Thu Nov 19, 2009 2:08 pm Subject: Oddities with Fidelity TIPS quotes?? |
We saw this happen a year or two ago. It seems that Fidelity's site can't or won't show the issues if their yield drifts into negative territory.
Their graph of the yield curve seems to confirm t ... |
Topic: Oddities with Fidelity TIPS quotes?? |
musbane
Replies: 13
Views: 730
|
Forum: Investing - Theory, News & General Posted: Wed Nov 18, 2009 2:45 pm Subject: Oddities with Fidelity TIPS quotes?? |
I just sold some TIPS through Fido.
Still no bid prices.
Found out from the bond desk what the bid price was.
Tried to sell them myself, but couldn't because the program "cannot deter ... |
Topic: Oddities with Fidelity TIPS quotes?? |
musbane
Replies: 13
Views: 730
|
Forum: Investing - Theory, News & General Posted: Wed Nov 18, 2009 2:36 am Subject: Oddities with Fidelity TIPS quotes?? |
Near as I can tell, about a momth ago, Fido's spreads shrank to less than 1/2 of what they were. I don't know why.
Also - as a seperate issue, Fido's bid prices seem to have dissipeared.
A ... |
Topic: Is Larry Swedroe "AWOL" ? Not seen since Oct 4 ! |
musbane
Replies: 148
Views: 14229
|
Forum: Forum Issues and Administration Posted: Fri Nov 13, 2009 11:09 pm Subject: Is Larry Swedroe "AWOL" ? Not seen since Oct 4 ! |
| Well, I for one would really hate to lose him. I'm not a frequent poster here, but I have been a most diligent lurker for at least two years. Larry , along with a few others here has taught me how l ... |
Topic: What fixed nominal rate would make you give up investing? |
musbane
Replies: 56
Views: 2729
|
Forum: Investing - Theory, News & General Posted: Thu Nov 12, 2009 5:10 pm Subject: What fixed nominal rate would make you give up investing? |
| Hmm.... I just read the two posts above. If I can exit this investment at will,I,d be happy with 10% |
Topic: What fixed nominal rate would make you give up investing? |
musbane
Replies: 56
Views: 2729
|
Forum: Investing - Theory, News & General Posted: Thu Nov 12, 2009 5:05 pm Subject: What fixed nominal rate would make you give up investing? |
Are this genie's initials BM?
OK, OK. It IS a good thought experiment. I just whish I could use some of the money to hedge, but you don't want that either.
So, today I would want.... ... |
Topic: What fixed nominal rate would make you give up investing? |
musbane
Replies: 56
Views: 2729
|
Forum: Investing - Theory, News & General Posted: Thu Nov 12, 2009 4:03 pm Subject: What fixed nominal rate would make you give up investing? |
I know you're trying to keep real rates out of this, but I think it can't be done.
If the market somehow offered me 50%, I would want to know why. The only legitamate reason I can think of is t ... |
Topic: Gold |
musbane
Replies: 73
Views: 3466
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Tue Nov 10, 2009 5:07 pm Subject: Gold |
Bog - Lets not get off on the wrong foot, please.
I mentioned the tech bubble only in answer to your question. I wasn't trying to make any deep point. And I'm not a gold bug. I don't have a pro ... |
Topic: Gold |
musbane
Replies: 73
Views: 3466
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Tue Nov 10, 2009 4:03 pm Subject: Gold |
Are you suggesting diversifying into a portfolio holding all the possible guns? Perhaps with a small caliber tilt?  |
Topic: Gold |
musbane
Replies: 73
Views: 3466
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Mon Nov 09, 2009 1:29 pm Subject: Gold |
um, maybe tech stocks in 2000?  |
Topic: Stocks are going to go up! |
musbane
Replies: 13
Views: 1225
|
Forum: Investing - Theory, News & General Posted: Fri Nov 06, 2009 12:19 pm Subject: Stocks are going to go up! |
| I think I understand the concept that on any trade there is one person who believes the stock will go up, and one who believes the stock will go down, and therefore at any given time, the number of pl ... |
Topic: Gold hits record high on India purchase |
musbane
Replies: 25
Views: 1851
|
Forum: Investing - Theory, News & General Posted: Thu Nov 05, 2009 12:44 am Subject: Gold hits record high on India purchase |
| and, for what it's worth, gold is significantly heavier than lead |
Topic: Ecstasy of Gold (The Good, the Bad, the Ugly) |
musbane
Replies: 4
Views: 414
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Thu Nov 05, 2009 12:36 am Subject: Ecstasy of Gold (The Good, the Bad, the Ugly) |
| Surely - surely - when there are two separate threads on - really now - the Bogleheads forum - on Clint Eastwood and gold we have to be looking at a bubble... |
Topic: Best choice for taxable? US Sm Val, Int Lg Val Int Sm Blend |
musbane
Replies: 19
Views: 1088
|
Forum: Investing - Help with Personal Investments Posted: Thu Nov 05, 2009 12:20 am Subject: Best choice for taxable? US Sm Val, Int Lg Val Int Sm Blend |
I fear I might be missing something here, so BE NICE.
Isn't it so that all thing being equal, a foreign fund in taxable will be eligible for the Foreign Tax Credit? |
Topic: Maintain old car or buy new car? |
musbane
Replies: 48
Views: 3586
|
Forum: Personal Finance (Not Investing) Posted: Thu Nov 05, 2009 12:09 am Subject: Maintain old car or buy new car? |
So, this is coming from somebody whose main drive is a 1986 Honda Crx. I love it to pieces and think (as do others here) that you should probably keep your car.
Having said that, as you look at t ... |
Topic: Handling different banks once married |
musbane
Replies: 35
Views: 1777
|
Forum: Personal Finance (Not Investing) Posted: Tue Nov 03, 2009 10:59 pm Subject: Handling different banks once married |
We come down on the side of joint everything.
But that has bitten us in an unexpected way.
My wife is an alien and a couple of years ago we found out that if I croak first, the gummint will tr ... |
Topic: Ally Bank |
musbane
Replies: 37
Views: 3139
|
Forum: Personal Finance (Not Investing) Posted: Sun Nov 01, 2009 11:19 pm Subject: Ally Bank |
Well, I'm worried. I just don't know about what. After all, they are FDIC
insured. If they go belly up and it takes me a month or two to be made whole, that wouldn't hurt me.
Do you know what ... |
Topic: Riddle me this: negative borrowing rates |
musbane
Replies: 21
Views: 1675
|
Forum: Investing - Theory, News & General Posted: Sun Nov 01, 2009 10:47 pm Subject: Riddle me this: negative borrowing rates |
But I just went home and sent 'em a check. Never heard back...
I agree with you about the steamrollers - heck, when I had a boat I named her TANSTAAFL, but this one surprised me. |
Topic: Ally Bank |
musbane
Replies: 37
Views: 3139
|
Forum: Personal Finance (Not Investing) Posted: Sun Nov 01, 2009 10:40 pm Subject: Ally Bank |
| It's not worth opening bank accounts all over the place to chase slightly higher yield, IMO. Being .5% lower than another bank isn't a big deal. Rates constantly change and different banks will have t ... |
Topic: Riddle me this: negative borrowing rates |
musbane
Replies: 21
Views: 1675
|
Forum: Investing - Theory, News & General Posted: Sun Nov 01, 2009 10:20 pm Subject: Riddle me this: negative borrowing rates |
| I don't know the answer, but when I got my discount for financing, the guy made it sound like there was a - glitch? loophole? wormhole? in their deal with GMAC and HE suggested that I take advantage o ... |
Topic: overuse of "like" |
musbane
Replies: 109
Views: 5165
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Sun Nov 01, 2009 10:02 pm Subject: overuse of "like" |
Well, I for one insist that 'guys' can refer to a mixed sex group.
PS - I've never read a thread anywhere with such perfect spelling and grammer . |
Topic: M* star ratings take into account loads? |
musbane
Replies: 10
Views: 588
|
Forum: Investing - Theory, News & General Posted: Sun Nov 01, 2009 3:53 pm Subject: M* star ratings take into account loads? |
The existing funds may well be poor, but for existing investments, any front end loads are sunk costs and therefore irrelevant
Not so, of course, for future purchases.
If you are only trying t ... |
Topic: Riddle me this: negative borrowing rates |
musbane
Replies: 21
Views: 1675
|
Forum: Investing - Theory, News & General Posted: Sat Oct 31, 2009 9:00 pm Subject: Riddle me this: negative borrowing rates |
Curiouser and curiouser.
We bought a (then) new 2005 GMC pickup. After negotiating the best price we could get and reaching an agreement, we were bumped over to another guy who, as expected tried ... |
Topic: overuse of "like" |
musbane
Replies: 109
Views: 5165
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Sat Oct 31, 2009 2:51 pm Subject: overuse of "like" |
| And then there is my father in law - a Danish national living in Denmark - who sounds just like all of us, except he's really upset about the degeneration of Danish. It seems more and more English w ... |
Topic: Does blanket liability coverage pay for pirate ransom? |
musbane
Replies: 5
Views: 577
|
Forum: Personal Finance (Not Investing) Posted: Sat Oct 31, 2009 12:49 pm Subject: Does blanket liability coverage pay for pirate ransom? |
| I haven't been following the story, but I assume they were circumnavigating, If so, at some point you are faced with the choice of running the Red Sea to Suez and the Med, or going down to round Sout ... |
Topic: overuse of "like" |
musbane
Replies: 109
Views: 5165
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Thu Oct 29, 2009 11:13 pm Subject: overuse of "like" |
| Is it possible that we are responding to a small problem,when the larger nightmare is that we will live to see our language evolve into whatever the younger ones are using on their communication devic ... |
Topic: Ally Bank |
musbane
Replies: 37
Views: 3139
|
Forum: Personal Finance (Not Investing) Posted: Thu Oct 29, 2009 10:39 pm Subject: Ally Bank |
Same here - plus when I had a question, I had no trouble talking to a rational human who never once used the word "like"  |
Topic: Foreign Tax Credit advice needed. |
musbane
Replies: 9
Views: 655
|
Forum: Investing - Help with Personal Investments Posted: Thu Oct 29, 2009 8:53 pm Subject: Foreign Tax Credit advice needed. |
David - Thanks for your input -- I was typing slooowly while you were posting,
I see you are right about the spreads.
I will have to take that into account, although they should be fairly small ... |
Topic: Foreign Tax Credit advice needed. |
musbane
Replies: 9
Views: 655
|
Forum: Investing - Help with Personal Investments Posted: Thu Oct 29, 2009 8:42 pm Subject: Foreign Tax Credit advice needed. |
Um - First, I really appreciate the responses.
I'm actually pretty good at some things - just not computers or taxes.
My wife is pretty good at both and does our taxes. She doesn' like ... |
Topic: Foreign Tax Credit advice needed. |
musbane
Replies: 9
Views: 655
|
Forum: Investing - Help with Personal Investments Posted: Thu Oct 29, 2009 3:10 pm Subject: Foreign Tax Credit advice needed. |
This is my first question after years of valuable lurking.
I am retired and I would be in the zero percent tax bracket except that I convert IRA to ROTH to fill the 15 percent bracket.
I have about ... |
Topic: Good wines for < $10. Add yours here. |
musbane
Replies: 52
Views: 3387
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Tue Oct 27, 2009 12:31 pm Subject: Good wines for < $10. Add yours here. |
I find a lot of wines < 10 that are OK. One I didn't like too well was the Fetzer Pinot Noir.
I have yet to taste a drinkable American Pinot Noir. Maybe I'm just not rich enough to afford one. ... |
Topic: Net worth to cumulative earnings ratio |
musbane
Replies: 18
Views: 2048
|
Forum: Personal Finance (Not Investing) Posted: Sat Oct 24, 2009 11:20 am Subject: Net worth to cumulative earnings ratio |
And then there is inflation. Your first paycheck may have been small, but it was worth more than the same amount today.
It is interesting..I just did a quick calculation and I seem to be just abou ... |
Topic: Good wines for < $10. Add yours here. |
musbane
Replies: 52
Views: 3387
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Fri Oct 23, 2009 8:42 pm Subject: Good wines for < $10. Add yours here. |
| Northend - I like the golden gate also - at least the chardonnay. Turns out that its Albertson's propriatary label. God knows who actually makes it. It is pretty dry for a cheap white wine with no ... |
Topic: Vanguard's Volpert: Government TIPS Sales To Top $100B |
musbane
Replies: 16
Views: 1610
|
Forum: Investing - Theory, News & General Posted: Tue Oct 20, 2009 9:45 pm Subject: Vanguard's Volpert: Government TIPS Sales To Top $100B |
Um - can this be relevant?
Last November when Larry Swedrow forced me to buy gobs of TIPs because of the liquidity problems,the spread at Fidelity on the 1/15/26's that I got was about three times w ... |
Topic: "The new normal" |
musbane
Replies: 32
Views: 3179
|
Forum: Investing - Theory, News & General Posted: Tue Oct 20, 2009 12:11 am Subject: "The new normal" |
I fully agree.
Everybody knows that 'its different this time' is poison. I suspect that references to 'the new normal' avoid the poison yet say the same thing. |
Topic: Money sits in checking as I try to decide what to do |
musbane
Replies: 11
Views: 1988
|
Forum: Investing - Help with Personal Investments Posted: Sun Oct 18, 2009 9:24 pm Subject: Money sits in checking as I try to decide what to do |
Lots of good advice here, but I think Grabiner meant to say $300 return on 10K @ 3%  |
Topic: Female, 58 years old, not working with $800k to invest!! |
musbane
Replies: 46
Views: 4840
|
Forum: Investing - Theory, News & General Posted: Sun Oct 18, 2009 6:54 pm Subject: Female, 58 years old, not working with $800k to invest!! |
| Analystic - I believe that if you delay taking S/S up to age 70, You will increase your check by about 8% real per year of delay. Without working. |
Topic: Houseless Rambling in Retirement |
musbane
Replies: 17
Views: 1568
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Sat Oct 17, 2009 10:36 pm Subject: Houseless Rambling in Retirement |
| Retired early 9 yers ago - 53/44 years old - sold the house and bought an RV - kept some land in the PNW and snowbirded. |
Topic: Remember when.... |
musbane
Replies: 26
Views: 2048
|
Forum: Investing - Theory, News & General Posted: Sat Oct 17, 2009 10:12 pm Subject: Remember when.... |
I just looked at my post above, and it sounds waaay too whiney. Its true, but mortgage rates there topped out at something like 19%.
And my Company made up the 50% loss - grossed up for taxes. Surpr ... |
Topic: Remember when.... |
musbane
Replies: 26
Views: 2048
|
Forum: Investing - Theory, News & General Posted: Sat Oct 17, 2009 10:03 pm Subject: Remember when.... |
| We built a house in Houston in 1980. I rember the enormous sense of relief we experianced when we finally closed the mortgage at 14.25%. 30 years. After paying that fo 6 years, we were transferred a ... |
Topic: where are you putting your cash reserves? |
musbane
Replies: 38
Views: 2986
|
Forum: Investing - Help with Personal Investments Posted: Sat Oct 17, 2009 9:47 pm Subject: where are you putting your cash reserves? |
| Ally Bank 9 month no penalty CD 1.85 % APR. I think new ones are 1.75% |
Topic: Help me to understand this offering from my bank |
musbane
Replies: 14
Views: 1078
|
Forum: Investing - Help with Personal Investments Posted: Sat Oct 17, 2009 9:30 pm Subject: Help me to understand this offering from my bank |
Sorry, Sommerfeld - you type/google faster than me. I type using the 'Bible system'  |
Topic: Help me to understand this offering from my bank |
musbane
Replies: 14
Views: 1078
|
Forum: Investing - Help with Personal Investments Posted: Sat Oct 17, 2009 9:27 pm Subject: Help me to understand this offering from my bank |
I just read Nisiprius's whole post to my wife by way of explaining why I spend so much time lurking on this board.
I did find that the stock in question is listed and traded on the'NASDAQ Global Se ... |
Topic: Female, 58 years old, not working with $800k to invest!! |
musbane
Replies: 46
Views: 4840
|
Forum: Investing - Theory, News & General Posted: Thu Oct 15, 2009 10:07 pm Subject: Female, 58 years old, not working with $800k to invest!! |
OK, she 'feels she needs 40,000/yr'.
could she delay SS until age 70; draw down 5% until then, keep a close eye on what happens for those 8 years?
If the market goes against her, reduce withdrawa ... |
Topic: TIPS Shifting: ST TIPS vs. ST Inv Grade vs. ST Treasury |
musbane
Replies: 30
Views: 3527
|
Forum: Investing - Help with Personal Investments Posted: Wed Oct 14, 2009 6:49 pm Subject: TIPS Shifting: ST TIPS vs. ST Inv Grade vs. ST Treasury |
Good question indeed. I, too shifted all of my bond holdings to (m0stly )long TIPS back when they were @ about 3% real (thank you, thank you Larry and others)
A few weeks ago I sold about half of t ... |
Topic: Help with Selling Gold Coin |
musbane
Replies: 26
Views: 1499
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Thu Oct 08, 2009 3:54 pm Subject: Help with Selling Gold Coin |
| You might try googling Northwest Territorial Mint. They are an actual private mint and also deal extensively in bullion coins. Your coin actually commands a premium over spot gold these days because ... |
Topic: Most stolen vehicles in America |
musbane
Replies: 37
Views: 3017
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Fri Sep 04, 2009 12:00 pm Subject: Most stolen vehicles in America |
| About 15 years ago, my 1986 Honda crx (2 seater) was broken into and the seats were stolen. I was surprised that with all the expensive cars around, my poor Honda would be the victem - until I went t ... |
Topic: Is retirement feasible without stock investing? |
musbane
Replies: 33
Views: 4156
|
Forum: Investing - Theory, News & General Posted: Tue Dec 02, 2008 2:08 pm Subject: Is retirement feasible without stock investing? |
I would contend that a person starting out at $50k should expect to make more as time passes even in real terms. At most jobs, a worker becomes more valuable as he learns new skills, etc.
What he ... |
Topic: Best watch for around $5,000? |
musbane
Replies: 320
Views: 47495
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Sun Nov 16, 2008 11:27 am Subject: Best watch for around $5,000? |
| Hi, Nisiprius. I THINK that if you pull the stem out of an electric watch as though you were going to reset it, the watch stops and the battery will not run down. |
Topic: Help Larryswedroe and other TIP junkies please |
musbane
Replies: 17
Views: 2708
|
Forum: Investing - Theory, News & General Posted: Thu Nov 13, 2008 10:49 am Subject: Help Larryswedroe and other TIP junkies please |
Sorry - I type too slow  |
| |