Bogleheads

This is turning out be a great thread. Very Happy

Incidentally the notion that EMH is tautological has been raised at least since the mid-70s by economists such as Stephen F. LeRoy. Fama acknowledged a ...

I tend to agree with the tautology part. Indeed, I had posted this a few months ago:

Going back to your original points, I think that EMH is generally presented as a rhetorical tautology, and is th ...

sorry, i guess i wasn't clear. i see that the CDC says PPV is low when prevalence is low, but why is that? why does the result of the test depend on what's going on in the community?

Hi Kakapo, ...

Assuming the account value is less than $19K when we convert to Roth, is it possible that we could actually claim a tax loss?

Unfortunately, no. You cannot deduct your IRA losses against your ...

I wonder what happened to BrianTH. He was the first to reach 1000 posts on this forum, and he abruptly stopped posting about in May 2007. His high quality posts helped get this forum to a good start. ...

This is quite an unfortunate loss. I think Pete's comment on page two of this thread is very illuminating and has, surprisingly, gone without comment:

In general I think there's always going to b ...

As an aside, I recently heard that 80% of all Toyotas sold in the last 20 years are still on the road.
I laugh because my husband's been in the same Subaru for 13 years... I think he'd make it to 20 ...

Once again, much thanks to Phoenix.

Here's a link to "A Port in a Storm", the post that started it all.

http://www.bogleheads.org/forum/viewtopic.php?p=3#3

I wonder what happened to BrianTH. He was the first to reach 1000 posts on this forum, and he abruptly stopped posting about in May 2007. His high quality posts helped get this forum to a good start.

rampart corruption
What is the going bribe for castle construction anyway? Smile

If you work overseas you realize its just how the world outside of US/Canada/Germany works.

You are right. Having lived abroad amidst rampart corruption, where bribes were expected for every ta ...

-Despite making reference to a police officer and badge number, the "violation notice" addresses me to a commercial website, requires me to address correspondence to a "Traffic Enforc ...

Check out the number of "users online" on the index page of this forum.

http://www.bogleheads.org/forum/index.php

Currently there are "94 guests".

Many of these are googl ...

Just what we need. This exacerbates both the sense of entitlement to tips that has become an epidemic and manages to encourage corruption in the process.

Kramer

Yeah, feels like giving a bribe. ...

Now how much that weighs I don't know. Gold is almost as heavy as lead per unit volume.

Check this post to derive the weight.
http://www.bogleheads.org/forum/viewtopic.php?p=246762#246762

I did convert to the Sapphire Card as well, only for the $250 bonus. After making a small purchase to qualify for the bonus, I haven't used it again (The cashback is 1% compared to my Fido Amex 2%).

After many months of holding steady, a small change:

DSD is now 1.60% APY.
Emigrant is 1.30%.

$15 plus $5 tip, Haircuttery, same lady for the last six years.

Oh well!

I guess I'll quote Ed's post from the link I posted above:

With the CPI numbers for September, 2009 released this morning (215.969), here are my estimates for the new composite earnings ...

Actually, I've just gone out to the Treasury website, and I don't see where Mel is getting a composite rate around 3% in November. I can't post the link since I'm new to Bogleheads, but I-bond ra ...

My 457b is the same as yours, except I've got more transparency and control over allocations. But like yours, my 457b is "open to the risk of bankruptcy." I suppose it's due to having bo ...

Sec 415(c) limits ($49,000) do not apply to 457(b) plans according to this:

http://www.tiaa-cref.org/administrators/retirement_plans/comparison/index.html

Also see this earlier conversation:

...

I did a search and that is the first time "piffilous" has been used on the diehards forum.

Congratulations! (and I agree)

Well. That's a new one. confused

Also agree with Tramper ...

The inflation adjustment factors are out. There are two parts.

Part I: IRS-2009-094

The limitations that are adjusted by reference to Section 415(d) will remain unchanged for 2010. This is bec ...

It does seem significantly different from the old one. Don't like it so far, but I suppose I'll get used to it.

Some differences: Under "Transactions" I don't see a total anymore. Unde ...

In any case, sec 415(c) limits probably don't apply to 457b plans.

See this earlier discussion:
http://www.bogleheads.org/forum/viewtopic.php?t=3098

Great. I just ordered a Canon EOS XS, and decided I'd stick with the kit lens for now. Its kit lens has pretty good reviews on dpreview and Amazon.

Now I'm looking for a flash card. Tempted to u ...

I'm thinking I'm going to get the XS or XSi with kit lens (18-55 with IS, ok reviews), and pair it with this Tamron 18-200 without IS for situations where I have plenty of light.

I got the Canon 1 ...

Just a quick bug thumbs down for mens warehouse since I saw them recommended. No way. Awful.

Men's Wearhouse sells a range of products so it is possible to get some decent suits (even half-canvas ...

As I mentioned previously, its a good idea to read a book or two so that you know what to look for before buying a suit. A classic book is Alan Flusser's "Clothes and the Man." You can get ...

Check out this thread:
http://www.bogleheads.org/forum/viewtopic.php?t=32760

TripAdvisor review has been posted:

http://www.tripadvisor.com/ShowUserReviews-g32825-d78216-r45664823-Best_Western_Meridian_Inn_Suites-Orange_California.html
Mike, I am sure your review will be h ...

Sigh, how long can I wait? Crying or Very sad

But there's always next year! Wink

Dear Jack,

I wish you the very best. I am currently reading Enough. An outstanding book!

Mud

Posting your experience on TripAdvisor is a great idea. Be sure to express your disappointment clearly, do mention any positives about the hotel, and try not be be too personal or vituperative (I know ...

Cool...

Is there any tax advantage if the value is less than $10k? Can i use the loss to offset other gains?

I don't think you can directly deduct losses against your income.

For an alterna ...

I can not seem to find the answer to this basic question....

Assume $10k invested in non-deductible IRA. Current value is $10k, but this includes $1k in capital gains and reinvested dividends.
...

Did I miss something here? I have the impression that there is no tax issue for converting non-deductable IRA to Roth IRA. And since both positions are in an IRA account, no tax will incur no matter i ...

If my IRA assets were so near 0% gain, and all destined for conversion, I wonder if I might consider going to cash until Jan 2010 - assuming I could maintain my AA elsewhere. At least a low risk, ...

Check out this recent thread:

http://www.bogleheads.org/forum/viewtopic.php?t=42817

RZV is now above $34, so it's now a 240% gain from the March lows. Nick (yobria) must be very happy

Since you enjoyed the Hubble pics, you might enjoy seeing what an amateur can do with a much smaller telescope. The pictures at the following link were all taken by me over the past 10 years or so. ...

So I learned something new today. Very Happy

The revelation for me was the connection between the Pleiades star cluster (one of my favorite night sky objects) and the car manufacturer. Especially sinc ...

Also consider the Spartan Short, Intermediate and Long Treasury Funds.

But more importantly, there definitely is a mistake in their calculation. I just checked the 1040 website again. Tax Act's Total Tax figure would have been almost correct if my taxable income was ...

Please read this thread:

http://www.bogleheads.org/forum/viewtopic.php?t=1883

Use limit orders. Not to eke out the best price, but so that you don't fall victim to sudden spikes or other anomali ...

If you're reading this, you'll probably enjoy:

Thanks Alex, I did enjoy the quiz. Which was the misleading question?

Mud

http://imgsrc.hubblesite.org/hu/db/images/hs-2009-25-b-web.jpg

http://www.hubblesite.org/newscenter/archive/releases/2009/25/image/a/

I have never seen Vanguard discuss on their web site who holds the bag if the same thing happens to them (or us).

Does Vanguard have a comparable guarantee against unauthorized access?

...

When it comes to shoes, you get what you pay for. The best value for mens shoes are from Alden.

SmallHi knows what he's talking about. Alden shoes are great and I've worn them for many years. (I ...