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  Topic: Great article by Jason Zweig in WSJ on investor psychology
magellan

Replies: 7
Views: 1292

PostForum: Investing - Theory, News & General   Posted: Sat Nov 14, 2009 2:08 pm   Subject: Re: Good Article
I liked the article as well. He seems to be basically writing to people deciding on individual investments: a single stock, or a single manager. We probably can effectively eliminate confirmation bi ...
  Topic: Great article by Jason Zweig in WSJ on investor psychology
magellan

Replies: 7
Views: 1292

PostForum: Investing - Theory, News & General   Posted: Fri Nov 13, 2009 8:35 pm   Subject: Great article by Jason Zweig in WSJ on investor psychology
Gary Klein, a psychologist at Applied Research Associates, of Albuquerque, N.M., recommends imagining that you have looked into a crystal ball and have seen that your investment has gone bust. Next, ...
  Topic: Hidden Bond Fees by Larry Swedroe
magellan

Replies: 26
Views: 2108

PostForum: Investing - Theory, News & General   Posted: Fri Nov 13, 2009 7:02 pm   Subject: Hidden Bond Fees by Larry Swedroe
I am just having trouble visualizing anything other than a very unusual circumstance under which an investor would need to sell his individual bonds. I would love to hear examples.....(other than exa ...
  Topic: Selling muni bonds
magellan

Replies: 30
Views: 2918

PostForum: Investing - Theory, News & General   Posted: Thu Nov 12, 2009 9:37 pm   Subject: Selling muni bonds
... that the best you can do through the Vanguard/BondDesk combo is call them up and ask them to request a bid from dealers (and only dealers). They'll do so and call you back, tell you what the bid ...
  Topic: Hidden Bond Fees by Larry Swedroe
magellan

Replies: 26
Views: 2108

PostForum: Investing - Theory, News & General   Posted: Thu Nov 12, 2009 9:36 am   Subject: Hidden Bond Fees by Larry Swedroe
IMO, anyone trading muni-bonds should know about the [url=http://www.emma.msrb.org]MSRB emma website and should verify that the markups they're paying are reasonable.

All you have to do is enter th ...
  Topic: I think I got a snitch ticket - Any advice?
magellan

Replies: 44
Views: 5299

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Nov 11, 2009 8:42 pm   Subject: I think I got a snitch ticket - Any advice?
A violation notice is essentially the same thing as a ticket or a citation. The lack of the word citation means nothing.
I'm not a lawyer, but I don't buy this. Private citizens and companies can c ...
  Topic: Laptop computer advice
magellan

Replies: 131
Views: 7291

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Sun Nov 08, 2009 5:28 pm   Subject: Laptop computer advice
Can anybody answer this?

If the computer says 802.11 b + g, is that internet connection going to be slower than if I get an N wireless card? Or does it not really matter?

I'm going to be usin ...
  Topic: Laptop computer advice
magellan

Replies: 131
Views: 7291

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Sat Nov 07, 2009 8:17 pm   Subject: Laptop computer advice

The Celeron has a smaller cpu cache and this causes the entire computer to run slower. With a celeron, the cpu clock speed becomes less important, since the cpu often has to fetch needed data from ...
  Topic: Laptop computer advice
magellan

Replies: 131
Views: 7291

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Sat Nov 07, 2009 7:34 pm   Subject: Laptop computer advice
Lots of people are saying <$500 should do the trick, but I'm having a hard time finding anything that cheap after including MS Office and tax.
Do you already have a current version of MS Office th ...
  Topic: My Dell Rant
magellan

Replies: 38
Views: 2279

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Sat Nov 07, 2009 6:55 pm   Subject: My Dell Rant
BTW, the answer to Dell's support problems is to only buy off of their small business and corporate lines - Vostro and Latitude if you are looking at notebooks.
I second that. I've gotten decent Del ...
  Topic: Minor Car accident, or so I thought...
magellan

Replies: 23
Views: 2363

PostForum: Personal Finance (Not Investing)   Posted: Tue Nov 03, 2009 8:22 am   Subject: Minor Car accident, or so I thought...
I filed a claim with the other driver's insurance company, as this supposedly would not require me to put up my deductible, and they would cover a rental car under some obscure state law. I cheaped ou ...
  Topic: Minor Car accident, or so I thought...
magellan

Replies: 23
Views: 2363

PostForum: Personal Finance (Not Investing)   Posted: Mon Nov 02, 2009 11:25 pm   Subject: Minor Car accident, or so I thought...
The other driver may have just been following the instructions on their insurance card. One of the 'In case of accident' instructions on my card from State Farm is "call the police." I would ...
  Topic: Software to track your asset allocation
magellan

Replies: 24
Views: 1797

PostForum: Personal Finance (Not Investing)   Posted: Sun Nov 01, 2009 4:21 pm   Subject: Software to track your asset allocation
I use [url=http://www.flexibleretirementplanner.com/tools/PortfolioAssetAllocationTool.xls]this spreadsheet that I created several years ago to work with data exported from Quicken.

There's a tab i ...
  Topic: Computer question...better to sleep or hibernate?
magellan

Replies: 17
Views: 1602

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Tue Oct 20, 2009 4:54 pm   Subject: Computer question...better to sleep or hibernate?
When you buy a laptop battery, try to make sure that the battery you buy ihasn't sit on the shelf for a while. Like I said before Li-Ion loses capacity even when sitting on the shelf. If that battery ...
  Topic: Guard Against Lies in Online Reviews
magellan

Replies: 14
Views: 1329

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Sat Oct 17, 2009 4:22 pm   Subject: Guard Against Lies in Online Reviews
I agree that things aren't always as they seem on the Internet

In case you still have doubts, [url=http://www.getafreelancer.com/projects/eMarketing-Marketing/PRODUCT-REVIEWS.html]check this out!
...
  Topic: Yet another home water problem
magellan

Replies: 5
Views: 845

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Thu Oct 15, 2009 9:17 am   Subject: Yet another home water problem
One thing I've learned about tracking water infiltration is that even after drying, water leaves behind tell-tale signs. Although the moisture/condensation theory makes a lot of sense to me, the pro ...
  Topic: Canadian online pharmacies
magellan

Replies: 18
Views: 754

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Oct 14, 2009 6:57 pm   Subject: Canadian online pharmacies
Just wait until

Unlike possibly other commercial products, I am not aware of any tax issues involved in purchasing Canadian medications. Maybe some tax experts can comment on that.
Tax issues asi ...
  Topic: Straw buyer for car purchase
magellan

Replies: 54
Views: 3732

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Oct 14, 2009 10:14 am   Subject: Straw buyer for car purchase
IMO, the pricing differences are probably as much about market segmentation attempts by Toyota as they are about import duties. Just like airlines, car manufacturers would like to charge each custome ...
  Topic: Health Insurance -- Lifetime Maximum?
magellan

Replies: 16
Views: 1571

PostForum: Personal Finance (Not Investing)   Posted: Mon Oct 12, 2009 6:08 pm   Subject: Re: Health Insurance -- Lifetime Maximum?
Health insurance co (BCBS -- Anthem) is raising my premiums by 20%.
First, unlike car insurance, renewal premiums in most states (all?) aren't determined by your individual claim history. Instead ...
  Topic: Good entry-level DSLR?
magellan

Replies: 51
Views: 3188

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 09, 2009 1:06 pm   Subject: Good entry-level DSLR?
Are you sure the lens you tried wasn't a 75-300 IS? That is a known dud. The 70-300IS is universally regarded as a fantastic lens IN TERMS OF IMAGE QUALITY. In terms of build quality it's just as y ...
  Topic: Good entry-level DSLR?
magellan

Replies: 51
Views: 3188

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 09, 2009 10:29 am   Subject: Good entry-level DSLR?
... but I would definitely get that rather than the 18-200 you mentioned (of course then you'd have to swap lenses... oh well such is life with a DSLR)

As a serious amateur and very happy owner of ...
  Topic: Amazon dot com hilarious product reviews
magellan

Replies: 29
Views: 3277

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Sat Sep 19, 2009 10:22 pm   Subject: Re: Amazon dot com hilarious product reviews
Check out the reviews for this bitchin' T-shirt!


Yeah, but did you also see [url=http://www.youtube.com/watch?v=QPB45AUmchM]the video?


Jim
  Topic: Anyone "clearly" see a Gold Bubble, and are going
magellan

Replies: 95
Views: 6469

PostForum: Investing - Theory, News & General   Posted: Thu Sep 17, 2009 8:31 pm   Subject: Anyone "clearly" see a Gold Bubble, and are going
What I want to know is, are the people on this forum who hold gold, who seem pretty level-headed to me--let's not call them goldbugs, maybe GoldBogles--anyway, are you guys rebalancing, and if so how ...
  Topic: G Mail vs. Yahoo Mail
magellan

Replies: 45
Views: 4441

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Sep 16, 2009 7:02 pm   Subject: Re: You don't have to choose
Gmail will automatically fetch emails from your Yahoo or any other account. When you respond, it's as if you're replying from the yahoo account the person originally emailed. Gmail can actually fetc ...
  Topic: Security risks Public Wifi hotspots
magellan

Replies: 41
Views: 3689

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Tue Jun 23, 2009 10:57 pm   Subject: Security risks Public Wifi hotspots
Another question would be whether I could access Gmail safely on the unsecured wireless connection? I'm afraid the answer to that is No...
If you use https://mail.google.com/mail/ you'll get an SSL ...
  Topic: key insight into where finance theory is on the Crash
magellan

Replies: 6
Views: 772

PostForum: Investing - Theory, News & General   Posted: Sun Jun 14, 2009 3:20 pm   Subject: Re: key insight into where finance theory is on the Crash
Sefton, James “New directions for financial theory” Professional Investor www.cfauk.org, Summer 2009
It looks like it's because the comma after the url is getting tacked onto the end of the url ...
  Topic: Natural Gas or Oil
magellan

Replies: 5
Views: 867

PostForum: Personal Finance (Not Investing)   Posted: Mon Jun 01, 2009 8:06 am   Subject: Natural Gas or Oil
I'd say it's a wash overall.

Price wise, there's been no clear winner over the long term. Every now and then gas becomes a lot cheaper and people start to convert to gas to save money. Invariab ...
  Topic: Blue Screen of Death-Need a little computer help from gurus
magellan

Replies: 51
Views: 4433

PostForum: Personal Finance (Not Investing)   Posted: Sat May 30, 2009 12:39 pm   Subject: Blue Screen of Death-Need a little computer help from gurus
So my options are:

1) Get a new computer (the livesoft solution) $800

2) Disable the video card and run it like this for a while $0

3) Purchase and install another NVIDIA card $250

4) Pu ...
  Topic: File Downloading Problems from Vanguard Website
magellan

Replies: 9
Views: 1108

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Thu May 28, 2009 4:27 pm   Subject: File Downloading Problems from Vanguard Website
This happens to me often as well. My guess is it's just one of those annoying little things about the Vanguard site/pdf technology. It seems to be worse on the pre-filled forms than on prospectuses ...
  Topic: Any advice on Errors & Omissions insurance?
magellan

Replies: 5
Views: 686

PostForum: Personal Finance (Not Investing)   Posted: Thu May 28, 2009 4:14 pm   Subject: Any advice on Errors & Omissions insurance?
If you don't mind, it would be interesting to hear roughly what you end up paying for this type of policy.

Thanks,

Jim
  Topic: Advice needed, moving in with boyfriend.
magellan

Replies: 64
Views: 6822

PostForum: Personal Finance (Not Investing)   Posted: Thu May 28, 2009 3:30 pm   Subject: Re: Joint car ownership.
My wife and I each title our cars with individual names.
In the OP's case, it clearly makes sense (in terms of liability) to keep her name off the title if the boyfriend will be the primary driver.
...
  Topic: Advice needed, moving in with boyfriend.
magellan

Replies: 64
Views: 6822

PostForum: Personal Finance (Not Investing)   Posted: Thu May 28, 2009 3:18 pm   Subject: Advice needed, moving in with boyfriend.
This may sound ridiculous, but if you have a Tivo, I'd suggest that you start recording episodes of "The People's Court."

You don't need to watch the whole show. Just scan for cases wh ...
  Topic: Honda Lawnmower
magellan

Replies: 11
Views: 1907

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed May 27, 2009 9:13 am   Subject: Re: HRX217
My neighbor has a Honda mower (don't know the model) and I was highly impressed by how easily it starts. Demonstrating it she pulled the recoil cord out with a slow steady pace and it started right ...
  Topic: Honda Lawnmower
magellan

Replies: 11
Views: 1907

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed May 27, 2009 8:41 am   Subject: Honda Lawnmower
I've had the HRX217 mower for just over 5 years and have been very happy with it. It was expensive to purchase, but it seems well built and does a great job on the lawn.

I got the Honda after a ch ...
  Topic: IRA protection from being sued.
magellan

Replies: 22
Views: 2793

PostForum: Personal Finance (Not Investing)   Posted: Tue May 26, 2009 9:54 am   Subject: IRA protection from being sued.
The 2004 bankruptcy reform law has made some changes. Rollover IRAs transfered from employer plans enjoy unlimited protection. IRAs from personal money have 1M of bankruptcy protection. Beyond that is ...
  Topic: IRA protection from being sued.
magellan

Replies: 22
Views: 2793

PostForum: Personal Finance (Not Investing)   Posted: Tue May 26, 2009 8:31 am   Subject: IRA protection from being sued.
If I were to be sued, lets say for being in a horrible car accident. My IRAs are at risk of being taken if I understand correctly.
Protection of IRA assets varies by state. In general, assets are m ...
  Topic: "My Personal Credit Crisis" additional details
magellan

Replies: 11
Views: 1489

PostForum: Investing - Theory, News & General   Posted: Sat May 23, 2009 8:59 am   Subject: "My Personal Credit Crisis" additional details
A great example of why we need traditional journalism. A blogger would never be willing to put in the effort to do this type of investigating. Too busy picking out what pair of pajamas they're going t ...
  Topic: "My Personal Credit Crisis" additional details
magellan

Replies: 11
Views: 1489

PostForum: Investing - Theory, News & General   Posted: Sat May 23, 2009 8:57 am   Subject: "My Personal Credit Crisis" additional details
Here's a [url=http://meganmcardle.theatlantic.com/archives/2009/05/edmund_andrews_has_responded_t.php]response from Edmund Andrews to Megan's revelation.
  Topic: A cautionary tale for all
magellan

Replies: 16
Views: 1852

PostForum: Personal Finance (Not Investing)   Posted: Fri May 22, 2009 12:27 pm   Subject: A cautionary tale for all
so how does one prevent this?
For consumer bank accounts, there's something called [url=http://www.ecommerce-journal.com/articles/all_about_electronic_fund_transfer_act]"Regulation E", or t ...
  Topic: Blue Screen of Death-Need a little computer help from gurus
magellan

Replies: 51
Views: 4433

PostForum: Personal Finance (Not Investing)   Posted: Thu May 21, 2009 9:52 pm   Subject: Blue Screen of Death-Need a little computer help from gurus

1) If your computer is a laptop, unplug it from the wall, remove the battery, then wait 20 seconds. Replace the battery and plug it in and reboot it.

You're a frickin' genius. Started right u ...
  Topic: Blue Screen of Death-Need a little computer help from gurus
magellan

Replies: 51
Views: 4433

PostForum: Personal Finance (Not Investing)   Posted: Thu May 21, 2009 8:03 am   Subject: Blue Screen of Death-Need a little computer help from gurus
One other suggestion is to google something like:
"[your computer model name] vista won't start nvidia driver problem"

Try this and similar phrases to see if it's a common problem. ...
  Topic: The importance of Sarbanes-Oxley to Investors
magellan

Replies: 27
Views: 2941

PostForum: Investing - Theory, News & General   Posted: Wed May 20, 2009 2:03 pm   Subject: Re: The importance of Sarbanes-Oxley to Investors
I knew basically nothing about SOX, but I was nevertheless pretty sure that nothing so wacky had been enacted as law. A couple years later, after getting constant complaints from their developer cust ...
  Topic: Landline phone
magellan

Replies: 89
Views: 8945

PostForum: Personal Finance (Not Investing)   Posted: Wed May 20, 2009 8:22 am   Subject: Landline phone
As far as Vonage, I've been told that you're locked into their specific router, which is also a no-go for me. So, I'd prefer to stick with a true VOIP system for the flexibility it provides me with n ...
  Topic: The importance of Sarbanes-Oxley to Investors
magellan

Replies: 27
Views: 2941

PostForum: Investing - Theory, News & General   Posted: Wed May 20, 2009 7:42 am   Subject: Re: The importance of Sarbanes-Oxley to Investors
I am just saying that every regulatory response has a cost and a benefit. With SOX the costs are obvious and I see that those with first hand experiences of SOX on this thread don't have much good to ...
  Topic: Landline phone
magellan

Replies: 89
Views: 8945

PostForum: Personal Finance (Not Investing)   Posted: Wed May 20, 2009 6:32 am   Subject: Landline phone
[url=http://forums.slickdeals.net/showthread.php?t=1357699]This just in from slickdeals.net.

Today only you can buy the [url=http://www.radioshack.com/product/index.jsp?productId=3382475]Magic Ja ...
  Topic: Landline phone
magellan

Replies: 89
Views: 8945

PostForum: Personal Finance (Not Investing)   Posted: Tue May 19, 2009 1:14 pm   Subject: Landline phone
I am interested how the “back feed” option would work, since I would prefer using my old phones over buying new equipment. Is it as easy an running a line from a Magic Jack or other VOIP device t ...
  Topic: Landline phone
magellan

Replies: 89
Views: 8945

PostForum: Personal Finance (Not Investing)   Posted: Mon May 18, 2009 7:38 pm   Subject: Landline phone

Those phones are for business class VOIP systems. They're not needed for most residential uses.

For residential VOIP systems using Vonage or Magic Jack or the like, you just use your old phones ...
  Topic: HSA vs 'Calamity' Insurance
magellan

Replies: 25
Views: 2263

PostForum: Personal Finance (Not Investing)   Posted: Sat May 16, 2009 7:40 pm   Subject: Re: HSA vs 'Calamity' Insurance
If you can afford the premiums and deductible (which I guess you can, since you have catastrophic coverage now), a plan like that may be a great deal; you'll get an immediate tax benefit on the HSA mo ...
  Topic: For Bond Lovers
magellan

Replies: 179
Views: 14165

PostForum: Investing - Theory, News & General   Posted: Sat May 16, 2009 12:32 pm   Subject: For Bond Lovers
I do not like Bond Mutual Funds. I do not like the potential for capital loss in my fixed income investments.
I think some folks need to read about and understand "total return" vs NAV flu ...
  Topic: Landline phone
magellan

Replies: 89
Views: 8945

PostForum: Personal Finance (Not Investing)   Posted: Sat May 16, 2009 8:56 am   Subject: Landline phone
Do you know if MJ works on controlling security gates ? Our Florida condo is in a gated community where visitors need to call up and the gate can be controlled from land lines only.
Cells won't work ...
 
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