Bogleheads

I'm pretty sure the person behind tutaloo still posts here, just not as tutaloo any longer.

check out fatwallet travel forum, there's a very long thread there on vegas $20 trick, where it has worked for people, etc
Is this the thread? See 7th post down for example.
http://www.fatwallet.com ...

No separate accounts for my wife and I other than retirement accounts. Have other family members that do it like us and some that still pay for things like restaurant checks individually which I find ...

The starting point really isn't an issue here. Take two investors: both have $500K and identical risk tolerances, time horizons, and asset allocation. Investor A is, and has been, invested in the ta ...

I think people sometimes put too much importance on how something performs on average instead of thinking about the risks on an individual level.

Let me throw out this crazy, hypothetical scenario ...

The statement on my Citi Diamond Preferred Rewards card (back-up card) for the first time ever listed a Membership Fee transaction of $0.00 on my monthly statement. I've tried finding out from them ...

Received a scholarship that paid for about 1/3 of the tuition each year and I was fortunate that my parents paid for the rest. I lived at home and commuted for the first 3 years, which I look at back ...

Thanks for the ideas and thoughts everyone. I personally like the rental property idea myself. Went to the Outer Banks in NC earlier this year with a decent size group of friends and had a blast ren ...

Ever couple years we have a mini-family reunion on my father's side of the family by having about 30 of us take a 4-5 day vacation together. Our next trip is being talked about for this upcoming Febr ...

A good advisor cares very deeply about their clients situation. I know everyone in our firm does. I see it every day. And in working with other advisory firms I see the same thing. All that I was ...

Even most advisors I know will admit they make better advisors than investors because with their own money emotions can get in the way of rational decisions. With other people's money emotions general ...

Got to love car dealerships. I'm in the market for a new vehicle and recently requested internet quotes from my 4 local dealerships of the car I'm interested in. All 4 respond by e-mail and 2 call a ...

* Be honest, caring and loving. The "visit my grand kids all the time" may not be the real issue with your mother ... try to find out why she has not "heard" your repeating over an ...

I don't want to hijack the thread, but was hoping for some advice/book suggestions for my upcoming problem. My parents are getting to the point where they are talking about retirement in the next 3-5 ...

While I think many people can do it, I’m a person that doesn’t think everyone can invest for themselves and I get a little put off when people are immediately pushed to do it themselves without do ...

Maybe this is relevant, maybe not. In my company's 401k plan we can have access to admiral shares in actively managed Vanguard funds if the company collectively exceeds the $100,000 minimum. For ind ...

No matter what you want, people want to give material gifts to kids. Most don't want to give savings bonds, 529 contributions, etc. It's their money.

I'll add on to this a bit as my take is it ...

I never suggested that I think DIY investors are idiots or that they all lack discipline, quite to the contrary, I think they are some of the smartest investors out there! I used to be one myself Smile

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I checked AMEX's website and it seems I'm still receiving 1.5% on general purchases. Any idea on when that will be reduced to the lower rate?

I believe it is June 1st.

i can't help but put on my BS detector for video clips like this. i think most of them were legit, except for that big egg or whatever dropping on that car. timing was too perfect. placement was to ...

I'll give one example where the relationship has changed. When we go out now, it's assumed that I'll pick up the tab or leave a substantial tip. Any ideas ,other than shunning my relatives? Thanks, WD ...

Just covered all 16% of SPY short at $81.91.
Just now re-shorted 8% position in SPY at $82.31 Cool

The market goes up by less than a half of percent and that is the sign to re-short when 90 minut ...

Just wanted to share for those interested that the NY Direct 529 Plan has added an international investing option. It's been a pretty good 529 option before this (especially for us New York residents ...

I have a friend getting pressured into buying whole life from a young relative of his who recently took a job at Guardian. My friend knows he should buy term and invest the difference but he is close ...

Maybe it is looking too far ahead with all of our current issues, but I have to wonder how much additional wealth will be lost in the future by current buy and holders who are now regretting that they ...

Recently refinanced at 4.75% (4.79% APR) for 30 years with Wells Fargo. 30 year rates were better than 15 or 20 years at the time for some reason. Closing costs were about $2300 and they were my prev ...

Free Quizno's sub is pretty cheap eating!

http://www.millionsubs.com/Reg.php

My parents called last night to ask me my opinion on a plan their outside CPA firm is advising them to do. They own a successful business together and have built up a sizable amount of retained earnin ...

Maybe I grew up in a town and time (mid to late 90's) where steroids were far more prevalent than most places by high school and college students , but the confirmation that many professional athletes ...

I'm not a huge Buffett fan, but I think that he's doing his relations a favor by not allowing them to be inanimate sloths while they wait for their entitled riches one day.

Cutting her out of recei ...

Wells Fargo is at 4.75 with no points on a 30 year mortgage. My current mortgage with them is at 6%. Closing fees are around $2,300 though staying with them allows me to avoid NYS mortgage tax which ...

Thanks for the advice on letting go of the guilt. Agreed if they had to let me go they would not feel that much guilt. I guess my whole life I've sort of dealt with guilt issues, need to let go of the ...

I think the key is you are in a small business so you are going to be the best person by far to answer your own questions. With this being the case, generalities about how larger companies handle res ...

Isn't this stats worse: Hospitals in the US still make more than 100,000 fatal errors annually despite the efforts to reduce it?

As well as the shocking amount of people each year who go to a hospi ...

As an update, yes it was a physician that called each time, not the lab. The blame and error has been placed on the lab though. My friend also said she requested another blood sample when they told ...

(even though it ruins our vacation plans for next spring)
lol.

But seriously, I don't think there's much you can do about it. It was an honest mistake (we'd like to think), so just move on. What ...

Just found out some news that has me in a little bit of shock. The background is my wife's friend has been trying to get pregnant for about 3 years with no luck. Been off and on fertility drugs over ...

If you say so - I hoep you are still around when your certitude backfires.

Not likely. OP stopped posting in mid-April right as the market started making a recovery and he only came back in late ...

Yes, she can roll it over. But, those high costs may have been paying for guarantees that are now pretty valuable (after the market decline), and which would disappear if she withdrew the money. Wha ...

A co-worker moved a 401k account from a previous employer to an individual retirement annuity (ugh) at Jackson National Life Insurance Company 3 years ago per the advice of her lawyer (ugh again). Sh ...

Thanks for the replies so far.

I probably should have specified that these funds are NOT for college funding. I have 529s set up for all three children in a combination of bonds, international, and ...

I can't speak to the legality of it, but I would caution against completely dismissing the larger picture here. The company put 400K into profit sharing that your wife benefited from and are asking f ...

Would some companies pay you? Yes they would. However, I am pretty sure there is no actual requirement for your company to do so since you were not scheduled to work. In reverse, will you get the d ...

Would some companies pay you? Yes they would. However, I am pretty sure there is no actual requirement for your company to do so since you were not scheduled to work. In reverse, will you get the d ...

Trev H - Did you ever get an answer why your company did not like Alerus? It would have been less than $1500 a month for the company to pay for the plan through them. If they didn't want to pay anyt ...

I switched my company to Employee Fiduciary earlier this year. Admin fees are $1500/yr - employees pay nothing other than fund expenses. Our lineup is almost all Vanguard index funds (exceptions are c ...

I hope you won't mind if I ask a few questions: No problem

1. Does your company give matching contributions? Yes, currently 3% match on 6% contribution ($0.50 on the $1 up to the 3%. We are going ...

There is a lot of talk on this forum about 401(k) costs and the admin costs, but not much in actual numbers to know what range anyone is talking about. I know many people here do not have this inform ...

I think the basic issue is that the dealer has information you don't (incentives, holdbacks, his financing cost, marketing incentives) and there is no way you can get that information. So you can't r ...

Basketball great Jerry West, Los Angeles Lakers general manager Mitch Kupchak, the Los Angeles Dodgers' Nomar Garciaparra and other athletes claim they were bilked out of $3 million by a Los Angeles i ...