Bogleheads

For all you Moms out there, I think this Taylor Swift song is really sweet. Enjoy!
http://www.youtube.com/watch?v=memsP8-k5Ew&NR=1

cheers,

I'm 16 years from retirement with a defined benefit pension, and 100k in 401K's. My wife and I are making up for lost time, maxing out our 401K's. My 401K is now with the Vanguard 2025 Target (VTT ...

Hey everybody! Thought I’d get your input on my proposed portfolio before I put it into practice. I feel pretty confident with it, but thought it wouldn’t hurt to get confirmation from those mor ...

I always think one should take equity risk with equities - not bonds. Hence, I utilize treasuries and TIPS in the majority of my bond holdings. Although at current yields, my TIPS are almost complet ...

usually this sort of thing - Employee Stock Purchase Plan (ESPP) - has some provisions like you contribute money throughout the year and then buy stocks at the end of the year at the lower of the rate ...

Wow, these freaking suck.
+1
I would transfer immediately.
cheers,

Also there appeared to be a decrease in the spreads.

Dick
That's good- I'm thinking of selling my 9 year TIPs...
cheers,

Other than winning a lottery, what is the best way to get rich quick using relatively small amount of capital legally? (Rich= no need to work anymore, low capital= wont change anything if you lose it ...

Other than winning a lottery, what is the best way to get rich quick using relatively small amount of capital legally? (Rich= no need to work anymore, low capital= wont change anything if you lose it ...

The top 50 members by post count had 172,161 posts, or almost 30% of the 587,605 total. And people wonder what we do all day. Very Happy

Thanks for pointing this out.
I'm #28- interesting...I had no idea I ...

As of this minute:

Morningstar Vanguard forum posts: 587,487

...and half of them were from hocus Smile

There once was a poster named hocus,
Whose posts caused the board to lose focus,
A gener ...

An August 13, 2007 NY Times article discusses "aging in place" communities. There are some useful links.
Thanks jana and welcome to the Bogleheads. Here's the link:
http://www.nytimes.com ...

the unfortunate truth is that i don't have room for all of my bonds at vanguard currently... i'll have to park some of them at fido.

there are not too many companies that offered the type of acc ...

While in the UK, you will be able to make use of the tax-exempt ISA facility (Individual Savings Account) which is broadly similar to IRAs in the US.

But as a US citizen, an ISA won't be nearly as ...

Regarding an ISA in the UK, you should be aware that the IRS does not recognize the tax-free wrapper that the UK Inland Revenue puts on it and so you need to pay tax on any earnings.

I agree. W ...

Well, maybe that's just where he is in the "lifecycle:"

Wow- who new Wikipedia had such an entry!
THanks for posting it!
Smile

cheers,

I know this is somewhat verboten here, but I make changes over years and they're usually only at the margins of my overall AA. As another example, the 5% in CCFs I've held for many years hasn't turne ...

I think the years the Fidelity bond index fund underperformed they did some out of index over or underweighting. THis happened with Vanguard total bond index a few years ago also.

Fidelity's bond ...

THe fidelity us bond index fund might be ok but I'd be cautious.
And I'd stay away from their TIPs fund.

1)First the US bond index fund...
http://quicktake.morningstar.com/FundNet/TotalReturns. ...

What happens if interest rates shoot up and bond prices tumble.

Do these VG bond funds react quickly or because they're not actively-managed, they're stuck with the bonds whose value has dropped?
...

I think Vanguard is better for bonds. TBM and TIPS

the bond index fund at fidelity is fairly similar to vanguard's tbm. fidelity also has a TIPS fund, but i haven't compared the two yet. i'm n ...

Hi, I liked watching the movie trailer and the you-tube music video. I can see what you're saying about Percy's actor's age. Imagine if they did as many movies as Harry Potter -- he'd be a quite the ...

I hope you're reimbursing him the extra money he has to pay each month because he's only doing it for your benefit. Wink

I'm paying for the policy, I wish it weren't so complicated since he get ...

I think the sweet spot for munis could be maturity of say 7-10 years.

See that sort of kink at the 10 year mark. That's where I think the sweet spot is- where the slope starts to flatten out...

...

I think the sweet spot for munis could be maturity of say 7-10 years.

See that sort of kink at the 10 year mark. That's where I think the sweet spot is- where the slope starts to flatten out...

...

General rule of thumb, per Larry Swedroe, when deciding between short/limited and intermediate term munis is that you must be compensated for assuming the higher risk of going longer with your duratio ...

Thanks grok87, We're all fans (girls 9&12)! Amanda
Yeah I'm a fan too. My older son (11) has read all the books (including the demigod files). I'm currently reading through the series with my y ...

There is an upcoming Frontline program on credit cards (Nov 24th I think).
This "upcoming" show is almost 5 years old. You might as well just watch it online now or buy the Betamax tape fr ...

I'm more worried about the very rare black swan chart pattern... Smile

Good one!

If any of your kids are into these books, they/you might be interested to know that the first movie is coming out Feb 12th.
Could set off hype similar to Harry Potter...
cheers,

Do you have the Larry Swedroe quote to hand? I'm a fan of Larry's as well. I think in one of his books he said the sweet spot for munis was somewhat further out than for treasuries/corporates.
http:/ ...

Is anybody worried about getting a Hurricane Katrina car- i.e. a car that was submerged and then dried out and resold.
I've heard some scary stories about that kind of thing.
I guess as long as you ...

In light of today's special date, let's look at some scary stuff:

http://simplycharts.files.wordpress.com/2007/03/dowgoldratio2006.jpg

Looks like that chart was from 2007. Pretty scary. But th ...

There is an upcoming Frontline program on credit cards (Nov 24th I think).
http://www.pbs.org/wgbh/pages/frontline/creditcards/
should be interesting.

PRESS RELEASE

FRONTLINE CORRESPONDENT ...

THere is a good fatwallet thread on credit cards:
http://www.fatwallet.com/forums/finance/547602/
kind of long but probably worth reading before you act.
cheers,

Gary Klein, a psychologist at Applied Research Associates, of Albuquerque, N.M., recommends imagining that you have looked into a crystal ball and have seen that your investment has gone bust. Next, ...

Is anybody worried about getting a Hurricane Katrina car- i.e. a car that was submerged and then dried out and resold.
I've heard some scary stories about that kind of thing.
I guess as long as you ...

If you really want to leave it at Fido, your best choice is what Grabiner said - Four In One.
Umm I think you meant me (grok). I don't mind being confused with Grabiner though- he's pretty smart! : ...

Is long credit one of the good asset classes? I thought long maturity corporate bonds didn't have good returns. I've looked at this a bit myself and I know others such as Larry Swedroe have as well. ...

PiperWarrior just burned out. It's extremely tough to do what he was doing and keep up a daily stream of answers to complex portfolio questions. I also hope he'll return at some point, though fo ...

Hi Darren,
I would roll over your 401k into a Vanguard IRA. But you may have more luck with Fidelity given that you will be overseas. I think Fidelity is a little more willing to work with overseas a ...

mbarthelow

We are also in the 35% tax bracket and have a good chunk of munis in our taxable account (our tax deferred account is filled with individual TIPS). We have split our munis 50/50 between ...

If you really want to leave it at Fido, your best choice is what Grabiner said - Four In One.
Umm I think you meant me (grok). I don't mind being confused with Grabiner though- he's pretty smart!
: ...

First, welcome to the forum. You should be congratulated for starting your investment journey.

For a porfolio in the four figure range, I would focus on a Target Retirement Fund until the balances ...

I just don't know if the UK pension scheme will be worth it for 2 years and if I will be hit with taxes/fees when im done there. I imagine I could roll it over to some sort of US account but them ...

A few more details:

Federal tax bracket is 35%.

IRA, 401k is 100% TIPS, Spartan Intermediate Bond Fund.

Taxable account has stock mutual funds too. I'm happy with my stock/bond allocations, j ...

"Near monies"
Yep that's it I bet...
ding...ding...ding...we have a winner.

http://www.blurtit.com/q225826.html
cheers,

I see the auction schedule to be 2/18/2010 and was wondering if there is a way to predict what the coupon rate will be.

The existing 30 Year TIP in Bloomberg has a coupon of 3.75. It matures in 203 ...

My 7th grader, husband and I are stumped... any help would be appreciated but it's not expected. I wasn't sure of the appropriateness of asking.

We need a 10 letter word for "any assets that ...

? But are there really inactivity fees?

Anybody know about this? Minimum use requirement, etc? I'm asking because one of my credit cards has raised my rate twice in the last couple of years. N ...