Bogleheads

I'm not trying to sabotage the thread, but -

Opponent Process said: "wife's 403b provider is Fidelity so our TSM money is there".

My wife's 401k & 403b also are with with Fido. I ...

Off topic - but what happened to another investment coach who posted here using the name piperwarrior?

elgob

Thanks for you reply. Thre reason i asked is because in another thread, I asked about the the placement of this and two other funds in taxable with the idea of building a Trev H type portfolio. One P ...

foodned said " 25% international small cap . . to 75% International Large Cap "

Is this the market weight of these two funds, or is this a tilt to small cap?

elgob

G12 - Thanks for the detailed information. Perhaps I shouldn't rush into a Trev H type portfolio at all, or perhaps I should consider the relative recovery of the 4 asset classes since Mar 9 in pickin ...

Thanks Tarnation - we are looking at everything

best regards

elgob

I apparently didn't convey my thoughts adequately - sorry for the confusion. Fidelity's Total Bond Market Fund (FBIDX) is fine, and we have over $200k in it right now. I believe that the fund manager ...

Oops! Current AA is 35:15:35:15 (50:50) and not 25:15:25:15 (50:50). Thanks for the support on the AA switch. We can live with 35:65 until retimement at age 66. We are studying possible combinations ...

Landy:

Our tax-advantaged space (IRAS & 4xx plans) totals about $700k.

elgob

I searched for simple answers to these questions, but was overwhelmed with all of the detailed discussions and somehow I missed them. Perhaps those of you who know will respond. Perhaps there are no s ...

Conduct an internet search for SSGA Lawsuit Here are two examples;

http://www.emii.com/Article.aspx?ArticleID=2178447
http://www.pionline.com/article/20071015/PRINTSUB/71012055

elgob

Here is the content of a nice email that I have just received from a Vanguard Voyager Services Rep. I explained that I wanted to sell specific lots to avoid cap gains tax, and needed a letter to subst ...

Hollowcave - thanks for the reply. i just want a solid paper trail to support what i put down on my tax forms.

Elgob

If either or both of you get a company match, the general wisdom espoused here is to participate up to the point of 100% matching funds, then fully fund two IRAs ($5k each) and then go back to funding ...

tj-longerm Were ou able to pring from the message box, or did yu need to cut and paste into a blank text document for printing?

Grandpa - I think there is a lot of room for improvement in this a ...

esetter - Thanks for the information. Who did you send the email to (which contact point)? Did you send it when you were logged in, or did you send it otherwise. If you sent it outside your log on, ...

Has anyone tried sending an email from outside of one's account (not logged on) with a request for a receipt (acknowledgement of receipt it may be called)? If so, what is the email address?

Thanks ...

Thanks.

Do they send any special confirmation, or does one simply rely on the monthly reports of transactions?

elgob

see "http://www.bogleheads.org/wiki/Specific_Identification_of_Shares

We learn from the wiki that one way to meet IRS qualifications regarding the sale of specific lots is to send a secure ema ...

Will there be a video like last year? if so when may I order a copy?

TIA

elgob

I have a pile of $$ in VTINX - Vanguards's Target Retirement Income Fund. I almost overlooked it when evaluating which fund(s) to select in my 457b plan, mainly because of it's name. Does anyone kno ...

Larry Swedroe, a regular poster here, has co-authored an excellent book entitled "The Only Guide To Alternative Investments You'll Ever Need" in which he discusses Commodities. Specifically, ...

Update: Today - moved to 50:50 stocks:bonds by exchanging all IRA VEIEX for TIPS and enough Intermediate TE to VFWIX in Taxable to qualify for Admiral Status FTSE All World X-US when Vanguard evaluat ...

Here's our plan - in a not very formal format.

Our ultimate goal is 1.3M (or more) & with rougly a 40:60 stock:bond portfolio in 5 years. We are at 800k. Barring something unforseen, we will ...

Alex - the scary thing for me is the bonds. I am not used to them. I think that I understand some of the basics, but I lack the experience of actually having worked with them rebalancing, bear & ...

I said that wrong. She gets a 3% match as you described. This year, we are able to get under the limit for ROTH IRA AGI/MAGI and still fund the ROTH 401k, but probably not next year - at least for t ...

Alex said: "I wouldn't buy munis in a taxable account while I still have room in tax deferred"

Good point #1. I was trying to reduce International now (market time I guess) and I can't d ...

Hello fellow boglehead forum participants.

It has been about 1 1/2 years since we asked for a portfolio review. So much has changed since then. We have given up our 95:5 stock:bond & cash rati ...

I am using MS new security Suiite beta and it caught & removed two trojans that were in the malware package at that site

elgob

I recall that Larry S indicated the PIMCO Commodity Fund is unique in that TIPS are used as collateral - which is why he recommended it if you are going to purchase a commodity fund. I wonder if Vang ...

Cashed in some Fido International Large Blend (FSIIX) for Fido Total Bond Market (FBIDX). This was our first exchange of stocks for bonds EVER, although all new money has been used to purchase bonds ...

I skimmed and may have missed the following point if previously mentioned, and the idea may not fit with your plans. Your 457 plan does not have an age 59 1/2 provision before you can withdraw withou ...

What about the situation where one is invested in all of the correct equity index funds at the correct ratio with respect to each other and in the optimal type of account with respect to taxes - but t ...

Thanks to all! Very Happy

elgob

Cardude Said "It really is hard giving up what's made you some money in the past, but I do need to trim it down some, and I will".

I am guessing that it was really hard to give up your b ...

Livesoft said: "Let me ask you the following: Suppose you had $1.3M in September 2007 and you retired with the assumption that you would withdraw $1,000 a week from your portfolio because, after ...

We are think that the defined benefits & any SS will pay the utility bills, food, property taxes, etc. Income from the port is intended to let us enjoy our retirement - travel, dining, culture, e ...

Nispirious - I hadn't thought of a managed payout - I'll look into that, Thanks

Livesoft - Thanks for the link - I need to read that item a few times.

Dave - thanks for the theoretical portfoli ...

Willing to take some risk. Our combined defined pensions will be about $500/week, plus there may be some SS around for us. We have no current debt. We were at $1M during Oct 2007 @95% equities. Need ...

Group:

When I retire in 5 years, I ____ (insert favorite verb) that our Vanguard-only combined portfolio will total $1.3M. Assume that it will, and that we will have managed to consolidate all of ...

Then i suppose that the safest way to keep conversions separate is to create a new ROTH account for each, and only roll them into a single account after the required time has passed?

elgob

I'm not trying to hijack this thread - but I have a related question about a planned TIRA to ROTH conversion next year and then subsequent 457b to ROTH conversions beginning few years from now when I ...

Thank you.
Best regards,

elgob

Adrain said: "Cap equity at 50% as a mechanism to protect investors from themselves."

I agree. The rest could be worked out from this 50% max limit.

Best regards,

elgob

Maguire Properties to default on 1 billion in commercial real estate loans

http://latimesblogs.latimes.com/laland/2009/08/maguire-results-show-bad-times-for-commercial-real-estate.html

Best rega ...

We share the same thought - but i was just checking. Thanks

Best regards,

elgob

Hi:

I am curious about the procedure I would need to follow to set up a separate ROTH IRA account to accept my TIRA Rollover on January 2, 2010, which I think is the first day the market will be op ...

I own some BRK.A thru my Fido Spartan Extended Market Index (FSEMX)

Top 10 holdings
Security Net Assets
Berkshire Hathaway Inc. A (BRK.A) 5.20% #1

I use it to compliment my S&P 500 ...

FWIW - I am on 90-day probation for a "round-trip" FSIIX sell & repurchase. "Officer, I swear, it was an accident". Laughing

In the probation letter, they informed me that ...

LH said "Do not go back into REITS ever if you leave them now. Thats the deal you should cut yourself at minimum. If they are fundamentally bad now, (nothing fundamentally has changed now from pa ...