| Author |
Message |
Topic: Why would anyone use American Express? |
dkdoy
Replies: 43
Views: 2673
|
Forum: Personal Finance (Not Investing) Posted: Wed Nov 18, 2009 9:14 pm Subject: Why would anyone use American Express? |
| AMEX via Costco is hard to beat. |
Topic: US Airways and MasterCard ripoff scam |
dkdoy
Replies: 21
Views: 1184
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Wed Nov 18, 2009 9:12 pm Subject: US Airways and MasterCard ripoff scam |
| Thanks for the heads up, seems like more and more companies do not like to live up to an agreement. They make you spend hours of your time to get what was offered. I usually pass on most promotions be ... |
Topic: where are you hiding your emergency cash? |
dkdoy
Replies: 35
Views: 2008
|
Forum: Personal Finance (Not Investing) Posted: Tue Nov 17, 2009 8:56 pm Subject: where are you hiding your emergency cash? |
| ING savings account |
Topic: Going For Another Test Drive |
dkdoy
Replies: 37
Views: 2014
|
Forum: Personal Finance (Not Investing) Posted: Tue Nov 17, 2009 8:02 pm Subject: Going For Another Test Drive |
Having a new car would be worth probably $2-3K for me compared to a 1-year old car with 5K miles, even if the pre-owned car has an extended warranty. - DDB
Same here, peace of mind and the new car ... |
Topic: Motley Fool interview |
dkdoy
Replies: 36
Views: 2273
|
Forum: Investing - Theory, News & General Posted: Mon Nov 16, 2009 7:05 pm Subject: Motley Fool interview |
| Great interview, thanks for posting. I cannot overstate how helpfull you are and how much i learn from your insight on this website. |
Topic: Fidelity Bond Funds - ? |
dkdoy
Replies: 14
Views: 1101
|
Forum: Investing - Help with Personal Investments Posted: Sun Nov 15, 2009 12:19 am Subject: Fidelity Bond Funds - ? |
| I agree, I think the Spartan Treasury Index is the best they offer, FIBIX, FSBAX. |
Topic: Is Larry Swedroe "AWOL" ? Not seen since Oct 4 ! |
dkdoy
Replies: 148
Views: 13933
|
Forum: Forum Issues and Administration Posted: Thu Nov 12, 2009 7:29 pm Subject: Is Larry Swedroe "AWOL" ? Not seen since Oct 4 ! |
| I do miss his posts, always interested on what he had to say. |
Topic: fidelity index vs vanguard |
dkdoy
Replies: 9
Views: 784
|
Forum: Investing - Help with Personal Investments Posted: Thu Nov 12, 2009 7:26 pm Subject: fidelity index vs vanguard |
| I have always thought of the Spartan as loss leaders for Fidelity. Great funds, but overall Fidelity funds have a much higher er ratio than the comparable Vanguard funds. I do have some Spartan, but ... |
Topic: What exactly is a "Seperate Account". |
dkdoy
Replies: 13
Views: 1134
|
Forum: Investing - Theory, News & General Posted: Tue Nov 10, 2009 9:57 pm Subject: What exactly is a "Seperate Account". |
| I also have Principal for company 401K plan, nothing good to say about them. The US Property Seperate account has been closed for about 15 months with no firm timeline when funds will be available. Mo ... |
Topic: Pay Off 2nd Mortgage Vs Roth IRA |
dkdoy
Replies: 28
Views: 1293
|
Forum: Investing - Help with Personal Investments Posted: Mon Nov 09, 2009 9:12 pm Subject: Pay Off 2nd Mortgage Vs Roth IRA |
| I agree with John, you only get a limited number of those tax free growth dollars. |
Topic: 100 things waiters/waitresses should never do |
dkdoy
Replies: 48
Views: 3281
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Mon Nov 09, 2009 12:00 am Subject: 100 things waiters/waitresses should never do |
Well I do if I'm eating with someone else and they're not finished yet. The waiter's implicit message to the unfinished person when he removes their companion's plate is "hey buddy, you're eati ... |
Topic: All cash... want to jump in... |
dkdoy
Replies: 22
Views: 3002
|
Forum: Investing - Help with Personal Investments Posted: Sun Nov 08, 2009 9:00 pm Subject: All cash... want to jump in... |
| 5. I was thinking of DCA - equal amounts over 3 quarters. Any insights/preferences on this are appreciated, esp. with such a large sum to invest. I know it’s my ultimate decision – just wondering ... |
Topic: Purchasing a new car question |
dkdoy
Replies: 4
Views: 527
|
Forum: Personal Finance (Not Investing) Posted: Sun Nov 08, 2009 3:27 pm Subject: Purchasing a new car question |
| Another vote for go to the car. It boils down to who has the car you want at the price you want to pay. |
Topic: Toyota Alternative to Lexus RX350 SUV |
dkdoy
Replies: 9
Views: 1224
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Sun Nov 08, 2009 12:23 pm Subject: Toyota Alternative to Lexus RX350 SUV |
| The new Highlanders are rated at 5000 lbs. Less than 2000 would be no problem. |
Topic: 100 things waiters/waitresses should never do |
dkdoy
Replies: 48
Views: 3281
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Sun Nov 08, 2009 10:44 am Subject: 100 things waiters/waitresses should never do |
| How about a list on what the waiter or waitress can expect from customer. |
Topic: Down Market! Down, Down, Down! Lower! Lower! Lower! |
dkdoy
Replies: 62
Views: 4197
|
Forum: Investing - Theory, News & General Posted: Sat Nov 07, 2009 1:18 pm Subject: Down Market! Down, Down, Down! Lower! Lower! Lower! |
I'd rather make less money and have the general population less traumatized.
A welcome perspective, particularly on an investment board.
Ditto |
Topic: My Dell Rant |
dkdoy
Replies: 38
Views: 2283
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Sat Nov 07, 2009 11:15 am Subject: My Dell Rant |
| I to had a Dell problem, I will not buy from them ever again. No problems with products just the lack of customer service. No one can fix the problem directly but will transfer you to someone that c ... |
Topic: Morningstar ratings and Index funds |
dkdoy
Replies: 21
Views: 1228
|
Forum: Investing - Theory, News & General Posted: Sat Nov 07, 2009 10:55 am Subject: Morningstar ratings and Index funds |
In my opinion, good index funds should get a 4 star rating. You are not necessarily the top performing fund, but you are better than most.
Nonroom, there are 63 Vanguard index funds with Morningstar ... |
Topic: House pay off emotional rewards |
dkdoy
Replies: 71
Views: 5403
|
Forum: Personal Finance (Not Investing) Posted: Sat Nov 07, 2009 9:13 am Subject: House pay off emotional rewards |
Hate to burst the bubble thinking here, but the trouble with this thought process is that you do owe something to someone and that is the Property taxes. .
And phone bill, internet, cable, ins ... |
Topic: House pay off emotional rewards |
dkdoy
Replies: 71
Views: 5403
|
Forum: Personal Finance (Not Investing) Posted: Fri Nov 06, 2009 8:09 pm Subject: House pay off emotional rewards |
| We paid our home off 2.5 years ago. It was an emotional and financial decision. We were never able to write off a cent of our mortgage interest - not a cent - so no benefit there to having it. We look ... |
Topic: VG will not cancel the order |
dkdoy
Replies: 97
Views: 5319
|
Forum: Investing - Theory, News & General Posted: Fri Nov 06, 2009 6:28 pm Subject: VG will not cancel the order |
My Fido mutual fund account does not permit cancellation of exchanges.
Just did it and it works.
BTW, we are talking about a few types of fund transaction...buy, sell, exchange..I tried them al ... |
Topic: Morningstar ratings and Index funds |
dkdoy
Replies: 21
Views: 1228
|
Forum: Investing - Theory, News & General Posted: Fri Nov 06, 2009 1:15 pm Subject: Morningstar ratings and Index funds |
| Seems like most Index funds get the 3 star Morningstar rating. Just curious on why 5 star rated Index funds are not seen much. |
Topic: The Series Is Set: Phillies (World Champs) Vs. Yankees. |
dkdoy
Replies: 94
Views: 5086
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Thu Nov 05, 2009 7:18 pm Subject: The Series Is Set: Phillies (World Champs) Vs. Yankees. |
TJAJ9 - You've dumped your Phillies avatar already??
I do like the Union's logo. It has a nice historical element to it.
The Phils season is over and it's time to move on.
I th ... |
Topic: What is the simplest most basic thing to read re: investing? |
dkdoy
Replies: 26
Views: 1559
|
Forum: Investing - Help with Personal Investments Posted: Thu Nov 05, 2009 6:58 pm Subject: What is the simplest most basic thing to read re: investing? |
| I vote Coffeehouse Investor |
Topic: Developing a finanial wisdom/rule/play book |
dkdoy
Replies: 24
Views: 1776
|
Forum: Investing - Theory, News & General Posted: Wed Nov 04, 2009 10:18 pm Subject: Developing a finanial wisdom/rule/play book |
| Great post, thanks Gekko |
Topic: best way to move roth ira? |
dkdoy
Replies: 7
Views: 558
|
Forum: Investing - Help with Personal Investments Posted: Wed Nov 04, 2009 9:15 pm Subject: best way to move roth ira? |
| Online at Vanguard site is very easy. Print get signature guarantee from bank, mail to Vanguard then your done. |
Topic: Considering move from Fidelity to Vanguard |
dkdoy
Replies: 23
Views: 1560
|
Forum: Investing - Help with Personal Investments Posted: Wed Nov 04, 2009 8:31 pm Subject: Considering move from Fidelity to Vanguard |
I'm certainly not one to tell you to select either company, since I (along with my wife) have our assets split between both companies.
It seems that some folks have the idea that you must select on ... |
Topic: House pay off emotional rewards |
dkdoy
Replies: 71
Views: 5403
|
Forum: Personal Finance (Not Investing) Posted: Wed Nov 04, 2009 7:24 pm Subject: House pay off emotional rewards |
| Paid off our house when i was 35 years old. It was amazing how many people have the opinion that it is not a good use of extra money. However, for me with the markets being basically flat for 10+ year ... |
Topic: Purchasing a Car - New, Used (with warranty) or Super Old? |
dkdoy
Replies: 14
Views: 1111
|
Forum: Personal Finance (Not Investing) Posted: Mon Nov 02, 2009 10:24 pm Subject: Purchasing a Car - New, Used (with warranty) or Super Old? |
| My opinion is if you keep car for 10 plus years and if it is Honda, Toyota or other high resale car, I think buying new over used will not be a big difference in the long run. |
Topic: The Series Is Set: Phillies (World Champs) Vs. Yankees. |
dkdoy
Replies: 94
Views: 5086
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Mon Nov 02, 2009 10:20 pm Subject: The Series Is Set: Phillies (World Champs) Vs. Yankees. |
Pedro in NY for a game 6 in the World Series does not get much better
Go Phillies |
Topic: College Football Thread 2009 |
dkdoy
Replies: 139
Views: 7742
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Mon Nov 02, 2009 8:03 pm Subject: Re: ?Southern Football |
| For those romanticizing Southern football with their exaggerated descriptions, I invite them to come to Autzen Stadium in Eugene when there is an Oregon Ducks game. It will be a reality check and will ... |
Topic: Toyota Alternative to Lexus RX350 SUV |
dkdoy
Replies: 9
Views: 1224
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Sun Nov 01, 2009 8:29 pm Subject: Toyota Alternative to Lexus RX350 SUV |
| The Toyota Highlander is pretty close. We compared the two a few years ago and went with the Highlander. We love it, have no complaints at all. At the time it was about 8k more for the RX. |
Topic: 403b advice needed |
dkdoy
Replies: 16
Views: 957
|
Forum: Investing - Help with Personal Investments Posted: Sat Oct 31, 2009 11:45 pm Subject: Re: Max out Company Contribution, your TSP and Roth first! |
Hello Alexandria,
You've gotten some good advice above so far.
I'd like to add:
1) If the funds you mentioned for your 403(b) are typical of those available, that doesn't sound very good. Y ... |
Topic: College Football Thread 2009 |
dkdoy
Replies: 139
Views: 7742
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Sat Oct 31, 2009 11:33 pm Subject: Re: 'Dem Ducks |
How about 'dem Ducks? Oregon demolishes USC 47-20, and is unbeaten in the PAC-10. Was ranked #10 a week ago, and I wonder what their ranking will be tomorrow.
It's the Trojans' worst loss in 12 yea ... |
Topic: How far would you go to help friend/family with investments |
dkdoy
Replies: 24
Views: 2007
|
Forum: Investing - Help with Personal Investments Posted: Sat Oct 31, 2009 11:48 am Subject: How far would you go to help friend/family with investments |
| As others have suggeted, the best thing you can do for him is encourage self-education. I would start our with the "Coffeehouse Investor". If the light comes on, then steer him to Bogle's & ... |
Topic: Pets - how much would you spend at the end? |
dkdoy
Replies: 88
Views: 5151
|
Forum: Personal Finance (Not Investing) Posted: Fri Oct 30, 2009 10:14 pm Subject: Pets - how much would you spend at the end? |
| We euthanized our dog at home today after a struggle with Degenerative Myelopathy. While we're sure that it was the right thing to do, it just feels awful. She was part of our family for 13 yrs and ... |
Topic: Have a Nintendo Wii ? |
dkdoy
Replies: 13
Views: 1187
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Fri Oct 30, 2009 5:35 pm Subject: Have a Nintendo Wii ? |
| My wife uses the Fit and the Fitness Coach game. She really likes the different workout games. Also, my 66 year old mom uses the Fit game almost on a daily basis. Bought EA Sport Active game for Wii a ... |
Topic: Laptop computer advice |
dkdoy
Replies: 133
Views: 7402
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Thu Oct 29, 2009 10:39 pm Subject: Laptop computer advice |
| Bought a Toshiba laptop about 6 months ago, would not buy it again. Already shipped it back for service and am still having some problems with it. If bought one now I would buy a HP or Apple. |
Topic: Acura TSX Sport Wagon (Fall 2010) |
dkdoy
Replies: 15
Views: 1108
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Thu Oct 29, 2009 8:14 pm Subject: Acura TSX Sport Wagon (Fall 2010) |
If it has that ugly grille Acura is putting on all of its cars now, I have zero interest.
I agree, I wonder what they are thinking with the new style. Have been a fan in the past but not impressed. ... |
Topic: Very Conservative 53 year old needs advice. |
dkdoy
Replies: 34
Views: 3119
|
Forum: Investing - Help with Personal Investments Posted: Wed Oct 28, 2009 9:43 pm Subject: Very Conservative 53 year old needs advice. |
| I would read The Intellegent Asset Allocator by William Bernstein. He will help you understand allocation and risk and its effect on return. |
Topic: What Book Are YOU Currently Reading? PART II |
dkdoy
Replies: 1010
Views: 191917
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Wed Oct 28, 2009 6:18 pm Subject: What Book Are YOU Currently Reading? PART II |
| The Age of Reagan by Steven Hayward |
Topic: How much do you pay for a haircut |
dkdoy
Replies: 156
Views: 7361
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Wed Oct 28, 2009 6:16 pm Subject: How much do you pay for a haircut |
| Bought clippers 3 yrs ago for 30.00, have not paid for a haircut since. |
Topic: How to asset allocate when you have very little money? |
dkdoy
Replies: 24
Views: 1405
|
Forum: Investing - Help with Personal Investments Posted: Mon Oct 26, 2009 7:39 pm Subject: How to asset allocate when you have very little money? |
| Just starting out I would go with the TR fund |
Topic: sad news... |
dkdoy
Replies: 9
Views: 4116
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Mon Oct 26, 2009 6:41 pm Subject: sad news... |
| What really is needed is legislation allowing employees to op out of their employer's plan and have their deduction sent to a plan of their choice.The fund companies like Vanguard could then set up sp ... |
Topic: Do you tip for restaurant take-out? |
dkdoy
Replies: 53
Views: 4266
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Mon Oct 26, 2009 6:00 pm Subject: Do you tip for restaurant take-out? |
| Only take out is for Chinese food and do not tip for take out orders. For curbside take out I would give small tip |
Topic: toyota highlander HVAC problem (& laptop sound, too) |
dkdoy
Replies: 11
Views: 967
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Sun Oct 25, 2009 5:52 pm Subject: toyota highlander HVAC problem (& laptop sound, too) |
| Thanks Jeff, pulled them out and snugged them up today, how much do I owe you? |
Topic: CONGRATULATIONS AND THANKS [From JACK BOGLE] |
dkdoy
Replies: 42
Views: 3543
|
Forum: Investing - Theory, News & General Posted: Sat Oct 24, 2009 6:31 pm Subject: CONGRATULATIONS AND THANKS [From JACK BOGLE] |
Mr. Bogle
Best wishes and wishing you a speedy recovery. Thanks for all that you have done for the "little guy". |
Topic: Good wines for < $10. Add yours here. |
dkdoy
Replies: 52
Views: 3373
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Fri Oct 23, 2009 6:07 pm Subject: Good wines for < $10. Add yours here. |
| Roxy Ann Pinot |
Topic: Best Advice you've ever heard and followed? |
dkdoy
Replies: 112
Views: 5982
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Fri Oct 23, 2009 6:05 pm Subject: Best Advice you've ever heard and followed? |
| Spend less than you earn |
Topic: The Pandemic-A Stimulus for Emergency Docs |
dkdoy
Replies: 80
Views: 5176
|
Forum: Lounge - Consumer, Leisure, and General Interest Posted: Fri Oct 23, 2009 6:02 pm Subject: The Pandemic-A Stimulus for Emergency Docs |
| Thanks for the post and info EmerDoc. |
| |