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  Topic: 5 myths about home ownership
diasurfer

Replies: 110
Views: 6779

PostForum: Investing - Theory, News & General   Posted: Fri Nov 20, 2009 1:06 pm   Subject: 5 myths about home ownership
I idea of a mortgage as an inflation hedge makes sense, but a good rent vs buy calculator already accounts for this. I've been running the NYT calculator with default values of 2% inflation, 1% nomina ...
  Topic: 5 myths about home ownership
diasurfer

Replies: 110
Views: 6779

PostForum: Investing - Theory, News & General   Posted: Wed Nov 18, 2009 9:07 pm   Subject: 5 myths about home ownership
I'm 41 and a lifelong renter. I've posted before how the value of the house I live in in Honolulu needs to drop another 30-40% (from ~$700k to ~400k) before buying the place makes any sort of financia ...
  Topic: Is Larry Swedroe "AWOL" ? Not seen since Oct 4 !
diasurfer

Replies: 146
Views: 13747

PostForum: Forum Issues and Administration   Posted: Tue Nov 17, 2009 4:46 pm   Subject: Re: BrianTH
I wonder what happened to BrianTH. He was the first to reach 1000 posts on this forum, and he abruptly stopped posting about in May 2007. His high quality posts helped get this forum to a good start. ...
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Mon Nov 09, 2009 4:22 pm   Subject: College Football Thread 2009

Greg, Man sorry about your hawkeyes.


What a terrible way for it all to fall apart. Now the Hawks head to the horseshoe with a QB who had 3 career passes coming into today....



Yup, that ...
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Mon Nov 09, 2009 4:13 pm   Subject: College Football Thread 2009
I'm confused ...


Not a Sooner fan, but anyone who doubts how important Bradford is to them should compare Oklahoma's record with him and without him

So you're saying they're a lot better with ...
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Tue Nov 03, 2009 7:49 pm   Subject: College Football Thread 2009
I think the big college football schools are more likely to be found in the South, but clearly the South doesn't have a monopoly on passion for college football. Kentucky and North Carolina are southe ...
  Topic: Do you have a 'bucket list'?
diasurfer

Replies: 55
Views: 3583

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Tue Nov 03, 2009 7:24 pm   Subject: Do you have a 'bucket list'?

Diasurfer, best of luck in your marathon. Remember, it is better to get to the start line slightly undertrained than to not get there at all. Smile

Thanks. I think I've done more running in the la ...
  Topic: Do you have a 'bucket list'?
diasurfer

Replies: 55
Views: 3583

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Mon Nov 02, 2009 2:36 pm   Subject: Do you have a 'bucket list'?
To me, things like 'save well for retirement', or 'live every day to the fullest', are good goals for a life plan, but aren't in the spirit of a bucket list. I think a bucket list should be reserved f ...
  Topic: Florida-East or West North or South?
diasurfer

Replies: 39
Views: 2806

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Thu Oct 29, 2009 9:51 pm   Subject: Florida-East or West North or South?

Southeast Florida has a high hurricane risk, is very expensive

I would be surprised if anyone from Marin County found south florida to be expensive. I lived in Miami for 8 years for grad school a ...
  Topic: How much do you pay for a haircut
diasurfer

Replies: 156
Views: 7328

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Oct 28, 2009 4:04 pm   Subject: How much do you pay for a haircut
This is a funny thread. Very Boglehead. I like the guy going from the $7.50 a cut barber school to the new $5 school. classic

When I was single I used to cut my hair on my own with clippers, but it ...
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Oct 28, 2009 3:28 pm   Subject: College Football Thread 2009
Keep this stuff in the brain injury thread...
Very Happy
+1

Let's keep this thread focused on belittling the teams diasurfer doesn't like! Laughing
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Tue Oct 27, 2009 2:40 pm   Subject: College Football Thread 2009

The year Ohio State beat Miami for the nat'l championship they needed a TD pass on 4th and 10 to stay undefeated. There's luck involved, to be sure.
Wait a minute... you mean Ohio State has actual ...
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Sat Oct 24, 2009 10:47 pm   Subject: College Football Thread 2009
But come on man - the Hawkeyes are 7-0! you can't tell me you aren't fired up about that!

Unbelievably fired up! But 5 games is a long way to go. I have season tickets, and we have three home gam ...
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Sat Oct 24, 2009 8:14 pm   Subject: College Football Thread 2009
If kicking field goals and blocking the other team's kicks are the keys to going all the way, then make way for the Alabama Crimson Tide!
  Topic: The Pandemic-A Stimulus for Emergency Docs
diasurfer

Replies: 80
Views: 5173

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Sat Oct 24, 2009 8:06 pm   Subject: The Pandemic-A Stimulus for Emergency Docs


"Visits to doctors for influenza-like illness (ILI) increased steeply since last week in the United States, and overall, are much higher than what is expected for this time of the year. ILI a ...
  Topic: The Pandemic-A Stimulus for Emergency Docs
diasurfer

Replies: 80
Views: 5173

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 23, 2009 9:43 pm   Subject: The Pandemic-A Stimulus for Emergency Docs
Being a chicken little is a new thing to me. In 2003, during the height of the SARS hysteria, I took advantage of the fact that no one wanted to fly to asia to buy a $200 ticket to Bali for a flight l ...
  Topic: The Pandemic-A Stimulus for Emergency Docs
diasurfer

Replies: 80
Views: 5173

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 23, 2009 9:25 pm   Subject: The Pandemic-A Stimulus for Emergency Docs

Flu happens every year. Some people will get sick and some will unfortunately die. What's new?

Some "new" aspects of this flu from cdc.gov ...

"The information analyzed by CDC s ...
  Topic: The Pandemic-A Stimulus for Emergency Docs
diasurfer

Replies: 80
Views: 5173

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 23, 2009 8:13 pm   Subject: The Pandemic-A Stimulus for Emergency Docs
Thanks very much for your input.
  Topic: For Baseball Replay Review
diasurfer

Replies: 37
Views: 1332

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 23, 2009 6:33 pm   Subject: For Baseball Replay Review
Removing an out is way too serious a penalty IMO. It would have to be something more minor, like a restriction on the number of times a manager can visit the mound.

Removing an out may be way to se ...
  Topic: Frontline: 10.20.09: The Warning and my portfolio
diasurfer

Replies: 61
Views: 6518

PostForum: Investing - Help with Personal Investments   Posted: Fri Oct 23, 2009 3:50 pm   Subject: Frontline: 10.20.09: The Warning and my portfolio
Or you could simply read the first reply to your original post, which you seemed to agree with before you decided no one else realizes the danger. Adrian said it better than I did:



Speculative ...
  Topic: Frontline: 10.20.09: The Warning and my portfolio
diasurfer

Replies: 61
Views: 6518

PostForum: Investing - Help with Personal Investments   Posted: Fri Oct 23, 2009 3:44 pm   Subject: Frontline: 10.20.09: The Warning and my portfolio
I saw the show. Scary stuff indeed.

In our world today there are a multitude of threats to economic prosperity. One could watch a documentary on any number of them, get scared, and come to this for ...
  Topic: For Baseball Replay Review
diasurfer

Replies: 37
Views: 1332

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 23, 2009 3:30 pm   Subject: For Baseball Replay Review
Removing an out is way too serious a penalty IMO. It would have to be something more minor, like a restriction on the number of times a manager can visit the mound.
  Topic: Frontline: 10.20.09: The Warning and my portfolio
diasurfer

Replies: 61
Views: 6518

PostForum: Investing - Help with Personal Investments   Posted: Fri Oct 23, 2009 3:14 pm   Subject: Frontline: 10.20.09: The Warning and my portfolio


You would appear to be the only responder who answered my question, which was that based on the information in the program it is necessary for people to reconsider their basic fundamental assumpti ...
  Topic: For Baseball Replay Review
diasurfer

Replies: 37
Views: 1332

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 23, 2009 2:53 pm   Subject: For Baseball Replay Review
I used to be a baseball traditionalist, but gave up on that.

Now I'd like to see some form of replay, along with a shorter regular season, full interleague play (home and home series with every oth ...
  Topic: Is bringing a flask to a ball game cheap?
diasurfer

Replies: 66
Views: 3781

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 23, 2009 2:48 pm   Subject: Is bringing a flask to a ball game cheap?
Cheap? I consider it an essential part of the sports viewing experience!
  Topic: The Pandemic-A Stimulus for Emergency Docs
diasurfer

Replies: 80
Views: 5173

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 23, 2009 2:06 pm   Subject: The Pandemic-A Stimulus for Emergency Docs
Yesterday I made an appointment to have my 9-month old vaccinated on Monday. Safeway and Walgreens have a supply but will only give it to adults. There was only one clinic on the island that would eve ...
  Topic: Biographies of music legends that died before their time...
diasurfer

Replies: 36
Views: 1792

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Thu Oct 22, 2009 3:19 pm   Subject: Biographies of music legends that died before their time...
Bradley Nowell - Sublime
  Topic: Thanks Broncos (from a Bears fan)
diasurfer

Replies: 95
Views: 4922

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Tue Oct 20, 2009 9:42 pm   Subject: Thanks Broncos (from a Bears fan)
I like Bill Simmons' take on Jay Cutler:

"Chicago fans have been wondering why I dumped them and adopted the Packers as my NFC North team and Super Bowl pick du jour. It came down to one thing ...
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Tue Oct 20, 2009 9:33 pm   Subject: College Football Thread 2009
If Florida wins, and I hope they do, they will likely play Texas for the title, which would make a great parting gift to college football fans with Tebow vs McCoy in their final collegiate game. Tebo ...
  Topic: My Stocks have recovered
diasurfer

Replies: 26
Views: 1799

PostForum: Investing - Help with Personal Investments   Posted: Tue Oct 20, 2009 7:17 pm   Subject: My Stocks have recovered
Quibble with the chart or not, NYCPete makes some excellent points.

Personally I didn't save a dime until I had finished grad school in my early thirties. Now I'm saving a lot - 33% of gross. You c ...
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Mon Oct 19, 2009 3:30 pm   Subject: College Football Thread 2009
Well that's true, only about halfway through. Texas still has tough games on the road with Oklahoma State and Mizzou and Kansas at home. The Aggies have become a punchline though - maybe this is the y ...
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Mon Oct 19, 2009 3:17 pm   Subject: College Football Thread 2009
Who likes the BCS?

What? It took over 30 minutes for someone to call me out on that? Wink Are the BCS haters going soft?

I'll have to admit that I like the BCS if I end up making my second t ...
  Topic: Market timing on HY Fund
diasurfer

Replies: 18
Views: 1197

PostForum: Investing - Help with Personal Investments   Posted: Fri Oct 16, 2009 8:36 pm   Subject: Market timing on HY Fund
Many posters around here don't have a problem with a small percentage of assets as funny money. I think the issue is that, by definition, "emergency" funds cannot be "meaningless".
  Topic: College Football Thread 2009
diasurfer

Replies: 138
Views: 7673

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 16, 2009 5:17 pm   Subject: College Football Thread 2009
Been a weird season so far huh?

Well it's the eve of Texas-OU and until last year I would have said the path to the national championship is on the line. But time to put 2008 to rest. As easy as th ...
  Topic: The worst decade for Rock & Roll...
diasurfer

Replies: 77
Views: 3780

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 16, 2009 4:47 pm   Subject: The worst decade for Rock & Roll...


But to list some of the Rock awesomeness from this decade:

Arcade Fire, Mute Math, A Perfect Circle, Audioslave, The Bravery, The Decemberists, Explosions In the Sky, Kings of Leon, Muse, Param ...
  Topic: The worst decade for Rock & Roll...
diasurfer

Replies: 77
Views: 3780

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 16, 2009 4:19 pm   Subject: The worst decade for Rock & Roll...
I remember hearing/seeing lots of REM in the early 80's (living near Athens), and, one of the top guitarist ever made his mark then - SRV.


The funny thing about REM was that as their popularity w ...
  Topic: The worst decade for Rock & Roll...
diasurfer

Replies: 77
Views: 3780

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 16, 2009 4:10 pm   Subject: The worst decade for Rock & Roll...
Inspired myself to do some research: Very Happy

List of New Wave Bands:

http://en.wikipedia.org/wiki/List_of_New_Wave_bands_and_artists

Latter-Day Violent Femmes cover of "Do You Really Want t ...
  Topic: The worst decade for Rock & Roll...
diasurfer

Replies: 77
Views: 3780

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 16, 2009 3:43 pm   Subject: The worst decade for Rock & Roll...
I voted for the 1980s. My reasoning is that in that time period, the record companies got ahold of new wave and ruined it. The Clash was replaced by Culture Club, Flock of Seagulls and bands with th ...
  Topic: TSM top 10 holdings
diasurfer

Replies: 19
Views: 1607

PostForum: Investing - Theory, News & General   Posted: Thu Oct 15, 2009 9:15 pm   Subject: TSM top 10 holdings
Cap-weighting!

I wonder how many TSM investors realize just how much of their fortunes rest with XOM. Smile

Interesting - I had to look it up. I have 0.8% of my portfolio in XOM, which is about th ...
  Topic: Recession indicator: inverted wing curve!
diasurfer

Replies: 31
Views: 1951

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Thu Oct 15, 2009 5:33 pm   Subject: Recession indicator: inverted wing curve!
looks like today was a great day to be diversified in wings: up over 6%! [url=http://finance.yahoo.com/q?s=BWLD]wings

funny stuff from Dan Moroboshi, as always. that guy is worth the price of admis ...
  Topic: Being a good Dad to your daughter....
diasurfer

Replies: 52
Views: 3236

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Thu Oct 08, 2009 6:49 pm   Subject: Being a good Dad to your daughter....
Congratulations! As the father of a precious three-year-old girl, I highly recommend the book Strong Fathers, Strong Daughters: 10 Secrets Every Father Should Know, by Meg Meeker, M.D.

Our daughte ...
  Topic: PE10 predicitive power
diasurfer

Replies: 30
Views: 1290

PostForum: Investing - Theory, News & General   Posted: Thu Oct 08, 2009 3:23 pm   Subject: PE10 predicitive power
doh!
  Topic: PE10 predicitive power
diasurfer

Replies: 30
Views: 1290

PostForum: Investing - Theory, News & General   Posted: Thu Oct 08, 2009 3:16 pm   Subject: PE10 predicitive power
One thing I do not understand: if both graphs are P/E10 vs some return value, why do they not both have the same x-axis?

Why do we see points with P/E10 greater than 35 in the second and none in th ...
  Topic: PE10 predicitive power
diasurfer

Replies: 30
Views: 1290

PostForum: Investing - Theory, News & General   Posted: Thu Oct 08, 2009 2:41 pm   Subject: PE10 predicitive power
One thing I do not understand: if both graphs are P/E10 vs some return value, why do they not both have the same x-axis?

Why do we see points with P/E10 greater than 35 in the second and none in th ...
  Topic: Engineering Degree - MIT vs UW Madison
diasurfer

Replies: 178
Views: 10693

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Oct 07, 2009 9:38 pm   Subject: Engineering Degree - MIT vs UW Madison
As someone who has been a professional scientist since getting my PhD 10 years ago, I've been no more or less impressed with the MIT, CalTech, and Stanford grads I've worked with than anyone else. Tha ...
  Topic: Favorite Movie Quote You Use
diasurfer

Replies: 157
Views: 12221

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Tue Aug 25, 2009 4:24 pm   Subject: Favorite Movie Quote You Use
"Thank you very little"
- Ty, Caddyshack
  Topic: "MCI Mail--The nation's new postal system"
diasurfer

Replies: 8
Views: 1066

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Aug 21, 2009 9:28 pm   Subject: "MCI Mail--The nation's new postal system"
I certainly remember the Texas Rangers being in last place around that time. They were horrible. They spent a good chunk of my youth in last place. Only franchise to never win a playoff series. grrrr.
  Topic: Buffett: We're Going to Be Crushed Under Mountain of Debt
diasurfer

Replies: 41
Views: 4728

PostForum: Investing - Theory, News & General   Posted: Wed Aug 19, 2009 9:27 pm   Subject: Buffett: We're Going to Be Crushed Under Mountain of Debt
I thought Jimmy was opening up a new surf bar in Hawaii ?

Well, I guess technically it's a surf museum that serves cocktails. Smile

http://www.honolulusurfmuseum.com/

Gabriella

thanks for the ...
  Topic: The Joy, and Sorrow, of Cycling
diasurfer

Replies: 71
Views: 5622

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Aug 19, 2009 5:08 pm   Subject: The Joy, and Sorrow, of Cycling
I prefer to take my chances in the woods. Different kind of risk, especially if I'm riding technical while alone and out of cell phone range. At least if I get really messed up, I'll know it was my fa ...
  Topic: What dead rock stars did you see before they died?
diasurfer

Replies: 102
Views: 5846

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Aug 14, 2009 10:00 pm   Subject: What dead rock stars did you see before they died?
I thought of a few more:

Peter Tosh


Also one of my favorites. I thought it was spooky that a man who sang these lyrics was murdered by friends:

"That's what your friends will do
That' ...
 
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