Bogleheads

Bill is liberal but he is no communist. His remarks about Jared Diamond and North Korea were to me the funniest part of this:

http://www.youtube.com/watch?v=fTUZXwQwUJM

(Looks for the slide sho ...

I see what I do as a middle course between DRiP Guy and Adrian. I make absolutely no attempt to predict short-term market direction, and presume that I know only an approximate, likely long-term retu ...

I use a valuation factor in setting my target stock allocation for rebalancing. I consider PE10, Gordon equation, and bond yields, especially the 5-year TIPS. At normal or average valuations, I woul ...

I always understood these as traps for anyone dumb enough to place a market order against them. If you fell for them, I'm not sure if you could get the trade busted or not!

The low of GDX on oct 27, 2008, is $16.37.
I never get these things right, but I bought in that day. You cats are all way late to the party! In fact, I was just leaving (rebalancing out).

I hold small amounts: about 1% of total assets in GLD, and 2.5% of equities in GDX which I was fortunate to add last fall. I own the GLD not because I expect it to do well over time -- I don't. Over ...

This would be extremely dangerous, wouldn't it? What if they rely on your medical records about allergies, or give you the wrong blood type? You could be dead.

You still could... just enter your transaction near market close.
Because Vanguard will not permit cancellation of orders, I enter practically all of my open-ended fund orders between 3:50 and 3:55pm ...

I'll second bob90245's recommendation of Mike Piper's book, Indexing Made Simple.

The prospect of a possible 12b1 fee is enough to scare me off of these. What if it goes up, and THEN they add the fee? In a taxable account, you would either have to pay the fee, or pay the capital ...

I don't have a Schwab PCRA but it sounds like you are being offered the full set of funds available to a normal brokerage account at Schwab.

The Schwab ETF's will be a good option, if available, at ...

You cats recommending Admiral Shares for everything must be a lot richer than I am, to meet $100k minimums. I manage a variety of smaller trust accounts and have my own funds broken up into enough hi ...

Will this put pressure on Vanguard to follow suit, now that brokerage operations are in house?

Today I was very surprised to hear a Vanguard advertisement on the radio during the Glenn Beck show. I am not a fan of Beck (far from it) and was upset to hear Vanguard advertising on his show. Beck ...

Morningstar provides a cogent and helpful explanation of the harmful impact of high fees. I sometimes wonder if most funds would charge lower expenses if they were required to quote their expenses ov ...

Flu, presumably H1N1, is raging through my kids' schools in central Va. School and kids' events of every type are being affected: every birthday party is either cancelled or has people missing or is ...

I think the number to focus on is the Yield to Maturity, shown in your listing as 0.78% although rates rose modestly today.

http://www.treas.gov/offices/domestic-finance/debt-management/interest- ...

The answer is, move your money to Vanguard yourself, and you can choose between Short-Term, Limited-Term and Intermediate Term without paying $75 (19 bp of $38k) everytime money goes in or out.

Fid ...

Trev, you keep saying that a cap-weighted portfolio is not diversified.

A cap-weighted portfolio IS diversified!
Not fully, not to all available risk factors that can generate independently-varyin ...

I'm in my mid-40's and concluded after extensive study that high-deductible was the only way to fly. Otherwise I think you are paying for hypochondriacs who go to the doctor because it's free. I swi ...

I hold small allocations of both, and observe helpfully that the time to add them was LAST fall. Wink

Such iterary manipuation! Just ike Emer Fudd's vocabuary was ceary seected to highight his speech probem.

I'm willing in principle to shift, but can't convince myself that a 1.5% guaranteed real yield for 10 years is such a bad deal, what with the Fed's printing presses running overtime and all. I bought ...

Size is more of an issue with the ETF since it leads to a large spread (lack of liquidity). The nice thing about the open-ended fund is you can get in or out at par, with (almost) no questions asked ...

GWX by design has no value tilt; it's similar to VSS. DLS and DGS are probably the best options at the moment, unless you want to keep money at Schwab. PDN is an ETF using the same strategy as the S ...

...and therefore, applying the regression from here:

http://delong.typepad.com/sdj/2009/10/updated-campbell-shiller-regressions.html

...P/E10 suggests a real return of 4.66% per year over the ne ...

We are extremely conservative... We are uncomfortable with taking huge risks in stocks... I am going to take the leap and buy the VG target retirement 2030.
This makes NO sense. OP should read one o ...

I am not some kind of brilliant market timer. ... And so I went 100% International in my equities, gaining a rising currency boost.
Unfortunately, that DOES make you a market timer. If you said you ...

Like a 401(k), if you hold stocks in a variable annuity you can magically convert capital gains into ordinary income, eligible for taxation at a higher rate. Plus, IIRC, any money that comes out of a ...

Got 52, estimated 55. Answered a couple of questions collectively with my wife, so my individual score would have been slightly higher.

Halfway in-between livesoft and bmb: real value invested in TIPS is completely safe over time (the maturity of the bonds), assuming CPI is a valid measure of inflation and is not manipulated in the fu ...

Note that defined benefit plans are back loaded. So years 20 through 30 are worth a lot more then years 1 through 10.
This always struck me as the great advantage of the 401(k): it allows you flexibi ...

Just for the record (i.e., so I can find this thread a year and a half from now using Google), DeLong's post linked in the OP refers to these as Campbell-Shiller regressions.

iShares has an ETF (ticker TOK) which tracks something called the Kokusai (spelling?) index which appears to be World ex-Japan. It's about 50% U.S. but the ER is only 0.25%, so perhaps that's not a b ...

I just don't understand what the "stock market recovered by 1936" meme is all about or where it is coming from or why people keep saying what is so plainly not true. Do people really want to ...

Like psteinx, I dabbled in large-discount CEF's starting late last year, with good results although I never invested more than a few percent of my assets in them. (BTW, some of the threads on CEF's i ...

The 5-year and other more recent performance figures don't show this discrepancy. It appears from the Vanguard website that Small-Cap Index switched from the Russell 2000 Index to the MSCI 1750 Index ...

Short-term TIPS will have a closer correlation to inflation, if that is what is desired, but of course the real yield is lower. PIMCO is promoting that as one of the virtues of their new short-term T ...

Would it not be appropriate for Vanguard to adjust the reported daily change to reflect the distribution? I actually had thought that was done.

I understand perfectly how the distributions work, b ...

After speaking with the IRS for over 1 1/2 hours, it came to light that someone at the IRS indeed did the "Qualified Dividends and Capital Gain Tax Worksheet" incorrectly and all the forms f ...

This may be the closest thing to what the OP is looking for, developed international with Canada, but without emerging markets:

https://www.spdrs.com/product/fund.seam?ticker=GWL

But of course, ...

http://finance.yahoo.com/retirement/article/107726/fighting-off-the-bear.html;_ylt=AsM1NzfBJ0Pr2zYRzTWbBDy7YWsA;_ylu=X3oDMTFhMTF2bzBvBHBvcwMzBHNlYwNwZXJzb25hbEZpbmFuY2UEc2xrA3BlcnNwZWN0aXZlcw--?mod=re ...

Up ~2%, net cash flow close to zero, projecting from a 6/30/08 figure and allowing for a 2.5% decline in stocks between there and 9/11/08.

Also this seems related.

http://caps.fool.com/Blogs/ViewPost.aspx?bpid=56470&t=01001529370998141183

OpenOffice as a replacement for MS Office. Been using OO on my home computer for a year with no problems. Still haven't made the jump on my work computer, as I rely pretty heavily on Outlook, but ma ...

Just to compare -- paying $8 commissions, I generally try not to trade less than around $4k or about 20 basis points.

For what it's worth, Grantham's predictions 9/30/08 and now don't appear inconsistent to me. Then he was predicting ~6%/year real returns from his "high quality" category over 7 years. As ...

High Yield is an absolute no-go.
Agreed in principle, but the Vanguard's "High-Yield" tax-exempt fund is not really high yield at all. The average credit quality is single A which is inves ...

I would say that long bonds are not rewarded
I'll differ with ValueThinker at my peril, but only modestly and in this limited context. The yield curve in muni bonds is steeper than for other types o ...

Watch out, I think they can mimic the "X" in the upper right so that it really does something else. I generally press CTRL-ALT-DEL and then terminate the process from the task manager. IIR ...