Bogleheads

It could be theoretically possible, but risky.

Places are supposed to check ID and insurance cards. Many even photo copy them. So you'd have to know in advance of a surgicenter that is sloppy abo ...

There is a misunderstanding here between fund-to-fund exchanges and orders to buy/sell. If you are putting in an order though the brokerage, whether at VG or elsewhere, then you can change/cancel you ...

This really shows how difficult it is to plan for retirement. I see a number of threads discussing the replacement of various percentages of one's pre-retirement income. However, even if I calculate ...

I was refering to Peter Bernstein in this case as Adrian kindly provided a link to a couple of his interviews earlier in this thread. However, I think most here would agree that whether you are liste ...

So I decided to explore this a little further. Looking at s&P 500 data from 1972 to 2008 (date range of convenience), I entered data for annual returns, dividend yield, 10-year treasury note yiel ...

Mr. Bernstein's interviews are always informative, but my question is not one of risk.

Let me try to put my question in context. Part of any investment plan is a determination of how much one need ...

I would have to say that the market, though still unpredictable, certainly becomes more predictable the longer the time horizon. If you look at one year returns, they are all over the place. Now loo ...

There is a lot of talk about the outlook for stocks going forward. Various models typically look at one or more of the following factors: currrent divident yield, P/E or P/B ratio, and/or the curren ...

My reason for asking is that with my play money I have been following one particular stock. I noticed on Friday that it closed at a certain price, but then at 4:56pm there was another "after hou ...

Is there any advantage to doing this other than accomodating those who are too impatient to wait?

-K

How does after hours trading work? I figured that once the exchange is closed, that trading stops, but apparently that is not necessarily the case. If I place an order, say, at 5pm... does it trade ...

If your portfolio at 50/50 is sufficient to provide for your retirement, then there is no need to take on the additional risk of a 60/40 portfolio. You should consider the marginal utility of the pot ...

I think the decision on how much to save in your 20's also depends on your current income vs. potential future income.

Fresh out of college I ended up taking a lab tech job near minimum wage to g ...

My guess is most of the danger comes from Trojans/viruses/keyboard loggers/etc.

I do agree, this concerns me as well.

-K

All bank sites that I use allow special characters, and most have an upper limit of 16 characters. Though Vanguard can be considered more stringent because they require a number-letter combination, t ...

Being a millionaire certainly beats not being a millionaire. However, being one certainly isn't what it used to be 30 years ago.

Having said that, if anyone out there is disillusioned because thei ...

Ok, I need to vent and I hope someone from Vanguard sees this. Is anyone else frustrated by the restrictions that Vanguard places on passwords for their website? It is good that they require both le ...

Doctors and lawyers are more expected to look wealthy, their spouses expect it, etc.

I think that choice of spouse also has a large impact on one's savings rate and, by extension, net worth. I am ...

Boy, it wulod be eevn mroe aoninyng if you lsot the "V" key. Then you culdno't eevn cut and psate. What's fnnuy is taht if I'm not tihkning abuot it, I dno't eevn msis the mssniig "l& ...

Its during times like these that having a fixed AA that you're comfortable is priceless! Will it go up? Will it go down? It's very interesting to speculate, but fortunately there's nothing to do bu ...

I think you should have gone with "Mutual Optimum blended Universal Index Fund" (MOBUX) Mo money, mo money, mo money!

You have elegantly hit on one of the sad truths in the financial ind ...

Dan, your recent post are absolutely hilarious!

The threads that stand out in my mind most vividly are all the "Why not 100% equities" threads. Even Market Timer's thread fell into this ...

With all the noise pollution out there, I'd go long hearing aids too.

However, though my post is tongue-in-cheek, I do think there is some validity to using this forum as a contrarian indicator.
...

If it doesn't bounce back within 13 years, there will be a lot of people in trouble with respect to their retirement savings.

I'm an optimist, I voted <7 years.

-K

There are obviously a number of people here who believe they can identify managers who can outperform the market.

This hypothesis is easy to test.

I propose we do a contest starting on 1/1/10 wh ...

Ok, so I am pseudo market timing on here in order to occupy my mind and to leave my own portfolio alone.

I also don't invest in gold personally.

However, I have observed that since I have joined ...

Everyone's situation is obviously different and there is no perfect portfolio. When you start a basic domestic/internatinal stock:bond portfolio such as the one above, you can get very low expense ra ...

In my situation, having children has forced me to live waaaay below my means. 20% of my gross goes to retirement savings, 10% to 529 plans, and 5% to diapers. (Ok, I made that last one up). When it ...

Now that it is October again, I'd like to remind everyone that the unfavorable season for dark meat is beginning. I am personally switching my entire portfolio to white meat. I am concerned that wit ...

Thank you for your replies. This Schiller data is exactly what I am looking for.

-K

Can anyone help me find the historical P/E data for the S&P 500 index? I've googled all over the web and can't seem to land on it.

Thanks for the help!

-K

I feel bad for everyone who abandoned their strategies on the way down. Those who stuck with their plans have certainly done alright. These are interesting times.

-K

The original question is really, will foreign do better than domestic large cap or not? If foreign does better, then the second grader will come out ahead. If not, well, then S&P 500 will probab ...

Agreed, low correlation means that the movement of one is independent of the other. Unfortunately, sometimes it all goes down together as we are all painlfully aware. However, sometimes it all goes ...

In the beginning I set up a portfolio with my desired AA but at 10x the value of my current portfolio as part of an over-rebalancing strategy. I would then invest new money in my real portfolio, usin ...

When I click on the personal rate of return link in Vanguard, I get:

1-year return as of 9/30/2008: 17.9
3-year return as of " " " 5.6
5-year return ...

I'm just trying to get in touch with my inner Mini-Me.

Seriously though, I do think about my savings in this way, though in nominal terms. I figure that after about 7-8 years of saving, the annu ...

When I did my monthly contribution at the beginning of this month, I noticed that with the recent market upswing, my account just barely drifted above my value path. I'm surprised to find myself in a ...

I don't really know what to make of this reason run-up. Are we merely returning closer to where we were before the crash, or is this investor exuberance and we are due for a correction. For me its a ...

I think that the acceptance and feasibility of pure electric cars really comes down to population density and commute distances. In areas where people live relatively close to work/shopping/etc, it p ...

In light of evidence suggesting that the overall performance of buy-and-hold vs rebalancing is essentially equal, I think one thing we can all pretty much agree on one thing: When transaction costs a ...

The millionaireishness and kids issue is an interesting one. Although kids can be quite expensive, if you live below your means, save money, keep investing expenses low, etc., still no reason why you ...

20% of my stock allocation in my non-taxable portfolio is in Vanguard's REIT fund, and it hasn't fared any worse than large cap value, and not too far off large cap blend. My portfolio is still relat ...

A total unrelated thought on the Chevy Volt. I wonder if when it is plugged in to your house, and you run the engine, if you could use it as a backup generator in case of a power outage. That would ...

This is a very interesting discussion. It is exciting to feel that we are on the brink of a revolution in something as basic and yet personal as our daily transportation. When there are a number of ...

Your points regarding hydrogen production and lack of infrastructure are valid. However, Honda has been doing some interesting work in this area with the FCX mentioned above. There are also a number ...

Because of the various limitations with respect to range and recharging times, I think that the niche for pure electric cars will only be for businesses/services that require transportation for short ...

I don't think that an isolated incident necessarily should conjure up visions of scams and revenue enhancement. Perhaps a housekeeper took the pillow, it got misplaced, miscounted, dropped... who kno ...

As far as the child safety issue goes, I remember growing up, my younger sister loved crawling into the dryer and would often fall asleep atop a freshly dried load. Mom had to make sure she wasn't in ...