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Author Message
  Topic: HSA's
caldy

Replies: 31
Views: 2153

PostForum: Investing - Help with Personal Investments   Posted: Fri Nov 06, 2009 3:54 pm   Subject: BruceM
Thank you for the comments. One thing I forgot to post was that the HDHP is one of the options through my wife's employer so I would not be cancelling her coverage. My wife is 5 years younger than m ...
  Topic: HSA's
caldy

Replies: 31
Views: 2153

PostForum: Investing - Help with Personal Investments   Posted: Fri Nov 06, 2009 10:40 am   Subject: HSA's
One of my projects this weekend is to research Health Saving's Accounts. I currently have my medical insurance through my wife's employer and we were just notified of the premium increases which are ...
  Topic: Wellington and Wellesley
caldy

Replies: 5
Views: 1266

PostForum: Investing - Help with Personal Investments   Posted: Mon Oct 12, 2009 6:50 am   Subject: Wellington and Wellesley
While I have never owned Wellington or Wellesly funds I keep thinking about it due to their seemingly decent returns through good and down markets. Rather than investing in all stock and all bond fun ...
  Topic: Lawnmower Recommedations
caldy

Replies: 30
Views: 1711

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Mon Sep 28, 2009 6:43 am   Subject: Lawn Mower
The only piece of advice I would give is make sure the mower has a Honda engine. I have had Lawnboys and Toro's but have never had one that starts everytime like the one I have now.
  Topic: Money Market Alternatives
caldy

Replies: 13
Views: 2641

PostForum: Investing - Help with Personal Investments   Posted: Mon Jul 27, 2009 2:31 pm   Subject: What do you plan on doing with the money? Is there a timefra
There really is no timeframe as it is money taken out of a CD for my mother who is 91 years young. Since CD rates are so low I was trying to squeeze a little more yield out of it fully understanding ...
  Topic: Money Market Alternatives
caldy

Replies: 13
Views: 2641

PostForum: Investing - Help with Personal Investments   Posted: Sun Jul 26, 2009 7:06 am   Subject: Money Market Alternatives
Short and Intermediate Term Investment Grade funds have had a good run. Do you feel they are still a good alternative to keeping cash, not needed in the near future, parked in a money market fund?
  Topic: Private mortgage insurance - companies issuing?
caldy

Replies: 3
Views: 455

PostForum: Investing - Theory, News & General   Posted: Sun Jun 28, 2009 8:28 am   Subject: Private mortgage insurance - companies issuing?
Radian, Genworth, United Guaranty (AIG), RMIC (Republic Mortgage Insurance Corp) and MGIC. Each one of these companies underwrite the borrower with less than 20% down on a conventional loan. Their g ...
  Topic: Vanguard Advantage Account
caldy

Replies: 4
Views: 977

PostForum: Investing - Theory, News & General   Posted: Sun May 17, 2009 4:03 pm   Subject: Vanguard Advantage Account
I am looking for comments from those that use Vanguard's Advantage Account. Years ago I used a similar product with Schwab and thought it was a very good way to keep everything in one account and I l ...
  Topic: backing out of a mortgage refinance?
caldy

Replies: 7
Views: 788

PostForum: Personal Finance (Not Investing)   Posted: Fri Mar 27, 2009 2:59 pm   Subject: Backing out
You are under no obligation to close the loan should you decide not to. Even if you have closed the refi you are given 3 full days to change your mind. Your only obligation may be the lender's cost ...
  Topic: NCAA Champion...One guess only
caldy

Replies: 80
Views: 5541

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Mar 18, 2009 7:15 pm   Subject: NCAA Champion...One guess only
Since I played for Pitt many years ago I have to go with the panthers.
  Topic: Private mortgage insurance (PMI) and credit default swaps
caldy

Replies: 13
Views: 1346

PostForum: Investing - Theory, News & General   Posted: Tue Mar 17, 2009 7:08 pm   Subject: Private mortgage insurance (PMI) and credit default swaps
AIG owns United Guaranty Insurance Comapny not PMI.
  Topic: Investor to Admiral Tax Question
caldy

Replies: 2
Views: 463

PostForum: Investing - Help with Personal Investments   Posted: Sun Mar 01, 2009 3:39 pm   Subject: Investor to Admiral Tax Question
Maybe there is an easy way of doing this but I am in the process of figuring my taxes for the year through TurboTax. I sold some funds (Total Stock Market and Windsor II) at the end of the year for t ...
  Topic: Refinancing - Newly married couple
caldy

Replies: 3
Views: 662

PostForum: Personal Finance (Not Investing)   Posted: Sun Dec 21, 2008 7:51 pm   Subject: Refinancing - Newly married couple
Have her execute a quit claim deed adding you to the title then you can apply for a mortgage in both of your names.
  Topic: Taxable account question
caldy

Replies: 4
Views: 547

PostForum: Investing - Theory, News & General   Posted: Tue Dec 02, 2008 9:13 am   Subject: Taxable account question
Good point.
  Topic: Taxable account question
caldy

Replies: 4
Views: 547

PostForum: Investing - Theory, News & General   Posted: Tue Dec 02, 2008 8:44 am   Subject: Taxable account question
At $3000 per year I'm not sure I'll live long enough to take advantage of the losses.
  Topic: Taxable account question
caldy

Replies: 4
Views: 547

PostForum: Investing - Theory, News & General   Posted: Tue Dec 02, 2008 7:33 am   Subject: Taxable account question
I currently have Total Stock Market and Capital Opportunity in my taxable account. I want to make sure I am understanding this correctly. I have losses in both funds at this time. Deciding which one ...
  Topic: Be careful when tax-loss selling
caldy

Replies: 29
Views: 4630

PostForum: Investing - Theory, News & General   Posted: Sun Nov 02, 2008 7:53 pm   Subject: Tax Loss
What if you sold Total Stock Market in your taxable account and turned around and immediately replaced it with Growth and Income? Would you still be able to take the loss on Total Stock Market?
  Topic: Capital Opportunity
caldy

Replies: 2
Views: 840

PostForum: Investing - Help with Personal Investments   Posted: Sun May 04, 2008 3:09 pm   Subject: Capital Opportunity
I currently have Capital Opportunity in my taxable account with Vanguard. I realize it is closed to new investors but my question is since I already own it will I be able to buy more of Capital Oppor ...
  Topic: HSA/IRA
caldy

Replies: 2
Views: 622

PostForum: Investing - Help with Personal Investments   Posted: Thu Oct 18, 2007 7:10 am   Subject: HSA/IRA
I have set up an HSA Account and have been told that I can make a one-time contribution to my HSA with money from an existing IRA. My IRA is with Vanguard and am a Flagship member but I have yet to f ...
 
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