Bogleheads

Kathleen - Thank you SO much for sharing your experiences and advice. You make good points and I'm trying very hard to balance my automated response to play it frugal with the other need to live life ...

I have received some itineraries and prices, but will look for another week before making any decisions. Prices are steep for sure, but I have a colleague who lived in Tanzania for 2 years and claims ...

Many thanks for the advice thus far!

Kathleen, your trip sounds amazing - this is exactly what we hope to have from our Africa vacation...if we can get things together in time!

Larry, I am looki ...

Despite many weeks of planning for a more local destination, my wife and I are looking again at Africa for our upcoming December/January holiday. We were thinking Uganda/Kenya/Tanzania? Some safari ...

I starting taking the online CFP 6-course sequence through Kaplan last year. I am not in financial services, nor do I plan on a future finance career, but thought this would be useful learning. It h ...

I bought $25 shears and have been doing it myself for 5 years. Doing the back well requires practice, but the rest is easy.

and some of the most beautiful women in the world...now it all makes sense. Very Happy

You know how India was known for having a 'Hindu' rate of growth. Well, with 41 days off per year and never endi ...

75, but my estimate was 80.

I thought the questions that required answers about interest rate were difficult given the very low interest rate environment - this might have increased my score.

My wife and I are planning a few weeks in Argentina & Chile in December/January for our honeymoon (married in March last year but too busy to take time off). After a few days being lazy on a beac ...

Easily the two months spent traveling in the Andes regions of South America back in 2000. Although I had traveled around Europe for three weeks before, I was pretty green. I booked a ticket flying i ...

Missing or not missing one single significant downturn is a life-altering factor for most people. It's an undeniable mathematical fact, due to compounding.

Paul

Assuming you are a young buy a ...

I increased my equities allocation to about 90% last fall, upped my monthly savings to about 60% and bought all the way down. I smiled at coworkers when they told me they were going to gold (so far, ...

Hi Spence,

We are close in age (I'm 33) and have similar goals to become financially independent. I thought I was doing well, however, at close to $300k, yours is bigger than mine...

You're doi ...

http://www.usatoday.com/money/wealth/making/mmw150.htm

And it's about as easy to pick the next USA as it is to pick the next Microsoft. At the turn of the century, English investors had as much mon ...

Taxable – Joint :
0.10% Vanguard Extended Mkt Index Inv
8.20% Vanguard 500 Index Fund Adm
5.40% Vanguard Windsor II Fund Adm
7.70% Vanguard Total Stock Mkt Idx Adm
0.40% Vang ...

Congrats bluto. It appears that the nice climate in Brazil has been good for your family's health. You may not be able to retire in 19 years with new added ER in your portfolio.

You are probably ...

I am 33 and accumulating fast. Children may soon arrive and this will sooo get in the way of my saving Very Happy

If I'm very lucky, I hope to retire from career #1 in 19 years.

No, we don't have too much money, but sometimes I catch myself focusing on the long term too much. It is easy to become wrapped-up in the savings game, watching the portfolio grow and saving diligent ...

We are happy to spend on food and drink, and recently moved into a pretty nice condo in Sao Paulo. Instead of paying nothing, I have a monthly rent... but this is probably the nicest place I'll ever ...

I know, you don't time the market, but don't the funds always stay fully invested even when everything is heading south?

From your past, and comments above, I'm not sure you really do believe ...

I was disappointed by the video link. Just when the curious ant appeared ready for certain death - the video cut out!

In my opinion, this is really the wrong forum for what your asking. This forum is very "conservative," which is either good or bad.

What your asking is like going into a nursing home ...

I have none, but I was thinking about adding foreign bonds. In my situation, I think it makes a lot of sense.

I borrowed some Yen at a very low fixed rate, carried it to $ and invested 70% of it ( ...

I have none, but I was thinking about adding foreign bonds. In my situation, I think it makes a lot of sense.

I borrowed some Yen at a very low fixed rate, carried it to $ and invested 70% of it ( ...

Even without any skill at it, getting immigration done is not that hard. Just cherry pick your immigrants. Japan is easily in a position to cherry pick the immigrants. In general, immigrant in ...

How come most money is still invested active when emh is so dominant?

Because market participants have failed to consider all known information.

I saw what some consider the beginning of the end for Alberto Fujimori on July 28th, 2000. Thousands of people came down out of the mountains to join the protests in Lima, and rioting ensued. I saw ...

Finally, an area where I excel!

I was attacked by my crazy taxi driver in Manila. He jumped into the back seat and we had a few no-holds barred minutes. He missed my head with a long metal rod, a ...

God what a crock, my wife and I may not be able to save any money now for 2 years at great time to be doing so.

Why would you not be able to save money?

Although you do not have access to tax ...

My brother will have his first child within weeks, and I'd like to start a 529 as a gift. I have read that I can invest in other states' 529 programs, but sometimes their are tax ramifications (we ar ...

I have never known anyone who is overweight, who chooses to be overweight.

I don't think that is quite the right way to look at it. I think we live in a culture/society/times where it is easy to b ...

Dear old dad turns 60 and we have decided to throw together a last minute trip west to enjoy nature and get a few trout to rise. We didn't make it last year and won't miss it again.

We love the Bo ...

Knowing some Portuguese will definitely help, but if you know Spanish, that goes quite a long way too.

If you contact me in the fall, I should be more helpful. I'm moving to Sao Paulo in July and ...

So the conclusions:

- TIPS

- stay short on the yield curve ie bonds

Are you recommending owning TIPS VT? If so why considering how confident you are that significant inflation is impossible ...

Best Places to Live 2009
U.S. News looked at areas with strong economies, low living costs, and plenty of fun things to do

A more accurate title for this article would be: The Best Places to Li ...

I'm a roadie peronally

Me too. Thanks for the link. I tried mtbr.com, with little success.

IMO, it depends on how much you enjoy eating and the dining experience.

A good gas grille can make great tasting food, and is much quicker than a charcoal stove. They are easier to use because you ...

I passed on the Cake II.

I'll be back in the USA in a week and will see my local shop. If I can put fat tires on my Sirrus, I can take my time searching for a good, used bike.

Seems unfair to blame the boomers for their parents frisky behavior. If you want to blame them, look to Paul Begala:

http://www.superseventies.com/worstgen.html

On the whole shark thing, I don't know much about world shark populations. A google search suggests their populations have decreased. Maybe they are low in some areas. I can tell you in all my ye ...

Thanks diasurfer.

I'm watching this GF Cake 2:

http://cgi.ebay.com/Almost-Brand-New-Gary-Fisher-Cake-2-DLX_W0QQitemZ260425126124QQcmdZViewItemQQptZMountain_Bikes?hash=item3ca28c10ec&_trksi ...

Thanks for the advice.

I think my decision will come down to whether I can put fatter tires on my Sirrus for the 30 mile rides on flat trails, and save the full suspension bike for everything else. ...

I'm buying an off-road bicycle soon. 75% of the time I'll be riding on well maintained trails. The other time I'll be on rougher, more adventurous trails.

I was initially leaning towards a hard t ...

I doubt many people will have a strategy for $ depreciation, they just diversify across countries and assets. If you want less $ exposure, raise your foreign equities stake to 50%, and add foreign fi ...

I purchased a Tracfone last year to use for a few weeks while I was in the USA. It was easy to get started, but some type of malfunction erased $78 of my $100 balance. Tracfone service was horrible ...

Haven't looked at the video, but I think the following arguments could be made:

1) Hoarding wealth in an unproductive way (as opposed to investing or spending it) -- like hoarding land -- is bad fo ...

I think I beat the market. Once.

I observed something I'll call, March Madness three months ago. People panicked and sold. I traded some bonds for some equities, betting the crowd was crazy.

...

Struggling banks raise rates to attract money, then go bust anyways. The FDIC is left to clean up the now more expensive mess. I've heard it affects only a small number of banks. Considering the big ...

Advantages of home ownership:
1. subsidized by the government (tax breaks on mortgage interest and sale profit).
2. forced savings (for those who need to be forced).
3. better place to raise childr ...

A popular revolution would occur before we reaching anything like Zimbabwean inflation.

This past weekend I was talking to someone who works in finance he raised the inflation issue as something ...