Bogleheads

The stock market had a bad ten years.
Therefore, a fund that follows the stock market had a bad ten years.

I fail to see a problem here.

The only time you would notice a speed difference is if you were exchanging big files wirelessly over your home network -- as from one computer to another. Regardless of the flavor of Wi-Fi you have, ...

Thanks for all your comments, everybody.

I went with this package (laptop, router, printer) for a total of $545.67:

www.bestbuy.com/site/HP+-+Laptop+with+Intel%26%23174%3B+Pentium%26%23174%3B+Pr ...

DS,

I thought about the printer, but I print so rarely at home that I just decided to get the cheap-o for $29.99. I might print five pages a week, if that. I do most of my printing at work at the ...

Thanks for all your comments, everybody.

I went with this package (laptop, router, printer) for a total of $545.67:

www.bestbuy.com/site/HP+-+Laptop+with+Intel%26%23174%3B+Pentium%26%23174%3B+Pr ...

Can anybody answer this?

If the computer says 802.11 b + g, is that internet connection going to be slower than if I get an N wireless card? Or does it not really matter?

I'm going to be usin ...

Give me a break. The author of that list was obviously never a waiter or waitress. Lots of those things they say not to do, waiters and waitresses do all the time, and it never bothers me or anyone ...

Check out this deal at Best Buy.

HP w/dual core processor, 4 GB ram, Windows 7 64-bit for $429.99.

http://www.bestbuy.com/site/HP+-+Laptop+with+Intel%26%23174%3B+Pentium%26%23174%3B+Processor+-+ ...

Success is being happy and feeling good about oneself.

Whether you get that through a fancy house, a prestigious job, or cleaning toilets, to me, success is being happy and feeling good.

Brad,

Or just buy bonds in a Roth IRA.

Am I missing something?

I agree with Doc. Get the company match, then place the rest of your desired savings in a taxable account...invested very tax efficiently.

Best wishes.

Unless you don't think you will become ...

Many of us don't have a choice. I have exactly one fund in my 401(k) with an expense ratio below 1.00%: The S&P 500 index fund, at 0.93%.
The effective LT capital gains tax for a ten year term ...

Many of us don't have a choice. I have exactly one fund in my 401(k) with an expense ratio below 1.00%: The S&P 500 index fund, at 0.93%.
The effective LT capital gains tax for a ten year term ...

as someone with 65% of their entire net worth in equities, i find this thread repulsive.

As someone who will be investing a lot of money into equities in the next 30 years, I find this thread a bre ...

Many of us don't have a choice. I have exactly one fund in my 401(k) with an expense ratio below 1.00%: The S&P 500 index fund, at 0.93%.

DS, I am sorry to hear about the loss of your dog. As a huge pet lover, I know that she was indeed a part of the family and you are hurting inside.

I had the best cat to ever live put to sleep in ...

Absolute no-brainer. KEEP THE CAR! It's running fine and this is an expected expense. You could get several more years out of it if you take care of it. If you need a new engine or transmission, t ...

http://www.youtube.com/watch?v=AsAiB18IocA

Black Eyed Peas and Oprah.

Edit: http://www.youtube.com/watch?v=RvljD0toJmU Better video

That cow clogged up Michigan Avenue for that day. I reme ...

Total Bond if you could only do one. More diversified and seemingly less volatile.

Just something to consider: You're asking that question at a website where the biggest proponents of low-cost investing hang out! Smile

I bet if you asked it at other forums people would give you mor ...

Well, I would only do this if I couldn't max out the Roth and save in my emergency fund at the same time.

If I had less than $5,000 total to invest or save, I'd put it all in the IRA no matter what ...

I am leaning toward an HP. I talked to both IT guys at work and a friend who is a computer genius, and all three said try to go with an HP, that they're the best out there for laptops.

I built my ...

Let's say I have $5,000 to invest or save. I'd like to pad my emergency fund, which is in FDIC-insured savings. However, would it make sense to max out my Roth IRA contribution instead? Can't you t ...

I am leaning toward this HP:

http://www.bestbuy.com/site/HP+-+Laptop+with+Intel%26%23174%3B+Pentium%26%23174%3B+Processor+-+Piano+Black/9545138.p?skuId=9545138&id=1218122580087#tabbed-customerr ...

What do you all think of this deal?

Do Acers suck or something? If not this is a bargain.

http://www.staples.com/Acer-Aspire-AS7736Z-4809-Laptop/product_828336?cmArea=SC3:CG71:DP4118:CL161747

I own 0% in gold or other precious metals, but if I owned it and it went up 50%, I'd sell it.

Stocks and bonds have some underlying value. Gold has only speculative return. An ounce of gold now ...

Eureka,

Thanks for those articles. I appreciate your input.

Valuethinker,

I would like to go with the ASUS 4GB machine. I've heard that ASUS makes the absolute best motherboards out there, ...

The original Halloween is superior to all others.

The Saw movies are good, but they're not scary. After I watch Halloween, I think I hear things all over the house. The furnace noises, the wind, ...

OK friends, I think I've tentatively narrowed it down to three choices.

http://www.bestbuy.com/site/Asus+-+Laptop+with+Intel%26%23174%3B+Pentium%26%23174%3B+Processor+-+Midnight+Blue/9555992.p?id=1 ...

Valuethinker,

So the HP machine I listed should be adequate?

Another thing I absolutely need is a number pad. I can't use the row at the top, it drives me nuts.

What do you all think of this HP:

http://www.shopping.hp.com/webapp/shopping/computer_can_ser ...

Lots of people are saying <$500 should do the trick, but I'm having a hard time finding anything that cheap after including MS Office and tax.

I'm stuck in the $700-900 range.

Where are y ...

How about processors? Do I need an Intel Dual Core?

What about AMD? Or some of the others?

Bob,

So you're telling me I don't even really need anything except AVG or Avast? That'll do the virus + spyware for me? And if I want, then a spyware program like Malware Bytes too...is this beca ...

You are all a wealth of knowledge. Thanks for all the comments!

Couple more questions:

To cover anti-virus, anti-spyware, anti-malware, anti-everything-bad-for-my-computer, what combination do ...

How could all the anti-virus/spyware stuff be free? How does Avast make any money? Is the free stuff effective?

Boglenaut...what is OpenOffice? I just need Word and Excel, nothing more. If I co ...

I have an old desktop that still works OK (most of the time), but due to some circumstances I have the need to have my computer with me on the go. I was going to buy a laptop as my next computer anyw ...

Pets by far make me happier than people, in general. There are only a few people I truly care about, but give me any cat or dog and I will instinctively love it. I am just a huge animal lover. Peop ...

Many people will spend the same amount of money whether they make $50,000 a year or $100,000 a year.

I think that is false, though I cannot back that up by anything other than my own observations ...

Just save an extra percent or two. Much better than fighting with the company. A 401(k) is a benefit. If it's not as good as you'd like, then compensate for it by saving more!

That's my theory.

Many people will spend the same amount of money whether they make $50,000 a year or $100,000 a year.

I think that is false, though I cannot back that up by anything other than my own observations ...

Also, as one earns more (and spends more), it is true that the percentage-of-income saved should RISE, because a larger percentage of retirement income will come from savings and not social security, ...

$45 + $6 Tip

This hair isn't going to be with me forever (very bald genetic base), so I make up on the cost later in life Wink

Seriously though, Supercuts and Walmart have given me some terrible hai ...

I was disappointed with Walter Updegrave's latest article entitled "How much do I need to save?"

Here are some quotes I was disappointed with:

Take annual income. Generally, the more y ...

I decided to stick it in savings. I figured that I could better live with the interest rate on savings going down than if I put it in a CD and then savings interest rates began rapidly climbing in a ...

$44 Total Every 4 Weeks, $528 Per Year

That comes to $572 per year.

528, 572......I'm no bookkeeper.

Hey, no problem. Smile

I was wondering, though...You seem extremely frugal in your posts. ...

$44 Total Every 4 Weeks, $528 Per Year

That comes to $572 per year.

Yes, I can get the money taken out of the CD and back into my linked checking account with the click of a mouse.

$8.99 + tip which comes to $15, keep the change.

This CD is part of my emergency fund. I have no intention whatsoever to spend a cent of this money in the near future.

It will mature tomorrow and be worth just a hair under $16,000.
I could re-i ...