Bogleheads

Like Cherokee, mostly stress. Seen a lot of folks I've worked with for a lot of years loose their jobs so It's hard not to think about it too much. Financially I missed a couple years raises and have ...

To take the guess work out of re balancing I have set percentages of specific funds that I re balance to at a specific week once a year. I also check the current AA when things have especially good or ...

Not happy with CD ladders I moved most of my emergency funds into Roth's that didn't exist before I moved the emergency money. Took a number of years to do so but the $ is now in mostly balanced funds ...

Excellent Taylor, believe it or not I was wondering where I could turn up historical returns from the 80's for this reason. If I recall correctly we were too interested in the Magellan fund to think a ...

I believe Bond mutual funds drop in value as interest rates rise, is there something that goes the opposite way? Attempting to determine how the "Bond" funds in my 401K would react to intere ...

3 Weeks in San Fran-Yosemite area, (the day after dropping off my daughter at college). 1st time on the left coast for the 2 of us.

Our upright Miller went for about 5K, 6 or so years ago. My wife who plays, tells me the key action differs between a Clavinova and a decent acoustic, at least to her it does. All I know is I have to ...

D1 and D2 in Wednesday's paper, at least in the NE.

What we could use right now...
Mr. Smith Goes to Washington

I've never really given it any thought before, but some of the threads I've been reading lately bring up the question of Umbrella insurance. Is there any type of rule of thumb as to when one needs to ...

I agree with Medgar, stay away from the regular store bought controls. I go to a local Lesco, the products work much better, cost twice as much too. Go to Lesco.com and punch your zip into their store ...

We've stayed here
http://www.1896house.com/home.htm
as a quick getaway, in Williamstown Ma. Very nice area, scenic, good hiking, but to say it won't be crowded in the area during the fall foliage s ...

I only use it for mobile sites. You can call up regular sites but the many downloads make it agonizing to wait for. Also trying to manuvre thru the screen makes it difficult at best, at least IMO.

If you've never been, I'd suggest Yosemite, its fanastic. Rt 120 thru the park sometime closes in Oct, but you could easily spend a few days in the valley which I don't think ever closes.

I think all these units might become obsolete - I started using the GPS on my BlackBerry Bold and it works fine. Voice instructions, moving maps, all the features that the regular GPS units have but i ...

A couple things to throw out that may have nothing to do with your situation.
It's not unknown (trust me) to indirectly try and make a person uncomfortable enough that they react in a way that you c ...

I'm not all that frugal when I see what the rest do. I like going to the barber. The 3 barbers are all over 70, mine is in his 80's, they are more fun then people my age.

I guess the biggest thin ...

Watching the JFK get shot on TV, it really felt like life would never be the same.

9/11, absolutely surreal, it really really felt like life would never be the same. But here we are 8 years later, ...

Teacher, I hadn't caught in your initial post that your fund is 1.85% YTD, better then mine at 1.64% YTD.
1 year 3.77
3 year 4.52
5 year 4.56

The "stable value fund" in my 401k is more then double yours.
Our fund has changed yield very slowly over the last 30 years. If your's does the same you'll be getting a very low rate for a ...

Interesting to see so many have come back. As of a month or so ago...
I was 60/40 in 08, still am now, had and still have pretty much the same split (added some Reits and tips). Lost 20.8% on the US ...

Garmin Nuvi 680 here... I’m very happy with it. Wide screen, Bluetooth works with cell (allows hands free use with cell phone)... It came with a one yr MSN subscription for weather, and real time t ...

I'm a rookie at it too, just borrowed my son's this weekend for a quick trip to Harrisburg and back. He has the entry level Garmin Nuvi 205. We found even this model helped us a lot and once we learne ...

We really liked the Champlain Islands, we stayed on Grand Isle on the west side and loved it. Good biking, and sunsets, it's a VERY quiet area. Just north of Burlington. You can day trip to Ca. We wen ...

Things have gotten tighter. No raises, benefits cut, and rising prices (deflation by butt) have kept the check book pretty much at zero. Have pretty much cut out buying unnecessary extras. Have increa ...

So my questions for the group are:

1. Do Diehards as a group have more financial insecurity than the general population?

2. How do you deal with your own financial insecurity (if you also suff ...

Does Quicken now have a Cash Flow Forecast available? (Looks at up to one year future expenses and compares those with future income streams.)
Jim
All I see is monthly for the 2008 version.

I've been in my employers stable value fund (guaranteed investment contracts) for going on 30 years. I've noticed it changes yield very slowly, so if inflation goes up slowly you'd probably do fine, i ...

I guess I'm a bit of a tweaker. Added a few % of Reits recently, and moved some of my Roth $ into an index from the Wellington fund. Been tweaking my fixed allocation a bit as I've learned more. Think ...

I use Quicken, originally to track what, where , and how much, we were spending. After a while I found the reconcile process too much of a hassle to keep up, takes way too long. I find it easier to ba ...

Just to be different... you can get a good set of custom sized clubs if you're near a club builder and don't need them tomorrow. Wanting to make sure I had clubs that would not get in my way without s ...

All of the above. My fixed schedule is once a year, but with all the movement this past 18 months I have added bands. New $ goes where it's needed.

A Random Walk, circa 2007, for a 2nd time.

You didn't say (or I didn't pickup on) the current condition of the trim and how much of the home is getting redone, as well as how big this place is. If the trim needs a lot of stripping and sanding, ...

Noticed that from time to time funds are added and subtracted from my 401K plan at work and am wondering if it's the fund company that does such or some administrator for my 401K? About 5 years ago ma ...

The world is supposed to end Dec 21 2012?, guess that leaves the 500 at zero.

The world is supposed to end Dec 21 2012?, guess that leaves the 500 at zero.

Thanks all, the Wiki example shows me what I need. I'd still be interested in other opinions on wheather one is worth the effort. I have a spreadsheet fopr keeping track of investments, rebalancing an ...

If you do I have a couple questions for you.

What benefit do you get from it, does it help you stay the course?

If someone has one in electronic form or a link to one, I would love to get a c ...

I'm 53, been investing for abut 25 years but really only started to try and figure out how to invest since 1999/2000 when I read Jack's book and it clicked for me. I marked other as my AA of 60/40 (40 ...

Hadn't thought about it before... 2/3 of mine is in ST bonds so on my spreadsheet that chunk falls under obviously bonds. The remainder is in I bonds and a CD, which like my cash, counts towards nothi ...

Would not the VTWSX fund take care of country risk and make this all so much simpler?

http://www.youtube.com/watch?v=99Dzdc1H0wM

Google your questions, it's free and faster. I have many books on home maint, pretty much don't use them anymore.

I use an external hard drive, don't need a huge one. I have a 120Gb USB 2.0 drive that I copy to when I think of it. What I do is have a folder on the desktop called Images, inside it I have many fold ...

Billy's Tire Service at the corner of Southside Blvd. & Hogan Rd. Nice & honest guy. I try to support good local businesses during theses tough economic times. Sometimes there's things more im ...

Here's yet another opinion...
I get mine pumped every 2 years in the spring, for $200 it's worth it. Don't know how one would "inspect" the system every year, I know I don't. Paid $8000 15 ...

If it were me, I'd 1st figure out a good AA that I think I could be comfortable with. Then see how you feel and either DCA back in over maybe 4 times over a year, or just lump sum it and get it over w ...

From what I've been able to figure out (I'm not a pro at this)...
You can put all your bond $ in these, many people I know do just that. The only problems I've found with them so far are...
Infla ...

I usually have 2 or 3 going at the same time, don't know why, I just do.
The majority of my books I get at the library, I'm lucky having an electronic library system online. I can search for a speci ...

At a time when banks are supposed to be in trouble, or at least hoarding their money, why do I see so many banks opening branches.
On the corner where I stop for gas there are now 6 different branch ...