Bogleheads

... if large numbers of people are retiring, expect the markets to drop.

That is a point worthy of discussion. My take is that the baby boomers don't actually hold that much of the market in retire ...

Can anyone dispel this argument from Jacob at earlyretirementextreme.com

http://earlyretirementextreme.com/2009/11/efficient-markets-have-zero-
returns.html#comments

Donald Rumsfeld is being "stimulated" by H1N1.

http://www.google.com.au/#hl=en&source=hp&q=rumsfeld+tamiflu&meta=&aq=0&oq=rumsfeld+ta&fp=2fc8558267712604

If you google "Is it time to sell gold" and restrict the search to links published this week, there are 110,000,000 results. See for yourself:

http://www.google.com.au/search?hl=en&as ...

the vapors turning japanese music video -- original --very 80's.

http://www.youtube.com/watch?v=gEmJ-VWPDM4

Hi

I think you should start by doing a search. There have been a few post from Aus. investors.

Go to the front page at www.bogleheads.org and use the search button with the keywords "Austra ...

I know of some families (not the mafia) who only invest in private business or companies eg they fund a percentage of a business and take a percentage of the profit. They shun the stock market. They ...

The AFR over the weekend (June13-14) had an article on page 42 called "The ingredient investors are missing" dealing with inflation linked bonds. According to the article "a decision on ...

Thanks for that.

Please let us know if and when they do eventuate and if possible an "idiots guide" on how to purchase them from the RBA.

There is a thread on Australian Indexed Treasury Bonds here:

http://www.bogleheads.org/forum/viewtopic.php?t=21562&highlight=

I don't understand them myself. Hopefully some one will give us ...

So, if indexing lacks popularity in Aus and "Vanguard AU would be in no way obligated to repurchase etf shares", wouldn't buying the etf carry quite a substantial risk if and when its time t ...

bump please

So at this stage it is only the ASX 300 (VAS) ETF that is of interest. However the liquidity is so low given it had just been listed, So I'll wait awhile before I start investing in it.

Hi Go ...

I posted about this a few days ago, but got no reply.

http://www.bogleheads.org/forum/viewtopic.php?t=37361&highlight=

My main concern is that buying VG ETF's does not contribute to the 500k ...

VG has now launched three broad index ETF's in Australia
see here: http://www.vanguard.com.au/vanguardaus/index.cfm?A743A888-1E4F-17FA-D256-DD0440F69C0F

This of itself is a good thing, but when I ...

Surely if you take the past 20 years or so the Tale-esque portfolio has done better than a stocks+Age in Bonds portfolio?

Doesn't it also hugley depend on where that 10% outside of the 90% fixed in ...

Has anyone ever purchased Australian Indexed Treasury Bonds? It seems they are available directly from the RBA on the cheap and they pay a coupon plus inflation. They seem like a good potential add ...

Is this capitulation?

From the Australian Financial Review (2/3/09)

http://i58.photobucket.com/albums/g256/osmosise/IMG_3859.jpg

He said much the same on the Australian SBS channel last night.

http://news.sbs.com.au/dateline//interview_with_jim_rogers_563581

Maybe look at this thread

http://www.bogleheads.org/forum/viewtopic.php?t=29960&start=0

Suggestion to administrator: Start a separate forum for all the polls (like the forum for "off topics"). I like some of the poll questions but a dedicated forum for them would be useful.

...

I've just finished reading the book which I found excellent and on the whole, very optimistic.

Some thoughts and questions:

1. On page 338, a graph of the "Percentage on Income Earned by To ...

Where would you put your money if you didn't need it for the next 5 years?

1. Internet Savings Account with 4% interest
2. Diversified Bond Fund; NAV 1.07 with last 5 quarterly distributions (cent ...

I'm not sure if anyone remembers this post but I found it very interesting, pertinent to the times and worth a second read.

Dear Mr. Bogle

All the best for the years ahead.

I was amazed to find "Enough" at my local library and found it an honest and sincere book. Thanks.

952 -- mildly optimistic I think.

In reply to the O.P.

I have harboured similar thoughts in the past and more recently.

Doesn't the whole market depend on their being more buyers than sellers for a share price (and therefore the ...

R48

I've been following this thread for a while.

1. How does the 50/200d SMA differ from the 50/200d EMA?
2. How does the 50/200d SMA differ from the 20/50 week SMA which you made reference to ...

I think you might be referring to the Callan Periodic Table which you will find here.

http://www.callan.com/research/institute/periodic/

Can someone list the steps that need to be taken to set up a XIRR spreadsheet?

Thanks

Have a look at this thread for starters and then post back. "Madsinger" (Brad) is an expert.

ht ...

Unfortunately, here in Oz, we have only two ways to add contributions:
1. Electronic transfer (BPAY)
2. Fax an additional contribution form.

We don't have the ability to set up automatic deductio ...

It hit me today, that what is bothering me is the almost unanimous opinion; people who faithfully believe that the stock market will recover its lost ground in fairly short time.

The faith has be ...

Just for future readers of this post. I found this on the gummy.org website (thanks to the author) which in addition to XIRR has a nice formula for calculating YTD returns.

http://www.gummy-stuff.o ...

just a bump.

Hello,

I have a question for Australian investors.

Is there no insurance on Bank Deposits in Australia? What about runs on banks? Do Australian banks have more stringent requirements than Am ...

1. Over the years, Australian Property Trusts have morphed from being "bond like"/ income stream, to more equity like, so it may be worth reclassifying your allocation to 70/30 equity/bond ...

Hi

I originally posted a thread re: "Australian Portfolio Advice" .

http://www.bogleheads.org/forum/viewtopic.php?t=18780&mrr=1223410402

I think that I might benefit from some ...

Omo

What was the final total VG fee? And which was the cheapest option? I have c. $100K floating in Aussie super that I'd like to put somewhere sensible.

Anthony

Look at this thread:

htt ...

I found these articles worth sharing. There is a lot of fear in the press here currently.

http://www.theage.com.au/national/education/economics-101-20081006-4urk.html?page=1

http://www.theage. ...

Thaanks Brad.

Just to clarify from the above posts: a dividend that is NOT reinvested would be a negative value in this scenario, correct?

What if the initial fund value is, say $50k, one dollar costs average $1k every month over a year and makes a $2k gain in the year. Would the data then include:

1. $50k as the first entry on date 1 ...

Strange that the VG Australia EM fund has declined less. I'm sure there must be an explanation?

http://www.vanguard.com.au/plugins/pdf/vemsif.pdf

Are you sure you want bonds in a taxable account? You could consider uping the bond portion of your Super Fund and keeping more equity funds in your taxable. ust a thought. Embarassed

[/quote]

I ...

Omo,

Congrats. Good stuff.

Did you go into a Lifestyle Fund? Is this in your taxable account (outside Super)? Can you invest within your Super Fund?

Tropical

Thanks for the reply.

I de ...

OK.

I've opened my VG account and started contributing into, broadly, a 60/30/ (Stocks/Bonds/REIT; Stocks = 60%Aus index;40% Int. unhedged) allocation.

Here are my observations so far:
1. The E ...

Just bumping this up for a response please.

Hi Omo,
Australia has a very inverted yield curve at the shorter end right now.

I would say that you should stay as short as possible for the time being. The most powerful predictor of future yie ...

Thanks for the reply.

The bank deposit rates I have quoted are with reputable Australian banks. Most deposit rates are in the same ballpark here owing to our higher Reserve Bank rate.

As far as ...

Hi

I know this is is probably a stupid question, but I have to get it out of my system.

Here in Australia, VG's Diversified Bond Fund has a before tax 1 yr return of 6.35%. Internet based high i ...