Bogleheads

The first meeting of the Gainesville/Ocala, Florida chapter will be held on either Dec 3rd or Dec 12th depending on how many people can attend on those days. Please let me know which of the two dates ...

From Jason Zweig's new book:

Thou shalt take no risk that thou needst not take.” If you are taking risk, make sure of two things - it’s to meet an objective, and there are not alternative inve ...

Amazon "look inside the book," p. 48. emphasis supplied:Of course, you're still probably thinking it won't work or it'll be too hard or there's something wrong with a book that even claims t ...

From time to time I hear someone say that they'd love to go back to school part time to finish their education, but they complain that they'll be 45 (or whatever age) in the seven years (or however l ...

Mel, or anyone else one more question. (Thank you very much for answering my questions -- this is my first time with Ibonds).

I already have an account at TD w/ access card. How long does it take ...

KISS.

Mel,

What do you think of waiting until towards the end of April to buy them vs. now?

I would still get the 3.36% rate for 6 months April 2010 - October 2010, then I would know what the CPI upd ...

Thanks for the heads up, Kevin.

And here's a link to the book on Amazon.com, which states that the book is now in stock:

http://www.amazon.com/Common-Sense-Mutual-Funds-Anniversary/dp/0470138130 ...

Withdrawing an arbitrary percentage in retirement has never made sense to me. The only way to guarantee a fixed income stream is just to buy an annuity. Otherwise, I am partial to the idea of living ...

Thanks. So to make sure I understand:
If I hold the I-bond for 12 months and cash in, I get 9 months interest due to the 3 month penalty.
If I hold for 15 months, I get 12 months interest due to 3 ...

I have been reading a lot about I-bonds recently due to the nice 3.36% rate. A few questions I have before I jump in:

1) Does the interest compound to the bond's value monthly or every 6 months li ...

Hidden meaning? Nah. It’s in plain sight; the manifesto says three things:

1) Free yourself from the clutches of the investment industry.
2) Free yourself from the need to pick stocks and time t ...

the property tax angle in FL. Only those who claim FL residency are protected against dramatic increases in property taxes.

Other than the $50k Homestead exemption, how are FL residents protect ...

If the point is to serve the public, then I hope they will also consider raising the annual purchase limit on series I savings bonds back to $30,000.

I'll second that emotion! Very Happy

I disagree. Although some rude comments have been lobbed at Larry over the years, they've hardly been inflammatory. I think what we're seeing is the inevitable in a forum that has existed for more t ...

If you have something to say about the content of Bill's book, have at it. However, I'm getting sick and tired of reading comments about the book title's "hidden" meaning. Any more posts lik ...

There's always the chance that Larry will return. He also took a lengthy hiatus, for much the same reasons, when we were at Morningstar.

However I have to see his departure as a failure on my part ...

That was a great interview. And it had some surprises - I didn't know that you are a reformed newsletter writer Very Happy

Taylor and I both have lots of things we've "reformed" from. That's wh ...

However I have to see his departure as a failure on my part to maintain one the most important principles of this forum: We expect this forum to be a place where people can feel comfortable asking que ...

Thank you.

Mel and Rick, I was looking at both of your books earlier to see if I could get some ideas about this.

Mel, I'm not surprised. That was my inclination.

Rick, I hadn't thought about ...

I will convert part of an IRA to a Roth. Would it be better to use Total Stock Market Index or Midcap Index in the Roth?

Any better alternatives?

I am 78 and would plan to hold the Roth.

Than ...

Thanks, again, Phoenix for getting us off and running. We owe you big time!

We've surpassed the M* Vanguard Diehards forum is both quantity AND quality (based on recent posts there). And it only to ...

Congratulations to all the forum members who helped make this such a great forum, both in quantity AND in quality.

Nice job, my friend! Not bad for an old paratrooper. Smile

So what was the final consensus on I-Bonds? At 3.36% for the next 6 months, is it worth buying some? I'm only getting 1.35% taxable on money just sitting in the bank, and I have no plans (or need) to ...

So what was the final consensus on I-Bonds? At 3.36% for the next 6 months, is it worth buying some? I'm only getting 1.35% taxable on money just sitting in the bank, and I have no plans (or need) to ...

One does need an advisor to invest with DFA. Yang and I found the cheapest one could do if one only had $100,000 to invest with DFA was to spend 1.665% on advisor and transactions fees. So for small ...

It's 20 years after 2008.

That was my thought, too.

Thanks to everyone who provided experiences on house ownership expenses in South Florida http://www.bogleheads.org/forum/viewtopic.php?t=44436&highlight= . I am close to buying this property but ...

I am a Vanguard index investor. Allocation is 50/40/10 between Total Bond Index, Total Stock Market Index and Total International Stock Market Index. Outlook has changed with my age and recent sto ...

Any hints on how the book was updated?

Jack talks about the recent events and how his previous edition has held up. The charts and graphs and return figures have been updated. There's also a sectio ...

Mel - Thanks for the clarification. If Taylor comes up missing, call the Coast Guard or the Air Force. If you come up missing, just call the Air Force. thumbs up

That is, unless I go missing ove ...

Mel - Thanks for the clarification. If Taylor comes up missing, call the Coast Guard or the Air Force. If you come up missing, just call the Air Force. thumbs up

That is, unless I go missing ove ...

Mel - If you come up missing I'm going to contact the Air Force immediately. Either that or the Coast Guard to look for your sailboat.
http://www.bogleheads.org/forum/images/avatars/497.jpg Very Happy

Th ...

Is this possible?

SPACE ALIENS ARE ABDUCTING BOGLEHEAD LUMINARIES!

http://arealiensreal.org/blog/wp-content/uploads/2009/11/real-ufo-pictures-3.jpg

If that's the case, perhaps I should ask ...

Hi:

Am about ready to zip off to work in our still high water locale (we were ground zero of the recent storm).

I have moved the page to Forum Issues and Admin.

regards,

That's a good plac ...

Hi:

I believe that I can move this topic to another forum. Which one would you like to have it moved to?

This is not the Wiki admins forum, which is restricted to wiki editors. This is the libra ...

. . . TrevH has been given a horrible time. I really miss his posts too.

TrevH is the "Master of Statistics" and "Chairman of the Board of
Data", his data chronicles are gem ...

That's really strange, because I don't have Moderator capabilities in this forum, and I can't vote in any poll on this forum, nor can I start a new thread. So this forum obviously has some special lim ...

Has anyone had problems lifting their security freeze at Experian. I tried to lift mine for 24 hours online and by telephone and could never get it lifted. I followed Experian's directions exactly giv ...

The current I-bond inflation adjustment appears to be 3.06% annualized. That's interesting.

Paul

And the current composite rate for new I Bonds is 3.36% which looks pretty good when compared t ...

Not sure who moved it here, but I can't do anything about it or I would move it back (for some reason, I don't have moderator status on this forum).

I think only the admins, mods and librarians can ...

Not sure who moved it here, but I can't do anything about it or I would move it back (for some reason, I don't have moderator status on this forum).

I think only the admins, mods and librarians can ...

This is a fascinating topic. I was sorry to see the thread die so quickly. I have been wondering about the feasibility of using a fund like VSGDX (Vanguard Short Term Federal) as a safe withdrawal rat ...

I think I know why- it's the cryptic formatting.
No problem, if you don't want to bother with cryptic formatting, just use a standard GUI word processor.
Using this extension

Does that extension ...

Perhaps the wiki can help http://www.bogleheads.org/w/index.php?search=HSA+AND+FSA&ns0=1&title=Special%3ASearch&fulltext=Search&fulltext=Search

Once in awhile I would notice that Bill S. of The Coffeehouse Investor fame would be logged on. Was he only on the forum once in awhile or was he ever on regularly?

View his Bogleheads profile, inc ...

It was an excellent lesson for me. FDIC insured accounts, Treasurys and savings bonds are the only appropriate cash holdings for me.

Lucio

Your story could easily have been avoided by using ...

FWIW, I wouldn't even care to talk in nominal terms, but rather REAL.

Hello Tulsa Bogleheads, Sorry it's been awhile, but life has been hectic here at Chateau Foodnerd Rolling Eyes

. I know that the next two months are very hectic times with Football games, Holidays, and all ...