Bogleheads

I think too many people consider investing to be "magic." It's not. But treating it that way may very well result in your money going "poof" and disappearing.

I'm happy with push-style electronic bill pay. I'll only do automatic billing to a credit card.

I want to see and approve each charge before money leaves my account.

Same here. I want to maint ...

Hi DD:

Thanks for the link. Allan Roth tells it like it is:

Here is what investors are really asking.

March - Now that the stock market is having a half off sale, should I sell?

Today - N ...

I like Facebook for keeping in touch with friends and family. I do not use twitter.

You don't need to understand it. It is probably way beyond your comprehension level anyway. Just give them (or someone closely associated with them) your money and they, with all of their superior k ...

But suppose you buy a car in a different state than you live. Must you pay sales tax in both states? -once upon purchase and then again upon registration in the new state? Or can you avoid the first s ...

I think particularly when we are young it is human nature to assume that what is past is past and that "everything is different now" as we saw so clearly demonstrated during the Internet bub ...

CougsHouse...

In my experience simplicity is not only a good starting point but is always a good, if not the best, approach. Having a simple portfolio that is easy to maintain and understand will ...

"There's a sucker born every minute." It's as true today as when it was originally uttered more than a hundred years ago and it will still be true a hundred years from now. There's a very ...

Did you ask the planner what his/her reasoning was? If not, I'd suggest you call the planner back and ask.

Washington State (WA) has no income tax, how are you paying 8.9% ?

It doesn't appear that this is a very popular publication....at least among Bogleheads! Laughing

Just FYI...in my entire working career I never had a job that offered me the opportunity to advance and make the kind of money I sought without working significantly more than 40 hours per week. Obvi ...

Is anyone here a subscriber to the electronic MarketWatch Retirement Newsletter? If so, what is your opinion of it and its value?

Can CDs be purchased online by non-members? Is there anything to beware of with regard to CDs such as redemption? Some I have used will auto-redeem unless they are contacted within a certain number ...

We have free checking at BofA because we like their online banking and their network of cash machines. In order for our accout to be free we need to make one ACH into the accout per month (do that fr ...

Could someone point me to a step by step description for doing a clean install. I bought a Dell laptop for my wife in August and I would like to upgrade from Vista to System 7.

Thanks,
Larry

ht ...

On one hand, you want to have enough for retirement. On the other hand, you don't want to be a miser while young and miss out on some life experiences because you think you do not have enough money f ...

I think that when everyone is talking about buying something it's usually the time NOT to buy.

Hi Frugal,

We live in a college town and one sees the stress writ large in the faces and conversations one has with these young people--a number of whom have had to take fewer credit hours or, in s ...

I was intrigued when I saw this article which states that kids' second largest source of stress behind doing well in school is worry about their parents' financial problems.

http://www.usatoday.com ...

Following is a statement made by Bill Bernstein during the Q&A session at BH8:

"There is another approach described by Alan Klein. The higher earner in the family files for Social Securit ...

My wife and I have always combined our funds. We also discuss any significant expenditures in advance. We both feel that this helps us not to spend money impulsively and it has paid off for us over ...

I upgraded a few days ago and have been using it regularly since. I like the change and, so far, have experienced no problems. Windows 7 is snappier on my relatively new Dell laptop with Home Premiu ...

It could be that the other driver is just concerned about possible concealed damage and is protecting his ability to file a claim should there be any. It is not uncommon with today's "5 mph bump ...

We went part way down that path and decided to rent.

As far as dollars and cents, we estimated our out-of-pocket costs at around $10,000 year and we are able to rent for $2,500 per month or less. ...

Very good. Very Happy

Thanks for all the feedback so far. Seems like more negatives than positives so far. Although I suppose a lot of this depends on the quality & reliability of the builder.

Even with a good rel ...

I've never had an insurer inquire as to whether I have a mortgage or not.

I guess that what I am wondering about is this.....if the AC charge can shorten battery life so greatly, why is there not a switch (either hardwired or software activated), that will disable the charg ...

I've been struggling with this also.

I've read that a battery will only last so many rundown-recharge cycles...500 or so. I've also read it doesn't matter if these are full or partial recharge c ...

The problem is:
(assuming schools would even attempt it)

There is no accepted definition of what investment is.
(that all can agree on)

Imagine if your child was taught finance in school and t ...

This thought came to mind recently after I finished reading the Bogleheads Guide to Investing. What a wealth of information in a concise format!

I have long been concerned about the lack of finan ...

$11 + $3 tip.

Cobra coverage through your husband's previous employer is often the best bet for comprehensive coverage for up to 18 months following layoff. It is not cheap as you need to pay the full cost (plus a ...

Medigap premiums are specifically excluded. See Pub 969, page 7, col 1 "Special rules for insurance premiums."
If you are age 65 or older, you can treat insurance premiums (other than premi ...

Can you use tax-deductible HSA funds to pay the premiums on a health insurance policy that is linked to the HSA?

Kirk

Negative.

How many Bogleheads think HSAs will survive Health Care Reform?

I'll be surprised if they do, although I haven't heard any mention of them during the discussion. Maybe they're in the part that no ...

Nope you're not. In the chapter I wrote for the recent book I refer to it as the "stealth IRA." Pretty sweet deal huh.

Isn't it a "stealth IRA" on steroids in that the funds ...

Nope you're not. In the chapter I wrote for the recent book I refer to it as the "stealth IRA." Pretty sweet deal huh.

Isn't it a "stealth IRA" on steroids in that the funds ...

Nah. Only certain things get reviewed anyway. How about all the other mistakes that aren't looked at?

I say just let the umps do their jobs. It's a human game with humans playing and humans offi ...

Bogle Petite Sirah
(on sale now at World Market for $8.99)

Sagelands Four Corners Cabernet Sauvingnon
(widely distributed...available at Safeway for about $8.99 and add'l. 10% off for six bottl ...

If you are located in one of the major metropolitan markets and would like data on housing price trends one of the most respected is Case-Schiller. Case Shiller is the only index I'm aware of that is ...

I just rented midsize car at the Indy airport from Budget for 5 days. The total rental was $165 including all taxes, fees, etc. That's pretty consistent with what I've been renting for the last few ...

Thanks CRC for the link. I think all of my questions will likely be answered there.

You might do a search, because we've had lots of posts about MagicJack. (I have one and I love it. I use it both at home and on the road.)

Perhaps you're not aware that whenever your computer is of ...

And I thought for the first time in my life I might actually be 'cool.' Ah well, at least I'm uncool, content and relatively stress free. Smile

I just got my MagicJack fired up and an very pleased with it. It's simple, robust and very affordable...what's not to like?

I have a couple of questions that I'm hoping more experienced users here ...

Normally I wouldn't be annoyed by it, but now I am. Laughing

All index fund portfolio (Vanguard & Fidelity). ER avg. .16%.

Same here. All Vanguard. .16%.