| Author |
Message |
Topic: My adviser thinks I should not be in stocks at all |
Doug1
Replies: 45
Views: 4474
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Forum: Investing - Help with Personal Investments Posted: Sun Nov 15, 2009 8:00 am Subject: My adviser thinks I should not be in stocks at all |
| With a wife who is 74, you have to plan for the next 20 years. With that in mind, I think you need to be invested in stocks. |
Topic: Maintain old car or buy new car? |
Doug1
Replies: 46
Views: 3506
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Forum: Personal Finance (Not Investing) Posted: Sun Nov 15, 2009 7:48 am Subject: Maintain old car or buy new car? |
| I've read estimates of how long a car lasts range from 145000-170000 miles. As for years, 15 is what I've read. Conventional wisdom is that almost any well maintained car should last 100000 miles, a ... |
Topic: Fixed Income Investing Outside Tax Sheltered Accounts |
Doug1
Replies: 6
Views: 784
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Forum: Investing - Theory, News & General Posted: Sat Nov 07, 2009 9:16 am Subject: Fixed Income Investing Outside Tax Sheltered Accounts |
| After taxes, inflation and expenses, it can be difficult to not lose money in fixed income investing outside tax sheltered accounts. A conservative rule of thumb is that the percentage of one's portfo ... |
Topic: Should I Invest In Mortgages? |
Doug1
Replies: 5
Views: 607
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Forum: Investing - Help with Personal Investments Posted: Fri Nov 06, 2009 2:41 pm Subject: Should I Invest In Mortgages? |
| I don't own any GNMA bonds. Is there a diversification benefit of mortgage investing due to decreased correlation with other fixed income investing? What is the relative return of mortgage investing ... |
Topic: Should I Invest In Mortgages? |
Doug1
Replies: 5
Views: 607
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Forum: Investing - Help with Personal Investments Posted: Fri Nov 06, 2009 2:11 pm Subject: Should I Invest In Mortgages? |
I'm a conventional stock/fixed income investor. When it comes to fixed income, I've focused on government and corporate bonds. Should I be thinking about mortgage investing?
The words "mortg ... |
Topic: Weakness of Indexing |
Doug1
Replies: 72
Views: 5845
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Forum: Investing - Theory, News & General Posted: Mon Sep 07, 2009 8:40 pm Subject: Weakness of Indexing |
| The financial services industry has had some innovative products, such as index funds and ETFs, that have significantly helped investors. There is a need for a financial service, other than shorting, ... |
Topic: Weakness of Indexing |
Doug1
Replies: 72
Views: 5845
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Forum: Investing - Theory, News & General Posted: Mon Sep 07, 2009 4:24 am Subject: Weakness of Indexing |
| About South Korean stocks, I wouldn't be surprised if they're chronically depressed due to the political situation. If North Korea stopped being a threat, I wouldn't be surprised if South Korean stoc ... |
Topic: Weakness of Indexing |
Doug1
Replies: 72
Views: 5845
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Forum: Investing - Theory, News & General Posted: Sun Sep 06, 2009 9:54 pm Subject: Weakness of Indexing |
The following is taken from William Bernstein, The Intelligent Asset Allocator, 2000.
p. 164 "The P/B of the S&P is currently 10.5 It has never been even remotely this high except once be ... |
Topic: Weakness of Indexing |
Doug1
Replies: 72
Views: 5845
|
Forum: Investing - Theory, News & General Posted: Sun Sep 06, 2009 7:45 am Subject: Weakness of Indexing |
| I have almost all of my portfolio in index funds. However, I'd like to comment on a weakness of indexing. In 1987, the entire Japanese stock market had a P/E ratio than 60. In 1989, the value of th ... |
Topic: Advice on Further Reading |
Doug1
Replies: 13
Views: 854
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Forum: Investing - Help with Personal Investments Posted: Sat Aug 15, 2009 12:24 pm Subject: Advice on Further Reading |
| Why do I want to read more? I enjoy reading about investment, and want to be a better investor. In terms of knowledge, I don't compare myself to other investors. I may or may not know more than oth ... |
Topic: Advice on Further Reading |
Doug1
Replies: 13
Views: 854
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Forum: Investing - Help with Personal Investments Posted: Sat Aug 15, 2009 10:26 am Subject: Advice on Further Reading |
I've read the following books:
Bogle on Mutual Funds Jack Bogle
Common Sense on Mutual Funds Jack Bogle
A Random Walk Down Wall Street Burton Malkiel
The Four Pillars of Investing William Bernstei ... |
Topic: YTD - Lumpers :-( Splitters :-) |
Doug1
Replies: 102
Views: 7607
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Forum: Investing - Theory, News & General Posted: Wed Aug 12, 2009 7:35 pm Subject: YTD - Lumpers :-( Splitters :-) |
| I am a lumper, but would prefer to be a splitter. My tax advantaged accounts are a relatively small part of my overall portfolio. I have bonds in my tax advantaged accounts. This means that I would ... |
Topic: John Stewart does it again, Shows the "Real" Jim C |
Doug1
Replies: 20
Views: 3201
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Forum: Investing - Theory, News & General Posted: Sat Jul 18, 2009 12:09 pm Subject: John Stewart does it again, Shows the "Real" Jim C |
| I watch Mad Money, a fact that I perhaps should keep secret on the Bogleheads forum. Why? He is entertaining. It also reminds me that I should stick with index investing. |
Topic: Risk Premiums |
Doug1
Replies: 1
Views: 327
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Forum: Investing - Theory, News & General Posted: Sun Jul 12, 2009 9:53 pm Subject: Risk Premiums |
I have heard of the momentum risk premium. I have never heard of how the average investor can use this premium, as is commonly done with the small cap premium and the value risk premium.
http:// ... |
Topic: How Much Should One Tilt Towards Small Cap and Value? |
Doug1
Replies: 48
Views: 3920
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Forum: Investing - Theory, News & General Posted: Sun Jul 12, 2009 9:51 am Subject: How Much Should One Tilt Towards Small Cap and Value? |
| I thank am for the comment. A tilt hopes to take advantage of the small cap risk premium and the value risk premium. One gets a premium because one is taking a risk. There is a risk, just as am say ... |
Topic: How Much Should One Tilt Towards Small Cap and Value? |
Doug1
Replies: 48
Views: 3920
|
Forum: Investing - Theory, News & General Posted: Sun Jul 12, 2009 8:33 am Subject: How Much Should One Tilt Towards Small Cap and Value? |
| How much should one tilt towards small cap and value? I realize that there are many out there, including John Bogle, who would argue that you shouldn't tilt at all. But is there any research, such a ... |
Topic: Risk Premiums |
Doug1
Replies: 1
Views: 327
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Forum: Investing - Theory, News & General Posted: Sat Jul 11, 2009 9:29 am Subject: Risk Premiums |
http://www.bogleheads.org/forum/viewtopic.php?t=40030&highlight=
The above post is about the liquidity risk premium, and to a much lesser extent, about the interest risk premium, the credit ris ... |
Topic: How Can The Average Investor Get Liquidity Risk Exposure? |
Doug1
Replies: 7
Views: 731
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Forum: Investing - Theory, News & General Posted: Wed Jul 08, 2009 8:10 am Subject: How Can The Average Investor Get Liquidity Risk Exposure? |
| "Investing is about taking risk. Being thoughtful about it. Prudent. And stacking the odds in your favour when you can. Risk is the fuel that drives a portfolio. It must be present to generate re ... |
Topic: Larry's blog post on international diversification |
Doug1
Replies: 48
Views: 4893
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Forum: Investing - Theory, News & General Posted: Sun Jun 07, 2009 9:13 am Subject: Larry's blog post on international diversification |
| About currency risk, on January 21/02, the Canadian dollar reached a low of $US0.6179. On November 6/07, the Canadian dollar reached a high of $US1.0767. If you were a retiree living off your invest ... |
Topic: diversifying further the bond funds |
Doug1
Replies: 19
Views: 3131
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Forum: Investing - Help with Personal Investments Posted: Sun Jun 07, 2009 8:46 am Subject: diversifying further the bond funds |
| What do the advisors at Vanguard suggest? |
Topic: Larry's blog post on international diversification |
Doug1
Replies: 48
Views: 4893
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Forum: Investing - Theory, News & General Posted: Sun Jun 07, 2009 6:22 am Subject: Larry's blog post on international diversification |
| When you invest outside the USA, you take on currency risk. More importantly, the USA has been a great sucess story for investors. By the way, I'm not American. |
Topic: Should I DCA or Lum Sump an Inheritance? |
Doug1
Replies: 3
Views: 739
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Forum: Investing - Help with Personal Investments Posted: Sat May 30, 2009 1:56 pm Subject: Should I DCA or Lum Sump an Inheritance? |
Last week, I got a lump sum to invest from an inheritance. I wish I'd gotten it back in March. Now the market is up approximately 30%, and stocks are no longer as cheap as they once were.
One scho ... |
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