Bogleheads

Rent: $1900
Food + Alcohol (includes eating out, groceries, coffee shops, and alcohol while eating): $1500
Clothing: $400
Bills & Utilities (includes utilities, water/sewage, cell phones, ca ...

Not for me, thanks. I'm not on LinkedIn or Facebook or myspace, either. I continue to be amazed at how we scream to protect our privacy and then wildly embrace social networking sites where we display ...

" either way, they are beat to CRAP.. i mean floored at lights, driven like mad... "
" Agreed, I abuse the living daylights out of loaner and rental vehicles."

I have heard ...

Regarding #5, I've never understood all of those hard core "renting is like flushing money down the toilet!" chanters. Renters aren't throwing money away. In exchange for their money they ge ...

The biggest effect of the recession on me has been a huge amount of stress and worry. I avoided a large layoff at work, and ended up getting a 3% raise. My portfolio has rebounded well so far. I've ta ...

if I were truly to a point that I couldn't take care of myself, and I couldn't afford quality care, I'd just go with suicide, assisted or otherwise. I don't see the point in squeezing out another dre ...

I can see myself being in the same situation down the road. Only child, not interested in having children or getting married, most relatives are my parents' age or older. I don't know what the solutio ...

I can't wait until the "What's your shoe size?" thread.

9

My 01 Town and Country with 155k feels unsafe and not reliable. KBB value is around 2500. Latest repair $1300. And, does not have the latest safety features. So, time to get new car.

Do not b ...

I think that in this age of layoffs, downsizing, productivity increases, etc. if you want any kind of well paying job you're going to have to put in more than 40 hours a week on salary.

A couple of ...

For example, the first guy was making $200K per year and only had $100k in savings?It wasn't clear to me whether that was really his total resources. If so, yes, it's pathetic. But that might be his c ...

I use Bank of America for checking/debit card/ATM use and a small local bank for CD's/savings accounts.

The only reason I stick with BofA is that I have some kind of grandfathered "free everyt ...

I liked this Yahoo article on people who keep spending at the same level after a layoff with severance pay, then running out money. You'd think people would understand reality a little better, but the ...

Wasp spray is just as good as mace for personal protection.

Interesting, I never thought of that. But now that I do, I can see your point. My can of wasp spray (with red plastic straw coming out ...

I'm generally not too picky with waitstaff, but here's a couple that bug me:

1. Long delays for the check/being ignored at the end of the meal. If we finished dessert 20 minutes ago, our drinks are ...

My house came with an ADT system that the previous owner installed. I never had the service connected, despite ADT hounding me for the first year.

I don't really keep anything that valuable in the ...

I would post on craigslist. I bet you can get it delivered for free or at least at low cost. Especially, if you are willing to wait 2 to 3 weeks for the delivery so that someone can enjoy their cros ...

Another vote for not cosigning and helping them find a new rental instead.

Tito's Handmade Vodka

http://www.titos-vodka.com

I have been hearing a lot of good things about Tito's recently. I think last year when I first saw it in the store, I dismissed it due to the nam ...

Try Kirkland Signature (aka Costco-PriceClub) you will be amazed by the quality and price Smile

Of course, it's not possible to order it when out on the town. I can't buy it in my state, but every ...

As someone who grew up and went to high school in one of the wealthiest communities in his state - yet as the son of blue collar folks who attended a small unknown college on scholarships - I can veri ...

I'll also add that once I called AAA for a flat tire issue in a mall parking lot. The guy showed up and had my spare installed in about 45 seconds. I didn't tip him nor did I really have a chance to b ...

I used to have a AAA membership back before I owned cars under warranty with free roadside service. At my first job out of college, I made frequent visits to construction sites. One evening when leav ...

There have been recent threads about types of wine, whiskey, scotch, etc. preferred by folks on this board. Is anyone a vodka drinker, and particularly a drinker of the flavored vodkas that seem to be ...

Since the mileage is relatively low for a 10 year old car, I'd say fix it and keep driving it for now, assuming it is not giving you any other problems. When you have kids and your commutes settle dow ...

IMHO the reason we have the police, courts, and insurance companies is so that people don't show up on other people's doorsteps "instilling" what needs to be done. I've never been in an acc ...

I was on the flip side of this earlier this year. My new car was rear-ended at a stop light was rear ended by a guy who "wasn't paying attention" as he put it. Fortunately I was ok, but my c ...

I will also say - I don't trust any used car unless I know the owner. Too many people are totally ignorant about routine maintenance, people think "it's a lease, so as long as I don't scratch or ...

It is a tricky question. I have purchased "beaters" in the past and drove them into the ground. However when I added up all the money I spent keep them running I found my average monthly c ...

I will tip for takeout service if the server is a good-looking woman. I will also tip females more generously in other situations. I started doing this before I realized I was doing it. When I did ...

The 25% Federal tax bracket for 2009 is $67,900 - $137,050 in taxable income. Then, for argument's sake, 5% of these numbers is $3,395 - $6,853. With the information provided, I'm inclined to think ...

A close friend has just started his first job out of college, and is looking for advice on how to invest in his new-found 401k. He knows little about investing, and comes from a family of non-investor ...

If it has that ugly grille Acura is putting on all of its cars now, I have zero interest.

Why do people want to make more money, if they spend the same amount of money no matter what they make?

So they can save more and quit working earlier. At least that's partially why I do it.

I pay $12 plus a $2 tip at a local one-man barber shop. I also give him a case of beer at Christmas time. I go about once a month.

"Manifesto"...now there's a word I don't think I've heard since the Unabomber days.

About 4-5 years ago I purchased a Ford certified preowned sedan that came with a good warranty and I was very happy with the car. At the time the dealer wouldn't budge much on price though, but this p ...

How about to a wedding?

Embarassed

Any wedding reception in my extended family that didn't involve a 4+ hour top shelf open bar would never be allowed to happen in the first place. No need to BYOB.

At a place where I order the food and/or receive it from a counter (pizza shops, bagel/donut shops, etc.) I don't tip anything.

If it's one of those places that's a regular sit-down restaurant but ...

or.......you could always inject oranges with vodka! (college days, many many years ago) Laughing

I am intrigued by this. Wouldn't they be so saturated, that as soon as you bit into it, the vodka woul ...

Ok I get it now. So if the participant just signs up and doesn't choose investment options, the employer may go ahead and put them in a target-date fund, etc. rather than having it default to a money ...

Last year my aunt spent over $5,000 to try to "cure cancer" of some sort in her 16 year old cat. The cat died a month later. Personally, I think that's completely insane. She does not have c ...

If my employer one day decided that they would have total control over what each employee's 401k was invested in, a riot would probably break out since our employees already have zero trust in managem ...

Any variety of Rosemount or Yellowtail. They taste good to me, the price is right, and some are available in 1.5L bottles. Although I couldn't tell the difference between a $8 bottle and a $80 bottle.

I don't go to baseball games, but I have brought a concealed flask into concerts and overpriced trendy bars.

Keep it in the trunk of the car when going to and from the event to avoid any "unse ...

^^^^ BD is Beckton Dickinson, a pretty solid medical device/supply company trading as BDX. That sector is a bit out of favor on Wall St. now for whatever reason.

The article cites someone who shops at Marshalls and Target. Hardly a big spender. If anything, I'm not surprised that more people are shopping there--they're probably doing it to save money!

I sto ...

A bird in the hand is worth two in the bush.

If it sounds too good to be true, it probably is.

Don't count your chickens before they hatch.

Be yourself.

Don't be penny wise and pound fooli ...

A couple of things to consider:

1. Lenders typically want you to have "cash reserves" when giving a mortgage. Meaning they may want you to have a couple months' worth of payments, etc. in ...

Mostly a savings account at a small local bank that pays about 1.4%. I have a few CD's paying in the 1.5-2.5% range as well. Unfortunately the 2.5's are older ones coming to maturity soon.