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  Topic: Magic Formula Investing by Joel Greenblatt
CABob

Replies: 14
Views: 830

PostForum: Investing - Help with Personal Investments   Posted: Fri Nov 20, 2009 10:46 pm   Subject: Magic Formula Investing by Joel Greenblatt
It is nothing that I am interesed in, but, if you want to learn some more you might check out the web site https://www.magicformulainvesting.com/marketing/servlet/forms/MFI/Marketing/forms/WelcomeForm ...
  Topic: Motley Fool interview
CABob

Replies: 36
Views: 2317

PostForum: Investing - Theory, News & General   Posted: Tue Nov 17, 2009 2:53 pm   Subject: Re: Where and when published
Hi Bob:

I know the interview was published in a Motley Fool's subscriber newsletter--I think on November 6. Mr. Brokamp is not sure if it will also be published on the Motley Fool homepage. (It's n ...
  Topic: ETF vs Mutual Funds Question
CABob

Replies: 7
Views: 363

PostForum: Investing - Help with Personal Investments   Posted: Tue Nov 17, 2009 2:06 pm   Subject: ETF vs Mutual Funds Question
Why would you not need a buyer when redeeming mutual fund shares?
Because mutual fund share are redeemed by the mutual fund company when sold rather than being sold to a buyer.
  Topic: Motley Fool interview
CABob

Replies: 36
Views: 2317

PostForum: Investing - Theory, News & General   Posted: Tue Nov 17, 2009 1:33 pm   Subject: Motley Fool interview
Nice job, Taylor. I have been a regular reader at the Motley Fool site, but, find much of its editorial content less than fulfilling. This article will be different. Do you have any idea of when and h ...
  Topic: new to investing, need help with setting goals to move to VG
CABob

Replies: 9
Views: 499

PostForum: Investing - Help with Personal Investments   Posted: Mon Nov 16, 2009 11:38 pm   Subject: new to investing, need help with setting goals to move to VG
I think most of your questions can be answered at the Vanguard web site. It should be worthwhile to check out the various nooks and crannies you will find at https://personal.vanguard.com/us/home?from ...
  Topic: Question about mortgage overpayment...
CABob

Replies: 5
Views: 586

PostForum: Personal Finance (Not Investing)   Posted: Mon Nov 16, 2009 4:47 pm   Subject: Question about mortgage overpayment...
I don't think they typically apply the extra payment just to interest. Instead they look at the payment as an early regular payment which at the begining of the mortgage period is mostly interest. Wha ...
  Topic: What would you do?
CABob

Replies: 25
Views: 1274

PostForum: Personal Finance (Not Investing)   Posted: Mon Nov 16, 2009 4:38 pm   Subject: What would you do?
Are you sure there isn't some confusion between being paid twice a month and being paid every two weeks?
I don't believe that this would make the difference you quoted but am wondering.
I am incline ...
  Topic: Problem Replying
CABob

Replies: 8
Views: 436

PostForum: Forum Issues and Administration   Posted: Tue Nov 10, 2009 11:10 pm   Subject: Problem Replying
I have found if I have a url just a little off (like maybe an extra space), the message will not appear in the preview screen. I've never sent one that way, but I assume it would show up the same. C ...
  Topic: Problem Replying
CABob

Replies: 8
Views: 436

PostForum: Forum Issues and Administration   Posted: Tue Nov 10, 2009 6:22 pm   Subject: Problem Replying
I had the same problem a few days ago on a couple of conversation replies and never figured out what was causing the problem.
  Topic: indoor heaters
CABob

Replies: 16
Views: 1085

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Nov 06, 2009 4:12 pm   Subject: indoor heaters
I have been hearing this one advertised on radio and TV.
http://www.edenpure.com/heater/
I know nothing about them other than the ads and their web site, but, am interested. I suspect that their per ...
  Topic: target date funds
CABob

Replies: 5
Views: 587

PostForum: Investing - Theory, News & General   Posted: Wed Nov 04, 2009 11:53 pm   Subject: target date funds
do TD funds make good sense?
Yes, provided they are used properly and they are suitable to the investor.
The asset allocation should be suitable for the investors risk tolerance and goals.
Genera ...
  Topic: What is the simplest most basic thing to read re: investing?
CABob

Replies: 26
Views: 1568

PostForum: Investing - Help with Personal Investments   Posted: Wed Nov 04, 2009 5:46 pm   Subject: What is the simplest most basic thing to read re: investing?
I would suggest Personal Finance for Dummies by Eric Tyson. It is a very easy read either front to back or as a reference book selecting particular sections that one wants to learn about. I don't thin ...
  Topic: Help with Vanguard Funds
CABob

Replies: 11
Views: 982

PostForum: Investing - Help with Personal Investments   Posted: Mon Nov 02, 2009 10:55 pm   Subject: Re: Need more information
Hi grand$

Welcome to the Bogleheads Forum!

Two questions:

1. Will the bond fund(s) be in tax-deferred accounts? If not, what is your income tax bracket and what State do you live in?

2. Is ...
  Topic: After hours trading question
CABob

Replies: 10
Views: 674

PostForum: Personal Finance (Not Investing)   Posted: Fri Oct 30, 2009 11:06 pm   Subject: After hours trading question
I'm no expert and have no experience, but, my understanding is that there is some actual trading that goes on after the exchanges are closed. You would have to find out if your broker participates in ...
  Topic: ING has to sell ING Direct until 2013
CABob

Replies: 11
Views: 2108

PostForum: Investing - Help with Personal Investments   Posted: Mon Oct 26, 2009 9:30 pm   Subject: ING has to sell ING Direct until 2013
http://www.smartmoney.com/Investing/Economy/INGs-Fate-From-Bank-Deposits-to-N-Y-Marathon/?afl=yahoo
This article from Smart Money provides some additional information as far as INF Direct USA.
  Topic: Banks that Reimburse Other Bank's ATM Fees
CABob

Replies: 12
Views: 1351

PostForum: Personal Finance (Not Investing)   Posted: Mon Oct 26, 2009 2:32 pm   Subject: Banks that Reimburse Other Bank's ATM Fees
A bank and credit union that I have had an accounts with for many years do not reimburse "foreign" bank ATM charges. A couple of years ago I moved to a location where I had not branch nearby ...
  Topic: tax math help
CABob

Replies: 10
Views: 777

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Mon Oct 26, 2009 12:57 pm   Subject: Deleted double post
Deleted duplicate post. I'm not sure what happened.
  Topic: tax math help
CABob

Replies: 10
Views: 777

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Mon Oct 26, 2009 12:53 pm   Subject: tax math help
Take home pay typically refers to your pay check amount after income tax and payroll tax is withheld. If this is what you are looking for IRS Bulletin 15-T is your best source to determine what federa ...
  Topic: Los Angeles / South Bay Chapter Mtg. November 14, 2009
CABob

Replies: 30
Views: 4141

PostForum: Local Chapters   Posted: Sun Oct 25, 2009 3:54 pm   Subject: Los Angeles / South Bay Chapter Mtg. November 14, 2009
I'm curious to know if people have been successfully meeting up in the LA area.
There were 2 or 3 meetings held a couple of years ago, but, it appears that interest has died out or there is no one st ...
  Topic: Vanguard: exchanging an entire fund
CABob

Replies: 9
Views: 990

PostForum: Investing - Help with Personal Investments   Posted: Tue Oct 20, 2009 3:32 pm   Subject: Vanguard: exchanging an entire fund
IIRC you can make your exchanges in dollars, shares, or percentages so I think there is always a way do do the exchange as you intend.
  Topic: citibank apr 30%
CABob

Replies: 16
Views: 1224

PostForum: Personal Finance (Not Investing)   Posted: Tue Oct 20, 2009 3:20 pm   Subject: citibank apr 30%
I saw an item on the TV news recently that was talking about someone that was "offered" a credit card with a 79% interest rate. {No, I didn't leave out a decimal} And, I beleive there was a ...
  Topic: Books on tax smart investing?
CABob

Replies: 3
Views: 337

PostForum: Investing - Theory, News & General   Posted: Sun Oct 18, 2009 10:46 pm   Subject: Books on tax smart investing?
I believe that both of the Boglehead's Guides address the subject quite well.
Also the Boglehead Wiki has a section that addresses tax considerations.
http://www.bogleheads.org/wiki/Category:Tax_Con ...
  Topic: Broken "" Key...Pease Excuse Any Typos in Posts
CABob

Replies: 40
Views: 1803

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Thu Oct 15, 2009 6:02 pm   Subject: Broken "" Key...Pease Excuse Any Typos in Posts
You could always beat the L out of the 2 year old, but, that wouldn't be legally, morally or politically correct.
  Topic: The Rationalizer
CABob

Replies: 0
Views: 347

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Oct 14, 2009 3:31 pm   Subject: The Rationalizer
Intended for online investors working at home, the lights intensify and turn a brighter red when your emotions flare, offering what it calls a "mirror of emotion" to warn you that it might b ...
  Topic: Employee seminar in index fund investing
CABob

Replies: 3
Views: 551

PostForum: Personal Finance (Not Investing)   Posted: Sun Oct 11, 2009 3:33 pm   Subject: Employee seminar in index fund investing
How about your 401k provider?
  Topic: Best Market Predictor?
CABob

Replies: 32
Views: 2145

PostForum: Investing - Theory, News & General   Posted: Fri Oct 09, 2009 5:21 pm   Subject: Best Market Predictor?
I prefer the 200 year moving average
Are you sure that that wouldn't be considered period specific?
Wink
  Topic: Strange Leak in Ceiling
CABob

Replies: 18
Views: 1750

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 09, 2009 5:13 pm   Subject: Strange Leak in Ceiling
Do you have any conduit that might be running across that ceiling/floor? Perhaps going to an overhead light fixture in the FR?
  Topic: Credit Cards adding fees before February Regulations
CABob

Replies: 5
Views: 1006

PostForum: Personal Finance (Not Investing)   Posted: Thu Oct 08, 2009 5:44 pm   Subject: Credit Cards adding fees before February Regulations
I have a number of credit cards and it seems like almost all of them have changed their terms and conditions in the past couple of months. Most of the changes have been on interest rates, fees, penalt ...
  Topic: data on ETFs?
CABob

Replies: 14
Views: 836

PostForum: Investing - Theory, News & General   Posted: Tue Oct 06, 2009 10:15 pm   Subject: data on ETFs?
Have you tried Morningstar? http://www.morningstar.com/Cover/ETFs.aspx
  Topic: the gas company told me someone else is using my SSN#.....
CABob

Replies: 13
Views: 1419

PostForum: Personal Finance (Not Investing)   Posted: Tue Oct 06, 2009 5:20 pm   Subject: the gas company told me someone else is using my SSN#.....
You should probably check to see if your Social Security earnings statement appears to be correct, also.
http://www.ssa.gov/mystatement/

I wonder if someone else didn't like the utility asking for ...
  Topic: What has happened to your RMD?
CABob

Replies: 17
Views: 1386

PostForum: Investing - Theory, News & General   Posted: Mon Oct 05, 2009 4:07 pm   Subject: What has happened to your RMD?
I will be taking my first RMD in 2010 so I don't have any experience yet. I have a single IRA with Vanguard and I just signed up for their RMD service. My understanding is that VG will advise me early ...
  Topic: Non-moderator policing - acceptable practice?
CABob

Replies: 10
Views: 812

PostForum: Forum Issues and Administration   Posted: Mon Oct 05, 2009 12:04 pm   Subject: Non-moderator policing - acceptable practice?
From Tips for using Bogleheads.org http://www.bogleheads.org/forum/viewtopic.php?t=34462 I have found
there is a spammer or inappropriate post on the forum that should be edited/removed. who should ...
  Topic: Is this a legitimate site?
CABob

Replies: 16
Views: 1944

PostForum: Investing - Help with Personal Investments   Posted: Sun Oct 04, 2009 9:57 pm   Subject: Is this a legitimate site?
A Google search provides some links that may be of interest including one from the Kalamazoo Gazette.
http://blog.mlive.com/kzgazette/2008/07/_kalamazoo_a_local.html

http://www.edmunds.com/insidel ...
  Topic: Stolen credit cards
CABob

Replies: 1
Views: 369

PostForum: Personal Finance (Not Investing)   Posted: Fri Oct 02, 2009 5:16 pm   Subject: Stolen credit cards
My wife recently had the unfortunate experience of having a wallet stolen along with some credit cards, driver's licence, etc. We don't believe there was any reference to social security number.
I t ...
  Topic: 10 Questions With Jack Bogle
CABob

Replies: 7
Views: 1374

PostForum: Investing - Theory, News & General   Posted: Fri Oct 02, 2009 5:01 pm   Subject: 10 Questions With Jack Bogle
At age 80, John Bogle is still going strong, relishing the "lonely" fights in which he's engaged: speaking out against a dearth of stewardship, failures of corporate governance, and too much ...
  Topic: how does one go about buying a water softener?
CABob

Replies: 12
Views: 984

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Fri Oct 02, 2009 2:34 pm   Subject: how does one go about buying a water softener?
If you are thinking about making this a DIY project you might check to see if any provisions have been made in you home for the installation. My home has a plumbing "loop" in the garage whi ...
  Topic: Are you employing the advice from Van. advisors? All Index ?
CABob

Replies: 27
Views: 2112

PostForum: Investing - Theory, News & General   Posted: Fri Oct 02, 2009 2:16 pm   Subject: Re: Are you employing the advice from Van. advisors? All Ind
Shocked We received a complementary analysis by a CFP who, of course, recommended mainly three Index Funds. Is anyone putting the advice they give to work, or just using it in conjunction with their o ...
  Topic: how does one go about buying a water softener?
CABob

Replies: 12
Views: 984

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Thu Oct 01, 2009 1:51 pm   Subject: how does one go about buying a water softener?
I think I would contact a plumber to find out how much the installation would be. They might also have a good price or opinions of value regarding the softner.
Did you also consider renting/leasing a ...
  Topic: Admiral Shares for 50k
CABob

Replies: 13
Views: 1537

PostForum: Investing - Theory, News & General   Posted: Wed Sep 30, 2009 3:13 pm   Subject: Re: Admiral Shares for 50k
Did you know that if you have held a fund for at least 10 years and you have a current balance of at least 50k, you qualify for Admiral shares?

Paul
I knew it and I did it.
  Topic: Vanguard Target Retirement Funds
CABob

Replies: 36
Views: 3433

PostForum: Investing - Theory, News & General   Posted: Wed Sep 30, 2009 2:23 pm   Subject: Vanguard Target Retirement Funds
My wife has 100% of her IRA in a target retirement fund. I originally started my IRA using a Life Strategy fund along with some other funds, but later changed it so it is with a number of individual f ...
  Topic: Buying IPOs
CABob

Replies: 34
Views: 2049

PostForum: Investing - Theory, News & General   Posted: Tue Sep 29, 2009 7:10 pm   Subject: Buying IPOs
From my very limited experience with IPOs if you are a small and inexperienced investor and are able to buy an initial offering you shouldn't.
The sucessful (financially, for the investor) IPO go to ...
  Topic: Just Tell Me What To Do!
CABob

Replies: 9
Views: 1666

PostForum: Investing - Theory, News & General   Posted: Tue Sep 29, 2009 4:26 pm   Subject: Just Tell Me What To Do!
I have to chime in and say we all have asked someone what to do ... without exception. Not necessarily a bad thing.

The only difference is the information source. CFP, WSJ, Forbes, lawyer, anonymo ...
  Topic: Outdoor Grill Recommendations?
CABob

Replies: 26
Views: 1683

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Mon Sep 28, 2009 10:20 pm   Subject: Outdoor Grill Recommendations?
There was a similar conversation on this forum a few months ago that you may find of interest.
http://www.bogleheads.org/forum/viewtopic.php?t=38812&highlight=barbecue+barbeque+grill
  Topic: Picking a mutual fund
CABob

Replies: 40
Views: 2344

PostForum: Investing - Help with Personal Investments   Posted: Mon Sep 28, 2009 9:58 pm   Subject: Picking a mutual fund
To the books already suggested I would add Rick Ferri's first and free on the web book Serious Money, Straight Talk about Investing for Retirement at http://www.portfoliosolutions.com/research-books-6 ...
  Topic: ETFs
CABob

Replies: 17
Views: 1465

PostForum: Investing - Help with Personal Investments   Posted: Sun Sep 27, 2009 7:48 pm   Subject: ETFs
The only inconvenience I see is that you can't generally reinvest dividends on an ongoing basis.
I don't think this is correct, necessarily. Dividend reinvestment is generally dependant upon the bro ...
  Topic: Another stock market myth - "cash on the sidelines"
CABob

Replies: 32
Views: 3295

PostForum: Investing - Theory, News & General   Posted: Sun Sep 27, 2009 2:06 pm   Subject: Another stock market myth - "cash on the sidelines"
There it is, on the sidelines, just waiting for me to put it into the market.

But, but, but, ... isn't that "dry powder" necessary when it becomes a "stock pickers market"?
:t ...
  Topic: Individual stocks in retirement investments?
CABob

Replies: 22
Views: 1457

PostForum: Investing - Help with Personal Investments   Posted: Sun Sep 27, 2009 1:57 pm   Subject: Re: star vs tr 2015
In choosing Star vs. TR 2015 (possibly for all my retirement money) I note that TR 2015 had essentially no money in short term reserves, but Star has 12.5%. Should this be a factor? I'm not sure I n ...
  Topic: Which Brokerage For IRA?
CABob

Replies: 5
Views: 615

PostForum: Investing - Theory, News & General   Posted: Sat Sep 26, 2009 10:01 pm   Subject: Which Brokerage For IRA?
The "best" is a matter of opinion and different people are looking for different things in the way of costs, service, etc. I do not have a Vanguard Brokerage Service (VBS) account, but, thos ...
  Topic: Help on Scary personal finance subjects
CABob

Replies: 72
Views: 6160

PostForum: Investing - Theory, News & General   Posted: Fri Sep 25, 2009 1:45 pm   Subject: Help on Scary personal finance subjects
A couple of prior replies reminded me ...

I had been married for over 20 years when I discovered that I had forgotten to update beneficiary to an insurance policy.

Recently, my wife went to get ...
  Topic: Replacing Common Fence/Neighbor Won't Contribute: What to do
CABob

Replies: 46
Views: 3138

PostForum: Lounge - Consumer, Leisure, and General Interest   Posted: Wed Sep 23, 2009 3:16 pm   Subject: Replacing Common Fence/Neighbor Won't Contribute: What to do
Depending on your local governing body (city, township, etc.) replacing a fence may require a building permit and it would be advisable to check first.
Having said that, however, I would suspect that ...
 
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