Bogleheads

Dabo Swinney was a walk-on WR at Alabama in the early 90s, we all hope he does well! (except for losing to the Tide in the NC game every year! Wink

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There are a lot of Alabama-Clemson connecti ...

What was with the Clemson fans rushing onto the field after the FSU win? That seemed excessive for beating an unranked team with a .500 record. This wasn't the first time they'd beat FSU was it?

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2. It is more important to have a fully funded emergency fund than to save for retirement.

I need some clarification on this statement. From a risk perspective, the chance of me needing an eme ...

Great article with very interesting experiments! It does seem to poke some holes into the markets are completely efficient all the time argument.

Asset markets, it seems, suffer from irrepress ...

Thanks for the advice everyone.

One other thing...we're close to buying, but this particular vehicle is $5k below Kelly Blue Book value. Doesn't that indicate something wrong with it? We're still ...

Already I see people in their 70s and 80s doing menial jobs to get by. Recently I met an 83 year old woman taking hot meat off of rib bones for samples at Costco. This is ridiculous.

I don't know ...

Hear is a short article from Bloomberg on the current bond bubble and risks we are facing... http://www.bloomberg.com/apps/news?pid=20601039&sid=a_GAssrewg9I

I thought this quote was on the mon ...

8. Inherit a large sum of money at an early age. Although I think that should really be No. 1. Very Happy

Strictly 100% personal but I say let the accounts fall where they may. I dunno whether some denominations have explicit theological doctrine to the contrary but to me a married couple is not one melde ...

This is a backup against any misadventures that occur due to death, divorce, lawsuit, incapacitation, etc.

Is death or incapacitation a legitimate reason for separate accounts? If one person die ...

My objection was to the claim that the SEC schools have an atmosphere or crowd that cannot be matched elsewhere. Gushing about 92,000 fans at LSU looks downright silly when Ohio St. drew 95,000 fans ...

Thanks for posting that. Very interesting to hear some of the questions the Justices asked. I thought this was a good question...

What does the term "fair fee" really mean, she asks? Ho ...

I hate to see things in black and white but this really does look, to me, like the forces of darkness against forces of light. Its not like Bogle, AARP and others are against fees, the principle is th ...

People who argue that we should allow the Yankees to outspend everyone just because they haven't won it all in a few years ignore the fact that they have more than double the world championships of ...

Boise State and TCU finishing top 6 and each earning a BCS berth anyone?

My Clemson Tigers winning on the road against the U makes TCU's win look that much better against the Tigers. They may very ...

A friend of mine recently totaled his car and he wasn't carrying physical damage insurance (older car). He now needs to buy another car fairly quickly. Any tips on the used car buying process? If it m ...

To 'fess up, I am part of the "live below your means" crew (a component of Bogleheads philosophy), and I do have "we all share one planet and our actions are not always completely ind ...

There probably isn't a more generous nation than the US....So lets not lay a guilt trip for solving a rabbits problems

I don't want to get into a political discussion, prohibited on this forum, but ...

We in the U.S. way over-consume relative to the carrying capacity of our planet. And there are a billion hungry people out there. Spending $3K keeping an ailing cat alive for 18 months is a decision ...

Personally I would not do this deal. Why do they have to move? I don't think a worry that a baby could fall down some stairs is a good reason to move. What is wrong with them saving some money over ...

I acknowledged that

Sorry, you did make that quite clear originally. For some reason, the word "fear" prompted me to write what I wrote.

Incidentally, I worry much more when driving t ...

But is it rational to fear driving to the grocery store

Fear may be a strong word to use. But it seem rational to me to acknowledge that it is a dangerous undertaking, and to strongly encourage th ...

My wife and I stayed at the Venetian for a night and loved it! It is near many of the other casinos and we were able to get a great deal through Priceline. I never had much desire to see Vegas befor ...

The statistics are about dying in an accident, not just being involved in one. Yes, you are undoubtedly MUCH more likely to be involved in many more small (relatively harmless) auto accidents. But ...

I've been in a furlough situation. At least anecdotally, the initial reaction is to have a "we're all in this together" reaction and a short spike in morale and productivity followed by a ...

This is called 'nominal wage rigidity'. It's observable in almost all human activities but economic theory says workers should be grateful of jobs paying say 20% less, rathern than 20% workers earn ...

Which was that workers work harder if they think their jobs are under threat, so better to fire some people, and make the rest work harder.

If you cut salaries, people are demotivated. But if you ...

Big fall in average hours worked.

What is happening is companies are cutting hours worked and cutting wages, rather than just cutting jobs.

This spreads the pain.

But it means:

- upturn ...

Why are they unfair? Why shouldnt a private corporation be allowed to charge whatever they want for the services in a free market?Why shouldn't a private corporation be allowed to monopolize a market ...

Why are they unfair? Why shouldnt a private corporation be allowed to charge whatever they want for the services in a free market? Competition forces companies to offer better products and Vanguard ...

Selling Euro/Yen/Pound to buy Dollar is definitely going against the herd right now. No clue if it's a good idea but I don't think there's much question that overwhelmingly people are betting on (and ...

Jim Rogers thinks gold will reach $2000 in the next decade, so he believes it is a good investment.
Jim

And recently when oil was hitting $130/barrel there were calls by Goldman Sachs that it wo ...

My son, who is 26 and employed full time as a teacher, with no debt and 6 figures in the bank has had a hard time getting one. The reason given for not issuing one was that he had no credit history. H ...

To the poster saying credit cards are evil, and cash and debit should be the only ways of payment, what do you think a debit card with overdraft is? Essentially its a line of credit...

I don't thi ...

You have, perhaps unwittingly?, perfectly described what happened with the regulators and the CDOs.

If John Thain can say 'it takes 3 hours on the best computer in the world to crunch the numbe ...

For a four year degree, engineering degrees are still, from the surveys I have seen, the highest paying degress. I certainly wouldn't discount the engineering degree. I will agree that the programs ...

The need for infrastructure and infrastructure renewal has not gone away, either in our own countries nor in the emerging markets.

Agreed but it is not so much the need as the capital that is requi ...

The kind of math you do in accounting is high school.

Although people who go into accounting are 'mathematically minded' there is nothing in accounting that would resemble say first year engine ...

Civil is a very cyclical area.

When I was an undergrad (early 80s) less than 10% of the civil engineering class got jobs that would give them the hours to accreditation. My father's employer, a ...

If there were more H1Bs, American firms could pick and choose from the best engineers in the world. You go to Egypt or Pakistan, a top class engineer with a masters gets maybe $5k a year (if his un ...

True. The majority of engineering jobs, and most often the higher paying ones, are in or near the large cities. But as long as you are willing to accept that, there are engineering jobs available.
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too many US students are getting fluff degrees. math & science are not popular in US colleges. I read recently that Europe has the same problem. 10% unemployment & literally hundreds of thousa ...

I don't know about nursing, but the September issue of Mechanical Engineering magazine lists average starting salaries with a batchelor's degree for 15 kinds of engineering degree, e.g. mechanical, $ ...

Nice! I was hoping it would be Rio!

I disagree. At my last job I worked at the very, very top tier of my industry and Lincoln Labs was our direct competitor. We beat them almost every time. Everybody I worked with came from Georgia T ...

When I was a chemistry grad student at MIT from 2000-2004, I got to know many of the undergrads. They were the smartest people at MIT, including the professors. And it was frequently the engineers - ...

Send her to someplace like MIT or Cal Tech if it's in any way feasible. This isn't the place to pinch pennies. Of course Sand Box University will be cheaper, and you'll be able to find people who wi ...

Dear 3CT_Paddler,

Thanks for your reply.

Yes, my property is in a high-risk floodplain, but when I changed over the insurance in my name after I inherited it, I failed to get flood insurance. I ...

Dear Forum,

I inherited an investment property in a neighborhood that recently has been flooded. The entire neighborhood is in a floodplain. My rented house stayed dry (as it has in the past), bu ...

It is amazing what advances in technology have given us.

More than you know. I have faith in the future (and the market Laughing

), based upon what I've seen in my life. I offer the following as a ...