Search found 556 matches
- Sat Mar 16, 2024 8:12 am
- Forum: Personal Consumer Issues
- Topic: Garmin Watches: do you wear it at night? if not, does it affect stats?
- Replies: 33
- Views: 2743
Re: Garmin Watches: do you wear it at night? if not, does it affect stats?
No problems wearing my Garmin Venu 3S at night. I've been very happy with the watch overall.
- Mon Mar 11, 2024 5:51 pm
- Forum: Personal Consumer Issues
- Topic: Have any BH's seen the Roman exhibit at the British Museum?
- Replies: 12
- Views: 1264
Re: Have any BH's seen the Roman exhibit at the British Museum?
Interesting, thanks!SheReadsHere719 wrote: ↑Mon Mar 11, 2024 5:48 pm If you are a fan of Roman history and will be in London, you should check out the Roman Mithraeum at the Bloomberg building – it’s free! https://www.londonmithraeum.com/
- Mon Mar 11, 2024 9:04 am
- Forum: Personal Consumer Issues
- Topic: Have any BH's seen the Roman exhibit at the British Museum?
- Replies: 12
- Views: 1264
Re: Have any BH's seen the Roman exhibit at the British Museum?
Curious to know which exhibit(s) you went to ...Valuethinker wrote: ↑Mon Mar 11, 2024 4:18 am On Saturday, we queued about 15 minutes on the north side.
Also, wondering if you have seen the Holbein exhibit at the Queen's/King's Gallery. I have tickets for April 11.
- Sun Mar 10, 2024 11:05 am
- Forum: Personal Consumer Issues
- Topic: Have any BH's seen the Roman exhibit at the British Museum?
- Replies: 12
- Views: 1264
- Sun Mar 10, 2024 10:53 am
- Forum: Personal Consumer Issues
- Topic: Have any BH's seen the Roman exhibit at the British Museum?
- Replies: 12
- Views: 1264
Re: Have any BH's seen the Roman exhibit at the British Museum?
Clever strategy. Thanks, I'll look into that.welldone wrote: ↑Sun Mar 10, 2024 10:44 am We've had very good luck with booking an "out of hours" tour, getting into the museum early and then at the end of our early tour, going to the exhibits we most want to see when crowds are at their lowest. Yes, that would mean you are paying even more money but if you want the fewest possible people when touring the exhibit, it is what we've found to be most efficient and enjoyable.
- Sun Mar 10, 2024 10:31 am
- Forum: Personal Consumer Issues
- Topic: Flying to London - Delta or British Airways
- Replies: 58
- Views: 5605
Re: Flying to London - Delta or British Airways
And much pricier! Just priced a round-trip JFK-LHR flight for April for a seat which turns into a bed.
VA wanted $4,720 for a fully cancellable, changeable flight and $4,022 for a non-refundable, non-changeable flight.
AA wanted $3,122 for a flight which could be changed, or cancelled with a year-long trip credit.
- Sat Mar 09, 2024 7:05 pm
- Forum: Personal Consumer Issues
- Topic: Flying to London - Delta or British Airways
- Replies: 58
- Views: 5605
Re: Flying to London - Delta or British Airways
I've never flown Delta to LHR, but I can second the comments about BA. I flew JFK-LHR for years on BA until the entire experience became so deplorable that I vowed never again.funyun wrote: ↑Tue Mar 05, 2024 2:17 pm Our British Airways flight to London in economy class ranks as one of the most miserable experiences of our life. We upgraded to business class for the flight home which was a bit better, though one of our seats was broken and didn't recline. We now avoid BA at all costs. I would definitely pay extra to go with Delta.
- Sat Mar 09, 2024 12:25 pm
- Forum: Personal Consumer Issues
- Topic: Have any BH's seen the Roman exhibit at the British Museum?
- Replies: 12
- Views: 1264
Re: Have any BH's seen the Roman exhibit at the British Museum?
I don't know if this works for you, but we have annual memberships (I think a membership allows self + 1 guest) - and that includes tickets to all the Special Exhibitions and you don't need to book. And it gives you access to the eating area on the first floor (ie 2nd) in the Members' Room. But we live here. We went to the China exhibit on a membership admission which has now expired. Made no difference whatsoever. Had to queue outside to get in to security, had to queue to get in to the exhibit itself and, as I said, we couldn't even get near the exhibit cases for the phone photographers. $30 might not be exorbitant as a charge, but it's a bit stiff if you don't enjoy the experience! It's not sold out, as the China show was. As of this mo...
- Sat Mar 09, 2024 11:07 am
- Forum: Personal Consumer Issues
- Topic: Have any BH's seen the Roman exhibit at the British Museum?
- Replies: 12
- Views: 1264
Have any BH's seen the Roman exhibit at the British Museum?
The British Museum exhibit Legion: Life in the Roman Army sounds very interesting.
However, at close to $30, it's not cheap, and the last exhibit we saw there, 19th C. China, was mobbed, even on a members' admission. They allowed photography, so we couldn't even get near the exhibit cases behind the crowds taking pictures with their phones.
I'm a bit concerned that this will be a repeat performance, and I'm wondering if any Bogleheads have seen it.
TIA.
However, at close to $30, it's not cheap, and the last exhibit we saw there, 19th C. China, was mobbed, even on a members' admission. They allowed photography, so we couldn't even get near the exhibit cases behind the crowds taking pictures with their phones.
I'm a bit concerned that this will be a repeat performance, and I'm wondering if any Bogleheads have seen it.
TIA.
- Tue Mar 05, 2024 8:31 am
- Forum: Personal Consumer Issues
- Topic: What to do?? [Vanguard warning about closing account for calling too frequently]
- Replies: 74
- Views: 6991
Re: What to do??
Call their bluff.
Many years ago I received a message from Amazon informing me that they were closing my account due to excessive returns.
Many of the returns were for damaged items or for clothing that did not fit.
I told them that they were welcome to close the account at any time and wished them best luck in finding more desirable customers.
I received a groveling apology and a commitment to maintain the account.
Many years ago I received a message from Amazon informing me that they were closing my account due to excessive returns.
Many of the returns were for damaged items or for clothing that did not fit.
I told them that they were welcome to close the account at any time and wished them best luck in finding more desirable customers.
I received a groveling apology and a commitment to maintain the account.
- Mon Feb 19, 2024 6:47 pm
- Forum: Personal Consumer Issues
- Topic: Life skills and resources
- Replies: 9
- Views: 1413
Re: Life skills and resources
I don't know of any one source.
I think there are lots of - not rules, exactly, but guidelines that boglehead types pick up along the way:
- don't buy it if you don't need it, don't understand it, can't use it
- buy in bulk where it's practical
- every little bit helps
- shop around
- be frugal with yourself and generous toward those you love (some may disagree with the first clause!)
- educate yourself as much as you can about money management and investing
- if it seems too good to be true, it is
- make do and mend
- hold on and stay the course
- if you don't know what to do, ask the bogleheads!
I think there are lots of - not rules, exactly, but guidelines that boglehead types pick up along the way:
- don't buy it if you don't need it, don't understand it, can't use it
- buy in bulk where it's practical
- every little bit helps
- shop around
- be frugal with yourself and generous toward those you love (some may disagree with the first clause!)
- educate yourself as much as you can about money management and investing
- if it seems too good to be true, it is
- make do and mend
- hold on and stay the course
- if you don't know what to do, ask the bogleheads!
- Thu Feb 15, 2024 4:19 pm
- Forum: Personal Consumer Issues
- Topic: Vacation in UK - using my US smart phone eSIM/SIM
- Replies: 24
- Views: 1840
Re: Vacation in UK - using my US smart phone eSIM/SIM
Many thanks.talzara wrote: ↑Thu Feb 15, 2024 4:04 pm Like many British companies, Lyca Mobile charges for customer service. The customer service number is the British equivalent of a 900 number. I don't know if your US carrier will pass along the fees, but if it does, it could cost you more than a month's service to talk to them.
It's an MVNO for immigrants. Don't call them. Use the website.
I have a calling plan with Rebtel - $5/month for unlimited UK. I don't understand the technology, but Rebtel morphs the UK numbers into numbers with a US area code.
Some UK numbers are not available on Rebtel because, as you note, they are 900-type numbers, but the Lyca number works. I just tried it.
- Thu Feb 15, 2024 3:58 pm
- Forum: Personal Consumer Issues
- Topic: Vacation in UK - using my US smart phone eSIM/SIM
- Replies: 24
- Views: 1840
Re: Vacation in UK - using my US smart phone eSIM/SIM
Thanks.talzara wrote: ↑Thu Feb 15, 2024 3:43 pm I have already recommended the Lyca Mobile 30 GB for £6 plan: https://www.lycamobile.co.uk/en/bundle/ ... lan-extra/
Most of Lyca Mobile's customers are immigrants. If you select eSIM, the company does not ask for a British address or bank account. A physical SIM can only be shipped to a British address.
I'll call them tomorrow. They're on UK time, so closed now.
I also have to find out if my Samsung Galaxy S23 will allow me to use pSim and eSim simultaneously.
If not, I'll have to get another phone, preferably a cheap one, for an eSim from Lyca Mobile.
- Thu Feb 15, 2024 3:34 pm
- Forum: Personal Consumer Issues
- Topic: Vacation in UK - using my US smart phone eSIM/SIM
- Replies: 24
- Views: 1840
Re: Vacation in UK - using my US smart phone eSIM/SIM
I'd be very happy to do that.
Spoke to O2 - I would need a UK bank account for direct debit and a UK address.
Spoke to Vodaphone - I could not have a permanent number - it would have to change every 60 days.
Any practical ideas would be very gratefully received.
- Thu Feb 15, 2024 1:06 pm
- Forum: Personal Consumer Issues
- Topic: Vacation in UK - using my US smart phone eSIM/SIM
- Replies: 24
- Views: 1840
Re: Vacation in UK - using my US smart phone eSIM/SIM
Pete,Pete12 wrote: ↑Wed Feb 14, 2024 8:35 pm I travel to the UK several times a year to visit family. I have a prepaid US phone plan (Visible) which doesn’t have international roaming. When I travel I use an eSim from Maya mobile (www.maya.net) It’s a US based provider- you install the eSim into the second slot on your phone before you leave for your trip. Enable “cellular data switching” on your phone and when you land in the UK your US plan will work over the local network. Your US number will work just like at home- you will receive calls and texts just the same.
Happy travels!
Pete
Does the Maya eSim provide only data or voice as well? TIA.
- Sun Feb 11, 2024 8:51 am
- Forum: Personal Finance (Not Investing)
- Topic: Powers of Attorney
- Replies: 26
- Views: 1427
Re: Powers of Attorney
I personally haven't found it convoluted. I set up a general POA, named him as a Trusted Person with Vanguard, instructed him as to Vanguard's procedure, and he agreed.
- Sun Feb 11, 2024 8:19 am
- Forum: Personal Finance (Not Investing)
- Topic: Powers of Attorney
- Replies: 26
- Views: 1427
- Sun Feb 11, 2024 8:09 am
- Forum: Personal Finance (Not Investing)
- Topic: Powers of Attorney
- Replies: 26
- Views: 1427
Re: Powers of Attorney
It would be a good idea to get Vanguard’s own POA form (if they have one) done while everyone is able to complete the form. FYI - Vanguard operates a bit differently. You need to name someone a "Trusted Person." That person will have a general POA signed and witnessed - when/if necessary, they submit it to Vanguard to enable them to take actions on your behalf. I set that up recently. Just out of curiosity, what would happen if someone granted VG agency to someone but had a POA (with language granting the POA broad powers over financial matters) who was different? I have not set up VG agency yet so I haven't seen the language in this document. If by "Agency" you mean Trusted Person," I believe the "Trusted Per...
- Sun Feb 11, 2024 8:02 am
- Forum: Personal Finance (Not Investing)
- Topic: Powers of Attorney
- Replies: 26
- Views: 1427
Re: Powers of Attorney
FYI - Vanguard operates a bit differently. You need to name someone a "Trusted Person." That person will have a general POA signed and witnessed - when/if necessary, they submit it to Vanguard to enable them to take actions on your behalf. I set that up recently.Parkinglotracer wrote: ↑Sun Feb 11, 2024 4:23 amIt would be a good idea to get Vanguard’s own POA form (if they have one) done while everyone is able to complete the form.
- Sun Feb 11, 2024 8:01 am
- Forum: Personal Finance (Not Investing)
- Topic: Powers of Attorney
- Replies: 26
- Views: 1427
Re: Powers of Attorney
duplicate
- Sat Feb 10, 2024 9:46 am
- Forum: Personal Consumer Issues
- Topic: What frugal thing did you do today?
- Replies: 4535
- Views: 625802
Re: What frugal thing did you do today?
Was notified that my WSJ digital subscription was about to expire. Clicked cancel and was immediately offered a much cheaper subscription, which I accepted.
- Sat Feb 10, 2024 9:44 am
- Forum: Personal Consumer Issues
- Topic: How do you buy a mattress?
- Replies: 47
- Views: 3825
Re: How do you buy a mattress?
I don't know what happens to returned units these days. Many years ago, I returned a mattress and was sent a replacement that had clearly been used. I have now learned that manufacturers are required to tag the mattress with the date of manufacture. When I exchanged a mattress recently, I checked the date before I allowed the deliverers to install it.
- Fri Feb 09, 2024 8:02 am
- Forum: Personal Consumer Issues
- Topic: How do you buy a mattress?
- Replies: 47
- Views: 3825
Re: How do you buy a mattress?
Very difficult to find a mattress.
I did LOTS of research and some in-store testing. Returned two Saatvas after they cratered within weeks, a Stearns & Foster that arrived cratered and a very expensive Sferra that was nothing like the store sample. Ended up with a firm Shifman + latex topper.
I did LOTS of research and some in-store testing. Returned two Saatvas after they cratered within weeks, a Stearns & Foster that arrived cratered and a very expensive Sferra that was nothing like the store sample. Ended up with a firm Shifman + latex topper.
- Sat Feb 03, 2024 8:15 pm
- Forum: Personal Consumer Issues
- Topic: What frugal thing did you do today?
- Replies: 4535
- Views: 625802
Re: What frugal thing did you do today?
I guess this incident was a combination of deliberate and inadvertent frugality:
I put in a $100+ order to Amazon Fresh to qualify for free delivery by purchasing larger quantities that are more economical in any case.
No delivery!
Amazon messaged at 8.40p that the order had been delivered, which it most certainly was not.
At 9p I tried to get the order refunded online - non-refundable. Finally got through to a rep.
Not only did they refund the cost of the order, they issued a $20 "promotional credit" for my trouble.
So I'm $20 to the good, but I don't have any groceries. Oh, well, you can't have everything in this life.
I put in a $100+ order to Amazon Fresh to qualify for free delivery by purchasing larger quantities that are more economical in any case.
No delivery!
Amazon messaged at 8.40p that the order had been delivered, which it most certainly was not.
At 9p I tried to get the order refunded online - non-refundable. Finally got through to a rep.
Not only did they refund the cost of the order, they issued a $20 "promotional credit" for my trouble.
So I'm $20 to the good, but I don't have any groceries. Oh, well, you can't have everything in this life.
- Fri Feb 02, 2024 3:51 pm
- Forum: Personal Consumer Issues
- Topic: Alternative to Uber/Lyft. Anyone take car service or taxi to airport anymore?
- Replies: 55
- Views: 5021
Re: Alternative to Uber/Lyft. Anyone take car service or taxi to airport anymore?
One one airport trip with a car service, the driver was so pleasant that I took his card, and now I hire him for all airport trips.
- Tue Jan 30, 2024 7:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: Managing your affairs when you live alone and have no family or true friends
- Replies: 133
- Views: 21853
Re: Managing your affairs when you live alone and have no family or true friends
For now I would focus on acquiring a Geriatric Care Manager. They can advise on and coordinate the situations you are facing.
It is not easy to hammer all this together, and it will take some time, but having someone coordinating all the moving parts will help a lot.
Once everything is rolled into place, you will have much greater peace of mind.
Where are you located? If you PM me, I would be more than happy to refer you to some agencies and practitioners if they are in your area.
It is not easy to hammer all this together, and it will take some time, but having someone coordinating all the moving parts will help a lot.
Once everything is rolled into place, you will have much greater peace of mind.
Where are you located? If you PM me, I would be more than happy to refer you to some agencies and practitioners if they are in your area.
- Tue Jan 23, 2024 11:28 am
- Forum: Personal Consumer Issues
- Topic: Best bluetooth speakers for septuagenarian with hearing loss
- Replies: 26
- Views: 1604
Re: Best bluetooth speakers for septuagenarian with hearing loss
Bose SoundLink Micro Bluetooth Speaker
https://www.bose.com/p/speakers/bose-so ... lsrc=aw.ds
I don't know if this would satisfy a serious audiophile, but I love it. It's completely portable, and to me, it sounds great.
https://www.bose.com/p/speakers/bose-so ... lsrc=aw.ds
I don't know if this would satisfy a serious audiophile, but I love it. It's completely portable, and to me, it sounds great.
- Tue Jan 23, 2024 9:49 am
- Forum: Personal Consumer Issues
- Topic: What are some of the things that improved YOUR quality of life?
- Replies: 254
- Views: 42499
Re: What are some of the things that improved YOUR quality of life?
- not taking the subway
- getting groceries delivered
- neighbor controls her dog's barking more effectively
- never, ever watch anything on tv with commercials - stream or PBS stations only
- read the newspapers online - no more paper piles
- getting groceries delivered
- neighbor controls her dog's barking more effectively
- never, ever watch anything on tv with commercials - stream or PBS stations only
- read the newspapers online - no more paper piles
- Sun Jan 21, 2024 11:09 am
- Forum: Personal Consumer Issues
- Topic: What frugal thing did you do today?
- Replies: 4535
- Views: 625802
Re: What frugal thing did you do today?
Had plans to attend an exhibit with opening hours of 12-5.
Had lunch at home before leaving to avoid buying $12 sandwich and $5 drink during the afternoon.
Had lunch at home before leaving to avoid buying $12 sandwich and $5 drink during the afternoon.
- Sat Jan 20, 2024 12:05 pm
- Forum: Personal Consumer Issues
- Topic: What frugal thing did you do today?
- Replies: 4535
- Views: 625802
Re: What frugal thing did you do today?
Put out a couple of loads of laundry to air-dry. Saves cost of dryer and helps clothing last longer.
- Fri Jan 19, 2024 7:24 pm
- Forum: Personal Consumer Issues
- Topic: What frugal thing did you do today?
- Replies: 4535
- Views: 625802
Re: What frugal thing did you do today?
There's a program here for library card holders offering free admission to certain museums. I just reserved two admissions to a museum which would have cost $12 apiece. This particular museum only allows this once a year, but hey, $24 is $24!
- Fri Jan 19, 2024 10:52 am
- Forum: Personal Consumer Issues
- Topic: Favorite Easy Meal?
- Replies: 127
- Views: 14508
- Thu Jan 18, 2024 11:45 am
- Forum: Personal Investments
- Topic: VTMFX as a proxy savings account
- Replies: 37
- Views: 2830
Re: VTMFX as a proxy savings account
+1tashnewbie wrote: ↑Wed Jan 17, 2024 3:54 pm I would be looking at stuff like money market funds, CDs, HYSA, Treasuries (nominal and inflation protected), I bonds, etc.
I have a T-bill ladder + VUSXX for this kind of thing.
- Wed Jan 17, 2024 8:30 am
- Forum: Personal Consumer Issues
- Topic: Wood floor installation questions
- Replies: 33
- Views: 2863
Re: Wood floor installation questions
I wouldn't get LVP because in my neighborhood the buyers tend to be environmentally conscious, and if I needed to sell it would be a huge disadvantage. Also, I like the look of wood. In my building, there was an issue regarding possible asbestos in the glue of the original 60's wood flooring, I would have had to spend +/- $20K for an abatement, or else get an engineered wood floor placed over the original floor. I chose the latter. I went with Mirage, a Canadian firm, and chose their Maple, wide plank, in Sierra. I love the look of it, and it requires minimal care - swiffing and weekly mopping with a solution they suggest. (I don't think they make Maple Sierra in engineered wood anymore, just hardwood.) https://www.miragefloors.com/en-us/ha...
- Mon Jan 15, 2024 10:35 pm
- Forum: Personal Finance (Not Investing)
- Topic: Data Annotation?
- Replies: 2
- Views: 753
Re: Data Annotation?
Excellent. Not worried now! Thanks.runner3081 wrote: ↑Mon Jan 15, 2024 9:17 pm Good details here
https://www.reddit.com/r/WFHJobs/commen ... on_a_scam/
- Mon Jan 15, 2024 8:27 pm
- Forum: Personal Finance (Not Investing)
- Topic: Data Annotation?
- Replies: 2
- Views: 753
Data Annotation?
My neighbor just told me that her college student daughter is picking up pin money ($20/hour) doing "data annotation."
She emailed me the website:
https://www.dataannotation.tech/
I operate many things on line, but I'm a bit mistrustful of websites not associated with organizations I'm acquainted with.
Is anyone familiar with this? Is it a safe thing for the girl to be involved with?
TIA
She emailed me the website:
https://www.dataannotation.tech/
I operate many things on line, but I'm a bit mistrustful of websites not associated with organizations I'm acquainted with.
Is anyone familiar with this? Is it a safe thing for the girl to be involved with?
TIA
- Sat Jan 13, 2024 12:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: Kaiser Medicare Dental - Should I go to 2 dentists (one just for cleaning?)
- Replies: 8
- Views: 1182
Re: Kaiser Medicare Dental - Should I go to 2 dentists (one just for cleaning?)
I tried that once because my regular dentist is not in network and charges the earth for a cleaning. I tried to schedule a cleaning with an in-network provider but he refused to do a "free-standing" clean without an exam. You may have better luck.catnamedspot wrote: ↑Fri Jan 12, 2024 10:02 pm Would it make sense to have 2 dentists? One just for cleaning - and the other is my regular dentist I love for more complex issues?
- Fri Jan 12, 2024 1:56 pm
- Forum: Personal Consumer Issues
- Topic: Insure jewelry that you no longer wear?
- Replies: 18
- Views: 1812
Re: Insure jewelry that you no longer wear?
Yes, thanks, I could have them re-set or sell them.HereToLearn wrote: ↑Fri Jan 12, 2024 1:51 pm While not an answer to your question, are there stones in the rings that could be made up into a necklace? I have had that sort of work performed as well as removing heavy gold charms from a 1960's charm bracelet and wearing on a gold chain. Doing so has brought new life to jewelry that would otherwise have sat in a box.
If the person who gave them to me were no longer with us, I would do that. But for the moment I want to keep them.
- Fri Jan 12, 2024 1:52 pm
- Forum: Personal Consumer Issues
- Topic: Insure jewelry that you no longer wear?
- Replies: 18
- Views: 1812
Re: Insure jewelry that you no longer wear?
FYI - I had some other jewelry that I didn't want to keep. I got estimates from a few auction houses, and placed the pieces with the firm I thought would do the best for me. I got better than melt value.cubs1999 wrote: ↑Fri Jan 12, 2024 1:43 pm When my mother passed away in 2022, I talked to some friends about selling some or all. My friend explained that most of it will just get me melt value if I sell it as diamonds on their are usually worthless unless it's some expensive diamond line some 6 figure yellow diamond I saw at CD peacock years ago. I decided I didn't need to money to sell for melt value so it's just sitting there.
Just a thought.
- Fri Jan 12, 2024 12:52 pm
- Forum: Personal Consumer Issues
- Topic: Insure jewelry that you no longer wear?
- Replies: 18
- Views: 1812
Re: Insure jewelry that you no longer wear?
Yes, that's true. I had two incidents of damage to the rings covered by insurance. But with keeping them in the locked file cabinet, I don't anticipate anything happening to them going forward.ResearchMed wrote: ↑Thu Jan 11, 2024 6:33 pm And without knowing the future, who could know that you wouldn't have lost something (or several things) that first year, or relatively soon after starting the coverage.
Some people sort of "win", if that happens early, but others don't, if their insured loss is "later" or perhaps "never".
I think if I started to wear them again (unlikely) I would have the settings checked and reinstate the policy.
- Thu Jan 11, 2024 5:55 pm
- Forum: Personal Consumer Issues
- Topic: Insure jewelry that you no longer wear?
- Replies: 18
- Views: 1812
Re: Insure jewelry that you no longer wear?
That's an interesting way of looking at it. If I do the math over the years I've had them, I've probably paid over the replacement cost.HomeStretch wrote: ↑Thu Jan 11, 2024 5:45 pm I found the annual premium as a % of our jewelry’s fair value to be high enough that we decided to self-insure. In hindsight it was the right call.
- Thu Jan 11, 2024 5:52 pm
- Forum: Personal Consumer Issues
- Topic: Insure jewelry that you no longer wear?
- Replies: 18
- Views: 1812
Re: Insure jewelry that you no longer wear?
If either/both of those two rings disappeared, would you want to replace them? And if so, would you actually do that? Also, would you just be very upset if they were gone, or would it not be such a big deal? The answers to those questions should help with your decision. What also matters is whether you think you'd ever wear them again, or will they end up locked away like that all the time? Is there anyone else (e.g., in your family) who might enjoy them? RM Hard to know how I would feel if they were gone - I would feel bad, certainly, but it wouldn't change my life because I don't wear them. Most likely would not replace them. There's no one else to wear them. I think it's just that I feel there's such a low probability of anything happen...
- Thu Jan 11, 2024 5:26 pm
- Forum: Personal Consumer Issues
- Topic: Insure jewelry that you no longer wear?
- Replies: 18
- Views: 1812
Re: Insure jewelry that you no longer wear?
Thanks.epoche wrote: ↑Thu Jan 11, 2024 5:22 pm Depends on how much they are your precious.
The general advice is to insure losses that you cannot afford to suffer.
If the rings were stolen tomorrow, would you consider the $165 money well spent?
Is it just these rings, or other jewelry/valuables also?
You have to gauge whether the cost of insurance is worth the peace of mind to you.
The $165 is coverage for just these two rings, nothing else.
- Thu Jan 11, 2024 5:14 pm
- Forum: Personal Consumer Issues
- Topic: Insure jewelry that you no longer wear?
- Replies: 18
- Views: 1812
Insure jewelry that you no longer wear?
I have some rings that I stopped wearing at the beginning of the pandemic when we were washing our hands every 10 minutes. I don't think I'll go back to wearing them. They're worth a few thousand dollars and they're insured as a rider on my home insurance, for $165/year.
I keep them in a jewelry box in a locked file cabinet.
It seems to me that the insurance is no longer necessary - is that correct?
TIA.
I keep them in a jewelry box in a locked file cabinet.
It seems to me that the insurance is no longer necessary - is that correct?
TIA.
- Wed Jan 10, 2024 12:54 pm
- Forum: Personal Investments
- Topic: Anyone else investing in "Actively" Managed Funds i.e. Vanguard's Windsor 2, Strategic Equity Funds?
- Replies: 79
- Views: 10873
Re: Anyone else investing in "Actively" Managed Funds i.e. Vanguard's Windsor 2, Strategic Equity Funds?
I have T. Rowe Price Capital Appreciation, PRWCX. It was included in my 403(b) choices and I've been pleased with it.
- Wed Jan 10, 2024 7:56 am
- Forum: Personal Consumer Issues
- Topic: Should I Stay or Should I Go?
- Replies: 24
- Views: 4404
Re: Should I Stay or Should I Go?
Thanks, Beensabu. That's a very interesting idea.
Only problem is that there are very few rental buildings in the area I want.
I just had a trawl through the available ones, and there's nothing that would meet my criteria. The only one in a good location has what I would consider undesirable layouts.
- Tue Jan 09, 2024 5:54 pm
- Forum: Personal Consumer Issues
- Topic: Should I Stay or Should I Go?
- Replies: 24
- Views: 4404
Re: Should I Stay or Should I Go?
Yes, it would be a lot cheaper!
But all renovation work in the building is controlled. The contractor I would hire would come with a door and tools. The doorman wouldn't even let them in the building. And if I could sneak them in and there was damage to anything in the building, I would be fined if they discovered it was my contractor.
- Tue Jan 09, 2024 5:49 pm
- Forum: Personal Consumer Issues
- Topic: Should I Stay or Should I Go?
- Replies: 24
- Views: 4404
Re: Should I Stay or Should I Go?
These are large buildings I will be looking at and I specified to the realtor that I want the apartment to be situated far from the compactor room.
- Tue Jan 09, 2024 3:33 pm
- Forum: Personal Consumer Issues
- Topic: Should I Stay or Should I Go?
- Replies: 24
- Views: 4404
Re: Should I Stay or Should I Go?
It sounds to me like quietness is the characteristic that is most important to you. Given that you have a very quiet place right now that is workable for you, I’d stay put. Very good point, thanks. There is one aspect that is not quiet, which is that the apartment is across the hall from the compactor room. I don't hear it in the bedroom, but when I have company in the living room, it's very embarrassing when neighbors slam the door. I begged the management to install soft-close doors, but it fell on deaf ears (possibly literally!). Gracious living is not part of the culture here. They re-did the lobby a few years ago with all hard surfaces. People like to scream their conversations, and it's horribly noisy. But the management doesn't seem...
- Tue Jan 09, 2024 3:17 pm
- Forum: Personal Consumer Issues
- Topic: Should I Stay or Should I Go?
- Replies: 24
- Views: 4404
Re: Should I Stay or Should I Go?
Great question, but so hard to answer. I want a quieter neighborhood, a more dignified building atmosphere and a more gracious layout.
BUT I don't know what I would have at a new apartment - e.g. who will be living above me and how quiet they will be. Or if there will be someone next door to me with a piano.
I don't love my current apartment, building or neighborhood, but the place is like a tomb (in a good way!).