And the age of the policies...kenschmidt wrote:Based on the information given, I don't know how any advice can be given. Even the whole life policies may have some value depending on the premium and dividends.
There just isn't enough information for us to know.
I would surmise based on the death benefit that the policies likely are not needed for estate planning purposes, but that is the most likely "need" for life insurance given the rest of the story.