Search found 6 matches

by investorQ
Sat Feb 09, 2013 7:37 pm
Forum: Personal Investments
Topic: Investment planning an 401K Rollover
Replies: 16
Views: 4763

Re: Investment planning an 401K Rollover

You have quite a large taxable account at First Command (5 different funds that total about $82,368). What is the purpose of this money? If it is for a house down payment or some other short term goal, it should be invested one way. If it is part of your retirement nest egg, it should be invested another way. Whatever the goal is for this money, I think you could greatly improve your choices of the funds that it is invested in. The purpose for those accounts were to give me a jump start on starting up a business but $82,368 is a small dent. I may need to have access to it in another 5 yrs. Do you know of any investments where I make 10 to 12% compounded on that $82,368? Do you give advice in individual stocks, any other investment vehicle o...
by investorQ
Thu Feb 07, 2013 10:42 pm
Forum: Personal Investments
Topic: Investment planning an 401K Rollover
Replies: 16
Views: 4763

Re: Investment planning an 401K Rollover

This is what I think you have. You need to check this over carefully to be sure I have it right. Your posts are not entirely clear and you are using terms differently, so we need to get on the same page before we can make any progress from here. Taxable Account at First Command $123,844 Fidelity Advisor Equity Growth Fund EPGAX $6,820.27(1.19%) Invesco International Small Company Fund IEGAX $13,504.17 (1.58%) Pioneer Independence Voluntary Fund PINDX $39,099.42(1.25%) Fidelity Advisor New Insights Fund FNIAX $11,848.91 (1.07%) Fidelity Advisor Strategic Real Return F FSRAX $11,095.23 (1.03%) His TSP Not in use His Roth IRA at First Command $41,476 Pioneer Independence Voluntary Fund PINDX $27,323.07 ROTH IRA ER(1.25%) Pioneer Cullen Value F...
by investorQ
Wed May 30, 2012 12:44 am
Forum: Personal Investments
Topic: Investment planning an 401K Rollover
Replies: 16
Views: 4763

Re: Investment planning an 401K Rollover

This is still not enough information to help, so I'm guessing you might be confused about what you need to tell us. Let's see if we can work that out. There are a lot of questions below - please be patient and just answer them all. They are all important. I've numbered them so you don't have to cut and paste answers if you don't want. 1) You apparently have an active 401k and a Roth IRA. Your wife has only a 401k. Is that correct or are there some other accounts (other than your emergency fund) that we need to include? 1) I have a Roth IRA and few taxable accounts with First Command . I don't have a 401K. Maybe you can recommend a better Roth at fidelity or vanguard. Roth Accounts Pioneer Independence Voluntary Fund PINDX $27,323.07 ROTH I...
by investorQ
Sun May 13, 2012 6:09 pm
Forum: Personal Investments
Topic: Investment planning an 401K Rollover
Replies: 16
Views: 4763

Re: Investment planning an 401K Rollover

Johm221122

What is a good mixture of stocks and bonds at 40?
My wife is still employed and yes she has to make a choice now one what to do with the 401K. (cash out, roll over to new company, or IRA)
I have been investing roughly 23% of my salary for about 10 yrs now but now I have reduced my contributions. I was trying to invest as much as I could while I was young.
by investorQ
Sun May 13, 2012 6:02 pm
Forum: Personal Investments
Topic: Investment planning an 401K Rollover
Replies: 16
Views: 4763

Re: Investment planning an 401K Rollover

retiredjg This is my current portfolio. I don' have a TSP. I think I can do better investing my own money plus they don't match your contributions. I also was just giving the breakdown of my portfolio as well as the returns since I started. My Current portfolio 123,844.07 Asset Allocation 70.15 US Stocks 19.29 Non US Stocks 5.73 Bonds 2.83 Other 1.99 Cash Returns 1 YR ( 5.91) 3YR ( 18.72) 5YR (.17) 10YR (5.41) (11-30-2011) Fidelity Advisor Equity Growth Fund EPGAX $6,820.27(1.19) Invesco International Small Company Fund IEGAX $13,504.17 (1.58) Pioneer Independence Voluntary Fund PINDX $39,099.42(1.25) Pioneer Independence Voluntary Fund PINDX $27,323.07 ROTH IRA (1.25) Pioneer Cullen Value Fund CVFCX $14,153.00 (1.18) Fidelity Advisor New I...
by investorQ
Sat May 12, 2012 10:22 pm
Forum: Personal Investments
Topic: Investment planning an 401K Rollover
Replies: 16
Views: 4763

Investment planning an 401K Rollover

Quick questions regarding my portfolio and rolling over 401K to an IRA. I wanted some advice on my portfolio. I am client of First Command and have been for awhile. I have really had it with them and want to move my money elsewhere. USAA have been in contact with me and seem interesting. Do you have any advice on USAA investment products? USAA recommended me a 53/43 moderately aggressive model. My wife has a 401K that’s with Caremark but another company bought which is Amerisource Bergen. Should she roll over to an IRA, go with new company 401K, or mixture of both. She currently doesn’t have an IRA but I do. Emergency funds YES Debt: NONE Tax Filing Status: Married filing Jointly Tax Rate: 15% Federal 0% State TX (military) Age: 37 spouse: ...