Search found 657 matches
- Fri Mar 15, 2024 4:59 pm
- Forum: Personal Investments
- Topic: Fees for selling Mutual Funds?
- Replies: 5
- Views: 723
Re: Fees for selling Mutual Funds?
Not knowing anything about these particular mutual funds, but the Market can move 1/4 to 1 % on any given day. I would just sell them and be done.
- Thu Feb 29, 2024 2:31 pm
- Forum: Personal Finance (Not Investing)
- Topic: Does Vanguard Have a Money Market Account Debit Card
- Replies: 9
- Views: 1587
Re: Does Vanguard Have a Money Market Account Debit Card
It seems to me that a debit card connected to one's investment account could be a dangerous situation if someone else got access to it and one had a large amount of money there.
- Sun Feb 18, 2024 9:46 pm
- Forum: Personal Finance (Not Investing)
- Topic: H&R Block Software 2023 Deluxe Error calculating refund
- Replies: 4
- Views: 601
Re: H&R Block Software 2023 Deluxe Error calculating refund
When your daughter filled out her 1040, did she check the box that she is being claimed as a dependent by someone else?
- Sat Jan 13, 2024 9:33 pm
- Forum: Personal Investments
- Topic: Transition to Vanguard Brokerage Platform
- Replies: 8
- Views: 1304
Re: Transition to Vanguard Brokerage Platform
About last July when I tried to transition our joint account, it did not work. I called Vanguard and the rep promptly did it.
- Tue Jan 02, 2024 9:45 pm
- Forum: Investing - Theory, News & General
- Topic: 2024 BOGLEHEAD CONTEST REGISTRATION
- Replies: 579
- Views: 37971
- Wed Dec 06, 2023 1:07 pm
- Forum: Personal Finance (Not Investing)
- Topic: Why is there no clear option to move my Vanguard IRA RMD to my Vanguard Brokerage account?
- Replies: 9
- Views: 1571
Re: Why is there no option to move my Vanguard IRA RMD to my Vanguard Brokerage account?
I took my RMD today. I changed my withholding to the amount I wanted, but it was a challenge to figure it out. The whole RMD this year was a challenge. I changed from the mutual fund platform to the brokerage platform this year. Vanguard sure made the process difficult from being simple before.
- Wed Oct 04, 2023 8:38 pm
- Forum: Personal Investments
- Topic: Vanguard Not Accepting Transfer Until Form Notarized & Mailed
- Replies: 26
- Views: 2691
Re: Vanguard Not Accepting Transfer Until Form Notarized & Mailed
You can call Vanguard, let your wife tell the Vanguard Rep that she wants you to speak for her about her account.PescadorPete wrote: ↑Wed Oct 04, 2023 8:48 am Actually, truth be told, it's my wife's account. She has no interest in finance. So having her call about it is a hassle. I did however use Vanguard's secure messaging system to ask.
- Thu Aug 31, 2023 2:50 pm
- Forum: Personal Finance (Not Investing)
- Topic: homeowners insurance and wind coverage for hurricanes (and tornadoes)
- Replies: 19
- Views: 1814
Re: homeowners insurance and wind coverage for hurricanes (and tornadoes)
Yes, I think policies for Raleigh or Charlotte would be your regular homeowners policy.
- Wed Aug 30, 2023 9:32 pm
- Forum: Personal Finance (Not Investing)
- Topic: homeowners insurance and wind coverage for hurricanes (and tornadoes)
- Replies: 19
- Views: 1814
Re: homeowners insurance and wind coverage for hurricanes (and tornadoes)
In NC, there is a separate Wind policy one buys through the state. I don't know if it is all insurance companies or just some of them. But, when I lived near the coast, I had two different companies and got my wind policy through the state.
- Wed Aug 23, 2023 8:51 pm
- Forum: Investing - Theory, News & General
- Topic: What motivated you to save money?
- Replies: 232
- Views: 27995
Re: What motivated you to save money?
I grew up in the 50's and 60's. My father had a saying, "anything I can't pay for, I don't need". Buying anything on credit was a nono. I took after him.
- Sun Apr 23, 2023 10:31 am
- Forum: Personal Consumer Issues
- Topic: Bank didn't ask for ID to open deposit box
- Replies: 15
- Views: 3686
Re: Bank didn't ask for ID to open deposit box
"I've taken certain things out of the box until I have this sorted."
Do you think those certain things are safer at your home than in the Safe Deposit box?
No one can get in your safe deposit box without your key.
Do you think those certain things are safer at your home than in the Safe Deposit box?
No one can get in your safe deposit box without your key.
- Wed Apr 12, 2023 10:37 pm
- Forum: Personal Consumer Issues
- Topic: Painting or Wrapping PVC Pipes for Aesthetics
- Replies: 28
- Views: 2361
Re: Painting or Wrapping PVC Pipes for Aesthetics
I have a PVC drain pipe that has about 24" showing at the end. I just used some exterior latex paint and painted it green to match some grass. After a year it's still holding up. And I didn't go to any extreme prepping it for paint.
- Fri Mar 31, 2023 10:14 pm
- Forum: Personal Finance (Not Investing)
- Topic: Relative in hospital - wife in dementia - kids need info to help them
- Replies: 33
- Views: 4164
Re: Relative in hospital - wife in dementia - kids need info to help them
If the daughters can find previous tax returns, that could give them some idea of their finances.
- Wed Mar 15, 2023 6:24 pm
- Forum: Personal Consumer Issues
- Topic: Favorite music from the 70s?
- Replies: 357
- Views: 31188
Re: Favorite music from the 70s?
Simon & Garfunkle
John Denver
Elvis
Frank Sinatra
Creedence Clearwater
John Denver
Elvis
Frank Sinatra
Creedence Clearwater
- Wed Mar 15, 2023 6:09 pm
- Forum: Investing - Theory, News & General
- Topic: Mutual Series Funds - An Interesting History
- Replies: 6
- Views: 852
Re: Mutual Series Funds - An Interesting History
I invested in Mutual Shares in 1987, just before the big drop. I sold it about 1995 when I moved it to Vanguard Index 500.
- Wed Mar 15, 2023 4:21 pm
- Forum: Personal Investments
- Topic: Fake Vanguard email spoof [May not be spoof - Move to brokerage platform request]
- Replies: 11
- Views: 3804
Re: Fake Vanguard email spoof
My wife received it also, I don't think it was fake.
- Fri Feb 03, 2023 12:27 pm
- Forum: Personal Finance (Not Investing)
- Topic: State distribution on 1099-R
- Replies: 15
- Views: 1266
Re: State distribution on 1099-R
I would enter all information that is on the 1099 R exactly. I wouldn't be concerned about State. The IRS doesn't care about State taxes or lack of State taxes.
- Wed Feb 01, 2023 2:32 pm
- Forum: Personal Finance (Not Investing)
- Topic: Federal Annuitants, did your February payment drop for no apparent reason?
- Replies: 7
- Views: 932
- Wed Feb 01, 2023 1:20 pm
- Forum: Personal Finance (Not Investing)
- Topic: Federal Annuitants, did your February payment drop for no apparent reason?
- Replies: 7
- Views: 932
Re: Federal Annuitants, did your February payment drop for no apparent reason?
I haven't received my federal annuity tax documents yet, anyone else?
- Sat Dec 31, 2022 10:19 pm
- Forum: Investing - Theory, News & General
- Topic: REGISTRATION FOR THE 2023 BOGLEHEAD CONTEST
- Replies: 672
- Views: 40228
- Fri Dec 30, 2022 10:15 am
- Forum: Personal Finance (Not Investing)
- Topic: Fidelity Account Breached (and what I did about it)
- Replies: 122
- Views: 23481
Re: Fidelity Account Breached (and what I did about it)
In addition to what OP suggest, I highly recommend to: * use a randomly generated username, and make sure it's different from any other user name * for answers to security questions also use non sensical answers. for instance the answer to "your favorite pet" could be "klingon targ", so something that makes no sense and as such it would be very difficult to guess. For a long time I have questioned the lunacy behind idiotic security questions. Sometimes the choice is "who is your favorite recording artist?" Well, if you ask me today, my favorite might be "Band X", but six months from now it my be "Artist Z." How can one possibly remember the correct answer, say two years from now? And how th...
- Sat Dec 24, 2022 9:49 pm
- Forum: Personal Finance (Not Investing)
- Topic: 2023 SS Statement of Benefits
- Replies: 11
- Views: 2166
Re: 2023 SS Statement of Benefits
I received mine today.
- Sat Jan 01, 2022 7:12 am
- Forum: Investing - Theory, News & General
- Topic: Official Registration For The 2022 Boglehead Contest
- Replies: 733
- Views: 41545
- Sat Jul 03, 2021 10:30 pm
- Forum: Personal Finance (Not Investing)
- Topic: How Do You Transfer Larger Amount Funds Between Institutions?
- Replies: 33
- Views: 6375
Re: How Do You Transfer Larger Amount Funds Between Institutions?
Did you go the bank and ask? Online my bank has limits, but I went in and had them transfer funds for a closing.
- Wed Feb 24, 2021 10:04 pm
- Forum: Personal Finance (Not Investing)
- Topic: tax underpayment penalty use turbo tax estimate or let irs bill me?
- Replies: 14
- Views: 2069
Re: tax underpayment penalty use turbo tax estimate or let irs bill me?
Depends on how much of a penalty you owe. I would let the IRS send me a bill. You may receive a bill and you may not if it isn't a large amount. Now if you were like 50% too little, yea you will probably get a bill.
- Fri Jan 01, 2021 10:30 am
- Forum: Investing - Theory, News & General
- Topic: Official Registration For The 2021 Boglehead Contest
- Replies: 664
- Views: 33866
- Sun Dec 13, 2020 9:02 am
- Forum: Personal Consumer Issues
- Topic: Recommend Honey Dispenser?
- Replies: 20
- Views: 1758
- Sat Dec 12, 2020 9:58 am
- Forum: Personal Consumer Issues
- Topic: Recommend Honey Dispenser?
- Replies: 20
- Views: 1758
Re: Recommend Honey Dispenser?
SimonJester, I'm also a beekeeper.SimonJester wrote: ↑Sat Dec 12, 2020 9:44 amIf you have the ability this is always best. You get a local product with your local flora in it vs a mass commercialized product.
I steal mine from my hives in the back yard. We generally pull out about 4-5 gallons a season. We give away jars to family and neighbors...
I will say bee keeping has been a tough uphill battle...
- Fri Dec 11, 2020 9:50 pm
- Forum: Personal Consumer Issues
- Topic: Recommend Honey Dispenser?
- Replies: 20
- Views: 1758
Re: Recommend Honey Dispenser?
First always buy local honey from a beekeeper. Get it in a pint mason jar. Use a honey dipper, pull it out and rotate a little until the honey stops dripping. Then let it drip where you want it. Place a lid with a hole just big enough for the handle of the honey dipper to fit through on the jar. Honey should never wind up on the outside of the jar.
- Thu Nov 26, 2020 9:33 pm
- Forum: Investing - Theory, News & General
- Topic: Not Experiencing Any Problems With Vanguard
- Replies: 175
- Views: 16357
Re: Not Experiencing Any Problems With Vanguard
I believe in the KISS method and Mr. Bogel's strategy. I haven't called Vanguard in twenty years. I can do what I need to on their website which is seldom used.
- Tue Nov 24, 2020 9:41 pm
- Forum: Investing - Theory, News & General
- Topic: Help Me Understand
- Replies: 32
- Views: 3309
Re: Help Me Understand
Mr. Bogle liked the Balanced Index Fund very much.
- Sat Nov 07, 2020 8:39 pm
- Forum: Personal Finance (Not Investing)
- Topic: anyone live on a 'private' road? splitting up costs question
- Replies: 59
- Views: 12364
Re: anyone live on a 'private' road? splitting up costs question
On my road, it's done the same way as "hightower" above.
- Sun Oct 11, 2020 10:04 pm
- Forum: Personal Investments
- Topic: Aunt wants help with finances, insists I get a middle name for added security?
- Replies: 55
- Views: 5298
Re: Aunt wants help with finances, insists I get a middle name for added security?
Consider what she wants you do to before you even start helping with her finances. What is she going to do when you help her and possibly her finances drop in a market decline. Who is she going to blame?
- Sat Oct 10, 2020 7:21 am
- Forum: Personal Finance (Not Investing)
- Topic: Medicare Part B & FEHB Insurance - Uneducated, please assist
- Replies: 76
- Views: 5395
Re: Medicare Part B & FEHB Insurance - Uneducated, please assist
Thank you ChrisC for the correct info.ChrisC wrote: ↑Fri Oct 09, 2020 10:25 pmI believe your belief is mistaken. FEHB plans don't take into account the fact that you've opted out of Medicare Part B. There are some medical expenses covered by FEHB plans and not Medicare Part B, and some medical expenses covered by Medicare Part B and not covered by some FEHB plans. https://www.opm.gov/healthcare-insuranc ... dicare.pdf
- Fri Oct 09, 2020 10:15 pm
- Forum: Personal Finance (Not Investing)
- Topic: Medicare Part B & FEHB Insurance - Uneducated, please assist
- Replies: 76
- Views: 5395
Re: Medicare Part B & FEHB Insurance - Uneducated, please assist
One more thing about Medicare Part B, I believe if a person declines to take Part B, then BCBS will not cover the portion that Medicare would have covered. The individual is responsible for that. So, make sure of that before considering to not take Part B.
- Fri Oct 09, 2020 10:09 pm
- Forum: Personal Finance (Not Investing)
- Topic: Medicare Part B & FEHB Insurance - Uneducated, please assist
- Replies: 76
- Views: 5395
Re: Medicare Part B & FEHB Insurance - Uneducated, please assist
I concur with retiredjg above. I am a retired Fed. I have medicare part A and B with BCBS Basic. I have not paid any medical bill or copay since I went on Medicare. I only pay for the presciption copays. If a person lives in an area that the medical community is BCBS preferred providers, then the Basic is a great plan. As retiredjg stated above, BCBS Basic pays back $800 per year for premiums.
- Tue Sep 01, 2020 9:02 pm
- Forum: Personal Consumer Issues
- Topic: Bee keeping
- Replies: 69
- Views: 5997
Re: Bee keeping
I've been keeping bees for 13 years. My best recommendation is to join your local beekeepers club. Nearly every county has one, just google for your county beekeeping assoc. Most clubs have a beginner beekeeping school, go to that when it's available, but covid has kind of postponed the schools. When you do those, you'll get a feel if it's something you really want to do. I will say that beekeeping can really get into a persons blood.
- Thu Apr 09, 2020 10:12 pm
- Forum: Personal Finance (Not Investing)
- Topic: No news from Vanguard on RMD changes?
- Replies: 31
- Views: 4767
Re: No news from Vanguard on RMD changes?
I turn 70 1/2 in 2020, so my first RMD would have been this year, but the Cares act changed the first RMD to age 72. Therefore Vanguard emailed me that I did not have to take the distribution for 2020.Alan S. wrote: ↑Thu Apr 09, 2020 9:57 pmIf you reach 70.5 in 2020, your first RMD year is the year you will reach 72, so there was no RMD for the CARES Act to waive.
But if you reached 70.5 in 2019, you would have a 2019 RMD that could have been deferred to 4/1/2020. If you fall into this category and left your 2019 RMD to 2020, it is waived. And your 2020 RMD is also waived, so you avoid 2 years of RMDs in this situation.
- Thu Apr 09, 2020 9:56 pm
- Forum: Personal Investments
- Topic: Mutual Shares Fund - Still Worth Holding?
- Replies: 12
- Views: 1195
Re: Mutual Shares Fund - Still Worth Holding?
I sold it about the time the funds were sold to Franklin Tempelton. I wanted to simplify my portfolio and began moving every thing to Vanguard.
- Thu Apr 09, 2020 9:46 pm
- Forum: Personal Finance (Not Investing)
- Topic: No news from Vanguard on RMD changes?
- Replies: 31
- Views: 4767
Re: No news from Vanguard on RMD changes?
I received an email from Vanguard saying I did not need to take a RMD this year. But, 2020 was going to be my first RMD year if that matters.
- Wed Feb 26, 2020 12:16 am
- Forum: Personal Finance (Not Investing)
- Topic: Earned Income Credit
- Replies: 8
- Views: 792
Re: Earned Income Credit
IRS Pub 970 covers Tax Benefits for Education. It explains Scholarships, Fellowship Grants, etc., and how to file it. Of course it doesn't explain how to enter in H & R Block tax software.
- Sat Jan 04, 2020 10:30 pm
- Forum: Investing - Theory, News & General
- Topic: Novice Question: 2 or 3 Funds as an ideal portfolio?
- Replies: 67
- Views: 4434
Re: Novice Question: 2 or 3 Funds as an ideal portfolio?
I go with what Mr Bogle liked. The Total Stock Market and the Total Bond Market. KISS. I sleep very well at night.
- Wed Jan 01, 2020 4:13 pm
- Forum: Investing - Theory, News & General
- Topic: OFFICIAL REGISTRATION FOR THE 2020 BOGLEHEAD CONTEST
- Replies: 688
- Views: 36351
- Sun Dec 01, 2019 3:39 pm
- Forum: Personal Finance (Not Investing)
- Topic: Feds: FEHB + Medicare Part B [Aetna Direct vs. BCBS Basic]
- Replies: 24
- Views: 1531
Re: Feds: FEHB + Medicare Part B [Aetna Direct vs. BCBS Basic]
I have BCBS Basic with medicare A & B and very happy with it.
- Mon Nov 18, 2019 10:09 am
- Forum: Personal Finance (Not Investing)
- Topic: Federal Blue Cross Standard versus Basic
- Replies: 66
- Views: 41214
Re: Federal Blue Cross Standard versus Basic
I am on Medicare with the BCBS Basic plan. It works great, medicare pays their portion and Basic pays the rest including any deductables. I don't have to pay anything, except the premiums of course. And if a person is on medicare with Basic, BCBS will refund $600 of the premium.
- Thu Nov 14, 2019 7:26 pm
- Forum: Personal Consumer Issues
- Topic: Carbon Monoxide Alarms
- Replies: 19
- Views: 2161
Re: Carbon Monoxide Alarms
Thanks all for the information. Very helpful.
- Wed Nov 13, 2019 7:21 pm
- Forum: Personal Consumer Issues
- Topic: Carbon Monoxide Alarms
- Replies: 19
- Views: 2161
Re: Carbon Monoxide Alarms
I'm curious as to the best location. Some are sold to plug into an outlet and some are combined with a smoke detector which are mounted high on the wall. It is my understanding that Carbon monoxide is heavier than air, so it would be low. So where is the best location?
- Tue Nov 12, 2019 9:23 pm
- Forum: Investing - Theory, News & General
- Topic: Dow closing
- Replies: 13
- Views: 2640
Re: Dow closing
jeffyscott
The stock market was open yesterday, the bond market was closed.
The stock market was open yesterday, the bond market was closed.
- Tue Nov 12, 2019 4:22 pm
- Forum: Investing - Theory, News & General
- Topic: Dow closing
- Replies: 13
- Views: 2640
Re: Dow closing
Thanks I didn't know it was that common.
- Tue Nov 12, 2019 3:58 pm
- Forum: Investing - Theory, News & General
- Topic: Dow closing
- Replies: 13
- Views: 2640
Dow closing
Wow, it looks like the Dow closed today at the exact same price as yesterday. I've never seen two consecutive closings the same.