Search found 65 matches
- Wed Feb 13, 2013 7:41 pm
- Forum: Personal Finance (Not Investing)
- Topic: 3% to 4% on Checking???
- Replies: 17
- Views: 3836
Re: 3% to 4% on Checking???
I earn 4% on 25k. the best way to make the transaction requirements that i've found is to make multiple transactions on your internet/cable bill
- Sun Jan 06, 2013 7:01 pm
- Forum: Personal Investments
- Topic: How am I doing for being a 25 year old?
- Replies: 40
- Views: 4827
Re: How am I doing for being a 25 year old?
I'd say just continue thinking of your finances critically and remember it's a marathon and way of life not a sprint. It can be easy to get excited about "doing better than others" early on but it will take decades to reach financial security. By being here you are already making good choices. Continue to learn, and grow and you will be fine. Good luck!
- Thu Jan 03, 2013 12:27 pm
- Forum: Personal Investments
- Topic: Are bonds going anywhere in 2013?
- Replies: 17
- Views: 2157
Re: Are bonds going anywhere in 2013?
You will appreciate bonds "going nowhere" when stocks drop 30%.
- Wed Dec 05, 2012 10:25 pm
- Forum: Personal Finance (Not Investing)
- Topic: Republic Wireless???
- Replies: 16
- Views: 2290
Re: Republic Wireless???
My wife and I use them and don't have any complaints. The service is fine - it's just normal sprint if you're not on wi-fi and roams on Verizon which is nice. The phone is overpriced for it's tech - it's in the realm on an iphone 3ish but you make the cost back pretty quickly at $19 per month. They offered current customers a discount to upgrade to the new phone so I'm hoping as new phones are introduced to the service that practice will continue.
- Sun Dec 02, 2012 9:06 pm
- Forum: Personal Investments
- Topic: Nest Egg number question
- Replies: 21
- Views: 3016
Re: Nest Egg number question
I say shoot for the 2 mil and reevaluate along the way. It's impossible to do all the math now for the variables in the unknown future. Good luck!
- Sat Nov 17, 2012 5:48 pm
- Forum: Investing - Theory, News & General
- Topic: Thoughts on Risk
- Replies: 51
- Views: 5237
Re: Thoughts on Risk
Always hold Australia.
- Mon Sep 17, 2012 9:56 pm
- Forum: Personal Investments
- Topic: Portfolio Review. 25 MILLION windfall; help me not lose it
- Replies: 59
- Views: 19060
Re: Portfolio Review. 25 MILLION windfall; help me not lose
Why do I hear Dr. Evil in my head when I read your title?
- Tue Sep 04, 2012 10:15 pm
- Forum: Personal Consumer Issues
- Topic: That Frugal Thing You Do
- Replies: 642
- Views: 161124
Re: That Frugal Thing You Do
Coastalcontacts.com for glasses. Wait until they give a pair away for free. Wear my 7 dollar ray bans
- Fri Aug 10, 2012 7:54 pm
- Forum: Personal Finance (Not Investing)
- Topic: If You Are A Saver, Renting Superior To Buying
- Replies: 51
- Views: 6796
Re: If You Are A Saver, Renting Superior To Buying
Renting is more annoying in my experience.
- Fri Jul 27, 2012 2:29 pm
- Forum: Personal Consumer Issues
- Topic: Bought First iPad - Not sure if we like it
- Replies: 104
- Views: 11803
Re: Bought First iPad - Not sure if we like it
When you said iPad I instantly thought - oh my Ticket to Ride machine! Download Ticket to Ride and enjoy the iPad as it's meant to be enjoyed!
- Sun Jul 22, 2012 1:02 pm
- Forum: Investing - Theory, News & General
- Topic: CNNMoney - Millionaires in the making
- Replies: 42
- Views: 8068
Re: CNNMoney - Millionaires in the making
I'm surprised those in the article don't value their anonymity.
- Sat Jun 23, 2012 7:18 pm
- Forum: Personal Finance (Not Investing)
- Topic: Age 28: Looking for general life/financial advice
- Replies: 22
- Views: 3123
Re: Age 28: Looking for general life/financial advice
Definitely go with the roommate idea first if you're worried about rent. That will give you some built in socializing which is something you are looking for anyways! Good luck to you - you will be fine financially so I think you are thinking in the right direction to get the social side of your life moving a little bit.
- Fri Jun 01, 2012 6:00 pm
- Forum: Investing - Theory, News & General
- Topic: Market tanking, great opportunity to invest!
- Replies: 61
- Views: 8234
Re: Market tanking, great opportunity to invest!
Bought my 2012 roth today - not a big dip in the grand scheme but close enough to the January levels that it felt like a decent time to buy.
- Thu May 03, 2012 8:08 pm
- Forum: Personal Finance (Not Investing)
- Topic: Re: What stops you from retiring today?
- Replies: 100
- Views: 11107
Re: What stops you from retiring today?
Teaching is like being 1/4 retired while filling up tax deferred space until the other 3/4 is financially possible or desirable.
- Mon Mar 12, 2012 3:32 am
- Forum: Personal Consumer Issues
- Topic: what items do Bogleheads buy off Craigslist/Ebay?
- Replies: 39
- Views: 4548
Re: what items do Bogleheads buy off Craigslist/Ebay?
i buy things that i know are likely to be in similar quality new or used that people need to get rid of due to an upgrade. I've had good luck with wood furniture (bedroom set), and lawn tools on Craigslist.
- Wed Feb 15, 2012 7:13 pm
- Forum: Personal Finance (Not Investing)
- Topic: The Value of Savings
- Replies: 40
- Views: 10230
Re: The Value of Savings
get settlers for your Ipad - it's awesome!
- Tue Feb 14, 2012 11:24 am
- Forum: Personal Finance (Not Investing)
- Topic: Schwab gets later with 1099s every year
- Replies: 12
- Views: 2804
Re: Schwab gets later with 1099s every year
Do you know if Merrill Lynch's deadline is February 15th as well? Still waiting on my 1099.
- Sun Feb 12, 2012 10:27 am
- Forum: Personal Finance (Not Investing)
- Topic: Why Do You Save?
- Replies: 45
- Views: 3759
Re: Why Do You Save?
To me it's all about control. Being able to control my future decisions and not have them controlled for me by a need for a certain income stream from a particular source.
- Fri Feb 10, 2012 9:48 pm
- Forum: Investing - Theory, News & General
- Topic: Suddenly people are worried about bonds
- Replies: 14
- Views: 1821
Re: Suddenly people are worried about bonds
Just wait till Skyfall hits theaters...
- Sat Feb 04, 2012 7:29 pm
- Forum: Personal Investments
- Topic: 403(b): Taking a month+ to arrive at Vanguard - Normal?
- Replies: 9
- Views: 1371
Re: 403(b): Taking a month+ to arrive at Vanguard - Normal?
Finally figured it out. They "forgot" or just plain didn't send my first deduction to vanguard so everything lagged behind by 2 weeks. So now I am going to have a $1000+ contribution that should have gone in in September go in sometime in February when the market is up 10+%. Awesome.
- Sat Feb 04, 2012 7:18 pm
- Forum: Investing - Theory, News & General
- Topic: Will you be investing in the Facebook IPO?
- Replies: 67
- Views: 10123
- Sat Feb 04, 2012 10:16 am
- Forum: Personal Finance (Not Investing)
- Topic: How Much Do You Save?
- Replies: 57
- Views: 6626
Re: How Much Do You Save?
55% at last count.
- Tue Jan 31, 2012 9:12 pm
- Forum: Personal Investments
- Topic: How is your relationship with money?
- Replies: 54
- Views: 5688
Re: How is your relationship with money?
I think it's a stalker-type relationship
- Fri Jan 27, 2012 10:20 pm
- Forum: Personal Investments
- Topic: Recommended Questions to Ask about 403b? (Update)
- Replies: 12
- Views: 3171
Re: Recommended Questions to Ask about 403b? (Update)
check and see if they offer a 457 as well - many do and sometimes it can be a better option in terms of Er and choices. Obviously if the 403b's ERs aren't great IRA first then fill the 403. Good luck - you will very possibly know more than your rep so don't feel like any question is 'obvious' ask anything and everything.
- Fri Jan 27, 2012 6:31 pm
- Forum: Personal Investments
- Topic: Do you hold your age in bonds?
- Replies: 133
- Views: 11465
- Fri Jan 06, 2012 10:06 am
- Forum: Personal Investments
- Topic: My Inheritence, Your Opinions
- Replies: 50
- Views: 5027
Re: My Inheritence, Your Opinions
I would also think about what you want out of life. Do you want continue working and finish paying off your current house when you are 70 or do you see yourself retired at that age? No judgement either way but it's definitely worth considering. It seems like financially it will be tough for you in the near future with 3 kids approaching college age so downsizing on the house may or may not be a necessity to facilitate some of your upcoming financial challenges. Good luck to you, 40 gives you time to figure out what you want and move toward your goal.
- Sat Dec 31, 2011 12:48 pm
- Forum: Investing - Theory, News & General
- Topic: Question: Reasons/Resources Against Dividend Investing?
- Replies: 19
- Views: 2526
Re: Question: Reasons/Resources Against Dividend Investing?
I would be very interested in reading the series by Mr. Swedroe on this if it turns up!
- Wed Nov 16, 2011 9:55 pm
- Forum: Personal Consumer Issues
- Topic: Book e readers
- Replies: 23
- Views: 2267
Re: Book e readers
For e-readers i favor small size over anything else. You will hold this thing for HOURS. Sony pocket edition is my choice since it plays all formats and is light.
- Sat Nov 05, 2011 9:53 am
- Forum: Investing - Theory, News & General
- Topic: a significant flaw in standard Boglehead asset allocation?
- Replies: 152
- Views: 12058
Re: a significant flaw in standard Boglehead asset allocatio
My thoughts on this are bonds are more liquid than home equity and by stringing out the mortgage versus paying it down you can get your money in the game years sooner which due to compounding could end up being the more profitable play.
- Wed Nov 02, 2011 8:40 pm
- Forum: Investing - Theory, News & General
- Topic: If You Won the Lottery
- Replies: 30
- Views: 3804
Re: If You Won the Lottery
I would have to figure out how to turn it into buy-a-sports-franchise money. For that I would create a 'hypothetical' post on bogleheads under an alternate screen name.
- Sun Oct 30, 2011 10:05 am
- Forum: Investing - Theory, News & General
- Topic: My guess RE: the next "bubble"
- Replies: 12
- Views: 1820
Re: My guess RE: the next "bubble"
College loan debt seems out of control to me since it recently passed credit card debt in the United States and can not be scrubbed clean by bankruptcy. Feels like change is needed but not sure how it directly plays out as an investing related bubble.
- Tue Oct 25, 2011 10:43 am
- Forum: Investing - Theory, News & General
- Topic: 403b contribution date
- Replies: 9
- Views: 788
Re: 403b contribution date
Mine takes between 2 weeks and a month to arrive (though I'm trying to work on that).
- Thu Oct 20, 2011 10:36 am
- Forum: Personal Finance (Not Investing)
- Topic: Girlfriend is an heiress, who should pay?
- Replies: 197
- Views: 21070
Re: Girlfriend is an heiress, who should pay?
I don't see how her wealth is relevant to your long distance relationship. If she was poor what would you do? Do that.
- Wed Oct 12, 2011 8:48 pm
- Forum: Personal Finance (Not Investing)
- Topic: College Degree in Something Practical...
- Replies: 141
- Views: 13472
- Mon Oct 10, 2011 2:59 pm
- Forum: Personal Investments
- Topic: 403(b): Taking a month+ to arrive at Vanguard - Normal?
- Replies: 9
- Views: 1371
Just as an update, the money arrived after 1 month, 2 days. Apparently this is just the norm. They didn't bundle two payments together or have any problems forwarding information to the TPA.
I can't say I'm happy with so long a wait period but since I have no choice in the matter, there's not much I can do. Thank you to everyone for the help and advice.
I can't say I'm happy with so long a wait period but since I have no choice in the matter, there's not much I can do. Thank you to everyone for the help and advice.
- Mon Oct 03, 2011 11:10 am
- Forum: Personal Finance (Not Investing)
- Topic: .
- Replies: 28
- Views: 4099
- Mon Oct 03, 2011 11:08 am
- Forum: Personal Consumer Issues
- Topic: Question for bogleheads with no kids
- Replies: 225
- Views: 22227
I think it is a much more difficult task raising children in the modern United States than in previous American generations, or in other countries even now. A traditional culture such as Chinese or German instills in children respect for their parents and provides the parents with satisfying feedback from their efforts. However, the modern American family values are greatly distorted. Parents are expected to provide their children with all "bells and whistles" promoted by the media, whereas children are not expected to contribute to the family or even to succeed in their education and careers. This becomes a no-win situation for the parents. Unfortunately, people resent even hints about their dysfunctional families and attack tho...
- Sat Oct 01, 2011 2:35 pm
- Forum: Personal Investments
- Topic: 403(b): Taking a month+ to arrive at Vanguard - Normal?
- Replies: 9
- Views: 1371
403(b): Taking a month+ to arrive at Vanguard - Normal?
I just started a 403(b) with a new company and my contribution on 9/2/11 still has not reached Vanguard. Come next week I will receive my 3rd check and I'm beginning to worry a little. I called my employer and they said the checks had been sent to the intermediary who then sends them to Vanguard so in theory this may all work out next week.
As someone who is new to contributing to a 403(b), I was wondering if this length of time (4 weeks) is typical for a contribution to reach Vanguard.
As someone who is new to contributing to a 403(b), I was wondering if this length of time (4 weeks) is typical for a contribution to reach Vanguard.
- Sat Oct 01, 2011 11:54 am
- Forum: Personal Consumer Issues
- Topic: Recommend a good novel!
- Replies: 33
- Views: 3612
- Sat Oct 01, 2011 8:42 am
- Forum: Investing - Theory, News & General
- Topic: Paying off the mortgage in 12 months
- Replies: 15
- Views: 2107
- Sun Sep 25, 2011 8:53 pm
- Forum: Personal Investments
- Topic: Cash Back Credit Cards
- Replies: 53
- Views: 8326
- Sat Sep 24, 2011 11:55 pm
- Forum: Investing - Theory, News & General
- Topic: Is now a good time to attempt market timing ?
- Replies: 44
- Views: 6934
- Sat Sep 24, 2011 10:27 pm
- Forum: Personal Consumer Issues
- Topic: "Moneyball" movie opens today
- Replies: 25
- Views: 2818
- Sat Sep 24, 2011 4:25 pm
- Forum: Investing - Theory, News & General
- Topic: Why Stocks Are Doing So Poorly
- Replies: 95
- Views: 12286
- Mon Sep 19, 2011 10:17 am
- Forum: Personal Investments
- Topic: should i max out tax deferred - 403b & 457?
- Replies: 42
- Views: 10062
- Sat Sep 17, 2011 12:53 pm
- Forum: Personal Investments
- Topic: Would rather buy used car than a new mattress - help!
- Replies: 36
- Views: 6674
- Tue Sep 06, 2011 6:35 pm
- Forum: Personal Finance (Not Investing)
- Topic: Besides your mortgage, Do you finance anything?
- Replies: 59
- Views: 7133
- Sat Sep 03, 2011 7:37 pm
- Forum: Personal Consumer Issues
- Topic: Best Way To Find A Stud (Wall)
- Replies: 33
- Views: 4254
- Fri Sep 02, 2011 1:11 pm
- Forum: Personal Investments
- Topic: Crazy or brilliant: transfer taxable to tax deferred
- Replies: 25
- Views: 3467
- Fri Sep 02, 2011 1:07 pm
- Forum: Investing - Theory, News & General
- Topic: Why not spend some of it?
- Replies: 72
- Views: 10699