Search found 644 matches

by yukonjack
Wed Feb 07, 2024 11:53 am
Forum: Personal Investments
Topic: Inherited IRA fiasco
Replies: 43
Views: 4852

Re: Inherited IRA fiasco

It sounds like you commingled a traditional IRA with an inherited IRA. Is that correct? By closing the account, does that mean you took a distribution? Are 59 1/2 or older? I rolled over my deceased father’s Ira into an inherited Ira that I setup at Vanguard. Yes when I closed the account last week I took the full distribution. I am 64. Was the inherited IRA that you set up at Vanguard also in your father's name? AFAIK that's the only way a rollover from an IRA in your father's name should have been possible. Thrift Savings Plan (where the Ira was originally held) sent my a 1099 stating that the full amount is taxable. Also I have since been told that because the Ira was originally my dad’s then rolled over to my mom (also deceased) it can...
by yukonjack
Wed Feb 07, 2024 10:45 am
Forum: Personal Investments
Topic: Inherited IRA fiasco
Replies: 43
Views: 4852

Re: Inherited IRA fiasco

Do you mean that 1) you rolled the original Inherited IRA into a new Inherited IRA at Vanguard or 2) you rolled the original Inherited IRA into an existing IRA in your name at Vanguard? I rolled over my deceased father’s Ira (which I initially thought was an eligible inherited Ira) into an inherited Ira (my account) at Vanguard. Of course now I have come to find out that it was not eligible be set upon as an inherited Ira. sorry for your loss. you don't say why the IRA of your deceased father is not eligible to be rolled into an inherited IRA for you and your sister (the beneficiaries). we don't understand why this would not be allowable. please provide the reason you are being told why you can't roll his IRA into your inherited IRA. I now...
by yukonjack
Wed Feb 07, 2024 10:39 am
Forum: Personal Investments
Topic: Inherited IRA fiasco
Replies: 43
Views: 4852

Re: Inherited IRA fiasco

It sounds like you commingled a traditional IRA with an inherited IRA. Is that correct? By closing the account, does that mean you took a distribution? Are 59 1/2 or older? I rolled over my deceased father’s Ira into an inherited Ira that I setup at Vanguard. Yes when I closed the account last week I took the full distribution. I am 64. Was the inherited IRA that you set up at Vanguard also in your father's name? AFAIK that's the only way a rollover from an IRA in your father's name should have been possible. Thrift Savings Plan (where the Ira was originally held) sent my a 1099 stating that the full amount is taxable. Also I have since been told that because the Ira was originally my dad’s then rolled over to my mom (also deceased) it can...
by yukonjack
Wed Feb 07, 2024 10:30 am
Forum: Personal Investments
Topic: Inherited IRA fiasco
Replies: 43
Views: 4852

Re: Inherited IRA fiasco

Longdog wrote: Wed Feb 07, 2024 9:53 am Are you saying you had an existing IRA that you rolled the inherited IRA into? How could you close that existing IRA? Where did the assets (both previous and newly inherited) go? Do you have a check? If so, who is it made out to?
Sorry about the description of events. I inherited my deceased father’s Ira and rolled it over into my Vanguard account. I set it up as an inherited Ira (per my sister’s instructions). The payer of my father’s Ira sent me a check. I endorsed it and mailed it to Vanguard. That is how the inherited Ira was set up with Vanguard.
by yukonjack
Wed Feb 07, 2024 10:25 am
Forum: Personal Investments
Topic: Inherited IRA fiasco
Replies: 43
Views: 4852

Re: Inherited IRA fiasco

Wiggums wrote: Wed Feb 07, 2024 9:52 am It sounds like you commingled a traditional IRA with an inherited IRA. Is that correct?

By closing the account, does that mean you took a distribution? Are 59 1/2 or older?
I rolled over my deceased father’s Ira into an inherited Ira that I setup at Vanguard. Yes when I closed the account last week I took the full distribution. I am 64.
by yukonjack
Wed Feb 07, 2024 10:22 am
Forum: Personal Investments
Topic: Inherited IRA fiasco
Replies: 43
Views: 4852

Re: Inherited IRA fiasco

delamer wrote: Wed Feb 07, 2024 9:32 am Do you mean that 1) you rolled the original Inherited IRA into a new Inherited IRA at Vanguard or 2) you rolled the original Inherited IRA into an existing IRA in your name at Vanguard?
I rolled over my deceased father’s Ira (which I initially thought was an eligible inherited Ira) into an inherited Ira (my account) at Vanguard. Of course now I have come to find out that it was not eligible be set upon as an inherited Ira.
by yukonjack
Wed Feb 07, 2024 9:16 am
Forum: Personal Investments
Topic: Inherited IRA fiasco
Replies: 43
Views: 4852

Inherited IRA fiasco

After my parents passed away my sister and I inherited an IRA. She is a CPA and was also the executor of the estate. She told me that I could rollover the inherited IRA to my Vanguard account which I did in July of 2023. She also told me the amount of the RMD to be taken by the end of 2023 which I also did. A couple of weeks ago I received a 1099-R from the payer of the IRA showing the full amount as taxable. Vanguard also issued a 1099 for the RMD. When I contacted my sister about this she informed me that the inherited IRA was actually not eligible for a rollover. Finding this out I closed the account I had set up with Vanguard. My question in all of this mess is will I now have to pay tax on this money twice. In other words pay tax on th...
by yukonjack
Wed Apr 05, 2023 9:35 am
Forum: Personal Consumer Issues
Topic: Safari can not find Vanguard log in site [Vanguard login issues with Safari]
Replies: 28
Views: 1642

Re: Safari can not find Vanguard log in site [Vanguard login issues with Safari]

Swansea wrote: Wed Apr 05, 2023 8:11 am I tried several times to log on, but Safari could not find the site, neither could Firefox. Anyone else having an issue?
Having the same problem here for the last couple of hours. I haven’t tried the app yet but will give it a shot if the situation doesn’t clear on its own.
by yukonjack
Mon Mar 13, 2023 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: Mike Piper's New Book ["More than Enough"]
Replies: 55
Views: 11847

Re: Mike Piper's New Book ["More than Enough"]

Thanks for the heads up. I just picked up a kindle copy. At $4.99 that’s quite a good value.
by yukonjack
Sat Nov 05, 2022 11:58 am
Forum: Personal Consumer Issues
Topic: ski Colorado recommendations
Replies: 18
Views: 1589

Re: ski Colorado recommendations

familythriftmd wrote: Sat Nov 05, 2022 11:21 am
oxothuk wrote: Fri Nov 04, 2022 11:17 am If you're just green/blue skiers, you might consider Eldora, which is about 20 miles west of Boulder. Plenty of mountain for non-experts and much less traffic to get there.
Really? Looks almost entirely black or double-black.
IMO the biggest downside to Eldora is that they still have quite a few of the old and slow chairlifts. This means of course that you spend more time in the lift lines and when you board the chairs they come in fast which can be an issue for beginners.
by yukonjack
Thu Nov 03, 2022 8:31 am
Forum: Personal Consumer Issues
Topic: ski Colorado recommendations
Replies: 18
Views: 1589

Re: ski Colorado recommendations

ScubaHogg wrote: Thu Nov 03, 2022 6:37 am I’ve never skied A basin, but I’ve heard it’s not friendly to novice skiers. Is that true? The OP mentioned they are “green/blue” skiers
Yes this is very true and would probably be a good reason to pass on A Basin. Copper would be a fine choice as well as Winter Park. I would also pass on Loveland because it is located at the top of Loveland Pass it gets very strong winds.
by yukonjack
Sun Oct 30, 2022 8:49 am
Forum: Personal Finance (Not Investing)
Topic: Colorado Springs vs. Vancouver (WA)
Replies: 67
Views: 7202

Re: Colorado Springs vs. Vancouver (WA)

Given the two cities you’ve chosen I would also highly recommend considering Ft. Collins. As for the earlier post regarding Colorado Springs and Boulder, you would be hard pressed to find two cities more different socially and politically.
by yukonjack
Fri Aug 26, 2022 5:58 pm
Forum: Non-US Chapters
Topic: Chance to meet Irish Bogleheads (second trip update)
Replies: 9
Views: 7090

Re: Chance to meet Irish Bogleheads (trip update)

Good luck with your travels. I always enjoy reading about your bike touring and looking at the pictures. Stay safe. I am planning on a Ireland vacation next summer but without the bike.
by yukonjack
Tue Apr 05, 2022 5:31 pm
Forum: Personal Finance (Not Investing)
Topic: Form 1116 Foreign Tax Credit question
Replies: 9
Views: 704

Re: Form 1116 Foreign Tax Credit question

livesoft wrote: Tue Apr 05, 2022 4:53 pm If VFWAX was your only international fund and your info from Vanguard states that all the foreign tax you paid came out of your VFWAX dividends, then you take the dollar amount of your VFWAX dividends and multiply by the number that Vanguard gives you for the percentage of VFWAX dividends that are foreign-source and NOT US-source.

Vanguard.com gives you that percentage in this document: https://personal.vanguard.com/pdf/FASFTCWS_R_012022.pdf

If you had multiple funds that paid foreign tax, then you have to combine (add!) the numbers up.
Thanks for the link. It now makes sense. I appreciate the lesson.
by yukonjack
Tue Apr 05, 2022 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Form 1116 Foreign Tax Credit question
Replies: 9
Views: 704

Re: Form 1116 Foreign Tax Credit question

jebmke wrote: Tue Apr 05, 2022 4:12 pm ^ yes; that should come through the return, not the brokerage statement. I've used Block software for years and it has never asked for US income. As far as I can recall without looking at the form, it only needs Total Income and FSI do do the pro-ration.
The prompt I’m getting is titled Now, tell us where you earned this income. And then there are 3 line items: country where you earned the income ( I entered RIC), income description (dividend) and gross U.S. taxable income from this country.
It was the third item I’m unsure about.
by yukonjack
Tue Apr 05, 2022 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: Form 1116 Foreign Tax Credit question
Replies: 9
Views: 704

Form 1116 Foreign Tax Credit question

I am using H&R Block software to do my taxes. I’m assuming dividend income is considered passive. The program ask for the gross us taxable income amount. Would that number be the total amount of dividends paid for the year? In this case it’s VFWAX, FTSE US Index. Thanks
by yukonjack
Tue Mar 15, 2022 7:48 am
Forum: Personal Consumer Issues
Topic: Denver vs Cincinnati
Replies: 160
Views: 13019

Re: Denver vs Cincinnati

I have a job offer at these cities. (Married, no kids, wife works remote.) DENVER = more international community (I am an immigrant) + more mountains and outdoor activities + better direct flight ✈️ options - more expensive CINCINNATI = less expensive + at the middle of the country + ? Pros and cons of the job, team, compensation, benefits, etc. are very comparable. We make enough combined income to live comfortably at either place, but, all else being the same, we like to live at a cheaper city. My question is about overall quality of life at these cities. I have been in the Denver metro area for almost 40 years and have only passed through Cincinnati once. I would slightly disagree with your first item about Denver. While it is getting m...
by yukonjack
Wed Jan 19, 2022 2:43 pm
Forum: Personal Consumer Issues
Topic: How does one "find" art?
Replies: 34
Views: 3009

Re: How does one "find" art?

livesoft wrote: Wed Jan 19, 2022 1:58 pm Art festivals, art shows. They are practically everywhere. One can even commission artwork, too. I typed into my web browser "local art festivals"

https://www.fairsandfestivals.net/ Ha! Ha!

And then you become a Patron of the Arts where you buy new production from your favorite artists whether you need it or not.
+1. I have had very good luck with art festivals. They are typically in the spring, summer and fall. There’s usually a wide variety of art so it’s like visiting numerous galleries in one setting. The Denver metro area has a nice one in the Cherry Creek Art Festival. Another option would be to visit art hubs like Santa Fe or Sedona. Most big cities have art districts that are fun to visit as well.
by yukonjack
Tue Oct 05, 2021 6:56 pm
Forum: Personal Consumer Issues
Topic: How do I purchase original artwork?
Replies: 37
Views: 3739

Re: How do I purchase original artwork?

I have had good success in buying art at local art festivals and shows. The Denver metro area has several good festivals in the summer and fall. The prices seem reasonable and there’s usually a nice range of prices and types of art all within several blocks. I was recently in Santa Fe and found most of the art to be similar and as expected quite expensive.
by yukonjack
Sun Apr 25, 2021 8:46 am
Forum: Personal Consumer Issues
Topic: What "Personal Fitness Products" do you use to help stay active?
Replies: 76
Views: 7876

Re: Walkers, Runners, Joggers: What best brand/style/type of Leg wraps?, Compression "leggings?", Knee sleeves? Etc?

I bought a pair of Zensah leg sleeves from REI several years ago and still use them. They are comfortable and still maintain their elasticity. I also have used Sockwell compression socks and haven’t had as much luck. The elasticity is strong but the area under foot wore out much to quickly. And at $26 a pair I didn’t feel they were a good value. In fact I ended up cutting off the lower part of the sock and slip on the upper portion. Long story short go with Xensah IMO. Thanks! I'll look into the Zensah leg sleeves. Are they only available at REI or is a brand specifically for REI? update: I found a line of Zensah leg products on Amazon. (will try them) :D :D Are compression socks comfortable? j :D https://i.postimg.cc/5tL9RjHZ/woman-leg-st...
by yukonjack
Sat Apr 24, 2021 8:39 am
Forum: Personal Consumer Issues
Topic: What "Personal Fitness Products" do you use to help stay active?
Replies: 76
Views: 7876

Re: Walkers, Runners, Joggers: What best brand/style/type of Leg wraps?, Compression "leggings?", Knee sleeves? Etc?

I bought a pair of Zensah leg sleeves from REI several years ago and still use them. They are comfortable and still maintain their elasticity. I also have used Sockwell compression socks and haven’t had as much luck. The elasticity is strong but the area under foot wore out much to quickly. And at $26 a pair I didn’t feel they were a good value. In fact I ended up cutting off the lower part of the sock and slip on the upper portion. Long story short go with Xensah IMO.
by yukonjack
Tue Jan 12, 2021 8:34 pm
Forum: Personal Consumer Issues
Topic: What is so special about the Toyota Tacoma?
Replies: 97
Views: 12892

Re: What is so special about the Toyota Tacoma?

For what it’s worth Consumer Reports doesn’t think much of it and hasn’t for many years but I do see a lot of them on the road. My guess is the look is popular.
by yukonjack
Sat Oct 31, 2020 5:05 pm
Forum: Personal Consumer Issues
Topic: What is your favorite reasonably priced bourbon?
Replies: 362
Views: 54246

Re: What is your favorite reasonably priced bourbon?

Very informative thread. I recently became interested in bourbon and while researching it this thread popped up. I started with Maker’s and find it a nice bourbon for making a manhattan and old fashioned. Look forward to trying some of the more popular ones on ice or with a little water. I noticed that Costco has an impressive selection of bourbon so I’ll probably start there.
by yukonjack
Wed Oct 28, 2020 1:09 pm
Forum: Personal Consumer Issues
Topic: Audio Books?
Replies: 16
Views: 1097

Re: Audio Books?

I listen to audio books when I ride my bicycle. I have bone conduction headphones that don't block my ears, so I can listen to the book and hear ambient noise at the same time. Same as if I was talking to someone next to me riding a bike. It isn't the same as reading the same book as I don't remember the details so well. But, I prefer it to daydreaming or humming the same 3 seconds of some song the entire ride. I also listen to audio books when I go on long drives, though I rarely do this. These days, the books are downloadable from the (fabulous) SF library. When it reopens, I'll go back to getting books on CDs and loading them onto my phone for later listening. If anyone is interested, I have maintained a list of audio books I've listene...
by yukonjack
Fri May 22, 2020 2:28 pm
Forum: Personal Consumer Issues
Topic: Bicycle Recommendation?
Replies: 49
Views: 5954

Re: Bicycle Recommendation?

I would second the REI recommendation and they are currently offering 20% off on their summer sale that ends Monday evening.
by yukonjack
Tue Mar 24, 2020 5:37 pm
Forum: Investing - Theory, News & General
Topic: Mohamed El-Erian interview by Jeff Ptak of Morningstar
Replies: 21
Views: 3905

Re: Mohamed El-Erian interview by Jeff Ptak of Morningstar

Very good and timely interview. I highly recommend listening especially since there are few trusted voices at this critical time.
by yukonjack
Mon Mar 02, 2020 2:33 pm
Forum: Personal Consumer Issues
Topic: Anyone participated in JD Power test drive program
Replies: 1
Views: 521

Anyone participated in JD Power test drive program

I received a letter from JD Power about participating in their test drive and evaluation program. If selected I will drive a new mid size sedan for 3 weeks and provide feedback via email. All expenses are paid except for gas. Curious if this is some sort of scam. If not it sounds like it might be interesting. I would be interested in hearing from anyone that has done something like this or avoided because of nefarious intent.
by yukonjack
Mon Jan 20, 2020 4:37 pm
Forum: Personal Consumer Issues
Topic: If you could only listen to one podcast...
Replies: 185
Views: 24361

Re: If you could only listen to one podcast...

Not sure if it has been mentioned but Michael Lewis has a pretty entertaining podcast Against the Rules. There is a sports theme running through the ones I have listened to.
by yukonjack
Wed Jan 08, 2020 7:50 am
Forum: Personal Finance (Not Investing)
Topic: Donating $1M
Replies: 81
Views: 14778

Re: Donating $1M

use charity navigator, guide star, give well, etc: https://www.charitynavigator.org/ https://www.guidestar.org/ https://www.givewell.org/ don't give to "The Human Fund": https://www.youtube.com/watch?v=YwqWbfK9TXA +1 for GiveWell. If the boglehead approach is to optimize the return on your investment, givewell very carefully and rigorously analyses the evidence of impact of different charities in terms of lives saved and health improved if that's a metric that is important to you. The top results are for malaria prevention in the developing world where the cost of saving a life (mostly under 5) works out to about $3000-$5000. You could literally save a couple of hundred lives of small children. It's much more expensive to have a ...
by yukonjack
Tue Nov 12, 2019 7:10 pm
Forum: Personal Consumer Issues
Topic: acura rdx or mercedes glc300 small luxury suv
Replies: 16
Views: 1896

Re: acura rdx or mercedes glc300 small luxury suv

I personally like the new look RDX so my vote is for the Acura. I’ve had the MDX for 4.5 years and have enjoyed it and hope to get 10 to 12 years out of it
by yukonjack
Tue Nov 12, 2019 2:30 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 41
Views: 5065

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

Both Durango and Steamboat have good public schools so you shouldn’t have issues there. I personally would choose Durango over Steamboat but only to avoid some of the extreme weather you get in Steamboat. After all that is why the skiing is so good in Steamboat. But really you can’t go wrong with either town. Good luck with your decision.
by yukonjack
Wed Oct 30, 2019 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Apple Pay. Does anyone use it?
Replies: 265
Views: 26606

Re: Apple Pay. Does anyone use it?

I’m using it more and more. I find it convenient to use with the Apple watch. Not sure I would feel the same way if I had to pull out my phone every time I made a purchase.
by yukonjack
Sun Oct 27, 2019 8:29 am
Forum: Personal Consumer Issues
Topic: Adventures in iPhoning [should I upgrade now?]
Replies: 14
Views: 1391

Re: Adventures in iPhoning [should I upgrade now?]

I recently upgraded from the 6 to the 11 and have been quite pleased with the change. Most of what I’ve read online says the 6s has useful life left in it. If you use your phone quite a bit I would recommend upgrading. If not I would hold on to the 6s until at least September 2020.
by yukonjack
Tue Oct 01, 2019 7:49 am
Forum: Personal Consumer Issues
Topic: Non stick pan preference?
Replies: 46
Views: 5017

Re: Non stick pan preference?

b.lock wrote: Mon Sep 30, 2019 10:57 pm Wirecutter suggests this one. They are usually pretty good about what they suggest so I tend to trust them. https://www.amazon.com/Tramontina-80114 ... B009HBKQ16

https://thewirecutter.com/reviews/best-nonstick-pan/
I’ve had this pan for about 5 years and have been very happy with it. I bought it at Costco has a set of two 10 inch pans. If you treat them right they will last quite a while. I would also second the wirecutter recommendation.
by yukonjack
Mon Sep 30, 2019 7:32 am
Forum: Personal Consumer Issues
Topic: Midtown NYC Hotel w/ Kids?
Replies: 25
Views: 3495

Re: Midtown NYC Hotel w/ Kids?

I stayed at the www.elysee.com in May and enjoyed it very much. It’s at 54th and Madison midtown east. They have a nice breakfast and a very generous happy hour. I would definitely stay there again.
by yukonjack
Wed Sep 04, 2019 7:35 am
Forum: Personal Consumer Issues
Topic: Italy in September
Replies: 35
Views: 2895

Re: Italy in September

With such a broad range of questions I would highly recommend reading Rick Steves Italy. He very capably answers all of your questions.
by yukonjack
Tue Aug 27, 2019 8:30 am
Forum: Personal Consumer Issues
Topic: A bike tour from Bolzano to Vienna (Link to Journal provided)
Replies: 21
Views: 2684

Re: A bike tour from Bolzano to Vienna

Thanks for the informative stories about your bike touring in Europe. You seem to be doing more international touring of late. Any plans to do an extended bike trip in the US? As always I enjoy reading about your travels.
by yukonjack
Mon Aug 26, 2019 9:59 pm
Forum: Personal Consumer Issues
Topic: Crested Butte, CO, Bh's??
Replies: 14
Views: 1705

Re: Crested Butte, CO, Bh's??

CB is a harsh environment in winter. I have seen it where the snow was so deep it was up to the roof of single story houses and they had to haul snow from the roads as it was piled up 20' on either side of the road. Cost of living is expensive as for gas and groceries. Gunnisson does have a small university and hospital. It gets super cold though. -30f are not uncommon in the winter. If you want lower cost of living, warmer and more chain stores/food, Montrose is worth a look. Lots of good mountain bike trail systems there and in Ridgway. Also not far from the Lunch Loops in GJ or Fruita. Still close to multiple ski resorts like CB, Monarch, Telluride, and Powderhorn. Moving into a remote area can be a bit of culture shock. Especially if y...
by yukonjack
Sat Aug 17, 2019 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: Uber Driving
Replies: 30
Views: 3048

Re: Uber Driving

Hockey10 wrote: Sat Aug 17, 2019 2:40 pm Are you prepared to clean up the vomit from the drunken college kids who have had too many :beer :beer :beer :beer :beer :beer :beer :beer
This. I had an Uber driver in Atlanta tell me that he won’t pickup young people at night because of this very problem. You can’t make enough driving to put up with this type of situation.
by yukonjack
Mon Aug 12, 2019 8:06 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 41
Views: 5065

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

I think Durango would be a good choice if it fits your lifestyle. One thing that hasn’t been discussed is Durango’s many tourists. You would have to be okay with being around a fair number of tourists especially in the summer. The downtown streets get pretty clogged up but I’m sure the locals know how and when to avoid them. Of course since you have lots of tourists you have the benefit of many services. Some years ago I read that Durango was the most isolated city in the US with populations over 15000. They defined isolated as being furthest from an interstate. Most locals would view that as a positive.
by yukonjack
Sat Aug 10, 2019 5:42 pm
Forum: Personal Consumer Issues
Topic: Trail running shoes for light hiking
Replies: 48
Views: 4635

Re: Trail running shoes for light hiking

I made this same decision several years ago and have been pleased with trail running shoes. I would recommend getting one of the higher quality brands since trails can be tough on shoes. I personally have had good luck with la sportivas but they do run fairly narrow. I would agree with the earlier post to try on several brands. Try REI or a running shoe store for a wide selection.
by yukonjack
Fri Jul 26, 2019 7:29 am
Forum: Personal Consumer Issues
Topic: Selling A Car
Replies: 25
Views: 2863

Re: Selling A Car

It depends on where you live but I have had success quickly selling vehicles by simply parking it near a busy part of my suburban neighborhood. I place one of those generic for sale signs in the car and wait for the calls to come in. I park it at home overnight.
by yukonjack
Mon Jul 15, 2019 8:03 am
Forum: Personal Finance (Not Investing)
Topic: Relocation to Denver
Replies: 9
Views: 1791

Re: Relocation to Denver

I'm most likely moving to Denver for work which has a much higher cost of living than I'm used to. Can yall give me any advice on areas to look into to rent? I'm 26 and single. I'll be working in the commerce city area. I like the outdoors but still want to be around an urban-enough area to meet people my age. I plan on renting for at least the first year while I adjust to the HCOL and decide if Denver is a place I want to stay. Any other advice on living cheap in a HCOL area? Thanks in advance. The earlier suggestion of Stapleton is an excellent one. The commute would not be too rough to Commerce City and it’s a good value relative to downtown Denver. Also the housing stock is much newer than the urban core. My son (27) has lived there fo...
by yukonjack
Mon Jun 24, 2019 2:02 pm
Forum: Personal Consumer Issues
Topic: Best place to buy Pistachio and Salmon?
Replies: 30
Views: 3989

Re: Best place to buy Pistachio and Salmon?

I would start with Costco for both items.
by yukonjack
Sat Jun 22, 2019 2:49 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 21491

Re: what was your worst major purchase? mine is a 2019 mazda3

This is quite an enlightening thread. Reading all of the posts makes me feel quite fortunate that I have avoided most of the big stuff. I probably owe a lot to dumb luck.
by yukonjack
Fri Jun 14, 2019 8:34 am
Forum: Personal Consumer Issues
Topic: My bicycle ride from Florence, Italy to Bern, Switzerland [journal added]
Replies: 52
Views: 6642

Re: Selected Photos

Raybo wrote: Fri Jun 14, 2019 7:56 am
flyingaway wrote: Tue May 28, 2019 3:53 pm Would love to see some pictures.
I took nearly 2000 photos. I've selected 56 pictures to give an idea of the trip.
Magnificent photos Raybo. Thanks for sharing. I recognized a number of towns that are often part of the Tour de France. It must have been thrilling to ride over some of the same roads that the professional cyclist race on. Always enjoy your travel logs.
by yukonjack
Mon Jun 10, 2019 8:33 am
Forum: Personal Finance (Not Investing)
Topic: Costco Visa credit limit
Replies: 48
Views: 9139

Re: Costco Visa credit limit

I have not had a similar experience to yours. In fact Costco Visa set my credit limit so high that I’ll probably never get close to using the max amount. Although unlike you I only have one Citi card.
by yukonjack
Fri May 31, 2019 2:23 pm
Forum: Personal Consumer Issues
Topic: Chipped windshield getting worse
Replies: 16
Views: 1281

Re: Chipped windshield getting worse

doss wrote: Fri May 31, 2019 2:18 pm Thanks, guys.

I did the online quote with safelite and got a quote of $230 for a total replacement (out of pocket) as I don't have comprehensive coverage on my car (car paid off for a while and not worth much) . Does $230 sound like a reasonable price?
It sounds a little high but not unreasonable. A little over a year ago I paid $175 for a 2004 Accord windshield (in the Denver metro area)
by yukonjack
Thu May 23, 2019 7:15 pm
Forum: Personal Consumer Issues
Topic: My bicycle ride from Florence, Italy to Bern, Switzerland [journal added]
Replies: 52
Views: 6642

Re: 3 Alpine passes in 3 days by bicycle

Thanks for posting Raybo. I always enjoy reading about your travels and I do recognize several Tour de France cities.
by yukonjack
Thu May 23, 2019 2:38 pm
Forum: Investing - Theory, News & General
Topic: "Investing in Total Markets"
Replies: 45
Views: 7902

Re: "Investing in Total Markets"

Thanks for posting Taylor. This was an informative read that summarizes boglehead investing.