I watched it and really liked it. Very different perspective on Mr Holmes.ruralavalon wrote: ↑Sat Mar 02, 2024 9:09 am Mr. Holmes, on Amazon Prime.
This is a mystery set in rural Sussex in 1947. Sherlock Holmes has been retired 30 years and lives in a farmhouse with a housekeeper and her young son. Holmes keeps bees to occupy his time. He struggles to reconstruct his last case (shown in flashbacks). His mind is deteriorating.
Recommended.
Search found 224 matches
- Sat Mar 02, 2024 10:27 pm
- Forum: Personal Consumer Issues
- Topic: What Movie Have You Recently Watched?
- Replies: 11037
- Views: 2067120
Re: What Movie Have You Recently Watched?
- Fri Jan 12, 2024 12:13 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
- Tue Jan 09, 2024 4:54 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Okay, thanks for the info about American Airlines eGift cards.anon_investor wrote: ↑Tue Jan 09, 2024 4:44 pmI think the meter is just slow and any unused credit is gone 1/1.bandoba wrote: ↑Tue Jan 09, 2024 4:13 pmI see thanks. Did you try using that unused credit before it resets by purchases in January? Also do you know any other ways to use that incidentals credit?anon_investor wrote: ↑Tue Jan 09, 2024 3:48 pm
I have had the PR since 2021, the meter on the website that shows you how much of your credit you have used, usually doesn't reset until mid-January.
I just buy American Airlines eGift Cards in $100 increments. They have coded as an incidental credit, don't expire and are just a code you can give to friends/family to use.
- Tue Jan 09, 2024 4:13 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
I see thanks. Did you try using that unused credit before it resets by purchases in January? Also do you know any other ways to use that incidentals credit?anon_investor wrote: ↑Tue Jan 09, 2024 3:48 pm
I have had the PR since 2021, the meter on the website that shows you how much of your credit you have used, usually doesn't reset until mid-January.
- Tue Jan 09, 2024 3:46 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Just an FYI. I know a lot of people here steer clear of the PR card because of the $95 annual fee, which can be offset by travel incidentals and Global Entry every for years. Some people just can't use them. Toward the end of last year, I still had $88.40 of travel credit unused. After remembering reading a while ago that Southwest tickets under $100 count toward the travel credit, I went ahead and booked an $88 ticket to somewhere I did NOT plan on going. Then, after it settled in the new year and I got my travel credit, I canceled the original flight and applied the $ to a flight for the end of next month I will use. So...if you fly Southwest you can pull this maneuver if you don't have other ways of using the travel credit. Not sure if ...
- Tue Oct 24, 2023 2:35 pm
- Forum: Personal Investments
- Topic: Good Fidelity Fund(s) to start an Investment account for child in College
- Replies: 28
- Views: 3171
Re: Good Fidelity Fund(s) to start an Investment account for child in College
Got it, thanks Cipher. That was my understanding and I am glad you confirmed it.cipher wrote: ↑Tue Oct 24, 2023 2:27 pmIt's the latter, i.e., kids get to use their earnings for other things. You can only fund up to the lesser of W2 gross income or the federal limit of $6500 for folks under 50.bandoba wrote: ↑Tue Oct 24, 2023 9:23 am For folks who say they matched their kids income 1:1 for Roth IRA, I have a quick question. If the earnings are say $1,000, does that mean you ended up funding Roth for $2,000 or it still means Roth was funded with $1,000 i.e. same amount of earnings but allowing kids to use their own money for whatever they choose?
- Tue Oct 24, 2023 9:23 am
- Forum: Personal Investments
- Topic: Good Fidelity Fund(s) to start an Investment account for child in College
- Replies: 28
- Views: 3171
Re: Good Fidelity Fund(s) to start an Investment account for child in College
For folks who say they matched their kids income 1:1 for Roth IRA, I have a quick question. If the earnings are say $1,000, does that mean you ended up funding Roth for $2,000 or it still means Roth was funded with $1,000 i.e. same amount of earnings but allowing kids to use their own money for whatever they choose?
- Fri Sep 01, 2023 8:42 pm
- Forum: Investing - Theory, News & General
- Topic: New fee for Vanguard mutual [and brokerage accounts - July 2023 updates]
- Replies: 2094
- Views: 215715
Re: New fee for Vanguard mutual [and brokerage accounts - July 2023 updates]
For folks who had trust accounts, what did you select for the question Type of trust with 2 options a) Trust under agreement and b) Trust under will.
- Thu Jun 29, 2023 12:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Just finished my two year journey to get my 4th version of customized cash rewards (also have a Premium Rewards Elite) and that’s all i want. Since transferring everything outside of work retirement accounts I am getting a call every couple of months from a Merrill Advisor, must really think i need help seeing all i have goes in simple VT, BNDW/VTEB holdings. Is there limit on how many customized cash rewards cards one can get? I thought that limit was 2 but from your post it looks like not. I have regular customized card and Susan Komen card that I got in 2021. What are the chances that I can get 1 or 2 more cards? Also do you apply for 2 cards at the same time or within few months? Just sharing what I had done, from reading here in this ...
- Wed Jun 28, 2023 11:33 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Is there limit on how many customized cash rewards cards one can get? I thought that limit was 2 but from your post it looks like not. I have regular customized card and Susan Komen card that I got in 2021. What are the chances that I can get 1 or 2 more cards? Also do you apply for 2 cards at the same time or within few months?aj44 wrote: ↑Wed Jun 28, 2023 7:59 pm Just finished my two year journey to get my 4th version of customized cash rewards (also have a Premium Rewards Elite) and that’s all i want.
Since transferring everything outside of work retirement accounts I am getting a call every couple of months from a Merrill Advisor, must really think i need help seeing all i have goes in simple VT, BNDW/VTEB holdings.
- Wed Jun 28, 2023 1:04 am
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Thanks, I just tried to use the barcode from saved email PDF and confirmed with the Costco employee and the employee confirmed she needs to press some keys before she scans the barcode.FrugalProfessor wrote: ↑Tue Jun 27, 2023 12:30 pm
The key is F12. Source: I've done this conversion a gazillion times by now. And I practically live at Costco.
Love your blog.
- Tue Jun 27, 2023 9:10 am
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
However, when I showed them barcode from email, those steps were not needed. So I assume there is a difference between barcode in email v/s barcode generated by phone. But there is no bar code in the email :confused . At the bottom of the email there is a link that goes to the barcode: https://imgur.com/NPGo8QY.png The "access card now" takes you to a page with the barcode at: merchant.wgiftcard.com/... at the top of that page is a button to print the card, which allows it to be saved on the phone as a PDF. @jeffyscott, sorry for the confusion. You are correct, there is no barcode in email. When I was referring to it, I was actually talking about the barcode shown on merchant.wgiftcard.com. Now, if that doesn't work easily based ...
- Mon Jun 26, 2023 11:19 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
But that's what I have been using all along. There's actually no barcode in the email, itself. There's a link in the email and from the link you can "print" and then save the pdf. So that is exactly what I have used, a saved pdf on the phone. They scan it, but it appears to require some weird procedure of pressing a series of keys that apparently differs from whatever it is they normally do for scanning things like the annual rebate. It worked fine the one time that I had a cashier that knew how to do it. Today in optical one person tried and failed a couple times, then another came over to help because she had made a "cheat sheet". So she pulled that out and it still took 2 attempts to get it right. My wife and I parti...
- Mon Jun 26, 2023 4:39 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
I dont think BoA issues new MC CCRs anymore. All 4 of my CCRs are Visas. I never saw an option for a MC version. Ah, I had forgotten the details of the previous discussion in this thread. Warehouse clubs offer 2x (3.50% back with 75% bonus), while online category offers 3x points (5.25% back). Before with lower interest rates and physical cards, I kept larger balances on the physical "shop" cards. Now I buy smaller denomination digital ones, that are delivered faster, and I don't have as much float and the risk of loss is less. I'm not (yet) on the PR bandwagon, but I decided to try the digital shop cards these past few months, in order to get 5% cash back from Discover. I have found them to be a pain to use, because most of the ...
- Sat Jun 10, 2023 5:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Thanks, so no difference in terms of approval?anon_investor wrote: ↑Sat Jun 10, 2023 5:13 pmI have those 2 and the National Trust For Historic Preservation, but there are a number of others, mostly university affinity cards though.bandoba wrote: ↑Sat Jun 10, 2023 5:04 pmI am thinking of getting 3rd CCR card. I have custom cash and Susan G Komen for more than year, which other CCR card would you recommend?anon_investor wrote: ↑Sat Jun 10, 2023 4:51 pm You can build up to have multiple CCR variants. I have 3, which means we have $7.5k/qtr to work with in the 3.5%/5.25% catagories.
- Sat Jun 10, 2023 5:04 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
I am thinking of getting 3rd CCR card. I have custom cash and Susan G Komen for more than year, which other CCR card would you recommend?anon_investor wrote: ↑Sat Jun 10, 2023 4:51 pm You can build up to have multiple CCR variants. I have 3, which means we have $7.5k/qtr to work with in the 3.5%/5.25% catagories.
- Wed Apr 05, 2023 5:39 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
How do you request the E- bills and have it paid electronically automatically to an outside bank? I’m trying to get my CCR and UCR auto paid to my Ally checking. I added the external bank, got that account verified, trying to go onto the Bank of America website and request Ebills because I think that’s part of the process to have it auto paid, but it keeps rejecting it and saying that Ebills are not available. Is this because this will be the first billing cycle? Is there some trick to this? Are you in the BillPay tab of the BofA website? The CCs should appears there but you may be right that you need to wait until after the first billing cycle. I don't recall what I had to do to that level of detail. Are these brand new cards? Have you re...
- Thu Feb 16, 2023 5:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Yes, all my past Costco GC purchases qualified as online purchases. I haven't tried e-giftcard yet, planning to do that next time.bbrock wrote: ↑Thu Feb 16, 2023 4:58 pm
If you opt to get the physical Costco gift card, does that also qualify as an online shopping purchase?
From what I’m reading here it seems smarter to have the physical card in case stuff is refunded so they could put it back to that card. I am not certain how that would work with an E-gift card.
- Thu Feb 09, 2023 5:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
- Thu Feb 09, 2023 4:28 pm
- Forum: Forum Issues and Administration
- Topic: ChatGPT implemented thread hiding functionality on bogleheads.org
- Replies: 44
- Views: 8800
Re: ChatGPT implemented thread hiding functionality on bogleheads.org
I echo what doneat53 has said well. BTW if any of you interested in trying out something and looking for help on software side/testing let me know. I would be happy to assist and excited with the potential that something cool can be done with it.doneat53 wrote: ↑Thu Feb 09, 2023 2:30 pm This is pretty cool. Thanks for making me aware of "Tampermonkey" and for the script. I've been playing with ChatGPT as well but haven't done anything too productive yet. I do have an R script that scrapes data from fidelity's bond cd page and graphs it. I'm imagining I could build something there. Thanks for taking the time to post and share this.
- Thu Feb 09, 2023 12:06 am
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Thanks unmesh and Laddu99. Good to know.
- Wed Feb 08, 2023 8:38 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
A strategy to increase your cash back from Costco is to purchase Costco gifts online, which actually count as "online purchases", and give you a base of 3% on the Customized Cash Rewards cards (so long as you set your 3% category to online). You have to wait to receive the gift card in the mail, but then you can use that in-store. Costco now offers electronic gift cards. These can be used easily at self-checkout, with the touchscreen option to pay with the electronic card. They can also be used at regular checkout, but some cashiers may be unfamiliar with how to use them and need to ask for help. They usually arrive within an hour for me, though I've had at least one purchase delayed longer. Thanks for sharing Lyrrad, good to kno...
- Wed Feb 08, 2023 8:38 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
A strategy to increase your cash back from Costco is to purchase Costco gifts online, which actually count as "online purchases", and give you a base of 3% on the Customized Cash Rewards cards (so long as you set your 3% category to online). You have to wait to receive the gift card in the mail, but then you can use that in-store. Costco now offers electronic gift cards. These can be used easily at self-checkout, with the touchscreen option to pay with the electronic card. They can also be used at regular checkout, but some cashiers may be unfamiliar with how to use them and need to ask for help. They usually arrive within an hour for me, though I've had at least one purchase delayed longer. Thanka for sharing Lyrrad, good to kno...
- Wed Feb 08, 2023 3:49 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Is there a way that we can figure out what the different categories are? Any of them incorporate Costco? I need to figure out if it's worth doing a product swap from one of my discontinued Better Balance Reward cards based on my spend to see if the $30 a quarter is better than the cash back, I would earn with platinum honors Costco in-store counts as a "wholesale club purchase", which means it gets a base 2% back using the Customized Cash Rewards cards. If you have Preferred Rewards this is escalated by whatever category of PR you are in. If you are Platinum Honors (the highest), you will get 3.5% back at Costco. A strategy to increase your cash back from Costco is to purchase Costco gifts online, which actually count as "on...
- Wed Feb 08, 2023 12:39 pm
- Forum: Personal Finance (Not Investing)
- Topic: Gift Tax Exemption Question
- Replies: 6
- Views: 912
Re: Gift Tax Exemption Question
Thanks for sharing terran, it was interesting indeed and good to know how to do it.terran wrote: ↑Wed Feb 08, 2023 1:06 amTotally off topic, but for anyone else using chrome whose mind was blown by the text highlighting in exodusNH's link, here's how you do it.
- Sat Nov 05, 2022 1:59 pm
- Forum: Personal Finance (Not Investing)
- Topic: [Ally no longer allowing email 2FA?]
- Replies: 27
- Views: 2168
Re: [Ally no longer allowing email 2FA?]
That's right, better to get this 2FA taken care of first.Marseille07 wrote: ↑Sat Nov 05, 2022 1:33 pmIt is odd, but I'd be practical and try a new password. You could file a bug report with them but I suspect it'd take them a while to fix, if they ever fix.
And you could file a bug report after changing your password, too...it's an orthogonal event.
- Sat Nov 05, 2022 1:29 pm
- Forum: Personal Finance (Not Investing)
- Topic: [Ally no longer allowing email 2FA?]
- Replies: 27
- Views: 2168
Re: [Ally no longer allowing email 2FA?]
I guess that will work but then it allowed me to use this existing password with certain characters without any issues and only for this particular change it is not happy with existing password and that sounds very odd.Marseille07 wrote: ↑Sat Nov 05, 2022 1:23 pmNot sure...does it help if you change your password?bandoba wrote: ↑Sat Nov 05, 2022 1:21 pm Looks like some of you are able to add new phone number. When I try to add phone number, it also asks me for the password and their help shows they need current password for making changes which makes sense. But then it complains about certain characters in password which is actually working while logging in to the Ally. Anyone else had similar issue?
- Sat Nov 05, 2022 1:21 pm
- Forum: Personal Finance (Not Investing)
- Topic: [Ally no longer allowing email 2FA?]
- Replies: 27
- Views: 2168
Re: [Ally no longer allowing email 2FA?]
Looks like some of you are able to add new phone number. When I try to add phone number, it also asks me for the password and their help shows they need current password for making changes which makes sense. But then it complains about certain characters in password which is actually working while logging in to the Ally. Anyone else had similar issue?
- Thu Oct 13, 2022 5:57 pm
- Forum: Investing - Theory, News & General
- Topic: IT'S TIME! Registration for the 2022 Bogleheads Conference is NOW OPEN!
- Replies: 172
- Views: 29430
Re: IT'S TIME! Registration for the 2022 Bogleheads Conference is NOW OPEN!
There was a signup sheet for people interested in sharing trip to MDW or ORD airports right outside the hall and it will be there again tomorrow morningElsebet wrote: ↑Thu Oct 13, 2022 5:19 pm If anyone would like to share an uber back to the O'Hare airport (Terminal 2) tomorrow please message me or contact me at the conference. I am wearing a bright pink hoodie with a white and blue stripe. My flight starts boarding at 1:34pm so I'd like to leave no later than noon, preferably even a little before then to leave a little cushion to grab lunch at the terminal.
- Fri Sep 09, 2022 4:28 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
I applied for Bank of America Premium Rewards credit card (https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/) almost two weeks ago but its still showing my application is in Progress. Does anyone know how long it takes to process request for this credit card ? (I am a Diamond tier member) My recommendation is to call and follow up sooner than later based on our recent experience. Here is my last experience when I applied. The application was not approved right away and after ~3 weeks we got a letter asking to call. When called they asked for some basic info that was already provided and then BOA and us both got busy. We followed after 3 months (!) and they told us they don't know the status of the application...
- Thu Aug 11, 2022 8:52 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to pay college tuition from a 529?
- Replies: 66
- Views: 9951
Re: How to pay college tuition from a 529?
Thanks @cockersx3, I was reading the IRS documents since I posted my questions and kind of reached similar conclusion though, it is always helpful to get other perspectives from this forum.
- Thu Aug 11, 2022 4:29 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to pay college tuition from a 529?
- Replies: 66
- Views: 9951
Re: How to pay college tuition from a 529?
I have a follow up question re eligible expenses. Our payment due shows various fees like facility fee, document fee, association fee, student union fee etc. Are all these fees eligible along with tuition? These fees can be a bit of a gray area. I have seen some say any mandatory fee is considered a covered expense. But, if you don't have health insurance, there is a mandatory health insurance fee that is not a covered expense. Most other mandatory expenses are generally agreed that they are covered. However, even there I have seen some argue that various fees, for example, sports fees, transportation fees and on campus health clinic fees, are not covered. My guess is most people assume all mandatory fees, other than the health insurance f...
- Thu Aug 11, 2022 4:16 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to pay college tuition from a 529?
- Replies: 66
- Views: 9951
Re: How to pay college tuition from a 529?
I have a follow up question re eligible expenses. Our payment due shows various fees like facility fee, document fee, association fee, student union fee etc. Are all these fees eligible along with tuition? These fees can be a bit of a gray area. I have seen some say any mandatory fee is considered a covered expense. But, if you don't have health insurance, there is a mandatory health insurance fee that is not a covered expense. Most other mandatory expenses are generally agreed that they are covered. However, even there I have seen some argue that various fees, for example, sports fees, transportation fees and on campus health clinic fees, are not covered. My guess is most people assume all mandatory fees, other than the health insurance f...
- Thu Aug 11, 2022 4:14 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to pay college tuition from a 529?
- Replies: 66
- Views: 9951
Re: How to pay college tuition from a 529?
Thanks Mark and SmileyFace. Wish there was a clear answer about fees, instead of we assuming it is covered. Anyways.
- Thu Aug 11, 2022 2:56 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to pay college tuition from a 529?
- Replies: 66
- Views: 9951
Re: How to pay college tuition from a 529?
As someone else mentioned, there are usually multiple options: 1) Check made payable to account holder 2) Check made payable to school 3) Check made payable to beneficiary Somewhere I read that it was best to have it made payable to the beneficiary, so that's how I've been doing it. In my case, it's for my daughter, and I still handle all the bill-paying for her. Regarding eligible expenses....for full-time students (not all of these apply to part-time students), in addition to the tuition itself, eligible expenses include books and supplies (including a computer), and room and board at the school. I am using our 529 plans for the first time and found this thread in quick search with all relevant info. I have a follow up question re eligib...
- Sat Jul 30, 2022 4:54 pm
- Forum: Personal Consumer Issues
- Topic: Any Astronomy Buffs Out There?
- Replies: 83
- Views: 8180
Re: Any Astronomy Buffs Out There?
Thanks for posting, I would have missed it but now I’ll try and see what shows up.Zeno wrote: ↑Sat Jul 30, 2022 4:49 pm For my fellow astro nerds I thought I would bump this old thread in honor of tonight being “Shooting Star Saturday”: https://www.forbes.com/sites/jamiecarte ... -re-enter/
Go out tonight if you can, find a dark patch of sky, let your eyes acclimate for about 30 minutes then enjoy the show; it should be spectacular
- Sat Jul 09, 2022 3:16 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
- Fri Jul 08, 2022 1:54 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Is there an easier way to keep track of $2500 cap for boa ccr than checking statements. I don't want to go over that of course and a visual bar chart or something would be amazing if they had it. You can go under the Expense Analysis section and it'll show you any date range you want. Assuming you only use the CCR for 2% and 3% categories, then the total will tell you exactly how much you have left to hit $2500. On the top menubar, click on Tools and Investing -> Budget (this brings you to the "My Financial Picture" page) From the 2nd menubar, click on Budget -> Expense/Income Analysis (this brings up the "Expense Analysis" page) Change first dropdown to be your CCR card Change second dropdown to be "Custom Dates&q...
- Fri May 20, 2022 11:06 am
- Forum: Personal Consumer Issues
- Topic: Vanguard security codes via Google Voice
- Replies: 80
- Views: 9274
Re: Vanguard security codes via Google Voice
I experienced similar problem but then when I requested code 2nd time, it came through. This same behavior was seen with other sites which request code from text message and so I am wondering if this just turned out to be Vanguard + Google issues.WhatsAllThis wrote: ↑Fri May 20, 2022 10:34 amI have the exact same problem, also starting on the same day. Very annoyed with Vanguard at the moment.xenial wrote: ↑Wed May 18, 2022 5:38 pm I'm resurrecting this thread from last year. Yesterday (5/17/22) and today I've failed to receive logon security codes via Google Voice. The problem coincides with a change in appearance of Vanguard's security code entry page, so I'm guessing the issue is with Vanguard rather than Google.
Anyone else notice this, or is it just me?
- Fri May 13, 2022 3:29 pm
- Forum: Personal Finance (Not Investing)
- Topic: CD discussion thread
- Replies: 1214
- Views: 188444
Re: CD discussion thread
Ally just sent an email about 2% for 20 month CD. I assume this is not a targeted offer since I see it on Ally's website here https://www.ally.com/go/bank/20m-select ... L400002574
- Fri Apr 22, 2022 7:56 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
I agree, I don't think 5.25% works on tax/insurance payments as per the T&C. I use PR card and get 2.6x% and be happy with that.sailaway wrote: ↑Fri Apr 22, 2022 2:36 pmIt shouldn't, taxes and government fees are an explicitly excluded category. Some folks have work arounds.silvergga wrote: ↑Fri Apr 22, 2022 2:30 pm Anyone tried to pay the IRS with the preferred rewards cards? Does it qualify for "online" and the 5.25% cashback?
https://www.irs.gov/payments/pay-your-t ... redit-card
I just used the one that gives me 2.xx% on everything. It slightly beat the fees I was charged and mine currently has a 0% APR through the end of the year so a few things are on there right now to manage cash flow over the next few months.
- Thu Apr 21, 2022 9:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bank of America/Merrill Edge - Preferred Rewards
- Replies: 7041
- Views: 879197
Re: Bank of America/Merrill Edge - Preferred Rewards
Both types seem to be widely accepted, is there specific advantage for either type of card?anon_investor wrote: ↑Thu Apr 21, 2022 8:30 pmAre the MLB ones Master Cards or Visa? Are the replacements the same card type?jrbdmb wrote: ↑Thu Apr 21, 2022 1:19 pm I've recently received a replacement for one of my BoA MLB cards (I curerntly have two of them). I get why they had to send a replacement card since their relationship with MLB has expired. But since my current MLB cards have a few years left on them before expiration do I really need to activate the new one now (and render the old MLB ones inactive) or can I keep using the MLB cards until they expire?
- Tue Apr 19, 2022 2:29 pm
- Forum: Personal Finance (Not Investing)
- Topic: After tax 401K and in plan Roth Rollover (IRR) TurboTax
- Replies: 9
- Views: 857
Re: After tax 401K and in plan Roth Rollover (IRR) TurboTax
When I get a 1099-R for the after tax 401K contribution which shows code "G" and specifically says "zero taxable", why does TurboTax adds that to my income, albeit it does say that it is NOT taxed. That income was already included in my W2, so why does it add it again? For example, if my 2021 taxable W2 income was $100K and I put $31K from that in to after-tax 401K and did instant IRR, TurboTax tells me that my total 2021 income was $131K :oops: I have use TT for last few years along with After-tax + IRR and never saw the amount from 1099-R added to income. The income breakup shows the income if any reported on 1099-R box 2a but not the amount in box 1. I am guessing you probably need to revisit some section in TT in or...
- Mon Apr 18, 2022 7:34 pm
- Forum: Investing - Theory, News & General
- Topic: IT'S TIME! Registration for the 2022 Bogleheads Conference is NOW OPEN!
- Replies: 172
- Views: 29430
Re: IT'S TIME! Registration for the 2022 Bogleheads Conference is NOW OPEN!
According to this page, it ends on Friday noon https://boglecenter.net/2022/03/02/the- ... k-in-2022/
Friday morning will continue with main sessions by your favorite Bogleheads celebrities. The conference will end at noon.
- Tue Mar 01, 2022 7:14 pm
- Forum: Personal Finance (Not Investing)
- Topic: Backdoor Roth IRA issue with Turbo Tax
- Replies: 22
- Views: 1679
Re: Backdoor Roth IRA issue with Turbo Tax
Try the steps at https://thefinancebuff.com/how-to-repor ... botax.html. That's the best guide which explains it.
- Thu Feb 17, 2022 7:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: HSA transfer: Health Equity to Fidelity
- Replies: 127
- Views: 31883
Re: HSA transfer: Health Equity to Fidelity
Got it, thanks masrepus.masrepus wrote: ↑Thu Feb 17, 2022 6:55 pmNo fees. Been transferring whenever I get over 1000.00 in HE, about every 8 weeks. Always leave at least 25.00 so the account is left open.
I keep the account since it is tied to the paycheck and you get the full tax benefit. I move the money to avoid the fees that HE charges. Could transfer more often, but every 8 weeks is good.
- Thu Feb 17, 2022 6:40 pm
- Forum: Personal Finance (Not Investing)
- Topic: HSA transfer: Health Equity to Fidelity
- Replies: 127
- Views: 31883
Re: HSA transfer: Health Equity to Fidelity
All those who are doing it frequently, is HealthEquity charging you any fees every time? And are you doing it on periodic basis to basically keep employer provided HE account but then get funds out to Fidelity for longer term?
- Thu Feb 17, 2022 12:58 pm
- Forum: Personal Finance (Not Investing)
- Topic: HSA transfer: Health Equity to Fidelity
- Replies: 127
- Views: 31883
Re: HSA transfer: Health Equity to Fidelity
I was about to post my experience. DW decided to transfer and asked Fidelity to pull from HE on Jan 3rd or 5th. Their estimate for completion was 10 Feb, yeah month+. It actually transferred on 14 Feb and that too after HE kept $25 as account closure fee. With this experience, I wouldn't recommend this method. Other methods discussed earlier are better IMHO.
- Sat Jan 29, 2022 2:37 pm
- Forum: Investing - Theory, News & General
- Topic: [Fidelity Announces new Youth Account]
- Replies: 59
- Views: 7970
Re: Fidelity Youth Account
Just updating this thread. I opened one of these accounts for my 14 year old last year. He uses it purely as a cash management account with debit card. Plan to open another for my 12 year old as soon as he turns 13 in August. Today I received an email from Fidelity stating they are depositing $50 in all Youth Accounts no strings attached to save, spend, or invest. " We just want to help jumpstart their financial learning." Definitely some savvy marketing going on. My son loves the account and I would not be surprised if he transfers his custodial accounts to Fidelity as soon as he is of age. If Fidelity is trying to make me feel like a superior parent, it is working! Thanks for posting @aristotelian. I checked after reading messa...
- Tue Jan 11, 2022 12:25 pm
- Forum: Investing - Theory, News & General
- Topic: Anyone planning to do a Backdoor Roth and continue After Tax Contributions for Mega Backdoor
- Replies: 109
- Views: 12844
Re: Anyone planning to do a Backdoor Roth and continue After Tax Contributions for Mega Backdoor
I prefer Roth IRA over Roth 401K for the reasons listed above!sailaway wrote: ↑Tue Jan 11, 2022 11:21 am
Since this is a Roth IRA, the conversions are available tax and penalty free after five tax years. If you always convert in a way that there is no tax due at conversion, then those conversions may be available even sooner. Even if you did convert some earnings, the penalty would only be due on those earnings prior to 59.5, not the whole conversion.
Thanks for starting this thread OP, I was wondering about MBD and good to see this discussion.