Search found 4904 matches

by 555
Mon Jun 15, 2015 4:27 pm
Forum: Investing - Theory, News & General
Topic: Mid caps: black sheep?
Replies: 21
Views: 4487

Re: Mid caps: black sheep?

Black sheep? This thread calls for the billy goats gruff!
by 555
Mon Jun 15, 2015 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Chase checking account hacked
Replies: 15
Views: 6674

Re: Chase checking account hacked

[OT comments removed by admin LadyGeek]
by 555
Mon Jun 15, 2015 2:15 pm
Forum: Personal Consumer Issues
Topic: Do I need to keep my landline number?
Replies: 58
Views: 22395

Re: Do I need to keep my landline number?

furwut wrote:The most common reasons I hear for keeping a landline are:
  • 1. Provides better 911 call location.
    2. Works when the power is out.
    3. Provides unlimited local calling.
    4. Poor cell phone reception at home.
I believe emergency response centers have gotten much better at locating 911 calls from cell phones. You'll have to judge whether 2 - 4 are meaningful enough for you.
This analysis is basically right for people considering ditching their landline (and getting rid of the expense).

Some people might be looking at this decision, but we should note that the OP already ditched their landline, but moved the number, and now they are merely considering whether they need to keep that number.
by 555
Mon Jun 15, 2015 12:45 am
Forum: Personal Finance (Not Investing)
Topic: Chase checking account hacked
Replies: 15
Views: 6674

Re: Chase checking account hacked

Grt2bOutdoors wrote:Do you have definitive proof where your data was taken from, sounds like sour grapes you have with your former mortgage provider or you are just grasping at straws.
[OT comment removed by admin LadyGeek]
by 555
Sun Jun 14, 2015 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: Roth IRA for college
Replies: 9
Views: 2559

Re: Roth IRA for college

Roth withdrawals are income for FAFSA purposes, so that is a terrible place for college savings.
by 555
Sun Jun 14, 2015 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: How would you handle this? (Work/company situation)
Replies: 11
Views: 3201

Re: How would you handle this? (Work/comapny situation)

123 wrote:I think your old company may be in trouble beyond belief.
Do you mean in financial trouble, or in trouble with the law (or both)? It's hard to see how they could get away with this, unless they are going bankrupt immediately. Even then, some individuals in the company are consciously choosing to withhold required payments.
by 555
Sun Jun 14, 2015 6:53 pm
Forum: Personal Consumer Issues
Topic: Do I need to keep my landline number?
Replies: 58
Views: 22395

Re: Do I need to keep my landline number?

Louis Winthorpe III wrote:I don't even know what landlines cost anymore, but they've come way down in recent years, haven't they?
No they haven't come down, if anything it's the opposite. They are expensive. It seems they are keeping the price up so that people will either drop it and switch to something else, or else just keep paying a lot.

It is true that a landline may still work when power, internet and cellphones are all down (e.g. in natural disasters), but it's not worth paying >$5000 per decade just to use your landline a couple of times during that time.
by 555
Sun Jun 14, 2015 5:23 pm
Forum: Personal Consumer Issues
Topic: Do I need to keep my landline number?
Replies: 58
Views: 22395

Re: Do I need to keep my landline number?

livesoft wrote:We don't have cable. We have internet. Guess how that happens?
Standard progression of events?
Get/keep stuff that's worth the price, and get rid of stuff that isn't?
by 555
Sun Jun 14, 2015 5:01 pm
Forum: Personal Finance (Not Investing)
Topic: Chase bonus. Why?
Replies: 21
Views: 6672

Re: Chase bonus. Why?

You could get up to $2,500 from Fidelity if you opened an account with them right now. I frequently rotate money from place to place to get the bonus. Apparently this is if you move a $1M account, so you get a 0.25% boost to your balance. But this is another one to ask, "what's in it for them". One tiny point: if you read the chase bank account opening bonus, you will notice that there is one bonus per household. So there is a small chance that they will only give one of your the bonus. Unless, of course, you live in Apt 24A, and your wife lives in Apt 24B. Didn't see that one, but I already realized they might find an excuse to renege on bonuses, so I'd just let it go. IMO, the best game in town for upper-middle class households...
by 555
Sun Jun 14, 2015 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Karma
Replies: 16
Views: 4464

Re: Credit Karma

Wife and I just signed up for this. It is interesting to see all this information (though some credit cards are also giving scores/info these days) and I understand the scores should be taken with a grain of salt. The list of open and closed accounts is correct. One surprising thing was that my wife got a TransUnion score but not an Equifax score and it says `Why don't I have a score from Equifax? If the information in your credit report is too limited to produce a score, you have what's known as a "thin file." ' Both TransUnion and Equifax have essentially the same history except there are 3 closed cards where TransUnion gave a "Payment History" while Equifax said "No payment history has been reported by this credi...
by 555
Sun Jun 14, 2015 4:07 pm
Forum: Personal Consumer Issues
Topic: Do I need to keep my landline number?
Replies: 58
Views: 22395

Re: Do I need to keep my landline number?

If you'd like your old landline number to still exist so that folks that you do business with can reach you without you having to contact them all to inform them of a new number, you have a pretty simple option. Because you ported your old landline number to Straight Talk for use on your current VoIP system (what you referred to as your "home setup"), you can now port it to Google Voice for a one-time $20 fee if you like. There are no other recurring monthly/yearly charges at all, or at least there haven't been for the last few years. You could then set up Google Voice to forward all incoming calls to that old landline number to one (maybe both) of your cell phones. It can also perform some call screening for you if you want to i...
by 555
Sun Jun 14, 2015 1:30 pm
Forum: Personal Investments
Topic: Anyone have multiple IRAs through different brokerage firms?
Replies: 25
Views: 4595

Re: Anyone have multiple IRAs through different brokerage firms?

sdotsen wrote:Now if I can somehow view her VG account within my account, that would make it all better and a win in my book.
You can definitely do this. We do. The accounts themselves are separate, but you see them all under one login: his/her(or joint) taxable, his/her Trad IRA, his/her Roth IRA, etc. Whatever you hold directly at Vanguard. You have to grant each other permission for this. I can't remember if that was done online, or telephone, or if a paper form with some kind of signature was needed, but even that would only be needed once ever.

Personally I think it would be pointless opening an account elsewhere, but it's just a choice.
by 555
Sun Jun 14, 2015 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: Chase bonus. Why?
Replies: 21
Views: 6672

Re: Chase bonus. Why?

Checking accounts are a different story. I really think you just need one online-only bank to do all your banking, and I don't have much use for a Brick & Mortar bank. The problem with a checking account at any B&M bank or credit union, large or small, is that they all seem to have annoying levels of at least one of the following: (a) monthly fees (b) minimum required balance (c) minimum required activity hoops to jump through. Nearly all B&M banks offer no-fee accounts without any required balance or required activity if you have direct deposit. Most people who receive a paycheck or social security payments can easily satisfy that requirement. This counts as "(c) minimum required activity hoops to jump through". I ca...
by 555
Sun Jun 14, 2015 3:06 am
Forum: Personal Finance (Not Investing)
Topic: Chase bonus. Why?
Replies: 21
Views: 6672

Re: Chase bonus. Why?

I thought of a big difference between credit cards and checking accounts (with regard to opening, closing and bonuses). With credit cards, you should be able to avoid fees and interest, and you get a small discount (e.g. cash back rewards) and other benefits, compared to other payment forms. And it makes sense to have a number of different credit cards since different ones are optimal for different things. Once I've got a credit card, I'll probably just keep it, even if I don't use it much, since it's no hassle to keep open, and it may be useful occasionally. So the signup bonus motivated me to apply for the Chase Freedom card, but I'll probably just keep it long term, so Chase keeps a customer in this case. (I did also get some more useful...
by 555
Sat Jun 13, 2015 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: Is my tenant trying to scam their renter's insurance company? (Fire Damage)
Replies: 44
Views: 9741

Re: Is my tenant trying to scam their renter's insurance company? (Fire Damage)

But the fact remains that the OP now has new information, with negative implications, that their tenant started a fire on the OP's property and is now doing what appears to be a drama queen victim act. This kind of individual poses a significant danger to the OP, and OP needs to efficiently disentangle themselves from this individual. There could be a personality disorder involved, and that is really bad news. Well, OP has new information which has increased his suspicions, not to mention 555's suspicions, but proves nothing... certainly not enough to justify accusing the tenant of posing a significant danger and possibly having a personality disorder. It's also a big mistake to think something necessarily has to be "proved" with...
by 555
Sat Jun 13, 2015 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Chase bonus. Why?
Replies: 21
Views: 6672

Re: Chase bonus. Why?

Watty wrote:Just FYI, you will be getting a 1099 reporting the checking account bonus as interest income and you will need to pay taxes on that. One year I got a bonus like that and for some unknown reason I didn't get the 1099 until March after I had already filed my taxes. I ended up having to file amended tax returns for that.
Right. I'm assuming the checking account bonus will be reported on a 1099-INT. I assume the credit card signup bonuses and cashback rewards will not be reported and not be taxable. I read about rare cases of being reported, but on a 1099-MISC not 1099-INT.
by 555
Sat Jun 13, 2015 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Is my tenant trying to scam their renter's insurance company? (Fire Damage)
Replies: 44
Views: 9741

Re: Is my tenant trying to scam their renter's insurance company? (Fire Damage)

4nursebee wrote:A tenants business is my tenants business.
I say butt out.
Tend to your business
These kinds of posts totally miss the real point. Yes, it's true that this particular insurance claim needn't involve the OP much, and it would be prudent to keep their distance.

But the fact remains that the OP now has new information, with negative implications, that their tenant started a fire on the OP's property and is now doing what appears to be a drama queen victim act. This kind of individual poses a significant danger to the OP, and OP needs to efficiently disentangle themselves from this individual. There could be a personality disorder involved, and that is really bad news.
by 555
Sat Jun 13, 2015 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Chase bonus. Why?
Replies: 21
Views: 6672

Chase bonus. Why?

Wife and I each just opened Chase checking accounts and should each get a $300 bonus for doing so. We also each got the Chase Freedom credit card and should each get a $200 bonus (+$25 for the other being an authorized user). We don't normally chase :? bonuses, but these seem to good to pass up, and we've got a family to support. The question is, why does Chase do this? I understand that they are trying to acquire and keep customers, and it may be that we keep these accounts longer term, depending how useful/convenient/cost-effective we find these accounts/cards. But here's the paradox. From online discussion I've read, it appears that the behavior that is incentivized by these bonuses is not to keep the accounts long-term, but instead to r...
by 555
Sat Jun 13, 2015 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: Is my tenant trying to scam their renter's insurance company? (Fire Damage)
Replies: 44
Views: 9741

Re: Is my tenant trying to scam their renter's insurance company? (Fire Damage)

Why does someone who is sensitive to smoke play with grease fires?

I think OP should minimize contact with this individual, and part ways amicably when lease ends or is broken.
by 555
Fri Jun 12, 2015 10:31 pm
Forum: Personal Consumer Issues
Topic: Tree Trimming Etiquette with Neighbors
Replies: 30
Views: 18902

Re: Tree Trimming Etiquette with Neighbors

livesoft wrote:I like my neighbors and I talk to all of them. I have asked them if they minded if I cut branches and also asked them if any trees on my property bothered them. I usually ask at least once a year. Since I get along with everybody, sometimes a neighbor will use me as a go-between when dealing with other neighbors.
If the vines from your left neighbor's yard creep through the treetops to your right neighbor's yard, you could go between the neighbors, swinging from vine to vine, like Tarzan.
by 555
Fri Jun 12, 2015 10:06 pm
Forum: Personal Consumer Issues
Topic: Do you telecommute?
Replies: 21
Views: 3712

Re: Do you telecommute?

I just stay home and pretend I'm doing work. :wink:
by 555
Fri Jun 12, 2015 10:04 pm
Forum: Personal Investments
Topic: Russell 2000 Index + Dow Jones Completion Index?
Replies: 12
Views: 4906

Re: Russell 2000 Index + Dow Jones Completion Index?

Well in that case, if Dow Jones Completion Index just equals Extended Market Index, then the answer's been given, e.g. this.
DSInvestor wrote:
Austex1 wrote:It is a fund that is supposed to complete market other than S&P 500. Does a Russell 2000 fund add anything?
S&P Completion index includes every US stock that is not in the S&P 500. Assuming the Dow Jones Completion index fund in your 401k tracks that index, you can use that along with S&P 500 to approximate Total Stock Market. Russell 2000 would not be required.

A quick run of M* Instant X-Ray suggests that an 80/20 mix of 500 Index (VFINX) / Extended Market (VEXMX) would come very close to approximating TSM (VTSMX).
Forget about Russell 2000. It's redundant in your lineup.
by 555
Fri Jun 12, 2015 9:50 pm
Forum: Personal Investments
Topic: Russell 2000 Index + Dow Jones Completion Index?
Replies: 12
Views: 4906

Re: Russell 2000 Index + Dow Jones Completion Index?

What exactly is "Dow Jones Completion Index"?
by 555
Fri Jun 12, 2015 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: Is my tenant trying to scam their renter's insurance company? (Fire Damage)
Replies: 44
Views: 9741

Re: Is my tenant trying to scam their renter's insurance company? (Fire Damage)

dm200 wrote:Here is the puzzle to me - If this is some sort of tenant "scam" - what is the benefit and/or motive? Sure seems like a lot of work/effort to get some things cleaned.
They get to be pampered and fussed over. This may be extremely important to them.
by 555
Fri Jun 12, 2015 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: Should I move out of my family's home?
Replies: 55
Views: 20066

Re: Should I move out of my family's home?

flyingbison wrote:
WCF wrote:I'm 23 years old ...
Rent would likely be around $1000-$1100 a month (California). I make about $85k/year.
Move out yesterday.
Or next year.
by 555
Thu Jun 11, 2015 12:51 am
Forum: Personal Finance (Not Investing)
Topic: Inflation indexed SPIA providers
Replies: 15
Views: 4499

Re: Inflation indexed SPIA providers

gordoni2 wrote:If I've done the math correctly (for a 48 year old male), an inflation indexed SPIA from AIG initially has 65% of the payout of a non-inflation indexed SPIA.
I would think a better way to compare them would be in terms of the difference in 1st year payout as a percentage of premium. This should be related to the difference between real and nominal interest rates (and in turn, related to expected inflation). In some sense, to be actuarily fair, the difference ought to be about half the difference between real and nominal interest rates, and to the extent that the difference is more than this, it shows that the inflation indexed SPIAs are not as well priced (i.e. a worse deal).
by 555
Wed Jun 10, 2015 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Should I move out of my family's home?
Replies: 55
Views: 20066

Re: Should I move out of my family's home?

There may be drawbacks, but staying is much better for overall family wealth. Your parents may see this as a way of getting you on a really solid financial footing.

A few years from now you might end up moving to another state, and if it's cheaper, you could be well on your way to owning a house outright.
by 555
Wed Jun 10, 2015 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: TIAA-CREF help
Replies: 10
Views: 2062

Re: TIAA-CREF help

SGM wrote:DW called TIAA-CREF today and was told she could rollover her TIAA-CREF account into an IRA.
I'm curious about this step. Do they transfer the finds "in kind", or at least map them to the most similar funds, (or funds of your choice), with no time out of market? Or do they liquidate to cash so that you sit out of the market for a while?
by 555
Wed Jun 10, 2015 2:55 pm
Forum: Personal Consumer Issues
Topic: Car dealer wants me to compensate for underpayment
Replies: 182
Views: 27318

Re: Car dealer wants me to compensate for underpayment

edge wrote:
555 wrote:
edge wrote:
555 wrote:It's a switch and bait scam.
OK, explain how.
It's a very clever scam. A lot of people here are fooled.
Ok, explain it
You explain why not.
by 555
Wed Jun 10, 2015 12:52 pm
Forum: Personal Consumer Issues
Topic: Car dealer wants me to compensate for underpayment
Replies: 182
Views: 27318

Re: Car dealer wants me to compensate for underpayment

For all intents and purposes, any kind of dealer "mistake" is beyond the realm of possibility.
by 555
Wed Jun 10, 2015 12:47 pm
Forum: Personal Consumer Issues
Topic: Car dealer wants me to compensate for underpayment
Replies: 182
Views: 27318

Re: Car dealer wants me to compensate for underpayment

edge wrote:
555 wrote:It's a switch and bait scam.
OK, explain how.
It's a very clever scam. A lot of people here are fooled.
by 555
Wed Jun 10, 2015 12:20 pm
Forum: Personal Consumer Issues
Topic: Car dealer wants me to compensate for underpayment
Replies: 182
Views: 27318

Re: Car dealer wants me to compensate for underpayment

It's a switch and bait scam.
by 555
Tue Jun 09, 2015 11:50 pm
Forum: Personal Consumer Issues
Topic: Car dealer wants me to compensate for underpayment
Replies: 182
Views: 27318

Re: Car dealer wants me to compensate for underpayment

The car dealer is the one that is producing all the documents here. They have total control at all times and they know exactly what they are doing. They alone have contrived a situation in which the OP is now being subjected to menacing demands for money. They should be regarded as dangerous criminals and contact should be avoided. I think it's highly likely that the OP is the victim of a sophisticated scam. The OP needs to be raising hell about this, with the authorities and with the manufacturer.
by 555
Tue Jun 09, 2015 3:57 pm
Forum: Personal Consumer Issues
Topic: Boglehead flea treatment?
Replies: 39
Views: 10282

Re: Boglehead flea treatment?

I find "Boglehead flea treatment" to be unfortunately ambiguous.

Are you talking about fleas that live on Bogleheads?

Or are the fleas themselves Bogleheads?
by 555
Mon Jun 08, 2015 9:12 pm
Forum: Personal Consumer Issues
Topic: Car dealer wants me to compensate for underpayment
Replies: 182
Views: 27318

Re: Car dealer wants me to compensate for underpayment

You have to use some Bayesian thinking here. Dealer scams are probably 100 times more common than honest dealer mistakes. This might look like one of those rare honest dealer mistakes, rather than one of the much more common dealer scams, but it would be prudent to assume the worst of the dealer, because scams are overwhelmingly statistically more likely. If it is a scam, it sure is a clever one, because it's got a lot of people here fooled.
by 555
Mon Jun 08, 2015 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: close friend found out how much I have - bad outcome
Replies: 92
Views: 15065

Re: close friend found out how much I have - bad outcome

The situation can be made quite simple. No discussions about money. No money gifts. No loans. If the friendship/aquaintanceship continues, then fine. If not, then oh well.
by 555
Sun Jun 07, 2015 2:04 am
Forum: Personal Finance (Not Investing)
Topic: Ob-Gyn requires prepayment of deductible for pregnancy services - is this typical?
Replies: 64
Views: 31404

Re: Ob-Gyn requires prepayment of deductible for pregnancy services - is this typical?

As I said previously, this is a response to the huge number of patients that don't pay their bills after the fact. Certainly no Boglehead would do this, :oops: but this is the reality we are left with after so many deadbeats go through the system. Now everyone pays the price. If you don't like it, you should shop around for another provider. Again I ask, what is a better way for doctors to protect themselves (especially when the insurance company will not tell anyone up front how much they will pay)....they would love to hear alternatives. Yes, but medical billers send out huge trumped charges to anyone and everyone just to see who they can get money out of. They don't and won't offer any kind of explanation. It's all about bringing in rev...
by 555
Sat Jun 06, 2015 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: HSA record keeping?
Replies: 10
Views: 1979

Re: HSA record keeping?

Many threads on this.
by 555
Wed Jun 03, 2015 9:15 pm
Forum: Personal Consumer Issues
Topic: Heads up on a great CC promotion (Chase Freedom)
Replies: 51
Views: 22230

Re: Heads up on a great CC promotion (Chase Freedom)

555 wrote:These 5% rotating categories seem really useless. I can't see what I could spend $500 on (though I could spend it on 1% things just to get the bonus). Is there a way to get 5% when purchasing something useful like gift cards for Walmart or Amazon?
harikaried wrote:Just to make sure, you're trying to decide between 41% cash-back vs 45% cash-back?
Well it could be the difference between net worth $999,990 and net worth $1,000,010. 8-)
by 555
Wed Jun 03, 2015 5:47 pm
Forum: Personal Consumer Issues
Topic: Heads up on a great CC promotion (Chase Freedom)
Replies: 51
Views: 22230

Re: Heads up on a great CC promotion (Chase Freedom)

These 5% rotating categories seem really useless. I can't see what I could spend $500 on (though I could spend it on 1% things just to get the bonus). Is there a way to get 5% when purchasing something useful like gift cards for Walmart or Amazon?
by 555
Wed Jun 03, 2015 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay $150 In Taxes On $150000 Income
Replies: 37
Views: 17016

Re: How to pay $150 IN TAXES ON $150000 Income

The article looks completely accurate to me.

In any case 0.1% is not a particularly low tax rate when you realize that tax rates can be negative.
by 555
Tue Jun 02, 2015 3:14 pm
Forum: Personal Consumer Issues
Topic: Heads up on a great CC promotion (Chase Freedom)
Replies: 51
Views: 22230

Re: Heads up on a great CC promotion (Chase Freedom)

This made me wonder if other similar cards would be competing. Sure looks like it.
https://www.discover.com/credit-cards/index.html
New! Double All Cash Back Your First Year
http://www.bankrate.com/financing/credi ... e-rewards/

ETA Though to be honest I find these rotating category cards a bit gimmicky, and not much use.
by 555
Tue Jun 02, 2015 2:20 pm
Forum: Personal Consumer Issues
Topic: booking travel to Disney
Replies: 23
Views: 4317

Re: booking travel to Disney

anil686 wrote:For annual passes you would need to buy them at the park themselves they cannot process a charge greater than $50 for an item outside a pre-booked vacation. I have purchased multiple tickets at the ticket window with multiple gift cards the bummer is Sam's Club or any other retailers typically only sell the $50 gift cards
Hmmm, annual passes are about the only Disney thing we'd be buying (we stay in non-Disney hotels, eat our own food, just buy a little merchandise). I've bought annual passes at the gate with a credit card, but I'd be pretty nervous with the plan of buying a big stack of 70-80 gift cards at just a slight discount, and getting to the gate and finding I can't use them to get annual passes for some reason.
by 555
Tue Jun 02, 2015 11:57 am
Forum: Personal Consumer Issues
Topic: booking travel to Disney
Replies: 23
Views: 4317

Re: booking travel to Disney

2) Sam's Club offers disney gift cards at about a 5% discount over face value. You can pay with gift cards for your total. I.e. you save 5% on your trip with that approach. The only problem is the gift cards are in $50 denominations so it takes a lot of data entry to pay for your visit and their website is very slow. So can this all be done online, risk-free*, albeit time consuming? That is, can you buy a few thousand dollars worth of $50 Disney gift cards at Sam's club (for about 5% discount), and get an email with a bunch of numbers (or do you have to physically receive a stack of actual plastic cards), and then you can purchase annual passes for a family online at Disney's website by entering several dozen gift card numbers (one for eac...
by 555
Mon Jun 01, 2015 2:54 am
Forum: Investing - Theory, News & General
Topic: What day do Automatic Investments post at Vanguard?
Replies: 14
Views: 3730

Re: What day do Automatic Investments post at Vanguard?

LiveSimple wrote:Closing price of the automatic investing day.
What if you set it to invest on the 15th of every month?
What if you set it to invest on the 31st of every month?
by 555
Fri May 29, 2015 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Beneficiary to inherit TIAA Traditional Annuity, wants to withdraw all.
Replies: 6
Views: 3288

Re: Beneficiary to inherit TIAA Traditional Annuity, wants to withdraw all.

BlackCat wrote:Hello, thank you for any help.
I'm extremely new to this.
I've been named a beneficiary to a few retirement accounts which include TIAA Traditional Annuity I think, I do know there are two TIAA contacts and two CREF certificates.
I haven't contacted TIAA CREF yet, nor mailed any forms they sent me.
basically, I'm in a bad financial situation, and need to withdraw all the funds.
So my question is, can I withdraw all the funds at once?
Keep the money in the retirement accounts and declare bankruptcy. I don't know what has got you in this "bad financial situation" and what decisions you have made in the past, but there's little doubt that taking money out of these accounts would be the worst decision you've ever made.
by 555
Fri May 29, 2015 1:32 am
Forum: Personal Finance (Not Investing)
Topic: Selling home - unexpected competition
Replies: 113
Views: 21758

Re: Selling home - unexpected competition

thomasbayarea wrote:We received a few more offers by noon today, the highest of which was $880K. No contingencies on most of them. We accepted the highest one tonight and signed the contract. I'm hoping this works out and there are no issues along the way.
So did your agent get 2.5% of $880k instead of the 4% of $850k they wanted?