Search found 25354 matches

by jebmke
Thu Mar 28, 2024 5:42 am
Forum: Investing - Theory, News & General
Topic: Boeing (BA) stock: at some point it has to be a bargain
Replies: 197
Views: 19506

Re: Boeing (BA) stock: at some point it has to be a bargain

The background of the person, Stephanie Pope, just put in charge of the Boeing Commercial Airplanes (BCA) division speaks volume on the focus and what is important for the division. Her background is a bachelor's degree in accounting from Southwest Missouri State University (source https://www.boeing.com/company/bios/stephanie-pope). She is generally a niceish person, but woefully, woefully out of her depth when it comes to wrangling BCA's issues to resolution. Ask me how I know... (Hey, did I mention that I just recently "fired my employer" a month ago? A very large American aircraft manufacturer.) And yes, I'm astounded that they put a pure finance person in there. I suspect your (successful) financial position speaks volumes a...
by jebmke
Wed Mar 27, 2024 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: How to use Capital Loss Carryover- any updates?
Replies: 11
Views: 698

Re: How to use Capital Loss Carryover- any updates?

I had multiples of that after the great '08-09 TLH bonanza. I ended up using them to re-balance mostly.
by jebmke
Wed Mar 27, 2024 5:07 pm
Forum: Forum Issues and Administration
Topic: Personal Investments vs. Investing categories
Replies: 5
Views: 239

Re: Personal Investments vs. Investing categories

This post belongs in the Forum Issues Forum
by jebmke
Wed Mar 27, 2024 3:41 pm
Forum: Personal Finance (Not Investing)
Topic: Tax return was rejected, R0000-058-01. Anyone else experiencing this problem?
Replies: 23
Views: 1525

Re: Tax return was rejected, R0000-058-01. Anyone else experiencing this problem?

babyvinny wrote: Wed Mar 27, 2024 3:35 pm
mortfree wrote: Wed Mar 27, 2024 3:29 pm Use the free fillable forms on the irs website.
How is your tax situation? The website says “ During this pilot, Direct File only supports a limited set of tax situations. That means this pilot may not support your tax needs.”
I think FFFF is something different. Been around for a long time.
by jebmke
Wed Mar 27, 2024 3:36 pm
Forum: Personal Consumer Issues
Topic: When brand names matter and when they don't
Replies: 193
Views: 11761

Re: When brand names matter and when they don't

gunny2 wrote: Wed Mar 27, 2024 3:06 pm I don't doubt it, but I hate cooking and only do what I absolutely must by and large. For this I'd rather pay a little more and have it ready to go. :)
You must be my sister. She eats so much processed food I have told her they don’t need to embalm her when she croaks. The preservatives in her system will do the job. :P
by jebmke
Wed Mar 27, 2024 2:44 pm
Forum: Personal Consumer Issues
Topic: When brand names matter and when they don't
Replies: 193
Views: 11761

Re: When brand names matter and when they don't

gunny2 wrote: Wed Mar 27, 2024 2:26 pm Yeah I've been doing similar. I did notice the cheaper ones were sweeter, which didn't appeal. I haven't done any more thorough comparisons lately though; probably in part because I don't use spaghetti sauce/marinara as much as I used to
A generic marinara sauce is mind-blowingly simple and inexpensive to make, freezes well and can be morphed into a lot of different applications.
by jebmke
Wed Mar 27, 2024 2:34 pm
Forum: Personal Finance (Not Investing)
Topic: Tax return was rejected, R0000-058-01. Anyone else experiencing this problem?
Replies: 23
Views: 1525

Re: Tax return was rejected, R0000-058-01. Anyone else experiencing this problem?

Hi, my tax return was rejected, with rejection code R0000-058-01 - An XML document that represents a binary attachment must have a valid reference to an attached file. I have been using TurboTax for years, but this year is the last one. According to them “ The development team has given us an update with regard to customers who are receiving the Reject Code R0000-058-01 when trying to electronically file your return. The resolution to this situation is taking longer than expected and it may not be resolved before the tax filing deadline.” Their solution is “ If you are required to include Form 7206 as a part of your tax return based on the information above, then you need to print and mail your return. Electronic filing will not be an opti...
by jebmke
Wed Mar 27, 2024 2:21 pm
Forum: Personal Consumer Issues
Topic: When brand names matter and when they don't
Replies: 193
Views: 11761

Re: When brand names matter and when they don't

gunny2 wrote: Wed Mar 27, 2024 2:16 pm I might not the connoisseur you or others might be, so probably pointless as I haven't tried most of the pricier brands. I don't like the low-end stuff (Ragu etc), but most anything above that I've found more than acceptable. I'm not stuck on any one in particular.
Many of them are stuffed with additives, salt and sugar so may be indistinguishable. I know when I cut most of the sugar out of my diet my ability to taste skyrocketed; consequentially I could taste the excess of salt and chopped it way back as well.

I think it is well documented that people have different tasting ability (and smelling ability).
by jebmke
Wed Mar 27, 2024 2:14 pm
Forum: Personal Investments
Topic: How do YOU integrate cognitive decline with investment policy?
Replies: 20
Views: 1528

Re: How do YOU integrate cognitive decline with investment policy?

Tamalak wrote: Wed Mar 27, 2024 2:11 pm If I deteriorate to the point where I can't handle basic concepts of money, there won't be enough of "me" left to be worth worrying about.
A friend of mine developed rapid onset dementia at age 64; mismanaged enough of their assets to require them to sell their home and downsize and then died before his 65th birthday. His wife was left to pick up the pieces.
by jebmke
Wed Mar 27, 2024 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Checking account: why?
Replies: 21
Views: 1273

Re: Checking account: why?

TheTimeLord wrote: Wed Mar 27, 2024 1:28 pm
jebmke wrote: Wed Mar 27, 2024 1:24 pm
gunny2 wrote: Wed Mar 27, 2024 1:10 pm With many banks now offering unlimited withdrawals from savings accounts, is there any point for most people, esp with checks having become mostly obsolete?
I'm not sure I agree with your premise but if someone doesn't need a checking account, don't have one
Not sure I understand how a savings account replaces a checking account, maybe a money market account could for most things.
I suppose someone could figure it out. I use my checking account as a transaction clearing account with low balance. Everything going in and out of the system (except DAF asset donations) goes through that account. There is no cost to hold the account. I live in a rural area and some payees will only accept a check. Not many but a few.
by jebmke
Wed Mar 27, 2024 1:28 pm
Forum: Personal Investments
Topic: How do YOU integrate cognitive decline with investment policy?
Replies: 20
Views: 1528

Re: How do YOU integrate cognitive decline with investment policy?

Right now we have pour over trusts which were set up unfunded two decades ago. We will be revisiting this in the coming months.

In the meantime, our investments and policy are quite simple; over the last 15 years we have taken steps to simplify the holdings as well as the strategy. More work to do as tax-effective opportunities arise.
by jebmke
Wed Mar 27, 2024 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Checking account: why?
Replies: 21
Views: 1273

Re: Checking account: why?

gunny2 wrote: Wed Mar 27, 2024 1:10 pm With many banks now offering unlimited withdrawals from savings accounts, is there any point for most people, esp with checks having become mostly obsolete?
I'm not sure I agree with your premise but if someone doesn't need a checking account, don't have one
by jebmke
Wed Mar 27, 2024 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Take Social Security Now?
Replies: 47
Views: 2358

Re: Take Social Security Now?

tibbitts wrote: Wed Mar 27, 2024 11:54 am
jebmke wrote: Wed Mar 27, 2024 11:41 am perhaps; Fleming vs. Nester was decided in 1960 so it certainly has been the guidance for decades now. I didn't start working until the late 60s.
What percentage of us who started working in say the late 1960s or 1970s would you guess were aware of that court case at the time? What percentage would you guess regarded SS as a promise? I'll start: my guess is .01% were aware of the court case and 95% regarded SS as a promise.
I do my best to educate people on the impermanence of everything. You might be surprised at how many people think the human species will never go extinct or that western civilizations will go on forever (despite the history of hundreds of civilizations collapsing and disappearing from the earth).
by jebmke
Wed Mar 27, 2024 11:41 am
Forum: Personal Finance (Not Investing)
Topic: Take Social Security Now?
Replies: 47
Views: 2358

Re: Take Social Security Now?

perhaps; Fleming vs. Nester was decided in 1960 so it certainly has been the guidance for decades now. I didn't start working until the late 60s.
by jebmke
Wed Mar 27, 2024 11:38 am
Forum: Personal Finance (Not Investing)
Topic: HR Block, Include mini-worksheet in the printout for filing taxes ?
Replies: 5
Views: 294

Re: HR Block, Include mini-worksheet in the printout for filing taxes ?

sharukh wrote: Wed Mar 27, 2024 11:35 am
jebmke wrote: Wed Mar 27, 2024 11:34 am If you are paper filing print out the version they recommend for paper filing.
Hello jebmke,

Not sure what the recommended is.

i.e. should the mini-worksheets checkbox ticked or not ticked while printing the paper for tax filing.
the top one "to send to the IRS" - that is the one they recommend to send if filing a paper return. I would not include all the other junk.
by jebmke
Wed Mar 27, 2024 11:34 am
Forum: Personal Finance (Not Investing)
Topic: HR Block, Include mini-worksheet in the printout for filing taxes ?
Replies: 5
Views: 294

Re: HR Block, Include mini-worksheet in the printout for filing taxes ?

If you are paper filing print out the version they recommend for paper filing. I really doubt that the clerk that retypes your return will do anything with the mini-worksheets and various supporting pages that aren't part of an official return.
by jebmke
Wed Mar 27, 2024 10:58 am
Forum: Personal Finance (Not Investing)
Topic: Take Social Security Now?
Replies: 47
Views: 2358

Re: Take Social Security Now?

tibbitts wrote: Wed Mar 27, 2024 10:55 am
Johm221122 wrote: Wed Mar 27, 2024 10:31 am
LaramieWind wrote: Wed Mar 27, 2024 8:45 am Concerned about S/S being available in the future.
I have heard that for 50 years. Don't be concerned it's easily fixable. It's a political problem not a mathematical problem to fix it.
Given that SS benefits have already been reduced for a large percentage of us vs. what we were promised when we started contributing, why shouldn't we be concerned that something similar could happen again? It's not necessary to speculate on exactly when or how benefits could be reduced, but it's indisputable that they already have been.
I think the courts have ruled that SS is not a promise. I certainly never considered it as a promise.
by jebmke
Wed Mar 27, 2024 10:25 am
Forum: Personal Consumer Issues
Topic: When brand names matter and when they don't
Replies: 193
Views: 11761

Re: When brand names matter and when they don't

Yes, of course it's possible, but you seem inclined to believe it's so, whereas I'm inclined not to. A cow raised in a better environment producing better beef doesn't necessarily mean its milk will follow suit; again, two different substances entirely. Note I'm not saying any of this definitively...and really, whether a "better" cow's milk is better is subjective anyway, at least in terms of taste. "you seem inclined to believe it's so" -- maybe, but that is beside my point. I'm not arguing that it's true, but that it's plausible on its face, and therefore requires fairly strong evidence to refute with any confidence. As another analogy, I personally don't have a discerning palate for wine. It seems plausible to me tha...
by jebmke
Wed Mar 27, 2024 9:20 am
Forum: Personal Investments
Topic: VEU dividend payment different
Replies: 11
Views: 507

Re: VEU dividend payment different

HappyJack wrote: Wed Mar 27, 2024 9:16 am Jebmke
Right. Thats what I expected - or at least no change. The weird part is that their projection for the portfolio shows a slight increase over last quarter. But the payment is drastically reduced.
You are thinking about this backwards (for a couple of reasons).

One, ETFs and MFs are essentially passthrough entities; they pay out what they receive from the securities they hold. They don't "cut" or "increase" anything.

Two, you have a framing problem. They produced (finally?) a crappy forecast. The question you might ask is why did they issue a bad forecast? I have no idea because I pay no attention to any forecast except today's weather.
by jebmke
Wed Mar 27, 2024 9:09 am
Forum: Personal Investments
Topic: VEU dividend payment different
Replies: 11
Views: 507

Re: VEU dividend payment different

My VEU dividend (unfortunately) is up 87% vs. last year.
by jebmke
Wed Mar 27, 2024 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Take Social Security Now?
Replies: 47
Views: 2358

Re: Take Social Security Now?

LaramieWind wrote: Wed Mar 27, 2024 8:45 am Concerned about S/S being available in the future.
don't be; a few shot years of early draw won't affect the outcome either way.
by jebmke
Wed Mar 27, 2024 8:16 am
Forum: Investing - Theory, News & General
Topic: Vanguard Letter on revoking e-delivery
Replies: 22
Views: 2433

Re: Vanguard Letter on revoking e-delivery

Rocinante Rider wrote: Wed Mar 27, 2024 8:14 am
aaron2020 wrote: Wed Mar 27, 2024 8:09 am I'm getting a similar warning when I log on: "Act now to receive your fund report alerts via e-delivery". I've been doing e-delivery since it was first available (decades?)

This is not my first experience with Vanguard doing this. I'm considering setting up a separate gmail account specifically to forward Vanguard emails to my regular account.

More generally, it's disconcerting that a financial company has trouble with basic technology.
Per some of the posts above, this does not appear to be a Vanguard issue. BTW, I'm with Vanguard and haven't experienced this issue.
me neither. Wellcare on the other hand keeps restarting paper EOBs :twisted: reminding me they pay nothing (but now, neither do I ha ha).
by jebmke
Wed Mar 27, 2024 7:07 am
Forum: Forum Issues and Administration
Topic: Blocking Member Posts
Replies: 17
Views: 1689

Re: Blocking Member Posts

HueyLD wrote: Wed Mar 27, 2024 7:03 am I don’t like some posts either but those can simply be ignored without appealing all the way to the “Quit Court.”

Relax, life is too short.
I've always skipped a lot - not just because of content but length and lack of formatting.
by jebmke
Wed Mar 27, 2024 7:06 am
Forum: Personal Consumer Issues
Topic: Favorite protein powder for shakes at home?
Replies: 75
Views: 3227

Re: Favorite protein powder for shakes at home?

N372TW wrote: Tue Mar 26, 2024 9:39 pm NOW Foods - Whey Protein Concentrate, Unflavored Powder.

The product is only whey protein. No artificial sweeteners, sugar, etc. The company offers an organic version as well.
Thanks. a gastro strongly suggested avoiding sugar alcohols like sorbitol and artificials (especially sucralose)
by jebmke
Wed Mar 27, 2024 6:26 am
Forum: Personal Finance (Not Investing)
Topic: Submitting tax returns for prior years?
Replies: 6
Views: 471

Re: Submitting tax returns for prior years?

Happens all the time. I did 5-6 years for a woman who wanted to “set things right” after ignoring it for years. Some money back on prior three.
by jebmke
Tue Mar 26, 2024 7:40 pm
Forum: Personal Consumer Issues
Topic: Kindle Users--Please help
Replies: 24
Views: 1400

Re: Kindle Users--Please help

RickBoglehead wrote: Tue Mar 26, 2024 6:13 pm My wife is non-techie. I have told my children to make sure to put that as my cause of death...
heh heh; my sister is a tech disaster. Part of the reason I switched from Android to iPhone was to have deniability on helping her with her phone. Windows is next up. :P
by jebmke
Tue Mar 26, 2024 5:53 pm
Forum: Personal Consumer Issues
Topic: Kindle Users--Please help
Replies: 24
Views: 1400

Re: Kindle Users--Please help

boater07 wrote: Tue Mar 26, 2024 5:46 pm What a coincidence, I just downloaded Libby and need to learn how to use
In Maryland, a resident can get a library card from any library so when I find myself in another nearby city I go in and get a card at that library. It increases the number of books I have access to.
by jebmke
Tue Mar 26, 2024 5:39 pm
Forum: Personal Consumer Issues
Topic: Kindle Users--Please help
Replies: 24
Views: 1400

Re: Kindle Users--Please help

Check out the Libby app with library card. I can’t recall the last time I paid for a Kindle book.
by jebmke
Tue Mar 26, 2024 5:34 pm
Forum: Investing - Theory, News & General
Topic: Never selling shares
Replies: 57
Views: 4209

Re: Never selling shares

adave wrote: Tue Mar 26, 2024 5:20 pm I understand dividend irrelevance as well why people like to avoid dividend ETFs in taxable etc (even though it is QDI). However, that begs the question, is max consumption in retirement the goal? My parents seem quite content with their level of lifestyle. Interestingly, he told me he overestimated their expenses in retirement, and that expenses drop a lot once kids are off the payroll and you get older.
My goal is max happiness. Often that requires little money but I’m prepared to do what I need to with money (short of moving to Finland).
by jebmke
Tue Mar 26, 2024 5:32 pm
Forum: Investing - Theory, News & General
Topic: Never selling shares
Replies: 57
Views: 4209

Re: Never selling shares

I don’t know anyone who uses the 4% rule in retirement. Most people I know use Divs or some form of “judgement” (AKA the Taylor Larimore method).
by jebmke
Tue Mar 26, 2024 5:29 pm
Forum: Personal Consumer Issues
Topic: Favorite protein powder for shakes at home?
Replies: 75
Views: 3227

Re: Favorite protein powder for shakes at home?

Alfonsia wrote: Tue Mar 26, 2024 5:16 pm
jebmke wrote: Tue Mar 26, 2024 3:16 pm I have been tempted to try whey protein since I can't seem to recover from weight loss. Then my wife pointed out we get surplus whey from draining the yogurt she makes. I add that to some things to boost protein and supplement with steamed eggs ("hard boiled")
I have loads of whey from DIY drained yogurt but the carb is what you can really avoid in protein powders, "Each cup of yogurt whey contains 12.6 grams of total ""all simple sugars"
People optimizing from protein are minimizing for sugar IMW.
Are there a lot of residual sugars in “raw” liquid whey?
by jebmke
Tue Mar 26, 2024 5:06 pm
Forum: Personal Finance (Not Investing)
Topic: My Auto Insurance 6 month premium is going dramatically UP?
Replies: 138
Views: 5773

Re: My Auto Insurance 6 month premium is going dramatically UP?

Shop it out. However, you may discover they all raised rates significantly. Shopping it is the only way to find out.
by jebmke
Tue Mar 26, 2024 5:02 pm
Forum: Personal Consumer Issues
Topic: Kindle Users--Please help
Replies: 24
Views: 1400

Re: Kindle Users--Please help

Get an ad-free Kindle. kindles are like razors. AMZ sells them for cheap and makes their money off the blades (books).

Amazon is mostly an ad company now in this segment of their business (online retail). I rarely use them.
by jebmke
Tue Mar 26, 2024 4:58 pm
Forum: Personal Consumer Issues
Topic: Favorite protein powder for shakes at home?
Replies: 75
Views: 3227

Re: Favorite protein powder for shakes at home?

ZMonet wrote: Tue Mar 26, 2024 4:47 pm I've never been able to stomach the proteins you need to mix. My alternative is admittedly a little pricey, at a little under $2 each from Sam's Club, but I do like the pre-made Fairlife Chocolate Shakes. They contain 30 grams of protein, 150 calories, and 2 grams of sugar per shake.
Has Sucralose though.
by jebmke
Tue Mar 26, 2024 4:36 pm
Forum: Personal Investments
Topic: Seeking guidance on overcoming investment procrastination
Replies: 18
Views: 604

Re: Seeking guidance on overcoming investment procrastination

52 week highs (and “all time highs”) are meaningless. In 2013 there were 51 all-time highs.
by jebmke
Tue Mar 26, 2024 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: US obligations not included in the 1099
Replies: 12
Views: 507

Re: US obligations not included in the 1099

jeffyscott wrote: Tue Mar 26, 2024 4:26 pm
Geologist wrote: Tue Mar 26, 2024 3:56 pm The IRS boxes for the 1099-DIV do not include one for income from US government obligations (USGO) because this information is not relevant for federal tax returns.
If that's the reason, then why does the 1099-INT, unlike the DIV, have box 3 for reporting "interest earned on U.S. savings bonds or Treasury notes, bills or bonds"?
Probably because for UT treasury interest it is 100% and good for all states. Putting something similar for DIVS would potentially erroneously imply that the number was good for all states (which we know is true in all cases).
by jebmke
Tue Mar 26, 2024 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: US obligations not included in the 1099
Replies: 12
Views: 507

Re: US obligations not included in the 1099

the numbers can be calculated. Whether they can be deducted should be outlined in the instructions for your state return and/or the tax code for your state. In Maryland, we can reduce our AGI. In H&R Block software I can enter the amount when I prepare the Federal return and it will carry over to the state return (the IRS cares not) or I can jam it in as a subtraction in the state module.
by jebmke
Tue Mar 26, 2024 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: How many credit cards do you have
Replies: 89
Views: 4081

Re: How many credit cards do you have

We have three. 99% of charges on one. Each of us carries that one plus one other that is different from the other spouse. That way if lost or stolen wallet we can cancel two cards and still have one that works. However, I can now lock all three using my phone so I'm tempted to keep the two seldom used and the ATM locked until needed.
by jebmke
Tue Mar 26, 2024 3:16 pm
Forum: Personal Consumer Issues
Topic: Favorite protein powder for shakes at home?
Replies: 75
Views: 3227

Re: Favorite protein powder for shakes at home?

I have been tempted to try whey protein since I can't seem to recover from weight loss. Then my wife pointed out we get surplus whey from draining the yogurt she makes. I add that to some things to boost protein and supplement with steamed eggs ("hard boiled")
by jebmke
Tue Mar 26, 2024 3:08 pm
Forum: Investing - Theory, News & General
Topic: conversion to etf-any of these possible?
Replies: 11
Views: 423

Re: conversion to etf-any of these possible?

anxiously awaiting the list :P
by jebmke
Tue Mar 26, 2024 2:43 pm
Forum: Personal Consumer Issues
Topic: Reasonable sized smartphone: does such a thing exist in 2024?
Replies: 39
Views: 2536

Re: Reasonable sized smartphone: does such a thing exist in 2024?

The mini's didn't sell well so I doubt we will see them again. I have a 12 mini and use it as a regular phone most of the time. The batteries are smaller on the small phones so they will not last as long. My next phone when it is time to get another will be the iPhone SE. that would be my choice as well, given what is available today. Although if I plotted a curve of the decline of my regard for and use of the internet, there is a reasonable chance that I might be able to go clamshell by the time my current 12-mini dies. I still have 94% battery health on it (assuming iOS is correct). I've read Apple recommends replacement at 80%. I had a regular phone until about 2 years ago when I tried the iPhone. I am not going back to a flip though. I...
by jebmke
Tue Mar 26, 2024 1:39 pm
Forum: Personal Consumer Issues
Topic: Paying Electric Bill With Checking
Replies: 49
Views: 3536

Re: Paying Electric Bill With Checking

mptfan wrote: Tue Mar 26, 2024 8:57 am
jebmke wrote: Sat Mar 23, 2024 4:25 pm Not even a broker?
I do not receive bills from my broker.
Neither do I; but I do have bank transfers if I need to pull funds out.
by jebmke
Tue Mar 26, 2024 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Gift tax?
Replies: 7
Views: 621

Re: Gift tax?

I bought a used car this week. The next day, my parents asked for my help since they are getting .01% interest on their savings. I suggested an online savings account. Then, my mom suggested that she loan me money towards my car since she doesn't have an immediate need for it. We agreed to 5% interest as I pay back the loan. Yesterday, she gave me a bank check for $20,000. I was all set to deposit it (to add to the additional money I'll be paying), and I got to thinking "Is this considered a gift for tax purposes for them?" I know the max is $18k and was set to give her the $20k check back and have her give me a $18k check to avoid any taxes. But, since I'm paying her back (with interest) would the IRS consider it a gift or not? ...
by jebmke
Tue Mar 26, 2024 12:24 pm
Forum: Personal Consumer Issues
Topic: Reasonable sized smartphone: does such a thing exist in 2024?
Replies: 39
Views: 2536

Re: Reasonable sized smartphone: does such a thing exist in 2024?

gotoparks wrote: Tue Mar 26, 2024 11:34 am The mini's didn't sell well so I doubt we will see them again. I have a 12 mini and use it as a regular phone most of the time. The batteries are smaller on the small phones so they will not last as long. My next phone when it is time to get another will be the iPhone SE.
that would be my choice as well, given what is available today. Although if I plotted a curve of the decline of my regard for and use of the internet, there is a reasonable chance that I might be able to go clamshell by the time my current 12-mini dies. I still have 94% battery health on it (assuming iOS is correct).
by jebmke
Tue Mar 26, 2024 5:46 am
Forum: Personal Finance (Not Investing)
Topic: Trustee-to-Trustee Transfer of a tIRA
Replies: 2
Views: 353

Re: Trustee-to-Trustee Transfer of a tIRA

Trustee to trustee transfer of an IRA doesn’t generate a 1099-R
by jebmke
Tue Mar 26, 2024 5:40 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2023 is not giving me any AOTC credit
Replies: 2
Views: 486

Re: TurboTax 2023 is not giving me any AOTC credit

Below 25

As an aside, I wouldn’t use the internet for tax information unless it is coming from IRS site. I certainly wouldn’t use a site that started with “nerd”

The internet is riddled with old and often simply wrong information on taxes (like anything in the internet, really). Even some of the IRS publications can seem a bit contradictory or incomplete on more obscure topics.
by jebmke
Tue Mar 26, 2024 5:37 am
Forum: Personal Finance (Not Investing)
Topic: Donor Advised Fund and H&R Block - How to list contributions?
Replies: 5
Views: 205

Re: DAF and H&R Block

Bumping this to see if someone can give more info how to input correctly in H&R Block software. 1st year using a DAF at vanguard, plus have cash and other donations (ie clothes to goodwill and local used teen clothing charity. I entered the cash donations to church and other charities in the cash section, (about 9% of my net income), clothes and household items into that screen (0.2% or so), then used car ($500) donation and stocks donated to the DAF in the "donated items" section (about 16% of net income). Plan was to bunch donations for last year and take standard deduction this year (rotating years). = total about 25% 1) did I list correctly the DAF contributions as item description ie "shares total stk mer etc '123' ...