ArthurO wrote:technovelist wrote:My planning assumption is 0% real return. Anything above that is a bonus.
if you will be OK with 0% real why not just do CDs, like 10 or 20 years, brokered, and you will get the inflation return with no risk....
EmergDoc wrote:The interest rate risk is nothing compared to the credit risk for these notes.
campy2010 wrote:I would put an unexpected large medical expenses on a 0% interest credit card. I've seen some promotions at 0% interest for as long as 18 months. Pay it off over time and preserve the EF and 401k.