Intheheadlights wrote:Does this take into account the 5.75% load?
livesoft wrote:Stock market was up over 30% in 2013, so with 12% you must've been invested heavily into bond funds and into your advisor. But if you were in bond funds, then your 2014 would've been much higher. I thinks something is going on there.
ny_rn wrote:+1. I would focus on travel, food and making others (family and friends) happy.
mack125 wrote:with the threat of rising rates and current low yields..