Max out the 401k this year, save on income taxes.
Convert to Roth in 0% tax bracket. Once the money is in Roth, you can withdraw if needed for a 10% penalty for 5 years and with no penalty after 5 years.
Leesbro63 wrote:I get the cashflow part of your comment. But if you are 45% equity and the market crashes in half (or worse), you'd then be merely 29% equity (or less). How is that being rebalanced by the market?
Lbill wrote:DOW is down by over 550 points with a couple hours of trading left. Trading halt on the way?