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Re: Buying mattress online. Please help

arsenebould wrote:[OT comments removed by admin LadyGeek]


Thank you arsenebould! I just placed my order and saved $50.
by yolli71
Mon Apr 21, 2014 8:17 am
 
Forum: Personal Consumer Issues
Topic: Buying mattress online. Please help
Replies: 19
Views: 1817

Re: Buying mattress online. Please help

I don't think I would be comfortable buying a mattress online. (Pun intended! LOL) Seriously, it's where you sleep, like every night. Sleep is critical for you to be alert. How can you be successful if you can't stay awake. If you are can't stay awake you will be poor because you will not perform w...
by yolli71
Fri Apr 18, 2014 6:01 pm
 
Forum: Personal Consumer Issues
Topic: Buying mattress online. Please help
Replies: 19
Views: 1817

Re: Buying mattress online. Please help

[OT comments removed by admin LadyGeek] Wow...I'm really intrigued by [(removed) --admin LadyGeek] . I had never heard of this company until seeing your post. I was about to buy another mattress from Costco (to replace a mattress I just bought from Costco in December), but I think I'm going to give...
by yolli71
Fri Apr 18, 2014 10:18 am
 
Forum: Personal Consumer Issues
Topic: Buying mattress online. Please help
Replies: 19
Views: 1817

Re: All-inclusive resort vacation for $2K??

I suggest this place: https://www.groupon.com/deals/ga-sanctuary-cap-cana-3 My wife and I were just there 2 weeks ago and it is nice...we had a great time! It seems to meet your requirements and I can tell you firsthand that it's a nice resort with good food and premium liquor (even were serving Gre...
by yolli71
Tue Apr 15, 2014 4:46 pm
 
Forum: Personal Consumer Issues
Topic: All-inclusive resort vacation for $2K??
Replies: 19
Views: 2090

Re: New TV or Sound bar?

I have two Bose Cinemate GS II speaker/soundbar systems. They are not cheap ($599), but the sound very good and hookup simple (Optical). Compact, big sound, no receiver. You cannot replicate a 5.1 or 7.1 big system, but I found I don't need to. I tried for a few months to just use my TV speakers. M...
by yolli71
Sat Apr 12, 2014 9:09 am
 
Forum: Personal Consumer Issues
Topic: New TV or Sound bar?
Replies: 38
Views: 2237

Re: Why pay off your house?

This may be an overly simple way of looking at it, but for those who say to continue investing over paying off the mortgage, did you feel the same way in early 2009? If you would've lost your job and still had a big mortgage payment in early 2009, would you have been okay with taking cash out of you...
by yolli71
Mon Apr 07, 2014 5:02 pm
 
Forum: Investing - Help with Personal Investments
Topic: Why pay off your house?
Replies: 119
Views: 8619

Re: LED bulb prices

I purchased 10 of the the EcoSmart 9-Watt (65W) BR30 Soft White (2700K) LED Flood Light Bulb (Model # ECS BR30L W27 65WE 120) from Home Depot in October of last year. They were for my kitchen and my master walk-in closet. So far I have been very impressed...they are dimmable and the light quality an...
by yolli71
Mon Apr 07, 2014 11:15 am
 
Forum: Personal Consumer Issues
Topic: LED bulb prices
Replies: 111
Views: 8624

Re: True Detective anyone?

Great, scary season finale! Maybe it was just me but I was extremely disappointed! I thought it was very anticlimactic. I'm wondering if I missed a deeper meaning perhaps? *Spoiler Alert* Two of the scenes that really made me roll my eyes: 1)when they suddenly made the connection from the killer's ...
by yolli71
Mon Mar 10, 2014 12:13 pm
 
Forum: Personal Consumer Issues
Topic: True Detective anyone?
Replies: 61
Views: 5187

Re: How Frequently Should A CO Detector Be Replaced?

I just bought some of these in December: http://www.smokealert.net/First-Alert-SCO501CN-3ST-p/0w-q10t-d9eg.htm They're the combo photoelectric smoke and carbon monoxide detectors with wireless link and "voice" alarm. The guy who owns the business is apparently a firefighter and was very re...
by yolli71
Tue Mar 04, 2014 3:42 pm
 
Forum: Personal Consumer Issues
Topic: How Frequently Should A CO Detector Be Replaced?
Replies: 14
Views: 712

Re: Negative air pressure?

I used to close our kids' bedroom doors at night but recently stopped because I heard you shouldn't do that due to negative air pressure. I've never heard anything like that and it doesn't make sense to me. Maybe you misunderstood what you heard. According to Wikipedia, Negative room pressure is &q...
by yolli71
Sat Mar 01, 2014 9:40 am
 
Forum: Personal Consumer Issues
Topic: Negative air pressure? [Room ventilation]
Replies: 16
Views: 755

Negative air pressure? [Room ventilation]

I used to close our kids' bedroom doors at night but recently stopped because I heard you shouldn't do that due to negative air pressure. So it got me wondering...what is the issue with negative air pressure? Is it a health/safety issue? Could it do any eventual damage to my hvac unit if I keep the ...
by yolli71
Sat Mar 01, 2014 8:43 am
 
Forum: Personal Consumer Issues
Topic: Negative air pressure? [Room ventilation]
Replies: 16
Views: 755

Re: Upgrade phone on Verizon Wireless?

Thanks everyone!
by yolli71
Sun Feb 23, 2014 12:29 pm
 
Forum: Personal Consumer Issues
Topic: Upgrade phone on Verizon Wireless?
Replies: 4
Views: 365

Upgrade phone on Verizon Wireless?

I've had my iPhone 4 for about 2.5 years now and am eligible to upgrade my phone at a discounted rate with Verizon. I'm thinking of going with the iPhone 5s. In looking at the Verizon Wireless website, it appears that the iPhone options are fairly limited. Can I purchase my upgraded iPhone from a re...
by yolli71
Sat Feb 22, 2014 8:36 am
 
Forum: Personal Consumer Issues
Topic: Upgrade phone on Verizon Wireless?
Replies: 4
Views: 365

Re: True Detective anyone?

I love the show and the last episode was my favorite. I thought I read somewhere (can't recall) that this show (with the current cast of characters) will last one season and then the next season will have new actors/characters with a new story...similar to American Horror Story.
by yolli71
Wed Feb 19, 2014 2:47 pm
 
Forum: Personal Consumer Issues
Topic: True Detective anyone?
Replies: 61
Views: 5187

Re: Closets etc for new home

We used California Closets for our master walk-in and are very happy. Make sure you look around as CA Closets will negotiate. We were able to bring their pricing down quite a bit when we showed them quotes from a couple of other vendors. Overall, we couldn't be happier as the quality of the closets ...
by yolli71
Sat Feb 08, 2014 9:08 am
 
Forum: Personal Consumer Issues
Topic: Closets etc for new home
Replies: 17
Views: 1658

Re: Your mortgage type, if any [POLL]

runner9 wrote:I think you'll find that most of the folks with ARMs, myself included, play to payoff before the first adjustment. PenFed's 5/5 ARM tends to be discussed frequently here.


Yep...this is my situation.
by yolli71
Fri Feb 07, 2014 5:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your mortgage type, if any [POLL]
Replies: 63
Views: 3517

Re: Wall Street the Movie

I think Wall Street is one of the most important movies in cinematic history because it best captures a specfic time period in American history. It captured the emergence of the "corporate raiders" and the general greed that was prevalent at the time. The U.S. was emerging from the econom...
by yolli71
Mon Feb 03, 2014 4:55 pm
 
Forum: Personal Consumer Issues
Topic: Wall Street the Movie
Replies: 30
Views: 2219

Re: Did you have a Lousy Job as a teen / young adult?

This was the late '80s and I was living in Southern CA at the time. My first job when I turned 16 was working at a fast food burger joint called The Mad Greek. I did everything except work the main grill (the main registers, the drive-thru, mopped floors, the fryer, cleaned bathrooms, did food prep ...
by yolli71
Sun Jan 19, 2014 11:21 am
 
Forum: Personal Finance (Not Investing)
Topic: Did you have a Lousy Job as a teen / young adult?
Replies: 127
Views: 4835

Re: toaster oven

Does anyone what are the best toaster ovens for best cooking results and reliability mechanically? We've gone through several toaster ovens over the years as we prefer to use them over regular ovens as long as the food can fit inside. Anyway, our current toaster oven, and probably our favorite, is ...
by yolli71
Wed Jan 08, 2014 4:15 pm
 
Forum: Personal Consumer Issues
Topic: toaster oven
Replies: 7
Views: 515

Re: How much a baby costs?

We're expecting out first baby and i'm wondering how much a baby costs per month? We both are full-time working professionasl and we try not to spend above our budgeted amount each month. I'm trying to create a budget for the baby. But don't know how much to allocate for the baby each month. I'm no...
by yolli71
Mon Jan 06, 2014 5:27 pm
 
Forum: Personal Consumer Issues
Topic: How much a baby costs?
Replies: 86
Views: 4035

Re: King sized mattress recommendation?

Thanks for the suggestions everyone! I'm going to look into the latex mattress a little more closely. I looked at the Original Mattress Store website but the closest store is 90 miles away from my home. I also saw that all sales are final, and after my last experience, I'm a little bit concerned abo...
by yolli71
Mon Jan 06, 2014 3:24 pm
 
Forum: Personal Consumer Issues
Topic: King sized mattress recommendation?
Replies: 49
Views: 4421

Re: King sized mattress recommendation?

I also sleep hot and we went with a latex foam mattress and we both love it. Our's is the rare two sided mattress, so can be flipped over. Ours is also all latex, some are a few inches of latex over cheaper foam. To some extent a hump in the middle, due to body impressions, is normal. Of course the...
by yolli71
Sat Jan 04, 2014 4:49 pm
 
Forum: Personal Consumer Issues
Topic: King sized mattress recommendation?
Replies: 49
Views: 4421

King sized mattress recommendation?

Does anyone have any recommendations for a king mattress that is NOT memory foam? I've slept on memory foam beds and do not like the heat, how I can't turn or move around as easily, etc. Background: My wife and I purchased a mattress about 4 years ago (king) from Sears for about $1,600. It was a Sea...
by yolli71
Sat Jan 04, 2014 10:45 am
 
Forum: Personal Consumer Issues
Topic: King sized mattress recommendation?
Replies: 49
Views: 4421

Re: How much was your total 2013 credit card rewards

Notes -- I pay $2,980/mo in childcare and charge it to my Priceline card. I got a new roof for 10k last spring and also charged it to my Priceline card. I maxed out my 6k grocery bill limit with the AMEX Blue and also use it for all my Costco purchases. I phased out my PenFed Platinum card after th...
by yolli71
Fri Jan 03, 2014 4:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much was your total 2013 credit card rewards
Replies: 51
Views: 4019

Re: How much was your total 2013 credit card rewards

Priceline 2% Visa: $1,225 Amex Blue Preferred: $457 (after $75 annual fee) PenFed Gas Visa: $81 PenFed Platinum: $205 TOTAL: $1,968 Notes -- I pay $2,980/mo in childcare and charge it to my Priceline card. I got a new roof for 10k last spring and also charged it to my Priceline card. I maxed out my ...
by yolli71
Fri Jan 03, 2014 1:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much was your total 2013 credit card rewards
Replies: 51
Views: 4019

Re: About to Buy a 2014 Subaru Forester

My brother just bought a used Forester about 6 months ago....he's been very pleased so far. What's up with Subarus by the way? My brother said he got the idea of purchasing a Subaru b/c several of his coworkers own them. Does Subaru have a pseudo cult following with extreme enthusiasts or something ...
by yolli71
Mon Dec 30, 2013 12:53 pm
 
Forum: Personal Consumer Issues
Topic: About to Buy a 2014 Subaru Forester
Replies: 51
Views: 5231

Re: Streaming to televison

Apple TV -- we love it, especially since we have a bunch of iTunes music and videos that can be streamed from our computer to the tv.
by yolli71
Mon Dec 30, 2013 12:43 pm
 
Forum: Personal Consumer Issues
Topic: Streaming to televison
Replies: 33
Views: 3217

Re: VA529 - VEST

Have you considered "doing it yourself" Vanguard style? In my son's VEST I hold five separate accounts, each with a vanguard index fund, and I manually rebalance according to my plan. I hold total stock market index, total bond market index, REIT index, total int'l index, and TIPS fund. T...
by yolli71
Fri Dec 27, 2013 11:04 am
 
Forum: Investing - Help with Personal Investments
Topic: VA529 - VEST [Virginia 529 - inVEST]
Replies: 23
Views: 1351

Re: Direct TV?

I bought a house about a year ago and it had/has a Direct TV dish on a post in the yard. I've never had satellite TV and have had good enough service with cable (Comcast) so I went with cable. A year later, I'm still with Comcast and the dish is still in the yard. My cable bill is about $65 a month...
by yolli71
Sun Dec 15, 2013 2:36 pm
 
Forum: Personal Consumer Issues
Topic: Direct TV?
Replies: 42
Views: 3119

Re: Direct TV?

I've been a DirecTv customer since '99 and have been really happy. I actually think their customer service is pretty good. If you contact them and ask for a deal or complain about something, they have no problem giving you some promos or freebies to keep you happy...you just need to pick up the phone.
by yolli71
Fri Dec 13, 2013 5:45 pm
 
Forum: Personal Consumer Issues
Topic: Direct TV?
Replies: 42
Views: 3119

Re: Paid off Mortgage today!

One thing we did was open a HELOC as a sort of quasi emergency fund. We have never used it even for major home improvements because we don't ever want to go back into mortgage debt, but it is there nonetheless. We keep expecting it to go away due to inactivity but it is still there. Ditto re: the H...
by yolli71
Fri Dec 06, 2013 6:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Paid off Mortgage today!
Replies: 56
Views: 4164

Re: Paid off Mortgage today!

Paying off a mortgage early seems to be not keeping with the "Boglehead" mentality, does it? Paying off early seems to be saying "My portfolio of investments will return less after taxes than my after-tax mortgage rate?" For example: If you received your inheritance in 2009, wou...
by yolli71
Fri Dec 06, 2013 3:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Paid off Mortgage today!
Replies: 56
Views: 4164

Re: Paid off Mortgage today!

Owe 135k and am about 6.5 years away...really looking forward to the day! Question...are inheritances taxed?
by yolli71
Thu Dec 05, 2013 11:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Paid off Mortgage today!
Replies: 56
Views: 4164

Re: Venting a roof

I was having ice dam issues as well. I ended up getting a new roof earlier this year (15 years old) since I was spending so much money replacing shingles the past few years and kept noticing water stains in my ceiling upstairs in the winter time. The roofer installed a ridge vent which I previously ...
by yolli71
Sat Nov 23, 2013 11:07 am
 
Forum: Personal Consumer Issues
Topic: Venting a roof
Replies: 60
Views: 3318

Re: How much should you give for a wedding gift when...

The short notice on the invitation is weird. A "glass half empty" theory might be, they invited the people they really wanted months ago, did not get enough RSVP's, there was a deposit on the reception for which they had to guarantee certain number of guests, and now they are reaching out...
by yolli71
Fri Nov 22, 2013 8:55 pm
 
Forum: Personal Consumer Issues
Topic: How much should you give for a wedding gift when...
Replies: 55
Views: 3530

Re: How much should you give for a wedding gift when...

Thanks for all of the interesting responses. I actually did not remember how much they gave at our wedding...my wife looked it up in an Excel spreadsheet that she put together after our wedding. I did recall though that they were one of my more generous guests. The standard monetary gift we got from...
by yolli71
Thu Nov 21, 2013 3:14 pm
 
Forum: Personal Consumer Issues
Topic: How much should you give for a wedding gift when...
Replies: 55
Views: 3530

How much should you give for a wedding gift when...

How much should you give for a wedding gift when... 1. The newlyweds eloped, so my wife and I were invited only to the reception? 2. The newlyweds invited us one week prior to the actual reception? 3. The reception is being paid for and thrown by close friends of the bride (her boss) whom I do not k...
by yolli71
Thu Nov 21, 2013 11:30 am
 
Forum: Personal Consumer Issues
Topic: How much should you give for a wedding gift when...
Replies: 55
Views: 3530

Re: Basements part of home square footage?

Your house lacks a basement, so you don't even need to ask the question. My house lacks a true basement yet my appraisals say I have a basement and the square footage is not counted in the overall square footage of the home. It's not a huge deal to me -- I just found it rather puzzling. Rodc has a ...
by yolli71
Wed Oct 23, 2013 10:02 pm
 
Forum: Personal Consumer Issues
Topic: Basements part of home square footage?
Replies: 21
Views: 1556

Re: Basements part of home square footage?

Where I live, if the basement is finished, it is included in the square footage of the home. JT Ditto. Ditto Interesting. I figured all homes with basements didn't have the square footage included. I live in the DC metro area and it's standard practice to only count the "above grade" port...
by yolli71
Wed Oct 23, 2013 4:14 pm
 
Forum: Personal Consumer Issues
Topic: Basements part of home square footage?
Replies: 21
Views: 1556

Re: Cash back on credit cards

I don't know cigarman's answer, but I love my CapOne card at 1.5% cash back and don't use Fidelity because I don't want to open a Fidelity account of any kind. I hate CapOne and BoA but I have no problem taking their money. Fidelity cards are service through BoA anyways. creditcardforum.com: FIA Cr...
by yolli71
Wed Oct 23, 2013 2:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Cash back on credit cards
Replies: 29
Views: 2534

Basements part of home square footage?

Following up the home square footage thread...I have a basic question about basements. I know that in most situations, basements are categorized as "below grade" and are not included in square footage totals. But what about a situation like mine? My home is a 3 level home. The bottom level...
by yolli71
Wed Oct 23, 2013 2:09 pm
 
Forum: Personal Consumer Issues
Topic: Basements part of home square footage?
Replies: 21
Views: 1556

Re: Cash back on credit cards

I don't know cigarman's answer, but I love my CapOne card at 1.5% cash back and don't use Fidelity because I don't want to open a Fidelity account of any kind. I hate CapOne and BoA but I have no problem taking their money. Fidelity cards are service through BoA anyways. creditcardforum.com: FIA Cr...
by yolli71
Wed Oct 23, 2013 1:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Cash back on credit cards
Replies: 29
Views: 2534

Re: Front load washer and dryer pedestals - like them?

Agree on the price...they're expensive but we like them. We didn't buy the pedestals at first b/c of the cost and I hated bending down and reaching into the washer all the time. Our pedestals are 15" high, so you can fit plenty into the drawers below (though we purchased them for height, not fo...
by yolli71
Tue Oct 22, 2013 2:38 pm
 
Forum: Personal Consumer Issues
Topic: Front load washer and dryer pedestals - like them?
Replies: 33
Views: 2399

Re: Kitchen appliance - extended warranties

Thank you everyone for the interesting and insightful comments. I guess I probably wasted money on the extended warranties in the first place, but now I see no reason to extend them given the horrendous company reviews. I am just keeping my fingers crossed that I don't have any appliance breakdowns...
by yolli71
Wed Sep 18, 2013 2:01 pm
 
Forum: Personal Consumer Issues
Topic: Kitchen appliance - extended warranties
Replies: 30
Views: 1644

Re: Attic Sealing & Insulation...

I had the exact problem a few years back, this is what we did: 1. Replaced the builder grade HVAC for the second level (we have two zones as do you). Went from a 2.5 ton to a higher end 3 ton unit, and an 90% efficiency furnace. The 10 yr old unit had been acting up so time to go. 2. The HVAC contr...
by yolli71
Sat Sep 07, 2013 9:30 pm
 
Forum: Personal Consumer Issues
Topic: Attic Sealing & Insulation...
Replies: 40
Views: 3012

Re: PenFed Platinum Rewards Visa CC changes

If someone is still reading this thread, here is another potential downgrade just announced by PenFed: https://www.penfed.org/Platinum-Cash-Rewards/ This one is for 5% gas cash back card (switching to 3%). It is currently affects only new applications, but considering what they've done with 5/3/1 c...
by yolli71
Thu Sep 05, 2013 8:34 am
 
Forum: Personal Finance (Not Investing)
Topic: PenFed Platinum Rewards Visa CC changes
Replies: 118
Views: 15881

Re: Attic Sealing & Insulation...

Thanks for all the great advice. To answer some of your questions... 1. I have two AC units, so the downstairs air does not affect the upstairs. In other words, I have an air handler in the basement with a thermostat in the family room on the main (2nd) floor. This controls the air in the basement a...
by yolli71
Wed Sep 04, 2013 1:13 pm
 
Forum: Personal Consumer Issues
Topic: Attic Sealing & Insulation...
Replies: 40
Views: 3012

Re: Attic Sealing & Insulation...

What do you spend on air conditioning a month? Even if you do all of this, you might only get back 20% of your bill. One easy first step is to shut almost all the registers off on the lower levels, and wide open on the 3rd. Cool air sinks. If you push the refrigerated air to the top, it will "...
by yolli71
Tue Sep 03, 2013 4:23 pm
 
Forum: Personal Consumer Issues
Topic: Attic Sealing & Insulation...
Replies: 40
Views: 3012

Attic Sealing & Insulation...

I live in the Washington DC area and had one of those home energy audits done a few weeks ago. The primary reason for the audit was due to the fact that I have a tough time keeping the upstairs (top floor of a 3 level home) cool during hot summer days (90 degrees or higher). Even if I keep the AC on...
by yolli71
Tue Sep 03, 2013 3:46 pm
 
Forum: Personal Consumer Issues
Topic: Attic Sealing & Insulation...
Replies: 40
Views: 3012
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