Bogleheads.org

Fyi Bewitched COmplete Seasons are priced $0.00 right now. Maybe it's a mistake. Don't know. http://www.amazon.com/dp/B001Q5JXHE/ref=nosim/?ascsubtag=FWbsiipf&tag=fatwalletcom&linkCode=as1 i think it says 0 because you actually can't buy the season. i clicked on season and won't work I boug...

Fyi
Bewitched COmplete Seasons are priced $0.00 right now.
Maybe it's a mistake. Don't know.

http://www.amazon.com/dp/B001Q5JXHE/ref ... nkCode=as1

Has anybody used these? List of free amazon kindle investing books. http://www.amazon.com/s/ref=sr_nr_n_7?rh=n%3A133140011%2Cn%3A%21133141011%2Cn%3A154606011%2Cp_36%3A0-0%2Cn%3A154821011%2Cn%3A154940011&bbn=154821011&hidden-keywords=-domain+-breakthrough+English&ie=UTF8&qid=136078391...

NY 529 question

https://www.nysaves.com/nytpl/fundperfo ... Perform.do

So you Can you mix and match the different Individual portfolios?

They All have 0.17% ERs.

Thanks
Xram

Mrs.Feeley wrote:Zero. There's no difference between playing the lottery and giving money away.

I get your point but technically not true.

There is a very very very small chance of a big return on the "investment."

Ask that person in Florida.

thanks

Very much worth it for my family.

Have two little ones.

They can watch cartoons etc anytime we want.

Our new TVs have a built in Netflix app.

Works via Wi-FI.

Messes up once in a while.

Not often.

8 bucks a month....hard to go wrong.

Good Luck

Hello. Here are a few links to get started. I am not one of the "experts" on here, but I think these links are pretty useful. At least they were for me. Good Luck. Really good short introduction videos to Boglehead Philosophy http://www.bogleheads.org/wiki/Video:Bo ... philosophy Page rega...

I spent 20 bucks.

I did not win.

I rarely play the lottery.

Maybe 2-3 times per year.

And only when the value gets crazy high and I hear folks start talking about it.

I am not against gambling.

I would love to find a weekly or bi-weekly poker game in my "new" town.

good luck

xram

A year or two ago I researched all the 529s and ended up going with the UTAH 529 plan. My expense ratio is 0.258%. Have not been contributing much to it. Will start contributing significantly more in very near future. Really do not feel like doing all the research over again. WIll not qualify for my...

Hello. Here are a few links to get started. I am not one of the "experts" on here, but I think these links are pretty useful. At least they were for me. Good Luck. Really good short introduction videos to Boglehead Philosophy http://www.bogleheads.org/wiki/Video:Bogleheads%C2%AE_investment...

Hello. Here are a few links to get started. I am not one of the "experts" on here, but I think these links are pretty useful. At least they were for me. Good Luck. Really good short introduction videos to Boglehead Philosophy http://www.bogleheads.org/wiki/Video:Bogleheads%C2%AE_investment...

I guess if you would ask who is the next Jack Bogle, you might have to accept that Jack Bogle was possibly the next to someone else. I think that all great men stand on the shoulders of giants, not in their shadows. That said, I nominate Gus Sauter. Keith Never heard of this Gus character. Now the ...

Hello. Here are a few links to get started. I am not one of the "experts" on here, but I think these links are pretty useful. At least they were for me. Good Luck. Really good short introduction videos to Boglehead Philosophy http://www.bogleheads.org/wiki/Video:Bogleheads%C2%AE_investment...

Hello. Here are a few links to get started. I am not one of the "experts" on here, but I think these links are pretty useful. At least they were for me. Good Luck. Really good short introduction videos to Boglehead Philosophy http://www.bogleheads.org/wiki/Video:Bogleheads%C2%AE_investment...

20 bucks

RE: the lump sum v. dollar cost averaging- I would encourage you to do what you are most comfortable with. There is the math argument re: going all in at once and then there is the psychological reality of how a big change would affect you, would you be tempted to pull out again, etc. If you decide...

This table makes it crystal clear what would be good investments in a long term falling rate environment. Save it for your kids to use in another 20 or 30 years when rates are back over 10%. For now, it's like looking at a chart of stock performance from the early 1980s when P/Es were well under 10...

Mobile? why would an asset allocation issue be so urgent that it needs to be done via cell? Mobile prob includes iPad as well. I do everything in my iPad. I hate when I gotta open up the big old clunky laptop for anything. Don't even own a desktop anymore. And will probably never buy a desktop agai...

I entered all my info for my schwab 401k PCRA into the vanguard website.

The values are correct on the main screen but completely incorrect in the portfolio analysis tool.

FYI.

Paying $6000 the first year, and a similar amount every year thereafter, for a CFP is, pardon me for being blunt, stupid. You framed the issues clearly, and that means you have the intellect required to manage this money. I'm not flattering you, one could probably train a clever 10 year old to do i...

Hang around here for a few more days and you'll figure out you can do it yourself without paying them a management fee on top of the underlying ETF expense ratios. Info on their asset allocation is here: https://www.betterment.com/about/investments/ +1 short video introduction to boglehead philosop...

Ameriprise employs more CFP's than any other company. Their own website says so. http://www.ameriprise.com/financial-planning/ameriprise-financial-advisors/?link=nav Meh, you think that makes any of us want to choose Ameriprise? Put it in Vanguard. Qualify for Vanguard Select ($500k+). Get a compli...

The Wizard wrote:Would be amusing to compare the VG total bond fund return for each of the last 10 years as well.
Not sure if that can easily be done at M*...

I think it tracks the BAGG that is included in the list.

https://personal.vanguard.com/us/FundsS ... IntExt=INT

Most of those pretty colored boxes have positive return numbers because rates have been falling over that time period. How will you feel about the pretty little boxes when all of the return numbers have minus signs in front of them? I wish I had the pretty colored boxes with the return numbers for ...

As a true boglehead, I suggest you shun all phones and request an old tin can and some used string.

Check out my blog on the subject.

http://www.stringsandcansforphones.com

good luck

$10,000 invested before 2002 and left to ride through 2013 YTD would have grown to the following for each category: (ill double-check the numbers tomorrow, too tired tonight) EM - $33,003.39 <---------EMB (I think) HIGH-Yield - $24,777.50 <--------- PHIYX (I think) Long Treasuries - $23,823.15 US TI...

they added 2013 results YTD

PIMCO'S BOND RETURN TABLE http://i39.tinypic.com/vy8hhe.jpg http://i44.tinypic.com/345zbb7.jpg I know the following question is being asked NOT based upon academic research or arguments but rather on a "gut feeling" while looking at the "periodic table of bond returns" above. Loo...

Article on dca
http://www2.stetson.edu/fsr/abstracts/v ... m1_p51.pdf
Just FYI


More articles
http://www2.stetson.edu/fsr

It's funny to see how automatically new, as well as some of the more experienced posters, simply assume that they will easily stay the course for 40+ years. I'd like to see some kind of study showing how often people really make changes to their portfolio. I'm definitely in favor of nisiprius' sugg...

If using "not sure" seems to work fairly well when joining credit unions, has anybody tried this at

Southern gas credit union
http://www.depositaccounts.com/cd/3-year-cd-rates.html

They have 3year cd at 2.35%

Eligibility Requirements for Mountain America credit unIon https://www.macu.com/aboutus/join/eligibility/ ELIGIBILITY To be eligible for Mountain America Credit Union membership, you must be one of the following: Resident of: Salt Lake County (UT) Duchesne County (UT) Wasatch County (UT) census trac...

Im told by a state farm rep that One's credit report can only be "dinged" one time within a six week period when shopping around for homeowners insurance?

True?

I hope so


Xram

So I have total bond market in a Roth IRA at Vanguard.

I could "transfer" that Roth IRA to Mountain in order to take advantage of the CD being discussed?

Thanks
Xram

OK, with your income and asssets, and her desire not to go into coaching softball or girls sports for a career, there is absolutely no point in trying to go the athletic scholarship route. No point whatsoever. There is no point in going for a need-based scholarship as well. That leaves merit-based ...

What program of study might she be interested in? A lot of non-prestigious schools have individual programs that are truly spectacular and lucrative (meteorology at the University of Oklahoma for example). She is not 100% sure but (as of right now) wants to eventually go to medical school. I told h...

Anybody used this book?

http://www.amazon.com/College-Solution- ... 0132944677

Our daughter had virtually identical experience and credentials except not being anywhere close to need based aid. She got about 25% off from a few private schools that were a step down from ivy league. Full ride offers to a few schools that she didn't apply to because of being a national merit sch...

Buying our first home.

Closing may 31st.

Need homeowners insurance.

Any suggestions?

Companies you like?

Good deals?

Gonna research this myself but never hurts to ask.

Thanks
Xram

Thanks for all the replies. Very helpful.

Thanks for all the replies. Very helpful. We are very much OK with our kids going to reasonable "good" state schools. That's what I did and I am doing "very well" in my career and financially as well. ---- I started at a community college. Ended up graduating "Summa CUm Laud...

Thank you for the info.

Bobby Bell puts $25,000 into two 529 plan. Plan One grows to $60,000 and Plan 2 grows to $40,000. His grandniece has $35,000 of QHEE. He removes $30,000 from Plan One. It will be tax free. (He is not using the money to help her pay for education. He is only following the rules.) I am curious to kno...

My oldest daughter is about to turn 16. Very high grades. Lots of honors. Will need academic not need-based scholarships. Just starting the process to find academic scholarships. Plays softball. Might win state this year..... Preparing for ACT/SAT. Any advice? Good books? Any Insights? thanks, xram....

Atlas Shrugged.
-Ayn Rand

Thanks for the replies.