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Mounting xbox360 to wall

Setting up new play room for kids. Don't want wee little tikes to shove chips into Xbox. Anybody have any experience mounting xbox36o to wall? What Product did u use?
Thanks
Xram
by xram
Wed Jun 12, 2013 6:56 am
 
Forum: Personal Consumer Issues
Topic: Mounting xbox360 to wall
Replies: 1
Views: 223

Adding Bluetooth to tv

Anybody used any of these product?
Any opinions on good products/bad reviews?

http://www.amazon.com/SOUNDS-CS-QLINK-S ... B004T0CEBK
by xram
Mon Jun 10, 2013 2:29 pm
 
Forum: Personal Consumer Issues
Topic: Adding Bluetooth to tv
Replies: 0
Views: 265

Re: Investment Firm

Anyone ever heard of Equity Concepts based out of Richmond VA? I was taken on a nice golf outting by one of their reps (I'm the cynical type, I figure everyone who is currently invested with them just paid for my 250$+ golf outing) and given the soft sell. They offer a bunch of stuff that is usuall...
by xram
Sat Jun 08, 2013 12:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: Investment Firm [Portfolio help]
Replies: 18
Views: 1433

Re: Free Books / Free Stuff

http://www.amazon.com/50-Biography-Bites-Volume-ebook/dp/B00CQ6PGF0/ref=sr_1_5?s=digital-text&ie=UTF8&qid=1370690580&sr=1-5 50 Biography Bites - Volume One [Kindle Edition] Robert Mercer (Author) Be the first to review this item Digital List Price: $3.95 What's this? Kindle Price: $0.00 ...
by xram
Sat Jun 08, 2013 7:24 am
 
Forum: Personal Consumer Issues
Topic: Free Books / Free Stuff
Replies: 36
Views: 3019

Re: Free Books / Free Stuff

http://www.amazon.com/FranklinCovey-Style-Guide-Communication-ebook/dp/B008CG87GI/ref=sr_1_43?s=digital-text&ie=UTF8&qid=1370690367&sr=1-43 FranklinCovey Style Guide: For Business and Technical Communication (5th Edition) [Kindle Edition] Stephen R. Covey (Author) 4.8 out of 5 stars  See...
by xram
Sat Jun 08, 2013 7:21 am
 
Forum: Personal Consumer Issues
Topic: Free Books / Free Stuff
Replies: 36
Views: 3019

Re: Free Books / Free Stuff

http://www.amazon.com/Family-Guide-Groceries-under-ebook/dp/B00703HTGS/ref=sr_1_11?s=digital-text&ie=UTF8&qid=1370690157&sr=1-11 2012 Family Guide to Groceries under $250 a Month [Kindle Edition] Melissa 'Liss' Burnell (Author), Budget101.com (Editor) Digital List Price: $3.49 What's thi...
by xram
Sat Jun 08, 2013 7:18 am
 
Forum: Personal Consumer Issues
Topic: Free Books / Free Stuff
Replies: 36
Views: 3019

Re: Free Book: Napoleon Hill - Think and Grow Rich

I havent read it yet.
But its free.
So I put it in my "to do" pile on the kindle
by xram
Thu Jun 06, 2013 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Free Book: Napoleon Hill - Think and Grow Rich
Replies: 6
Views: 1139

Re: "this old house" money saving tricks/tips

Anybody?
by xram
Thu Jun 06, 2013 7:01 am
 
Forum: Personal Consumer Issues
Topic: "this old house" money saving tricks/tips
Replies: 30
Views: 3446

Re: So my advisor says........

Rick Ferri wrote:A few observations:

1) If the adviser was the person who got you off actively managed funds and into index funds, then he deserves to be paid for his work.

Rick Ferri


Forever?
by xram
Thu Jun 06, 2013 6:24 am
 
Forum: Investing - Help with Personal Investments
Topic: So my advisor says........
Replies: 51
Views: 4783

Re: Rules of thumb for buying a first house?

Homes in Order, The New Way to Wealth. Discover how A Dollar Saved is Five Dollars Earned. [Kindle Edition] Jeremy Washburn (Author) Edit: previously free on Amazon. http://www.amazon.com/Wealth-Discover-Dollars-Earned-ebook/dp/B00BGMIU7Q/ref=sr_1_14?s=digital-text&ie=UTF8&qid=1370214997&am...
by xram
Wed Jun 05, 2013 11:32 pm
 
Forum: Personal Consumer Issues
Topic: Rules of thumb for buying a first house?
Replies: 50
Views: 5709

Free Book: Napoleon Hill - Think and Grow Rich

http://www.amazon.com/Life-Changing-Lessons-Napoleon-ebook/dp/B00CUL4PIU/ref=sr_1_13?s=digital-text&ie=UTF8&qid=1370487135&sr=1-13 Think and Grow Rich is a 1937 motivational personal development and self-help book by Napoleon Hill [1] and inspired by a suggestion from Scottish-American b...
by xram
Wed Jun 05, 2013 11:00 pm
 
Forum: Personal Consumer Issues
Topic: Free Book: Napoleon Hill - Think and Grow Rich
Replies: 6
Views: 1139

Re: 720pete's responsible portfolio review question's

Other more knowledgeable folks will respond but I would NOT give up/cash in a 4.35% rate on those IBONDS.
good luck
by xram
Wed Jun 05, 2013 6:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: 720pete's responsible portfolio review question's
Replies: 8
Views: 533

Re: Adding an international bond fund?

xram: ....Even then, I would only add it to a large portfolio where it would be at least 20% of the bond allocation..... Best wishes. Taylor WIth all due respect, I completely disagree with the notion commonly expressed on this forum that it is only worth while to add something if it is a certain p...
by xram
Wed Jun 05, 2013 6:02 pm
 
Forum: Investing - Theory, News & General
Topic: VG Total International Bond Fund is open
Replies: 82
Views: 11805

Re: VG Total International Bond Fund is open

This is my situation. I do not have any more "room" in 401k or Roth IRAs right now for Vanguard's International Bond Fund but would like to add it to my portfolio. Should I just wait until next year when I have another 17.5K room in my 401k and 11K in Roths (me and wife)? just thinking Ha...
by xram
Wed Jun 05, 2013 4:45 pm
 
Forum: Investing - Theory, News & General
Topic: VG Total International Bond Fund is open
Replies: 82
Views: 11805

Re: VG Total International Bond Fund is open

Where are folks holding the international bond fund? 401k? IRA? Taxable? xram: Taxable bonds should seldom be located in taxable accounts where dividends are taxed annually at higher income tax rates. In my opinion, it makes little difference between holding them in a 401k or an IRA. Dividends (yie...
by xram
Wed Jun 05, 2013 1:32 pm
 
Forum: Investing - Theory, News & General
Topic: VG Total International Bond Fund is open
Replies: 82
Views: 11805

Re: Help pick the right mortgage for us!

Conrats.

Possible to keep shopping for rates?

A local bank just gave me 15 year 2.5% fixed with 1% origination fee.

Just FYI

Good luck
by xram
Wed Jun 05, 2013 7:54 am
 
Forum: Personal Finance (Not Investing)
Topic: Help pick the right mortgage for us!
Replies: 37
Views: 2686

Re: VG Total International Bond Fund is open

Where are folks holding the international bond fund?
401k?
IRA?
Taxable?
by xram
Wed Jun 05, 2013 7:47 am
 
Forum: Investing - Theory, News & General
Topic: VG Total International Bond Fund is open
Replies: 82
Views: 11805

Re: Vanguard mixup with purchasing mutual funds

I had 9 dollars left over in MM. Did an "All" purchase of VTIAX just to get rid of 9 bucks. As far as I know, the minimum for a mutual fund purchase is $100. (Automatic purchases can be smaller.) Surprised the interface allowed that trade--unless maybe the backend also knew about the inco...
by xram
Tue Jun 04, 2013 6:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard mixup with purchasing mutual funds
Replies: 16
Views: 1490

Re: Vanguard mixup with purchasing mutual funds

Happened to me last week. They fixed it. I had 9 dollars left over in MM. Did an "All" purchase of VTIAX just to get rid of 9 bucks. Later in day decided to transfer more money from bank to MM and that money got "sucked" into to the "All" purchase of VTIAX. Ended up wit...
by xram
Tue Jun 04, 2013 7:53 am
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard mixup with purchasing mutual funds
Replies: 16
Views: 1490

Re: Book recommendation - budgeting and thriftiness

http://www.amazon.com/Wealth-Discover-D ... 97&sr=1-14


Homes in Order, The New Way to Wealth. Discover how A Dollar Saved is Five Dollars Earned. [Kindle Edition]
Jeremy Washburn (Author)
by xram
Tue Jun 04, 2013 4:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Book recommendation - budgeting and thriftiness
Replies: 29
Views: 2087

Re: Free book: "Retiring Sooner"

Mike is being too modest...he has also graciously posted on his blog that he has made his own book, "Can I Retire?", available for free in Kindle format as well: Thanks for mentioning that! I was making a point to steer clear of the forum rule against soliciting website traffic. :) Also, ...
by xram
Mon Jun 03, 2013 4:05 pm
 
Forum: Investing - Theory, News & General
Topic: Free book: "Retiring Sooner"
Replies: 16
Views: 2619

"this old house" money saving tricks/tips

http://www.thisoldhouse.com/toh/article/0,,20250928,00.html example below 1. Shorten your dryer-vent hose. First, disconnect it and vacuum it out. Then trim the hose length so that it's just long enough for you to pull the dryer a few feet out from the wall. A short and unobstructed line makes your ...
by xram
Mon Jun 03, 2013 11:37 am
 
Forum: Personal Consumer Issues
Topic: "this old house" money saving tricks/tips
Replies: 30
Views: 3446

Re: tax-loss harvesting question

Thanks

When/How do you guys/gals decide to TLH?

Is it a number value? (I.e. fund down $1000 dollars or more)?

Is it a percentage value (I.e. fund down 20% or more)?

Thanks
by xram
Mon Jun 03, 2013 7:09 am
 
Forum: Investing - Help with Personal Investments
Topic: tax-loss harvesting question
Replies: 24
Views: 1653

Homes in Order, The New Way to Wealth. Discover how A Dollar

Homes in Order, The New Way to Wealth. Discover how A Dollar Saved is Five Dollars Earned. [Kindle Edition] Jeremy Washburn (Author) Edit: previously free on Amazon. http://www.amazon.com/Wealth-Discover-Dollars-Earned-ebook/dp/B00BGMIU7Q/ref=sr_1_14?s=digital-text&ie=UTF8&qid=1370214997&am...
by xram
Mon Jun 03, 2013 12:15 am
 
Forum: Personal Consumer Issues
Topic: Homes in Order, The New Way to Wealth. Discover how A Dollar
Replies: 5
Views: 1271

Re: Free Books / Free Stuff

A boglehead favorite. Top of the wiki. :happy

http://www.amazon.com/Instant-Day-Trade ... 77&sr=1-18

Instant Day Trader: Day Trade Like a Pro Right from the Start [Kindle Edition]
Ali Mudar (Author)
by xram
Sun Jun 02, 2013 10:13 pm
 
Forum: Personal Consumer Issues
Topic: Free Books / Free Stuff
Replies: 36
Views: 3019

Re: Free Books / Free Stuff

http://www.amazon.com/Wealth-Discover-D ... 97&sr=1-14


Homes in Order, The New Way to Wealth. Discover how A Dollar Saved is Five Dollars Earned. [Kindle Edition]
Jeremy Washburn (Author)
by xram
Sun Jun 02, 2013 7:20 pm
 
Forum: Personal Consumer Issues
Topic: Free Books / Free Stuff
Replies: 36
Views: 3019

Re: Free Books / Free Stuff

http://www.amazon.com/Recession-Proof-R ... 87&sr=1-16


Recession-Proof Retirement [Kindle Edition]
Mark J. Orr CFP (Author)
by xram
Sun Jun 02, 2013 7:14 pm
 
Forum: Personal Consumer Issues
Topic: Free Books / Free Stuff
Replies: 36
Views: 3019

Re: tax-loss harvesting question

This website https://www.ivyvest.com/blog/posts/how-to-legally-reduce-your-tax-bill-with-tax-loss-harvesting Suggests SCHE EEM As substitutes for VWO when TLHing. Anybody used these? Any problems? Thanks I prefer IEMG (.18 ER). It's cheaper than EEM and reaches down further into mid and small caps ...
by xram
Sun Jun 02, 2013 1:52 pm
 
Forum: Investing - Help with Personal Investments
Topic: tax-loss harvesting question
Replies: 24
Views: 1653

Re: tax-loss harvesting question

This website

https://www.ivyvest.com/blog/posts/how- ... harvesting

Suggests

SCHE
EEM

As substitutes for VWO when TLHing.

Anybody used these?

Any problems?

Thanks
by xram
Sun Jun 02, 2013 12:17 pm
 
Forum: Investing - Help with Personal Investments
Topic: tax-loss harvesting question
Replies: 24
Views: 1653

Re: tax-loss harvesting question

If an investor sells shares/lots That we're acquired as dividends but then decreased in value,, how does this affect the decision to TLH versus shares that were purchased? Gotta pay taxes on dividends obviously? So loss must be significant to make up for tax burden? Sorry for beginner level question...
by xram
Sun Jun 02, 2013 8:40 am
 
Forum: Investing - Help with Personal Investments
Topic: tax-loss harvesting question
Replies: 24
Views: 1653

Re: 3-fund vs 4-fund approach (reason for a REIT fund)

There is something to be said for simplicity. And there is decreasing marginal benefit to each new asset class added to a portfolio. That being said, an 8-10 fund portfolio is not significantly harder to maintain than a 3-4 fund portfolio . There is significant benefit potentially to nominal increa...
by xram
Sun Jun 02, 2013 7:54 am
 
Forum: Investing - Theory, News & General
Topic: 3-fund vs 4-fund approach (reason for a REIT fund)
Replies: 22
Views: 1778

Re: tax-loss harvesting question

Could I sell the shares purchased on the dates indicated with question marks(?) without causing a wash sale? (-and buy SCHE or IEMG right afterwards) Yes. As long as you sell the recent lots, dated 05/24, 05/13, 05/06, then there is no wash sale. So, as long as I sell ALL the lots that I have purch...
by xram
Fri May 31, 2013 2:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: tax-loss harvesting question
Replies: 24
Views: 1653

Re: tax-loss harvesting question

Could I sell the shares purchased on the dates indicated with question marks(?) without causing a wash sale? (-and buy SCHE or IEMG right afterwards) Yes. As long as you sell the recent lots, dated 05/24, 05/13, 05/06, then there is no wash sale. Or as a thought experiment, you could do it in slow-...
by xram
Fri May 31, 2013 12:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: tax-loss harvesting question
Replies: 24
Views: 1653

Re: Picked up a Tad of VEMAX [Vanguard Emerging Markets Inde

“Yes, the often useful habit of treating one dollar differently from another has a dark side, too, with consequences far more significant than increasing your willingness to make crazy bets at roulette tables. By assigning relative values to different moneys that in reality have the same buying powe...
by xram
Fri May 31, 2013 9:02 am
 
Forum: Investing - Help with Personal Investments
Topic: Picked up a Tad of VEMAX [Vanguard Emerging Markets Index]
Replies: 11
Views: 873

Re: tax-loss harvesting question

Thanks
by xram
Fri May 31, 2013 9:00 am
 
Forum: Investing - Help with Personal Investments
Topic: tax-loss harvesting question
Replies: 24
Views: 1653

Re: Ready to buy a house....

Thank you for all the info.... Just an Fyi.. We closed on our house yesterday. 2.5% fixed 15 year loan with 1% origination fee plus about 700 bucks in other fees from bank Excited Proud Happy Rent goes from 2250 to mortgage 1300. Much much smaller place...;from 6000 to 2500 sq ft. (edit: also...wife...
by xram
Fri May 31, 2013 8:38 am
 
Forum: Personal Consumer Issues
Topic: Ready to buy a house....
Replies: 58
Views: 5664

tax-loss harvesting question

2013-05-24 VWO ? 2013-05-13 VWO ? 2013-05-06 VWO ? 2013-04-12 VWO 2013-04-12 VWO ? 2013-04-04 VWO 2013-04-03 VWO 2013-03-28 VWO ? 2013-03-21 VWO 2013-03-19 VWO 2013-03-15 VWO ? 2013-03-04 VWO ? 2013-02-28 VWO ? 2013-02-25 VWO ? 2013-02-22 VWO ? 2013-02-21 VWO ? 2013-02-04 VWO ? 2012-12-27 VWO ? 201...
by xram
Thu May 30, 2013 11:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: tax-loss harvesting question
Replies: 24
Views: 1653

Re: Timber REITs

by xram
Thu May 30, 2013 4:59 pm
 
Forum: Investing - Help with Personal Investments
Topic: Timber REITs
Replies: 14
Views: 1539

Re: Bad day for REITs

livesoft wrote:?.....So it was time to rebalance anyways, so folks sold.



Perhaps a stupid question. But when someone sells, someone has to buy, right?

So were people selling off or buying up today?
by xram
Wed May 29, 2013 10:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Bad day for REITs
Replies: 63
Views: 8140

Re: Bad day for REITs

People are waking up to the realization that rates are going up sooner, not later. When rates go up, it puts pressure on real estate prices and organizations that buy real estate, making them less profitable. I wonder if I should sell... I won't "lose" any of my original principle if I do...
by xram
Wed May 29, 2013 7:49 pm
 
Forum: Investing - Help with Personal Investments
Topic: Bad day for REITs
Replies: 63
Views: 8140

damaged couch

Hello, We will be moving out of our rental house and into our newly purchased house in the near future. Unfortunately, one of my kids made a good bit of pen markings on one of the couches that was included in the rental house. I told the realtor about it today and sent him a few pictures and asked h...
by xram
Wed May 29, 2013 10:42 am
 
Forum: Personal Consumer Issues
Topic: damaged couch
Replies: 4
Views: 462
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