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Re: What internet speed is fast enough?

Verizon Fios 50 down 25 up. I have multiple devices connecting to internet streaming content. Also wife uploads lots of picture and that upload speed helps a lot. Personally I feel this speed is about the need for myself. But it's not as cheap as some other providers....
by wolingfeng
Tue Mar 17, 2015 10:08 pm
 
Forum: Personal Consumer Issues
Topic: What internet speed is fast enough?
Replies: 51
Views: 4386

Re: Will you buy an Apple Watch?

Definitely will go to apple store to check it out and try it, as times goes there will be many apps developed for it, which i think is the key to make it useful. Of course only history can tell how successful it is. Can't tell at this moment.
by wolingfeng
Mon Mar 09, 2015 9:31 pm
 
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 318
Views: 15871

Re: Can I afford it?

You could afford to buy it, but personally it's too high of a price for a car. But if you value driving experience a lot, then it could be money worth spent. Also on a side note, it's always easier to upgrade than down grade. Once you buy a lexus, you probably never want to go back to drive a camry ...
by wolingfeng
Mon Mar 09, 2015 9:23 pm
 
Forum: Personal Consumer Issues
Topic: Can I afford it?
Replies: 59
Views: 5613

Re: Keurig-cup coffee makers - why?

Normally it costs 30-35 cents/cup when you buy them on sale. I stock them up every couple months... That's not too bad of a price compare to conventional brewing.
by wolingfeng
Fri Mar 06, 2015 9:48 pm
 
Forum: Personal Consumer Issues
Topic: Keurig-cup coffee makers - why?
Replies: 139
Views: 12271

Tax Withholding Question

Hi all! This year I inputted all the info in the turbo tax and it came out that we have a large amount of refund about 8k, so I decided to change my withholding to withhold less tax on each of my paycheck. But my payroll messed up for the past 3 weeks and I saw I had zero federal tax withhold for 3 ...
by wolingfeng
Mon Feb 23, 2015 1:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax Withholding Question
Replies: 3
Views: 461

Re: Help being smart about prescriptions (generics)

It depends on what kind of drugs and medical condtions. In general there are multiple choices for something like hypertension, high cholesterol, depression, diabetes, etc. Most of the times those more expensive brand names drugs do not produce any better result than the comparable generics. But even...
by wolingfeng
Sun Dec 14, 2014 10:15 pm
 
Forum: Personal Consumer Issues
Topic: Help being smart about prescriptions (generics)
Replies: 9
Views: 909

Re: Am I being cheap?

While investing money for future is important, one has to think about other factors. The ring could be a bad investment, but it could mean an important symbol for the marriage and love, or whatever she think. Is it necessary in every marriage? No. But if she likes it, why fight so hard? Or else we s...
by wolingfeng
Sun Dec 07, 2014 1:08 am
 
Forum: Personal Finance (Not Investing)
Topic: Am I being cheap? [wedding/engagement ring]
Replies: 192
Views: 9461

Re: Tax filing - Question about making an amendment

Appreciate the help! I think I will skip that couple dollars this year... Lol
by wolingfeng
Fri Mar 08, 2013 6:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax filing - Question about making an amendment
Replies: 4
Views: 310

Re: Tax filing - Question about making an amendment

So it looks like if I wanted to send the amended return, I have to print out a 40-page file, then mail it... the postage itself probably cost more...
by wolingfeng
Wed Mar 06, 2013 9:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax filing - Question about making an amendment
Replies: 4
Views: 310

Tax filing - Question about making an amendment

Hi guys! I had a little bit investment at Prosper.com. I filed my tax in February. Just couple of days ago Prosper.com notified me that they have made a "corrected" 1099 OID.... At this time I already go my federal tax return. So anyway I plugged in the number that's on this "correcte...
by wolingfeng
Wed Mar 06, 2013 9:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax filing - Question about making an amendment
Replies: 4
Views: 310

tax question: recharacterization vs conversion

Hey Guys, I am in the process of filing my tax via Turbotax, and encountered a problem while I was reporting my contribution. I am married filing jointly. Our adjusted gross income is going to be around 230k. So my contribution to traditional IRA would be non-deductible anyway. And I had zero dollar...
by wolingfeng
Wed Jan 30, 2013 8:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: tax question: recharacterization vs conversion
Replies: 3
Views: 369

Re: Reasons for why some medications not covered by health p

Unfortunately generic Prevacid (lansoprazole) is pretty expensive, more than a dollar a pill, vs other PPI generic like omperazole and pantoprozole. I think somehow there is only one manufacture Sandoz making it, thus they can control the pricing and making it more expensive. Maybe have your doctor ...
by wolingfeng
Sun Jan 20, 2013 6:49 pm
 
Forum: Personal Consumer Issues
Topic: Reasons for why some medications not covered by health plan
Replies: 11
Views: 1177

Re: NY Property Tax Calculation - Star Exemption

Thanks for everyone's input. That's what I thought that STAR exempts only 30k, which in most cases can save about 600-700 dollars off the school tax as far as I am thinking.

Tricky :?
by wolingfeng
Sun Jan 20, 2013 1:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: NY Property Tax Calculation - Star Exemption
Replies: 5
Views: 780

Re: All-inclusive in Cancun

My wife and I went to all inclusive hotel in Cancun last year. It's very nice. The hotel we went was more expensive but it was worth the money (Le Blanc). I would say just do your homework, research the activities and hotels about what they offer and how people reviewed them. Generally, food was gre...
by wolingfeng
Sun Jan 20, 2013 1:37 pm
 
Forum: Personal Consumer Issues
Topic: All-inclusive in Cancun
Replies: 33
Views: 4204

NY Property Tax Calculation - Star Exemption

Any folks there in NY state know about how to estimate or calculate the property tax with the NY STAR exemption? :confused I am looking to buy my first house. And one thing I am trying to do is to have a clear picture of the cost between different houses I am looking at. The realtor explained to me ...
by wolingfeng
Sun Jan 20, 2013 12:26 am
 
Forum: Personal Finance (Not Investing)
Topic: NY Property Tax Calculation - Star Exemption
Replies: 5
Views: 780

Re: Managing the money [Buying a house, which funds to use?]

Thanks for the response! Actually another question just popped up in my mind as I am eagerly looking for a pre-approval from a bank. I've read a little bit, and some recommend using a mortgage broker and some say we could just shop around different banks for the lowest rate. As I am looking at this ...
by wolingfeng
Tue Dec 11, 2012 6:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Managing the money [Buying a house, which funds to use?]
Replies: 3
Views: 653

Managing the money [Buying a house, which funds to use?]

Hello everyone, This is my first post. First of all, thanks for the bogleheads forum. I am much more informed about finance and investment than before because of this platform. I am a married guy in my late 20s. Recently my wife and I have come to a conclusion to buy a house to settle down (currentl...
by wolingfeng
Wed Dec 05, 2012 10:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Managing the money [Buying a house, which funds to use?]
Replies: 3
Views: 653

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