I inherited a ML fund many years back. The beginning of the end was when my "advisor" paid me a visit in a late-model luxury car. When I realized how they had been shafting my parents all those years with high ERs, ridiculous fees, redundant funds, and self serving "advice" I was...
I've used firstnamelastname@hotmail since the late 90s, and firstnamelastname@gmail for 10 years or so. No problems ever, and it's easy for friends to remember.
We do not have cable and watch Netflix through an attached laptop. We want to move to a wall-mounted TV which will make the laptop attachment impractical. We need a set that will connect directly to our wireless router. I've tried Google for info but I get an overload of contradictory reviews. I'd r...
Maybe a chain like Buppa has their items prepped in advance and this request threw them off. Last year at a high end restaurant they told me they couldn't make me an egg white omelet. I felt like Jack Nicholson in Five Easy Pieces - - Make me 2 eggs sunny side up but cut the yolk out, throw some che...
Before talking with insurance agent I'd like to get info/advice here. My wife has a whole life policy started by her parents when she was young. Premiums currently paid by dividends, so we've just left it alone so far. The "cash value" is irrelevant to us, we never plan to try to access it...
From 1965 through 1970 half dollars and silver (Eisenhower) dollars were made with a core of 21% silver, clad with an outer layer made from 80% silver. Slight correction: Eisenhower dollars were only minted from 1971 to 1978. The only 40% silver Eisenhower dollars were sold as collector's pieces (s...
People want this info because unlike most consumer purchases we make, car prices are negotiated, so buyers want as much info as possible. Consumer Reports is a fine resource for this info (nominal fee) and has a lot of good advice on the new car buying process. Another current BH thread is discussin...
You can also get another idea of actual selling prices of a model and year by checking what they have sold for on eBay (through searching completed sales, not unrealized asking prices.) Of course these prices do not include shipping. A glance shows that 2011 Prius models have sold for between 17K an...
My last 2 cars were bought w/ check. In 2007 the dealer required a cashier's check. Two years later, at a different dealer, my personal check was fine. I have no idea if they pulled a credit report on me. They had no personal info, except my name and e-mail address, until I paid. I drove away 20 min...
I walk in right off the street and the dealer can pull my report, without my agreement or knowledge? I can't believe that is true. I understand if I am requesting credit, or if I have signed something with fine print, but otherwise that can't be legal.
Because of a changed earlier deadline and poor communication from my company, I lost a little over 1K in my "use it or lose it" health Flexible Spending Account. I seem to have no recourse to recover this money. May I deduct the amount as a "loss?" I cannot find specifics on this.
In researching VG bond funds I see that some, like the Total Bond Index, are heavy in Treasuries/Agency, other funds heavy in Corporate. Is there a diversification reason to blend these 2 kinds of bonds?
You don't have to spend $20K; you don't have to have a generator that powers every single appliance and outlet in your house. We got a 13KW natural gas generator that powers 10 circuits of our choice, cost $6K installed. During a power failure it powers essential appliances like the the fridge, furn...
The 1973 Montrose by Montrose. One of the hardest rocking albums ever, with the turn-it-up single Rock the Nation . Featured Ronnie Montrose and a young Sammy Hagar. This vid of that album's Bad Motor Scooter makes you realize that Rock and Roll will never again be as innocent and awesome. http://ww...
Also, as a result of being an astronaut he received an advantage in getting a professorship over others. (see below). He accepted a teaching position in the Department of Aerospace Engineering at the University of Cincinnati,[98] having decided on Cincinnati over other universities, including his a...
I found a Costco Amex credit card on the floor in a Costco food court. I turned it in at the service desk. I once found an AMEX card in a parking lot. When I called AMEX, they said the best thing to do with a found CC is to phone it in, then destroy, and never to turn it in any where. I am not sayi...
My wife & I have just let our Costco membership expire. To go there - parking a mile away in the huge lot, pushing a really heavy cart around, the LONG SLOW checkout lines, lifting the really heavy items in & out of the car - was exhausting. Also, when we did the math it didn't look as if we...
Thank you for the replies. You have made me realize that more homework needs to be done. Supposedly the 15K annual management fee is in place of any transaction charges, but I don't really believe that. The liquidation is because all will go into an appropriate VG target date fund. The allocation wi...
I am helping a relative in the early stages of an IRA transfer (around 3M) from a high-fee "advisor" to VG. Funds are mostly in Treasuries, individual corporate bonds and individual stocks 40+ in all. A hefty management fee (15K) is charged in lieu (they have said) of transaction expenses....
Never use dish soap; it is bad for rubber and strips the wax. Use rubbing alcohol to remove sap. You might want to know that using a commercial wash is the least environmentally harmful in terms of amount of water used. Also, commercial washes have their pit water go into a sewage system where it ca...
I have an inherited partnership that has complicated my taxes for years. The general partner sends out K1 forms every year; I do not have to figure those out. But can popular tax software such as TurboTax or Quicken allow me to input this info into all of the proper schedules and forms? Looking thro...