Search found 525 matches

by wilpat
Tue Aug 25, 2015 7:27 pm
Forum: Personal Consumer Issues
Topic: Ant Control
Replies: 63
Views: 3394

Re: Ant Control

About 60 years ago my mother saw an ad somewhere (newspaper?) that said "Guaranteed to kill all insects". It cost about $2.00/ so she ordered one. It came and the package contained 2 little square blocks labeled A and B. The instructions said "Place insect on block A and strike sharpl...
by wilpat
Tue Aug 04, 2015 6:31 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28230

Re: Free Windows 10 Upgrade, Yes or No?

I did one of my computers a couple of weeks ago and the other two over the weekend. No significant problems. Some minor situations with Edge where some sites won't work with Edge, but I can (and do) still use Internet Explorer, Firefox or Google Chrome. I do use Classic Shell and like it a lot. I st...
by wilpat
Mon Jul 27, 2015 6:29 pm
Forum: Personal Consumer Issues
Topic: Can you return food at a restaurant and not have to pay for it?
Replies: 46
Views: 4458

Re: Can you return food at a restaurant and not have to pay for it?

I was eating at a well known seafood restaurant many years ago with a couple of friends. When one of my friends order arrived he looked at it and it looked very bad -- green/black etc. He asked for the manager and when the manager came he said "If you will eat it I will pay for it" The man...
by wilpat
Sun Jun 28, 2015 4:06 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage Company Advice - Jumbo Loan
Replies: 4
Views: 911

Re: Mortgage Company Advice - Jumbo Loan

Pentagon Federal Credit Union
by wilpat
Sun Jun 07, 2015 10:06 am
Forum: Personal Finance (Not Investing)
Topic: lump sum divorce settlement
Replies: 31
Views: 4149

Re: lump sum divorce settlement

FWIW Lump sum alimony is not a taxable event.
by wilpat
Mon Jun 01, 2015 3:10 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28230

Re: Free Windows 10 Upgrade, Yes or No?

I started with Windows 3.0 and have upgraded each and every time a new version comes out. I have absolutely no regrets of doing that and will continue indefinitely!
by wilpat
Fri Apr 10, 2015 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax states "New York has no income tax"?
Replies: 16
Views: 1558

Re: TurboTax states "New York has no income tax"?

That just adds one more reason to why I don't use TurboTax!
by wilpat
Fri Apr 10, 2015 3:43 pm
Forum: Personal Consumer Issues
Topic: Would you use your neighbor's son for yard service?
Replies: 33
Views: 2503

Re: Would you use your neighbor's son for yard service?

Clearly explain your expectations to him and his parents. Then hire him!
by wilpat
Thu Apr 09, 2015 4:26 pm
Forum: Personal Consumer Issues
Topic: Planning Washington DC Sightseeing
Replies: 58
Views: 3497

Re: Planning Washington DC Sightseeing

The Smithsonian would be my recommendation. I have been there many many times and still am very impressed whenever I go back!
by wilpat
Wed Apr 08, 2015 6:27 pm
Forum: Personal Consumer Issues
Topic: Year round storage container for CDs in car
Replies: 14
Views: 879

Re: Year round storage container for CDs in car

I remember very clearly when those funny looking 45 records (small with big holes) came out. Would have been late 1940's!
by wilpat
Thu Apr 02, 2015 4:10 pm
Forum: Investing - Help with Personal Investments
Topic: Which brokers do hassle-free Roth cnvrsn recharacterizations
Replies: 25
Views: 2083

Re: Which brokers do hassle-free Roth cnvrsn recharacterizat

I have done it with Vanguard twice with no problems at all.
by wilpat
Tue Mar 31, 2015 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: Boglehead Jeep owners? ("real Jeep's")
Replies: 51
Views: 3229

Re: Boglehead Jeep owners? ("real Jeep's")

My Dad bought a WW II army Jeep in 1945 for $100.00. It was brand new -- the wheels were in the back seat and it was still covered in cosmoline! It had no key, just an on-off switch. 4 cylinder engine with about 45 horsepower. We used it for about 10 years before it was worn out. My Dad let me drive...
by wilpat
Sat Mar 28, 2015 10:24 am
Forum: Personal Finance (Not Investing)
Topic: Recurring utility bills - How do you pay?
Replies: 43
Views: 3359

Re: Recurring bills - How do you pay?

Watty wrote:Other, the bank where my checking account is at has online bill paying that I use to manually pay my bills each month.

I do the same and it causes me no problems!
by wilpat
Sun Mar 15, 2015 6:00 pm
Forum: Personal Finance (Not Investing)
Topic: Do you still use currency or have you gone all-plastic?
Replies: 47
Views: 3745

Re: Do you still use currency or have you gone all-plastic?

I pay for my haircuts with cash and my wife writes a check for her hair care. Everything else is done either by debit card or credit card. If it is less than $10.00 I usually use a debit card all others are credit. I make an entry on my excel spread sheets for each expenditure as soon as I get home ...
by wilpat
Thu Mar 05, 2015 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block Computer Glitch
Replies: 7
Views: 1127

Re: H&R Block Computer Glitch

I have used H&R Block for many years with no problems. I, however, do not import anything. I enter the figures manually, which takes about 15 seconds per 1099 or whatever.
by wilpat
Mon Mar 02, 2015 7:00 pm
Forum: Personal Consumer Issues
Topic: Retiree Poll: Satisfaction with retirement
Replies: 53
Views: 4631

Re: Retiree Poll: Satisfaction with retirement

I worked for 58 years and have been retired about 2 1/2 years and much much preferred working! One of my ex-wives said one time that "work is your vocation and your avocation" -- that may be why I have so many ex-wives out there! :happy
by wilpat
Sat Feb 28, 2015 4:03 pm
Forum: Personal Consumer Issues
Topic: How do I learn to like sushi?
Replies: 80
Views: 6495

Re: How do I learn to like sushi?

I tried sushi one time and they didn't even cook it! :happy
by wilpat
Fri Feb 27, 2015 7:10 pm
Forum: Personal Consumer Issues
Topic: How does one increase their typing speed and accuracy?
Replies: 70
Views: 5644

Re: How does one increase their typing speed and accuracy?

I took typing for 2 semesters (4 quarters) in high school. I got "C's" in those classes. Every other class I took from 1st grade through EE I got "A's". I am now 75 years old and still don't type worth sour owl sh*t!
by wilpat
Thu Feb 26, 2015 1:57 pm
Forum: Personal Consumer Issues
Topic: Should you tip when picking up takeout food?
Replies: 54
Views: 4679

Re: Should you tip when picking up takeout food?

I Always leave a tip of about 10% (rounded to the nearest dollar.)
by wilpat
Tue Feb 24, 2015 8:00 pm
Forum: Personal Consumer Issues
Topic: Buying a home in SF Bay Area [Dumbo]
Replies: 79
Views: 5661

Re: Buying a home in SF Bay Area

My uncle bought a house in Millbrae in 1950 for $5,500. His heirs sold it in 2013 for $1,300,000. Meaningless info, but thought it was interesting.
by wilpat
Tue Feb 24, 2015 11:54 am
Forum: Personal Finance (Not Investing)
Topic: What age do you guys plan to retire?
Replies: 143
Views: 10500

Re: What age do you guys plan to retire?

I retired at 73 and am now 75. I retired due to health problems. If I could I would still be working -- not just for the money, but I really enjoyed working. I started working in the telephone business at age 14 (summers/weekends/holidays etc. during high school and then full time) 30 years at the t...
by wilpat
Sun Feb 22, 2015 12:20 pm
Forum: Personal Finance (Not Investing)
Topic: How much was your Tax Refund (or amount DUE)
Replies: 110
Views: 8616

Re: How much was your Tax Refund (or amount DUE)

$0.00 Fed, $0.00 State. In 1980 I wrote the Feds a check for $279,000 and was much happier doing that than $0.00 this year!
by wilpat
Tue Feb 17, 2015 2:32 pm
Forum: Personal Consumer Issues
Topic: A Special Message From Social Security
Replies: 68
Views: 7371

Re: A Special Message From Social Security

I logged into my account and under "replacement Documents" is a copy of my 2014 year end statement. There is also a form 703 available there, which is to determine whether or not you must file your SSI distribution.

I also already received a hard copy in the mail.
by wilpat
Thu Feb 12, 2015 10:54 pm
Forum: Personal Consumer Issues
Topic: [Is it worth getting an] AARP [membership]?
Replies: 58
Views: 5004

Re: How many have a membership in AARP?

Canceled AARP and I am now with AMAC.
by wilpat
Wed Feb 11, 2015 8:06 pm
Forum: Personal Consumer Issues
Topic: Food of the Fifties
Replies: 216
Views: 13283

Re: Food of the Fifties

Kidney stew, Grilled peanut butter and jelly sandwiches, Ham Hocks and cabbage, Country fried steak and gravy (still my favorite today) Grilled tuna sandwiches, Prune pudding with dumplings, Spam and eggs. My memory has run out!!
by wilpat
Sun Feb 08, 2015 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: How much was your Tax Refund (or amount DUE)
Replies: 110
Views: 8616

Re: How much was your Tax Refund (or amount DUE)

$0.00 Federal and $0.00 State!
by wilpat
Sun Feb 08, 2015 1:29 pm
Forum: Personal Consumer Issues
Topic: Worth Upgrading to LED Lighting?
Replies: 45
Views: 4093

Re: Worth Upgrading to LED Lighting?

Unless you have pets or small children, that amount of mercury is not a big risk-- you are going to tidy the stuff up, not inhale it. We used to chase balls of mercury around the lab table in high school chemistry. It takes several hundred CFL's to have the same mercury content as a baby thermometer!
by wilpat
Fri Feb 06, 2015 1:35 am
Forum: Personal Consumer Issues
Topic: Alternatives to Radio Shack?
Replies: 47
Views: 4595

Re: Alternatives to Radio Shack?

Best Buy
by wilpat
Thu Feb 05, 2015 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: pay IRS with credit card?
Replies: 19
Views: 1942

Re: pay IRS with credit card?

How much is the transfer fee for the 0% advance?
by wilpat
Mon Feb 02, 2015 1:47 pm
Forum: Personal Consumer Issues
Topic: Can doctors charge more than co-pay?
Replies: 51
Views: 5561

Re: Can doctors charge more than co-pay?

I have said many times -- "No sane person will ever understand medical insurance"
by wilpat
Fri Jan 30, 2015 5:06 pm
Forum: Personal Consumer Issues
Topic: Scottsdale, AZ - what to do?
Replies: 42
Views: 3620

Re: Scottsdale, AZ - what to do?

If you have never been to the Grand Canyon you should go there. It is really one of the Great Wonders of the world!
It is a long drive, but worth the time.
by wilpat
Mon Jan 26, 2015 10:38 am
Forum: Personal Consumer Issues
Topic: [Purchasing a] wife's purse
Replies: 44
Views: 4546

Re: wife's purse

I bought my wife a coach purse many years ago. It took her about 2 minutes to decide to return it! Her comment was "You should never waste money like that!"
by wilpat
Sun Jan 25, 2015 4:12 pm
Forum: Personal Consumer Issues
Topic: Recommend a clickless mouse
Replies: 33
Views: 2703

Re: Recommend a clickless mouse

I use this mouse and it is noiseless.

Explorer Touch Mouse Model 1090
by wilpat
Sun Jan 25, 2015 1:46 pm
Forum: Personal Consumer Issues
Topic: Time to stop driving for 85 yo MIL
Replies: 89
Views: 6789

Re: Time to stop driving for 85 yo MIL

It is my opinion that each person's (regardless of gender or age) driving ability should be verified periodically. Many states require renewal of your license at different intervals depending on age. The older you are the shorter the interval. I also think that interval is too long in some states. S...
by wilpat
Sun Jan 18, 2015 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: IRA Conversion RMD Question
Replies: 9
Views: 599

Re: IRA Conversion RMD Question

Let me explain it a little more clearly (hopefully). My RMD for 2015 is about $1,000.00. (Based on the December 31st 2014 amount in the IRA). I converted $5,000.00 to a Roth last week. I had intended to do the RMD late in the year for the whole $1,000.00. It seems that I must now recharacterize the ...
by wilpat
Sun Jan 18, 2015 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: IRA Conversion RMD Question
Replies: 9
Views: 599

IRA Conversion RMD Question

If I convert some amount from an IRA to a Roth does that amount count as part of my RMD requirement?
by wilpat
Tue Jan 13, 2015 10:16 pm
Forum: Investing - Theory, News & General
Topic: What was your costliest investment mistake?
Replies: 138
Views: 15793

Re: What was your costliest investment mistake?

In the .com crash in the early 60's I lost a little over $800,000. I owned a company that manufactured equipment for them and I paid all my bills on time, but toward the end they did not pay me for what I had shipped to them. I could cry and whine over it, but life is more important than that . Ear...
by wilpat
Tue Jan 13, 2015 9:38 pm
Forum: Investing - Theory, News & General
Topic: What was your costliest investment mistake?
Replies: 138
Views: 15793

Re: What was your costliest investment mistake?

In the .com crash in the early 60's I lost a little over $800,000. I owned a company that manufactured equipment for them and I paid all my bills on time, but toward the end they did not pay me for what I had shipped to them. I could cry and whine over it, but life is more important than that . Ear...
by wilpat
Tue Jan 13, 2015 7:01 pm
Forum: Investing - Theory, News & General
Topic: What was your costliest investment mistake?
Replies: 138
Views: 15793

Re: What was your costliest investment mistake?

In the .com crash in the early 60's I lost a little over $800,000. I owned a company that manufactured equipment for them and I paid all my bills on time, but toward the end they did not pay me for what I had shipped to them. I could cry and whine over it, but life is more important than that .
by wilpat
Mon Jan 12, 2015 12:10 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Family Trip to San Diego
Replies: 16
Views: 1579

Re: Recommendations for Family Trip to San Diego

The only time I was in San Diego for any length of time was at a place called MCRD in 1957. Can't recommend it as a place to visit!
by wilpat
Sun Dec 28, 2014 2:33 pm
Forum: Investing - Theory, News & General
Topic: Facebook is Outrageous
Replies: 78
Views: 10474

Re: Facebook is Outrageous

When I was a youngster what we used, for the same purpose as Google Search is used today, was called "Encyclopedia Americana" (or Britannica or whatever! I know, without a doubt, that Google has at least a million times as much info as the encyclopedias did in their day and you can access ...
by wilpat
Sun Dec 28, 2014 12:08 pm
Forum: Personal Consumer Issues
Topic: Appalachian Trail thru-hike in retirement?
Replies: 49
Views: 4671

Re: Appalachian Trail thru-hike in retirement?

Look here. It shows some forums about the Appalachian Trail.
https://www.google.com/?gws_rd=ssl#q=ap ... kers+forum
by wilpat
Fri Dec 19, 2014 11:35 am
Forum: Personal Finance (Not Investing)
Topic: How do you determine your withdrawal rate?
Replies: 13
Views: 1386

Re: How do you determine your withdrawal rate?

I retired a few years ago and my method was to make a budget and follow it as best as I can. I budgeted my retirement income (SS and Retirement income) on an annual basis. I use 1.5% COL for SS and my retirement is income fixed. I then budgeted my expenses with inflation of 3.1%. I then sum the expe...
by wilpat
Fri Dec 19, 2014 11:05 am
Forum: Personal Consumer Issues
Topic: Relocating to Florida - Need some advice
Replies: 36
Views: 3048

Re: Relocating to Florida - Need some advice

I strongly recommend the West Coast! The East Coast, in my opinion, is just displaced Northeast.
by wilpat
Sun Dec 14, 2014 6:20 pm
Forum: Personal Consumer Issues
Topic: Your Favorite Cookbook?
Replies: 68
Views: 6452

Re: Your Favorite Cookbook?

Google is my favorite cookbook!
by wilpat
Sat Nov 29, 2014 1:16 pm
Forum: Personal Consumer Issues
Topic: Florescent lights
Replies: 20
Views: 1675

Re: Florescent lights

It takes about 500 CFL's to contain the same amount of mercury as a thermometer.
by wilpat
Wed Nov 26, 2014 2:04 pm
Forum: Personal Consumer Issues
Topic: Favorite nonfiction books
Replies: 117
Views: 11450

Re: Favorite nonfiction books

On Wings of Eagles
Ken Follett
by wilpat
Sun Nov 16, 2014 3:29 pm
Forum: Personal Consumer Issues
Topic: Shower silicone replacement - Price? DIY?
Replies: 27
Views: 1958

Re: Shower silicone replacement - Price? DIY?

Reminds me of the story about a Doctor who had a plumber come fix something. The plumber finished in 1/2 hour and gave the Doctor a bill for $100.00. The Doctor said "$100.00 for a 1/2 hours of work, that's $200.00 an hour -- I'm a doctor and I don't make $200.00 an hour!". The plumber sai...
by wilpat
Sun Nov 16, 2014 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Trouble downloading H&R Block Deluxe 2014
Replies: 3
Views: 364

Re: Trouble downloading H&R Block Deluxe 2014

In all of the years I have been using H&R Block this is the first time I can remember something like this happening. I use them exclusively because I am very familiar with their software after using it for about 20 years!
by wilpat
Sun Nov 16, 2014 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Trouble downloading H&R Block Deluxe 2014
Replies: 3
Views: 364

Re: Trouble downloading H&R Block Deluxe 2014

See this:

http://community.hrblock.com/t5/Your-Ta ... and-filing

There are several of us in the same boat. I doubt that anything will happen to fix it today.

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