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Re: What have you done to cut costs this year?

Time Warner typically raises my cable/internet rate quarterly by a few bucks, which in turn leads me to reduce my services by a few bucks. It finally came to the point that the only service left to cut was dropping down to the slowest internet service they offered. Called up a rep to make the change...
by widestance
Tue Nov 04, 2014 5:25 pm
 
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 134
Views: 12168

Re: advice on a surface pro 3

Looked pretty long and hard at the Surface 3 Pro, ended up going with the Lenovo Yoga 2 Pro ultrabook.
Felt like I got a better deal without having to purchase extras.
by widestance
Sat Oct 18, 2014 10:59 pm
 
Forum: Personal Consumer Issues
Topic: advice on a surface pro 3
Replies: 28
Views: 2827

Re: Anyone cancelling travel plans?

Just got back from vacationing in Africa (east) a few weeks ago.
No regrets and no Ebola :)
by widestance
Sat Oct 18, 2014 10:56 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6431

Re: New vehicle...GMC Acadia, Chevy Traverse, or Buick Encla

A buddy of mine has an Enclave and I got to drive it a bit. Pretty nice vehicle, but a major complaint I had with it are the huge A-Pillars. They really affect visibility on curvy winding roads when you're trying to see around the bend. Plenty of room for a whole group of my buddies, coolers, and re...
by widestance
Sat Aug 09, 2014 7:30 pm
 
Forum: Personal Consumer Issues
Topic: New vehicle...GMC Acadia, Chevy Traverse, or Buick Enclave?
Replies: 112
Views: 11294

Re: Metal Bookcases: Recommendations?

Not sure where you're located Victoria, but my office has a number of these Hon shelves we're looking to get rid of.
If you're in the So. Cal area, let me know.
by widestance
Wed Jun 18, 2014 8:09 pm
 
Forum: Personal Consumer Issues
Topic: Metal Bookcases: Recommendations?
Replies: 31
Views: 1197

Re: Help me evaluate two different job offers

Take what works best for you in the short term (<5 years) while keeping an eye out for other opportunities. There's nothing that says you have to stay with the same company forever. Experience goes a long way towards advancing your career. In my industry, virtually everyone moves up the ranks and sa...
by widestance
Tue Jun 10, 2014 9:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Help me evaluate two different job offers
Replies: 10
Views: 1020

Re: Anyone else want to share a "great vendor" experience

Me and a group of people on a 4WD forum used to meet out in Moab, UT every year for a week of 4 wheeling bliss. Over the years, one of the vendors on the forum pretty much became to go to vendor for outstanding customer service and competitive pricing. It would never fail, someone from the group wou...
by widestance
Sat Jun 07, 2014 3:28 pm
 
Forum: Personal Consumer Issues
Topic: Anyone else want to share a "great vendor" experience
Replies: 4
Views: 686

Re: A $1000 lesson on how manipulative salespeople can be?

That's nothing.
Wait until you get roped into a timeshare sales pitch in Cancun.
They feed you, liquor you up, and give you the hard sell (Aussie accent and all) for a few hours.
Lucky for me, i couldn't afford it, no matter how much they slashed the pricing.
by widestance
Sat Jun 07, 2014 3:05 pm
 
Forum: Personal Consumer Issues
Topic: A $1000 lesson on how manipulative salespeople can be?
Replies: 107
Views: 17469

Re: Backpack recommendations

Might want to look at a Timbuk2 messenger bag.
REI sells them. I really like mine, perfect for light business travel.
by widestance
Fri May 30, 2014 7:15 pm
 
Forum: Personal Consumer Issues
Topic: Backpack recommendations
Replies: 8
Views: 892

Re: REIT Disappearance

I hope not too. My REIT holdings (VGRSX) are the major reason why my portfolio is in the black this year.
by widestance
Sat May 17, 2014 9:04 pm
 
Forum: Investing - Theory, News & General
Topic: REIT Disappearance
Replies: 91
Views: 18282

Re: Convince me to choose a Suburban over a Sequoia

Read a Car and Driver review on the 2015 Suburban 4WD in LTZ trim. Just about fell out of my car at the cost of those beasts! 73k!! http://www.caranddriver.com/reviews/2015-chevrolet-suburban-test-review They look like they would fit the bill for your needs. I would rather spend that wad a Porsche C...
by widestance
Sat May 17, 2014 8:55 pm
 
Forum: Personal Consumer Issues
Topic: Convince me to choose a Suburban over a Sequoia
Replies: 64
Views: 4814

Re: [residential] Solar Panels [in CA]?

There's a (non-profit?) group in California that does energy upgrade financing that's somehow connected to the title of your home. You would make an additional payment much like a HELOC, but when you sell the house the new owner takes over the payment (assuming the loan hasn't been paid off). I can'...
by widestance
Sat May 17, 2014 8:40 pm
 
Forum: Personal Consumer Issues
Topic: [residential] Solar Panels [in CA]?
Replies: 22
Views: 1852

Re: Things to consider/ask when buying a condo

Scope out the units adjacent to the one that is for sale and look for evidence of smokers (assuming your friend doesn't enjoy the smell of cigarette smoke). Also, look for evidence of irresponsible pet owners who let their dogs crap in your planters and don't pick up after them. Those are my two big...
by widestance
Sat May 17, 2014 8:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Things to consider/ask when buying a condo
Replies: 26
Views: 2505

Re: Hate to loose all that water

In some instances, it can be illegal to put that chlorinated water into the sewer or storm drains. Tell your contractor you want him to rent a temporary water holding tank. They're fairly cheap to rent and may even be cheaper than the cost to replace the water. I actually just had lunch with a Baker...
by widestance
Fri May 02, 2014 6:39 pm
 
Forum: Personal Consumer Issues
Topic: Hate to loose all that [pool] water
Replies: 8
Views: 1351

Re: Buying fine art (Dali particularly)

After seeing the 60 minutes story on this art forger and how how leading experts are relunctant to authenticate, it would be extremely hard for me to pay any significant amount of money for any well known artist.

http://www.cbsnews.com/videos/the-con-artist/
by widestance
Fri May 02, 2014 1:24 pm
 
Forum: Personal Consumer Issues
Topic: Buying fine art (Dali particularly)
Replies: 8
Views: 901

Re: Car Insurance - Which company do you use?

Wawanesa for me. No one could touch their rates.
I can vouch for their easy claims process too.
by widestance
Thu May 01, 2014 8:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Car Insurance - Which company do you use?
Replies: 19
Views: 1852

Re: Sedona AZ

Set aside a morning and take Highway 89A North to Flagstaff.
The rock formations glow in the canyon during sunrise. Flagstaff is a cool place to check out too. My future retirement location :)
by widestance
Sun Apr 27, 2014 7:59 pm
 
Forum: Personal Consumer Issues
Topic: Sedona AZ [travel recs needed]
Replies: 9
Views: 2569

Re: Success with free extended warranty benefit from cred ca

I've had 2 easy-peasy claims with AMEX. As others have said, just keep your receipts for date, purchase price, and retailer reference and your claim will go smooth. I've had an iPod and stereo receiver covered. I usually go into the claim stating that I just want to have the item repaired, but they'...
by widestance
Sun Apr 06, 2014 6:59 pm
 
Forum: Personal Consumer Issues
Topic: Success with free extended warranty benefit from cred cards?
Replies: 14
Views: 1447

Re: Is there Software for one's car maintenance schedule

CountryBoy wrote:Yes, I wandered across that. Have you tried it?


I use Subaru's version and find it helpful for keeping track of my maintenance.
by widestance
Sun Mar 09, 2014 5:46 pm
 
Forum: Personal Consumer Issues
Topic: Is there Software for one's car maintenance schedule
Replies: 49
Views: 3809

Re: Best place to buy backpacking and camping gear

If you know what you're looking for and willing to wait a bit, www.steepandcheap.com is the way to go.
You can also set up alerts when these items go onsale www.sacalerts.com
by widestance
Sun Mar 09, 2014 5:01 pm
 
Forum: Personal Consumer Issues
Topic: Best place to buy backpacking and camping gear
Replies: 24
Views: 1929

Re: Any Subaru owners out there?

I'm a car guy and have owned many. I also have a bad habit of replacing them every 2 or 3 years. My 2011 WRX has a bit over 60k on it and I have not had one issue (OK, one issue, bad brake light switch $20 fix i did myself). Probably the the most enjoyable car i've owned yet and honestly I have no p...
by widestance
Sun Mar 09, 2014 4:53 pm
 
Forum: Personal Consumer Issues
Topic: Any Subaru owners out there?
Replies: 53
Views: 5064

Re: Please help with my SUV purchase

I think the GMC Acadia and it's Chevy and Buick cousins are pretty nice.
Not sure how many of the new models are on the used car market yet.
by widestance
Sun Mar 02, 2014 9:20 pm
 
Forum: Personal Consumer Issues
Topic: Please help with my SUV purchase
Replies: 40
Views: 3070

Re: Layover in Amsterdam

Awesome thanks for all the info!
Will definitely put it good use :sharebeer
by widestance
Wed Feb 26, 2014 9:13 pm
 
Forum: Personal Consumer Issues
Topic: Layover in Amsterdam
Replies: 23
Views: 1121

Re: Layover in Amsterdam

Great info everyone! Keep 'em coming :)
by widestance
Tue Feb 25, 2014 11:04 pm
 
Forum: Personal Consumer Issues
Topic: Layover in Amsterdam
Replies: 23
Views: 1121

Re: Best car tire air pump?

Depends on your budget and how much use you'll get out of it. With these pumps you definitely get what you pay for. I'm never one to cheap out on tools, especially when they're for emergency use. Pretty much can't go wrong with any of the Viair products. http://www.northridge4x4.com/shop/catalogsear...
by widestance
Tue Feb 25, 2014 9:31 pm
 
Forum: Personal Consumer Issues
Topic: Best car tire air pump?
Replies: 17
Views: 1905

Layover in Amsterdam

Going to do a short 2 or 3 day layover in Amsterdam on my way home from Africa this summer. Any recommendations as to what to see and do (besides brothels and coffee shops :) )? Not necessarily opposed to doing some touristy things like the Van Gogh museum, paddle around the canals, etc... I'd also ...
by widestance
Tue Feb 25, 2014 9:22 pm
 
Forum: Personal Consumer Issues
Topic: Layover in Amsterdam
Replies: 23
Views: 1121

Re: Vacation - Hawaii, Mexico, other ideas?

Cancun if you're on a budget. Lots of cheap vacation packages out there.
While you're there, rent a car for the day and check out Chichen Itza (one of the 7 wonders of the world).
That side trip was by far the highlight of my Cancun experience.
by widestance
Thu Feb 20, 2014 9:47 pm
 
Forum: Personal Consumer Issues
Topic: Vacation - Hawaii, Mexico, other ideas?
Replies: 54
Views: 3730

Re: TV show recommendations?

Six Feet Under
The Good Wife
Orphan Black
by widestance
Wed Feb 12, 2014 8:48 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 304
Views: 143765

Re: BoA Cash Rewards (1.5%+) Privileges VISA - worth a look?

BofA's Travel Rewards card is free and comes with Chip & Signature.
1.5 points per dollar which is applied towards previous travel purchases on their card for the previous 12 months.
3 points per dollar if you book travel through their travel portal.
10% annual bonus if you have a BofA account.
by widestance
Tue Feb 04, 2014 10:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: BoA Cash Rewards (1.5%+) Privileges VISA - worth a look?
Replies: 14
Views: 1528

Re: The Funniest Movie Ever

There's Something About Mary
National Lampoon's Vacation
Planes, Trains, and Automobiles
Airplane
by widestance
Fri Jan 03, 2014 11:34 pm
 
Forum: Personal Consumer Issues
Topic: The Funniest Movie Ever
Replies: 227
Views: 15453

Re: Swamped In Debt - Thoughts?

SwampedinDebt, When my wife and I were in a similar situation, I stumbled upon this debt reduction calculator and found it to be absolutely invaluable in helping us set up a plan: http://www.vertex42.com/Calculators/debt-reduction-calculator.html BTW, we just used the freeware version. This is abso...
by widestance
Sat Dec 21, 2013 5:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Swamped In Debt - Thoughts?
Replies: 68
Views: 9165

Re: Back from Grand Canyon rafting trip

dickenjb wrote:
widestance wrote:I'd really like to do this one again, but Mt. Kilimanjaro is on my itinerary next year :)


I have climbed Kili as well. We did the 8 day Machame - Mweka route with guides from Zara. Which route are you doing?


Hitting it from the west. Lemosho up, Mweka down.
by widestance
Sun Dec 15, 2013 7:35 pm
 
Forum: Personal Consumer Issues
Topic: Back from Grand Canyon rafting trip
Replies: 33
Views: 4567

Re: automobile extended warranty pricing

He wasn't offering you a 45% cash discount, he was offering a 45% discount on a warranty already marked up 500%. I went round and round with a finance guy on gap insurance. I normally wouldn't buy such a thing, but i felt it was prudent for me at the time. The price went from $500 to something like ...
by widestance
Sun Dec 15, 2013 6:05 pm
 
Forum: Personal Consumer Issues
Topic: automobile extended warranty pricing
Replies: 7
Views: 1016

Re: Back from Grand Canyon rafting trip

I've done the 4-day GC through Western River Expeditions a number of years ago. Really a fantastic trip. Since I went during the summer sleeping was a bit rough due the heat. At that time of the year, they provide you with a sleeping pad and a sheet. You basically soak the sheet in the river, wrap i...
by widestance
Sun Dec 15, 2013 5:44 pm
 
Forum: Personal Consumer Issues
Topic: Back from Grand Canyon rafting trip
Replies: 33
Views: 4567

Re: Help with new company 401k choices

ruralavalon provides good info above. My assumption was that you would only be contributing new money into your new 401k and periodically adjust you holdings in a rollover IRA that has your old 401k money as balances grow. I personally use Fidelity, but most people here I assume use Vanguard for the...
by widestance
Sun Dec 15, 2013 4:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with new company 401k choices
Replies: 8
Views: 409

Re: Help with new company 401k choices

WHL wrote:100% of new 401k to VINIX
Roll old 401k to tIRA
Use tIRA to complete desired AA

Why are you not making any Roth IRA contributions?


I agree WHL.
by widestance
Sun Dec 15, 2013 2:44 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with new company 401k choices
Replies: 8
Views: 409

Re: Need advice on adding index funds to company's 401K plan

Can anyone throw some light on whether - Vanguard/Spartan funds are available in non-Vanguard/non-Fidelity 401K plans? - non-Vanguard/non-Fidelity are available in Vanguard/Fidelity 401K plans? I can tell you that my 401k is managed by Great West Retirement Services and we currently have access to ...
by widestance
Mon Dec 02, 2013 11:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need advice on adding index funds to company's 401K plan
Replies: 20
Views: 1610

Re: AWD (All Wheel Drive): cost and safety

I like Car and Driver's take on AWD vehicles. It goes something like... "AWD vehicles allow drivers to go faster in hazardous conditions". That's not to say AWD couldn't allow for more control and safety, but their take is a good a set of winter tires will provide more than enough benefit ...
by widestance
Thu Nov 28, 2013 9:38 pm
 
Forum: Personal Consumer Issues
Topic: AWD (All Wheel Drive): cost and safety
Replies: 20
Views: 1888

Re: Tried to get credit report - security questions don't ma

For me, the questions are valid but they're about information that's so old I can't remember the answers! :mrgreen:
It's hell getting old :)
by widestance
Wed Nov 20, 2013 9:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tried to get credit report - security questions don't match
Replies: 54
Views: 9971

Re: Have you ever used your credit card's warranty extension

Once for a dead iPod battery (purchase price fully refunded) and Once for a dead home stereo receiver (purchase price fully refunded) Both were with AMEX and totally painless as long as you have your original receipt to reference the purchase price and date of transaction. Be sure keep all of your r...
by widestance
Wed Nov 06, 2013 11:38 pm
 
Forum: Personal Consumer Issues
Topic: Have you ever used your credit card's warranty extension?
Replies: 27
Views: 2545

Re: Tax implications of working in Canada

First off, why isn't your employer taking care of your Canadian taxes? It sounds like they expect you to deal with paying them and filling out all of the tax forms--is that the case? They may very well take care of the taxes. We honestly haven't gotten that far in the planning. I'll know more as we...
by widestance
Fri Nov 01, 2013 8:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax implications of working in Canada
Replies: 8
Views: 722

Re: Tax implications of working in Canada

Looks like i would still be liable for CA taxes, but would receive a Foreign Tax Credit on my US tax return for the taxes paid to Canada. I just have to make sure i don't pay more in CA taxes than my US liability will be, since the US will not refund the difference. The 180 day thing you were referr...
by widestance
Thu Oct 31, 2013 10:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax implications of working in Canada
Replies: 8
Views: 722

Tax implications of working in Canada

So my employer has offices in Canada and the US. There is talk that they would like me to work in Canada at least 50% of the time next year. They are also working on getting me a work Visa. I'm OK with this as it sounds like it could be fun. I guess i would prefer that my company set me up with corp...
by widestance
Thu Oct 31, 2013 9:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax implications of working in Canada
Replies: 8
Views: 722

Re: Attempted Hack on my Vanguard Accounts

Are you sure you don't have Quicken setup to automatically login and download recent transactions?
If it has bad login info, it could be responsible to locking out your account.
by widestance
Tue Oct 22, 2013 9:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Attempted Hack on my Vanguard Accounts
Replies: 33
Views: 6125

Re: Craigslist gigs - the power of $100 cash

I've had great luck finding people on Craigslist to do misc jobs that I don't have the time or skill to perform for cheap. When I was selling my house, I found a guy to pull all the weeds in my backyard for $100. Another to paint the laundry room for $50 and one more to patch, prep, and texture some...
by widestance
Sat Oct 05, 2013 4:29 pm
 
Forum: Personal Consumer Issues
Topic: Craigslist gigs - the power of $100 cash
Replies: 14
Views: 4108
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