Search found 6 matches

by wannabeeBH
Wed Nov 05, 2014 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: Apple Pay, Google Wallet, credit, and us
Replies: 108
Views: 15604

Re: Apple Pay, Google Wallet, credit, and us

I agree about the battery problem.

As far as adoption goes, I think we're all early adopters - some of us with inflated expectations. It's still an open question when, or if, it will make it through the trough of disillusionment. Personally, it elicits little smile when I find a new place that takes Google Wallet.

Image
by wannabeeBH
Mon Nov 03, 2014 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: Apple Pay, Google Wallet, credit, and us
Replies: 108
Views: 15604

Re: Apple Pay, Google Wallet, credit, and us

I used Google Wallet several times now since my original post.

McDonalds - tap and pay worked fine
BJs - tap and pay worked fine as well, the membership card wouldn't scan off the phone with the register scanner, but it did scan with the handheld scanner

My failures were:

Rite Aid - tap and pay seemed to work, but then the payment failed at the end (and now I understand it's due to Rite Aid no longer accepting Google Wallet or Apple Pay)
gym membership - bar code wouldn't read on their scanner
EMS - bar code wouldn't read either
by wannabeeBH
Sat Oct 25, 2014 11:23 am
Forum: Personal Finance (Not Investing)
Topic: Best health insurance plan for a bad year (cancer)?
Replies: 30
Views: 3907

Re: Best health insurance plan for a bad year (cancer)?

Stay aware of the cost of an out of network service with Plan #2. Often the insurance companies will only reimburse based on what they term a reasonable and customary fee. Example: the patient needs an unusual procedure that needs to be done on premise. There are two providers that will do this procedure, one nearby, the other 2000 miles away. The provider nearby is out of network the other lab is in network. Can you see where this is going? The nearby out of network provider charges $10,000 for the procedure but the insurance company only reimburses 90% of $2000, because it claims that is what the service should cost (and it very well may cost that much less at the other provider). Yes, this has happened to me. So, when you are talking big...
by wannabeeBH
Thu Oct 23, 2014 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: Apple Pay, Google Wallet, credit, and us
Replies: 108
Views: 15604

Re: Apple Pay, Google Wallet, credit, and us

There is 1) Google Wallet - The Debit Card, and 2) Google Wallet The Tap and Pay Credit Card Multiplexer. I had conflated the two above. For reference, it cost 2.9% to load up the debit card balance with a credit card, but it is free to load it from a bank account. And the debit card is a physical card that lets you spend down the balance from your Google Wallet "cash." The tap and pay system can pay from either the wallet cash or any of the credit cards in your Google Wallet. AFAICT, the physical card cannot make payments from the credit cards in the wallet. Google wallet looks like a nice system, but couldn't they have presented this more clearly? Apple does a better job explaining Apple Pay. I spent some time today looking for ...
by wannabeeBH
Thu Oct 23, 2014 9:21 am
Forum: Personal Finance (Not Investing)
Topic: Apple Pay, Google Wallet, credit, and us
Replies: 108
Views: 15604

Re: Apple Pay, Google Wallet, credit, and us

I should look at Google Wallet again, as I didn't realize you could tap and pay with a credit card from the wallet at the store. I thought you had to pay with the wallet cash. That wallet cash costs 2.9% to source from a credit card.
by wannabeeBH
Wed Oct 22, 2014 7:39 pm
Forum: Personal Finance (Not Investing)
Topic: Apple Pay, Google Wallet, credit, and us
Replies: 108
Views: 15604

Apple Pay, Google Wallet, credit, and us

I've been looking at Apple Pay and Google Wallet, and wondering why I'd want to use them. I use credit cards for 1) convenience of not having to carry cash and change 2) the rewards points 3) the extended warranty and 4) importing the monthly statements into quicken. So what do I gain? It's a little convenient not to have to carry extra cards, but this isn't a big win. Google Wallet is nice in that it stores loyalty cards. Although they don't usually scan off the phone's screen, requiring them to be keyed in. Google wallet sends me an email receipt, which is nice. They're both less susceptible to fraud, but that's a big picture problem and I'm a little guy. But what do I lose? With Google Wallet tap-and-pay, it seems to act like cash. I don...