Search found 1793 matches

by wander
Fri Aug 28, 2015 6:31 am
Forum: Personal Consumer Issues
Topic: Ant Control
Replies: 59
Views: 3129

Re: Ant Control

We've also had good success w/ borax. We use a little bit of 20 mule team borax mixed with sugar, no water. Our experience has been better w/ a low ratio of borax, maybe 10-20% borax, 80% sugar. No water. Just stir the powders and set out in a container, inaccessible to kids/pets. +1. This works. L...
by wander
Fri Aug 28, 2015 6:26 am
Forum: Personal Finance (Not Investing)
Topic: How much do you donate to your kid's public school?
Replies: 60
Views: 3389

Re: How much do you donate to your kid's public school?

Zero donation. I pay my share in county tax that covers school.
by wander
Fri Aug 28, 2015 5:42 am
Forum: Investing - Theory, News & General
Topic: Why no diversification benefit for international in this week's crash?
Replies: 83
Views: 4329

Re: Why no diversification benefit for international in this week's crash?

International small cap benefits me YTD. My diversification is not for crash protection but steady long term.
by wander
Sun Aug 16, 2015 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else impatient with their car payments?
Replies: 58
Views: 4646

Re: Anyone else impatient with their car payments?

Just set auto bill payment and forget about it.
by wander
Sun Aug 16, 2015 6:36 am
Forum: Personal Consumer Issues
Topic: High Deductible Health Plan Question
Replies: 12
Views: 1262

Re: High Deductible Health Plan Question

After you have satisfied your deductible, coverage begins for Traditional medical services.
for each calendar year.
by wander
Fri Aug 14, 2015 5:23 pm
Forum: Investing - Theory, News & General
Topic: When do you notice the compounding at work?
Replies: 52
Views: 7204

Re: When do you notice the compounding at work?

Didn't you see it before last year?
by wander
Fri Aug 14, 2015 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Who Do You Use for Home/Auto Insurance?
Replies: 53
Views: 5190

Re: Who Do You Use for Home/Auto Insurance?

mikep wrote:MetLife w/ employer group discount. No one else comes close, home/auto rates keep dropping every year so far, and umbrella is cheap as well :)

I also used employer group discount to get quote from Metlife for car insurance but GEICO was way cheaper.
by wander
Thu Aug 13, 2015 6:20 pm
Forum: Personal Consumer Issues
Topic: New Family Sedan or Used Luxury Car
Replies: 46
Views: 3854

Re: New Family Sedan or Used Luxury Car

I think the safe bet is to buy a new reliable car. Unless, you know the owner of the luxury car that you are going to buy and you know it is not a lemon. Years ago, I like to buy new, but now I am leaning to buying used cars mainly because I am confident that I can fix most car problems myself. But ...
by wander
Wed Aug 12, 2015 5:46 am
Forum: Personal Finance (Not Investing)
Topic: How much is too much?
Replies: 42
Views: 5323

Re: How much is too much?

Everyone's goal is different. How much is too much for me? If I make $50,000 a year today and spend $15,000 a year, $50,000 * 25 = $1,250,000 is too much for me. But, by that time, I may increase my spending gradually to match the 4% withdrawal rate and should increase from $15,000 to $50,000. Life ...
by wander
Tue Aug 11, 2015 7:56 pm
Forum: Personal Consumer Issues
Topic: My 2013 Subaru Foresting is getting only 15 MPG around city. Is this low?
Replies: 55
Views: 3112

Re: My 2013 Subaru Foresting is getting only 15 MPG around city. Is this low?

15 MPG is pretty low for Subaru Foresting. At new condition, it should be 21 and 27 mpg for city and highway respectively. It should be still the same.
by wander
Tue Aug 11, 2015 7:51 pm
Forum: Investing - Theory, News & General
Topic: Buffett: Stocks Will Be Much Higher
Replies: 25
Views: 4984

Re: Buffett: Stocks Will Be Much Higher

Stocks will be much higher

- I think bogleheads have the same thought.
by wander
Tue Aug 11, 2015 7:44 pm
Forum: Personal Consumer Issues
Topic: Car Steering shakes when I put on Brake
Replies: 41
Views: 2473

Re: Car Steering shakes when I put on Brake

oc4boxer wrote:Improperly balanced wheels can cause this too.

Improperly tire balanced will always shake the car, not just when braking. This problem is brake related.
by wander
Sat Aug 08, 2015 1:16 pm
Forum: Personal Consumer Issues
Topic: Best used car for under 15k?
Replies: 40
Views: 3429

Re: Best used car for under 15k?

You have a lot of good options for used cars with $15k.
by wander
Sat Aug 08, 2015 9:37 am
Forum: Investing - Help with Personal Investments
Topic: 35 yrs old: How am I doing?
Replies: 27
Views: 5310

Re: 35 yrs old: How am I doing?

You know you are doing fine.
by wander
Sat Aug 08, 2015 7:17 am
Forum: Personal Consumer Issues
Topic: Verizon Killing off 2-Year Contracts & Phone Subsidies
Replies: 129
Views: 10955

Re: Verizon Killing off 2-Year Contracts & Phone Subsidies

Next step, if they want to be competitive, then lower plan prices.
by wander
Sat Aug 08, 2015 7:15 am
Forum: Personal Consumer Issues
Topic: Prepaid Cell Plan USA
Replies: 30
Views: 2688

Re: Prepaid Cell Plan USA

CABob wrote:Have you looked at what Page Plus has to offer. I think one of their plans would meet your needs.

+1. Kiti Wireless also offers Puppy Wireless which operates on Verizon network just like pageplus with better deal. But, its website seems developed by an out-of high school graduate :D.
by wander
Sun Aug 02, 2015 4:02 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 28199

Old school

I keep using Windows 7 for now to save myself from possible mishap.
by wander
Sat Aug 01, 2015 9:22 pm
Forum: Investing - Help with Personal Investments
Topic: Should I go federal government at age 40?
Replies: 15
Views: 2310

Re: Should I go federal government at age 40?

You can also get higher paid working for the government.
by wander
Sat Aug 01, 2015 5:00 pm
Forum: Investing - Theory, News & General
Topic: Ready to Give Up on Emerging Market Stocks?
Replies: 47
Views: 4844

Re: Ready to Give Up on Emerging Market Stocks?

I have about 10% Emerging markets in my portfolio and it will stay that way.
by wander
Sat Aug 01, 2015 4:51 pm
Forum: Investing - Help with Personal Investments
Topic: Should I roll my 401k to Wells Fargo or Fidelity?
Replies: 24
Views: 2128

Re: Should I roll my 401k to Wells Fargo or Fidelity?

Nowadays, any institution offers low cost index funds, you will do fine anywhere if you know what you are doing.
by wander
Fri Jul 31, 2015 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: Who are you able to share good financial news with?
Replies: 103
Views: 8445

Re: Who are you able to share good financial news with?

I would share it to my DW only, never with my co-workers.
by wander
Fri Jul 31, 2015 6:25 am
Forum: Personal Consumer Issues
Topic: Router Upgrade
Replies: 42
Views: 2874

Re: Router Upgrade

Do you need a better router? Most people should be fine with a N router unless you transfer a lot of files from computer to computer . You mentioned "remote desktops" which I take to mean just computers connected to the router wirelessly (remote desktop usually refers to something else). ...
by wander
Tue Jul 28, 2015 8:18 pm
Forum: Personal Consumer Issues
Topic: MacBook Air losing power
Replies: 26
Views: 2162

Re: MacBook Air losing power

Barefootgirl wrote:I am curious if this has happened to any of you and what was determined to be the cause?

Mine is about 2 year old and the battery is still running normal. I often left its battery drained unintentionally.
by wander
Tue Jul 28, 2015 12:51 pm
Forum: Personal Consumer Issues
Topic: Low mileage oil change
Replies: 37
Views: 3835

Re: Low mileage oil change

An oil change a year or 3000 mile whichever comes first won't hurt.
by wander
Tue Jul 28, 2015 9:30 am
Forum: Personal Finance (Not Investing)
Topic: Geico Auto Insurance
Replies: 63
Views: 3732

Re: Geico Auto Insurance

I have GEICO insurance for 13 years but I have not claimed so I do not really know much about the detail. But, I am with Geico because its premium is cheaper than others.
by wander
Tue Jul 28, 2015 9:25 am
Forum: Investing - Help with Personal Investments
Topic: Can I retire early?
Replies: 25
Views: 4757

Re: Can I retire early?

Yes, you can in three years.
by wander
Tue Jul 28, 2015 9:07 am
Forum: Investing - Help with Personal Investments
Topic: Penny Stocks
Replies: 23
Views: 1687

Re: Penny Stocks

I am done with penny stocks many years ago.
by wander
Tue Jul 28, 2015 9:06 am
Forum: Personal Consumer Issues
Topic: Fuel injector cleaning
Replies: 23
Views: 1234

Re: Fuel injector cleaning

I pour techron in fuel tank every 5 - 10k miles. My cars are at 230k and 350k miles right now. Not sure if any of it helps but I do follow advice.
by wander
Tue Jul 28, 2015 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Where do you keep/park your emergency fund?
Replies: 54
Views: 6280

Re: Where do you keep/park your emergency fund?

My emergency fund is in bond section of my portfolio.
by wander
Sun Jul 26, 2015 4:19 pm
Forum: Personal Consumer Issues
Topic: Would you look down on a co-worker for driving a beater?
Replies: 196
Views: 13429

Re: Would you look down on a co-worker for driving a beater?

I don't really pay attention to what car they are driving; and I don't care if they talk about my car.
by wander
Sat Jul 25, 2015 9:09 pm
Forum: Investing - Theory, News & General
Topic: Where do you put your cash?
Replies: 64
Views: 7980

Re: Where do you put your cash?

I do not have cash so I do not have a place to keep it. If there is any available, it is marked for investing in equity or bonds.
by wander
Thu Jul 23, 2015 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: I'm a spender?
Replies: 44
Views: 5867

Re: I'm a spender?

So the last couple of months, upon being paid, I have immediately transferred large amounts of money to pay down my student loans, to the point where I am living paycheck to paycheck (not really, but you know what I mean.) This seems to be a trick... I'm "spending" the money, but to pay d...
by wander
Thu Jul 23, 2015 6:38 pm
Forum: Personal Finance (Not Investing)
Topic: honda civic or Prius?
Replies: 86
Views: 7370

Re: honda civic or Prius?

If we were comparing the Prius to a Bentley or Tesla, I could see it. But a Corolla ? Corollas are not beautiful cars. Most cars are basic cars and look like basic cars. If you want an automotive work of art, you need to spend three or four times what you would on a Prius. Then again, why does anyo...
by wander
Thu Jul 23, 2015 6:29 pm
Forum: Investing - Help with Personal Investments
Topic: Blue chip or index Funds? Well, would ya Punk?
Replies: 20
Views: 2306

Re: Blue chip or index Funds? Well, would ya Punk?

I think you probably cannot find your answer here since most bogleheads are buy-and-hold and re-balance investors.
by wander
Wed Jul 22, 2015 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: Family budget advice
Replies: 14
Views: 1877

Re: Family budget advice

No electric? I would drop cable and lower phone bill.
by wander
Wed Jul 22, 2015 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: honda civic or Prius?
Replies: 86
Views: 7370

Re: honda civic or Prius?

I want to buy a Prius to save money on fuel, but it's ugly for my taste.
by wander
Wed Jul 22, 2015 8:40 pm
Forum: Personal Finance (Not Investing)
Topic: Parent caught up in forex (vietnamese dong) scam... What should I do?
Replies: 50
Views: 7283

Re: Parent caught up in forex (vietnamese dong) scam... What should I do?

pierremonfrere wrote:Has anyone else run into this situation with their family members? How did you deal with it?
It is an old scam and not about vietnamese dong, but The Iraqi Dinar Scam.
by wander
Tue Jul 21, 2015 6:45 pm
Forum: Personal Consumer Issues
Topic: 2007 Toyota Camry Issue
Replies: 20
Views: 1588

Re: 2007 Toyota Camry Issue

DSInvestor wrote:If going in to do a water pump, should the timing belt be done as well? I believe these two things are commonly done together as you have to remove the same stuff to get affected parts.

No, you can replace the water pump easily without timing belt in the picture.
by wander
Mon Jul 20, 2015 6:26 pm
Forum: Personal Consumer Issues
Topic: 2007 Toyota Camry Issue
Replies: 20
Views: 1588

Re: 2007 Toyota Camry Issue

Bulldawg wrote:Double check , but I think the 2007 Camrys have timing chains instead of belts .,,,

Camry V6: 2007-Up: Chain
Camry 4 cylinder: 2002-Up : Chain
Agree with other posts, water pump is more important than strut. Strut is for comfortability.
by wander
Sat Jul 11, 2015 11:40 am
Forum: Personal Consumer Issues
Topic: Best Cell Plan?
Replies: 45
Views: 5785

Re: Best Cell Plan?

I see nobody mentions Scratch Wireless yet. Here is the link to its web site.
And Google Fi project.
by wander
Sun Jun 28, 2015 9:17 am
Forum: Personal Consumer Issues
Topic: Upgrading to Windows 10?
Replies: 23
Views: 2602

Re: Upgrading to Windows 10?

I wouldn't upgrade to anything unless some specific programs require software upgraded to run.
by wander
Sat Jun 27, 2015 10:50 pm
Forum: Investing - Theory, News & General
Topic: "Target Date Funds Are Riskier Than You Think"
Replies: 45
Views: 7097

Re: "Target Date Funds Are Riskier Than You Think"

All I can say is target funds is one of the best ideas about investing.
by wander
Sat Jun 27, 2015 8:52 am
Forum: Personal Finance (Not Investing)
Topic: HSA Bank -- tried to assess ridiculous, trivial fee
Replies: 9
Views: 1590

Re: HSA Bank -- tried to assess ridiculous, trivial fee

I logged in my HSA Bank account last few days and saw the balance was zero which was not what I expected. Last week, I called them because they transferred my money twice to TD Ameritrade and understood that there were computer glitches. I have not called them this time because I think they need tim...
by wander
Fri Jun 26, 2015 6:16 pm
Forum: Personal Consumer Issues
Topic: Google Map: How To See Traffic Far Away
Replies: 25
Views: 2120

Re: Google Map: How To See Traffic Far Away

Download the Waze GPS navigation app. The algorithm uses crowd sourced real time traffic updates. It's pretty good and has routed us around accidents minutes after it happens. It was actually acquired by Google. I second using Waze. Great app! Way better than any other GPS / traffic app I've used. ...
by wander
Thu Jun 25, 2015 4:22 pm
Forum: Personal Consumer Issues
Topic: Do you buy used cars like a Boglehead actually should?
Replies: 168
Views: 20048

Re: Do you buy used cars like a Boglehead actually should?

Similar to other posts, I am a fan of buying new and driving it as long it can still function properly.
by wander
Thu Jun 25, 2015 3:22 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard's so so customer service
Replies: 51
Views: 5708

Re: Vanguard's so so customer service

I planned to become a Vanguard customer but after interacting with their customer service 3 times during the past week, I'm starting to wonder if it would be a good idea to invest with them. I have been investing with Vanguard for quite sometimes, but I have never called its customer service. Its o...

Go to advanced search