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Vital, it would be nice to take this approach if gold were a fairly stable commodity, but it's not. $1500/oz. is not the true value of gold. Gold will at some point in time self-correct to about $600/oz. But your church will likely sell it immediately. So you would have the value of the full deduct...

If you give to your Church regularly anyway, maybe just start donating gold coins instead of cash (maybe one donation per year?). If it works like appreciated securities then you take the current market value as a deduction.

If you can refinance for 0.0001% less than your current rate with the bank paying all costs (or more) -- you walk away from the closing table better off on day 1 Actually, even that is not true - when you refinance, you reset the term, so if you just pay the minimum payment, you can end up paying m...

You should still consider refinancing. You have not said what your rate is but rates fell quite a bit since 2011 (they have ticked up a bit in recent months). You should be able to find a broker that offers a no-cost refinance (you take a slightly higher rate to get a credit at closing that covers a...

One problem is without a dataplan, you can't get any MMS. Right now I have a dumb phone but it does send and receive MMS. Does that mean that my plan (through work, I don't see the bills) is really a data plan and I just don't have a phone with the browser and other features?? Your company is proba...

Can you find a buyer that would want to keep you on as an employee for a couple of years and continue leading the business?

Are you saying you can withdraw say $1000 in 2015 for medical costs you paid out of pocket in 2012, as long as you keep your receipt from 2012? I was not aware of this. I also am contributing to but not touching my HSA. I figured I'd have plenty of healthcare costs in retirement to spend it on. Neve...

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Wow good feedback and thanks OP for starting the thread. We are in the market for a new mattress too and I'm seriously considering a tempurpedic. My biggest hesitation is that some reviewers claim it gets very hot and I am definitely a hot sleeper. Anyone know if any competitor's product is better i...

I think Tabasco original is the most versatile but sriracha is great on Asian food. I also recommend the El Yucateco "Kutbil-Ik". Spicy but very tasty.