whoops, i copy-pasted that from the op. i would just use Total Bond Market (VBTLX) in an IRA.
i've edited my post to fix this. good looking out, duckie!
noobie wrote:It always seems like a lot of people have $30-50k, or more, sitting in savings/checking accounts, not including their Emergency funds.
billyt wrote:An awful lot of posters around here appear to think they are smarter than Mr. Bond Market.
Fidelity tracks the Dow Jones U.S. Select Real Estate Securities Index. Vanguard tracks the MSCI US REIT Index.
Lafder wrote:I do not see why moving old employer 401k to Rollover IRA limits future ability to convert to Roth?
I would never roll an old 401k to a new employer's version of a plan.
mrpotatoheadsays wrote:Nope. My bond partition is 100% corporate bonds; no junk. With government bonds you're pretty much breaking even (re: inflation, taxes, etc.).
joer1212 wrote:is it reasonable to expect to be able to consistently select individual stocks that will outperform my portfolio of index funds over the long run?