Search found 290 matches

by tuckeverlasting
Sat Aug 22, 2015 10:32 am
Forum: Investing - Help with Personal Investments
Topic: Retired Newbie Needs to WD money from IRA NOW
Replies: 13
Views: 1297

Re: Retired Newbie Needs to WD money from IRA NOW

Thanks for this topic and discussion. I too must take a RMD soon and this has helped clarify my thinking.
by tuckeverlasting
Thu Jun 25, 2015 10:00 am
Forum: Investing - Theory, News & General
Topic: What ratio are you stocks/bonds and how old are you?
Replies: 278
Views: 28718

Re: What ratio are you stocks/bonds and how old are you?

I am 65 yo at 40/stocks, 60/bonds. All in total market index funds, with a dollop of Intermediate Investment-Grade.
by tuckeverlasting
Tue Jun 23, 2015 2:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 3019

Re: Happy Birthday to Mel [Lindauer]

Many happy returns of the day to Mel--with many more to come. And thank you for founding the Bogleheads!
by tuckeverlasting
Sat Apr 18, 2015 2:34 pm
Forum: Investing - Help with Personal Investments
Topic: To TIP or not to TIP (funds)?
Replies: 23
Views: 3710

Re: To TIP or not to TIP?

This is a tough one because you would be selling low. OTOH, you are basically asking us if you should cut your losses and just go with TBM. Tough decision. I don't own TIPS. Would I sell here? Probably. This was exactly my dilemma after investing in the VG Intermediate TIPS fund as a newbie, withou...
by tuckeverlasting
Mon Apr 13, 2015 10:23 am
Forum: Investing - Theory, News & General
Topic: Wall Street Banks’ Mutual Funds Can Lag on Returns
Replies: 4
Views: 549

Wall Street Banks’ Mutual Funds Can Lag on Returns

From the New York Times. Larry Swedroe is quoted in the article--of course, no surprises here for Bogleheads: http://www.nytimes.com/2015/04/13/business/dealbook/wall-street-banks-mutual-funds-can-lag-on-returns.html?em_pos=large&emc=edit_nn_20150413&nl=nytnow&nlid=55598469&_r=0 An i...
by tuckeverlasting
Sun Apr 12, 2015 10:42 am
Forum: Investing - Help with Personal Investments
Topic: I-Bonds vs EE Bonds vs TIPS vs Treasuries - 20 years
Replies: 22
Views: 2166

Re: I-Bonds vs EE Bonds vs TIPS vs Treasuries - 20 years

I have a small portion of my bond portfolio in I-Bonds. Not at all pleased with the return, I plan on selling at the 1 yr. mark and moving the money over to VWALX ( Vangaurd High Yield Tax -Exempt) I have been very pleased with all of my other bond funds. The returns on I-Bonds remind me of having ...
by tuckeverlasting
Sat Apr 11, 2015 10:47 am
Forum: Personal Finance (Not Investing)
Topic: It's Official - We're Done
Replies: 38
Views: 8675

Re: It's Official - We're Done

Yay! That is so wonderful pennywise! And I know just what you mean about having no one to tell except the Bogleheads. There is no one in my real life with whom I can discuss any money or investing topics. What a life- (and sanity-) saver this forum is. Now...go forth and rejoice!
by tuckeverlasting
Thu Apr 09, 2015 10:40 am
Forum: Investing - Help with Personal Investments
Topic: Total Bond Market vs. Intermediate-Term Investment Grade
Replies: 6
Views: 888

Re: Total Bond Market vs. Intermediate-Term Investment Grade

My AA is 40/60 and I hold both the Vanguard Total Bond and Intermediate-Term Investment
Grade Funds.
by tuckeverlasting
Thu Apr 09, 2015 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Your homeowner and auto insurance annual rate increases?
Replies: 30
Views: 3955

Re: Your homeowner and auto insurance annual rate increases?

See my thread about the AARP Smart Driver Course discount on auto insurance: viewtopic.php?f=2&t=163178
by tuckeverlasting
Thu Apr 09, 2015 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Insurance Discount for Taking Smart Driver Course
Replies: 6
Views: 590

Insurance Discount for Taking Smart Driver Course

I took the AARP Smart Driver "refresher" course for seniors and got a $30 annual discount off my auto insurance for 3 years. I didn't ask, but possibly could retake the course after 3 years and get a new discount. I took the course online--cost was about $12 (on sale price), regular price ...
by tuckeverlasting
Wed Apr 08, 2015 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Your homeowner and auto insurance annual rate increases?
Replies: 30
Views: 3955

Re: Your homeowner and auto insurance annual rate increases?

A poster up thread mentioned going through an independent agent and that is what I did. You just give them your info and tell them what coverage you want, then they will shop their selection of companies all at once for you. Of course no agent deals with every insurance company out there, but I foun...
by tuckeverlasting
Wed Apr 08, 2015 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: Your homeowner and auto insurance annual rate increases?
Replies: 30
Views: 3955

Re: Your homeowner and auto insurance annual rate increases?

I have had auto, renter's and umbrella with AARP Hartford for 3 years. The premiums have stayed about the same except this year it went down by a couple dollars. When I switched from Liberty Mutual a few years ago AARP was by far my best offer. Liberty Mutual was overpriced and the rate seemed to in...
by tuckeverlasting
Sun Mar 15, 2015 9:45 am
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 230
Views: 25477

Re: What are Costco's best deals?

Whole Foods is good for specialty and some high-end items hard to find elsewhere. They are actually very competitive on some things like their own "365" line of organic spices, and their bulk coffees. Sometimes their produce is on sale. I do not rely on only one grocery to fill my needs--o...
by tuckeverlasting
Sun Mar 08, 2015 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Mango prepaid card - 4.8% (effective) APY
Replies: 277
Views: 185807

Re: MangoMoney account: 6% APY for Emergency Funds

What about when terms change and it is no longer such a good deal? Maybe too much of a hassle if terms change relatively soon.
by tuckeverlasting
Sun Mar 08, 2015 2:32 pm
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 230
Views: 25477

Re: What are Costco's best deals?

Prescriptions. I am not a Costco member (and don't want to be, although I did belong for awhile in the distant past) but one can fill prescriptions there as a nonmember--at least in my state you can. I was pricing a generic med and came up with quotes of $300, 256, 239 and a low of 152 (Walmart). Bu...
by tuckeverlasting
Sun Mar 08, 2015 10:12 am
Forum: Personal Consumer Issues
Topic: Growing out long hair and growing a beard
Replies: 24
Views: 3185

Re: Growing out long hair and growing a beard

Not a fan of facial hair, but if you must, keep it very tidy. I have long naturally curly hair that I brush daily with Mason-Pearson natural boar bristle hair brushes. These are pricey but so worth it, and are the keystone of my hair care. Minimal shampooing needed, but I use an assortment of Phyto ...
by tuckeverlasting
Tue Mar 03, 2015 2:15 pm
Forum: Personal Consumer Issues
Topic: Honda fit vs VW GTI
Replies: 54
Views: 5185

Re: Honda fit vs VW GTI

The GTI is the original hot hatch. My son loves his GTI (older model), but it does have reliability issues. I love my 2012 manual Fit Sport, plenty fun yet practical too (the manual transmission ups the fun factor). My brother loves his new Fiat 500. Spend some time on the respective owner forums to...
by tuckeverlasting
Sat Feb 21, 2015 4:01 pm
Forum: Investing - Theory, News & General
Topic: HAPPY BIRTHDAY TO THE BOGLEHEADS FORUM
Replies: 30
Views: 2893

Re: HAPPY BIRTHDAY TO THE BOGLEHEADS FORUM

From something I had not even heard of a few years ago, it has now become hard to imagine life without the BH forum! A special shout-out to the Wiki, which is a thing of beauty and a work of art. Kudos and gratitude to all. :beer
by tuckeverlasting
Fri Jan 30, 2015 10:40 am
Forum: Investing - Theory, News & General
Topic: The lowest stock allocation you plan to stay with
Replies: 79
Views: 5303

Re: The lowest stock allocation you plan to stay with

Not lower than 30/70 nor higher than 40/60. 65 years old.
by tuckeverlasting
Sat Jan 24, 2015 10:52 am
Forum: Personal Finance (Not Investing)
Topic: How to climb up in a megacorp
Replies: 37
Views: 5420

Re: How to climb up in a megacorp

Look the part, dress for the position you aspire to.
by tuckeverlasting
Thu Jan 22, 2015 10:42 am
Forum: Personal Consumer Issues
Topic: Keurig-cup coffee makers - why?
Replies: 139
Views: 14646

Re: Keurig-cup coffee makers - why?

French press, fresh-ground beans, and, importantly-- no plastic, is the only way to go! For moi, anyway. Super fast too, once you have the routine down. :)
by tuckeverlasting
Thu Jan 22, 2015 10:14 am
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 249
Views: 27335

Re: What do you drive, and why?

Could you not upgrade the tires? There's being frugal, and there's being cheap. Cheap is where you damage the use or enjoyment of something by going for the lowest cost. In the case of snow there is *safety*. The are only 4 small bits of rubber between you and death or severe injury. Of conversely ...
by tuckeverlasting
Wed Jan 21, 2015 11:10 am
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 249
Views: 27335

Re: What do you drive, and why?

The Fit has been "improved" and made bigger for 2015. Actually, the outside dimensions of the 2015 Fit are smaller than the previous model...it has defied the laws of nature by being smaller on the outside and bigger on the inside! Interesting...the true spirit of the Fit lives on! I have...
by tuckeverlasting
Tue Jan 20, 2015 2:25 pm
Forum: Personal Consumer Issues
Topic: Retirees: Do you work part-time for pay?
Replies: 58
Views: 5293

Re: Retirees: Do you work part-time for pay?

Retirees: Do you work part-time for pay? No, taking care of my health is already a part-time job (with a very big payoff), and that comes before anything else. For the first time in my life I have time and resources to take care of me and only me. Besides that, I get to do everything I want, and not...
by tuckeverlasting
Tue Jan 20, 2015 10:20 am
Forum: Personal Consumer Issues
Topic: The "Less Than" a Million $ Club
Replies: 73
Views: 12259

Re: The "Less Than" a Million $ Club

I live well on just over half a million nest egg plus SS...this despite renting a small apartment in a high COL area. As the OP said, be thankful for what you have (especially good health) and don't worry about the lifestyles of others. The forum is welcoming to all income levels and backgrounds. At...
by tuckeverlasting
Sat Jan 03, 2015 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Managing Household Records
Replies: 12
Views: 1530

Re: Managing Household Records

I guess I am old school, having an actual file cabinet with actual paper files in it. I like records I can put my hands on. It is also good for filing all kinds of other paper, like for example the instruction manual for my vacuum cleaner, instructions to my kids in case of emergency, etc. :happy
by tuckeverlasting
Fri Jan 02, 2015 10:40 am
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 249
Views: 27335

Re: What do you drive, and why?

I test drove the Honda Fit....you could really feel the road through the tires and up into the seat. Kalo Believe it or not this is a "feature" I actually find desirable and wanted! I like to feel connected to the road. To each their own! The Fit is a small urban runabout great for tight ...
by tuckeverlasting
Thu Jan 01, 2015 11:01 am
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 249
Views: 27335

Re: What do you drive, and why?

2012 Honda Fit manual transmission with 13,000 miles. My first new car ever and I plan to keep it a long time. Great, economical fun car.
by tuckeverlasting
Tue Dec 30, 2014 9:38 am
Forum: Investing - Help with Personal Investments
Topic: Bond/stock allocation for gun shy 54 year old investor
Replies: 17
Views: 2065

Re: Bond/stock allocation for gun shy 54 year old investor

Wonderful, lucid and informed posts above. The OP will not go wrong following the advice given. I want to add that when I came here as a nervous investing newbie with a windfall and a million questions, the Bogleheads clarified my thinking and set me on the right path. After long self-deliberation a...
by tuckeverlasting
Thu Dec 25, 2014 9:18 am
Forum: Local Chapters and Bogleheads Community
Topic: Thanks for all you do Bogleheads!!
Replies: 14
Views: 1389

Re: Thanks for all you do Bogleheads!!

I, too, could not be happier with the wisdom and counsel so generously bestowed when I came here as a clueless, scared newbie whose entire future depended on what I did with my windfall (it is now in the 3-Fund Portfolio). The Bogleheads truly have made all the difference in my life and I cannot ima...
by tuckeverlasting
Mon Dec 15, 2014 8:10 am
Forum: Personal Consumer Issues
Topic: Seattle as a place to live?
Replies: 74
Views: 8899

Re: Seattle as a place to live?

Here is a blog which purports to offer "local real estate news, statistics, and commentary without the sales spin". Haven't spent a lot of time on it but seems ok: http://seattlebubble.com/blog/ From my limited observations I do think the current pace will keep up and more often than not (...
by tuckeverlasting
Sat Dec 06, 2014 10:16 am
Forum: Personal Consumer Issues
Topic: Vacuum Cleaner Suggestions Please
Replies: 17
Views: 2663

Re: Vacuum Cleaner Suggestions Please

Just got a Miele Delphi canister vac. Am impressed with the engineering of the brand and highly satisfied with this purchase. As always, research pays off...make sure vacuum model capabilities match your needs.
by tuckeverlasting
Thu Nov 27, 2014 11:19 am
Forum: Local Chapters and Bogleheads Community
Topic: "A BOGLEHEAD THANKSGIVING TO REMEMBER"
Replies: 8
Views: 1038

Re: "A BOGLEHEAD THANKSGIVING TO REMEMBER"

Thank you for the link, Taylor. Long live the Bogleheads, and Happy Thanksgiving everyone!
by tuckeverlasting
Mon Nov 24, 2014 11:50 am
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 26
Views: 3946

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

I just got this too. Seems to be just what I need, thanks so much everyone! :)
by tuckeverlasting
Fri Oct 24, 2014 3:28 pm
Forum: Investing - Help with Personal Investments
Topic: Giving Ibonds away
Replies: 2
Views: 863

Re: Giving Ibonds away

Have you looked on the Treasury Direct site? Unless rules have changed, one can gift I bonds to family members...dunno about nonprofits.
by tuckeverlasting
Mon Oct 20, 2014 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan G vs Plan F?
Replies: 70
Views: 12648

Re: Medigap Plan G vs Plan F?

Here is a link for WA State: October 2014 Approved Medicare Supplement (Medigap) Plans, posted by Washington State Office of the Insurance Commissioner • Statewide Health Insurance Benefits Advisors (SHIBA). It includes prices. http://www.insurance.wa.gov/your-insurance/medicare/what-is-medicare/med...
by tuckeverlasting
Sat Mar 01, 2014 4:42 pm
Forum: Investing - Help with Personal Investments
Topic: Disabled parent looking to invest for the first time
Replies: 19
Views: 1279

Re: Disabled parent looking to invest for the first time

OP states "Loans: $43,000 - Will be forgiven due to disability." This may be reported to the IRS as a cancellation of debt, and may be fully taxable, as the amount forgiven is considered income by the IRS. The creditor is supposed to send you a Form 1099-C. Something to be aware of. https:...
by tuckeverlasting
Sun Feb 09, 2014 3:54 pm
Forum: Investing - Help with Personal Investments
Topic: Confusion Over Retiree Asset Allocation Advice
Replies: 10
Views: 989

Re: Confusion Over Retiree Asset Allocation Advice

Recently, Wade Pfau and some others are advocating the highest bond allocation at the time of retirement then to start increasing the equity allocation as one gets older- the opposite of Jack Bogle's traditional advice. Discussed in this thread: http://www.bogleheads.org/forum/viewtopic.php?f=10&am...
by tuckeverlasting
Wed Jan 29, 2014 11:10 am
Forum: Personal Consumer Issues
Topic: Seattle as a place to live?
Replies: 74
Views: 8899

Re: Seattle as a place to live?

To a degree I think one must be temperamentally suited to the Seattle climate--both social and meteorological--if one is to thrive here. It is perfect for me, but not everyone appreciates the cool grey side of life. Perhaps anecdotally, it is said that Seattle has the highest usage of Prozac in the ...
by tuckeverlasting
Tue Jan 28, 2014 2:53 am
Forum: Personal Consumer Issues
Topic: Seattle as a place to live?
Replies: 74
Views: 8899

Re: Seattle as a place to live?

We tend to be a city of introverts. Personally, I love it. (I live in Magnolia neighborhood).

And don't miss the

Seattle Rain Festival
Jan 1-Dec 31

<joke> :D
by tuckeverlasting
Tue Jan 28, 2014 1:02 am
Forum: Personal Consumer Issues
Topic: LIFE WITHOUT XP (Part 2): Replacing Outlook Express
Replies: 34
Views: 2279

Re: LIFE WITHOUT XP (Part 2): Replacing Outlook Express

Like other posters I thought I could not live without OE or even XP... I have been using Gmail and Win 7 (and Chrome) for several years now and would not go back. Sometimes bowing to the inevitable brings a pleasant surprise.
by tuckeverlasting
Mon Jan 27, 2014 7:18 pm
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 25334

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Thank you Mr. Larimore, for the Bogleheads' Guide to Investing, the Bogleheads website, The Three-Fund Portfolio, and your kind and wise guidance to so many. It is in large part thanks to the advice and knowledge you have so generously shared that my own old age will be secure. I could never have im...
by tuckeverlasting
Fri Sep 27, 2013 2:40 pm
Forum: Investing - Help with Personal Investments
Topic: interest at the bank
Replies: 19
Views: 1889

Re: interest at the bank

...You can get higher for certain reward checking accounts, 3% up to 20k balance, but it requires a lot of work--required minimum number of debit transactions per month, direct deposit, etc. I was able to reorganize my financial life to take advantage of that without too much work. It helps that I ...
by tuckeverlasting
Fri Aug 23, 2013 3:17 pm
Forum: Personal Consumer Issues
Topic: [Eating] Fish
Replies: 113
Views: 10837

Re: [Eating] Fish

I buy selected fish from the fish market near me and use the Monterey Bay Aquarium's Seafood Watch as a guide to sustainable and healthy choices... Here is an alternative pocket guide that does a better job of addressing health concerns, in addition to environmental concerns: http://www.edf.org/con...
by tuckeverlasting
Sat Aug 10, 2013 10:00 am
Forum: Personal Consumer Issues
Topic: [Eating] Fish
Replies: 113
Views: 10837

Re: [Eating] Fish

I buy selected fish from the fish market near me and use the Monterey Bay Aquarium's Seafood Watch as a guide to sustainable and healthy choices: http://www.montereybayaquarium.org/cr/cr_seafoodwatch/sfw_recommendations.aspx 100% grass-fed, pastured beef also has a favorable omega fatty acid profile...
by tuckeverlasting
Wed Jul 17, 2013 6:45 pm
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 17355

Re: [Sad news - Pat Larimore]

Dear Taylor Larimore, Thank you for sharing such personal and sorrowful news with us. The video is a loving tribute to a cherished lady whose inner beauty matches the outer. How you all must miss her. You have influenced my life greatly through your work with the Bogleheads. I will never forget Tayl...
by tuckeverlasting
Sun Jul 07, 2013 11:38 am
Forum: Personal Consumer Issues
Topic: Help Me Replace my NetGear Wireless Router
Replies: 36
Views: 3392

Re: Help Me Replace my NetGear Wireless Router

My Netgear N900 has been flawless in performance and could not have been easier to set up. Not especially cheap, but worth it. Make sure your modem is to a modern standard also. When I did my research I found reviews frustrating as every single brand had endless complaints and no consensus, althoug...
by tuckeverlasting
Sat Jul 06, 2013 3:55 pm
Forum: Personal Consumer Issues
Topic: Help Me Replace my NetGear Wireless Router
Replies: 36
Views: 3392

Re: Help Me Replace my NetGear Wireless Router

My Netgear N900 has been flawless in performance and could not have been easier to set up. Not especially cheap, but worth it. Make sure your modem is to a modern standard also. When I did my research I found reviews frustrating as every single brand had endless complaints and no consensus, although...
by tuckeverlasting
Thu Jun 27, 2013 11:31 am
Forum: Personal Consumer Issues
Topic: Is "buying organic" food worth it?
Replies: 89
Views: 5354

Re: Is "buying organic" food worth it?

As i understand it, the organic designation also precludes the use of such things as sewage sludge (as fertilizer) and GMO's. Sewage sludge may be "sterilized" but it is the residue of everything that goes down the drain in a metropolitan area including from factories and hospitals. It con...
by tuckeverlasting
Wed Jun 26, 2013 1:34 pm
Forum: Personal Consumer Issues
Topic: Is "buying organic" food worth it?
Replies: 89
Views: 5354

Re: Is "buying organic" food worth it?

I think eating grass finished beef or other meat product (esp from a local farmer/rancher) is absolutely the best course of action for both health and environmental sustainability. I would focus on grass finished or pastured (free range), over organic meat products and buy local or know the operati...

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