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Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

I just got this too. Seems to be just what I need, thanks so much everyone! :)
by tuckeverlasting
Mon Nov 24, 2014 11:50 am
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 26
Views: 3154

Re: Giving Ibonds away

Have you looked on the Treasury Direct site? Unless rules have changed, one can gift I bonds to family members...dunno about nonprofits.
by tuckeverlasting
Fri Oct 24, 2014 3:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Giving Ibonds away
Replies: 2
Views: 816

Re: Medigap Plan G vs Plan F?

Here is a link for WA State: October 2014 Approved Medicare Supplement (Medigap) Plans, posted by Washington State Office of the Insurance Commissioner • Statewide Health Insurance Benefits Advisors (SHIBA). It includes prices. http://www.insurance.wa.gov/your-insurance/medicare/what-is-medicare/med...
by tuckeverlasting
Mon Oct 20, 2014 2:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan G vs Plan F?
Replies: 60
Views: 8243

Re: Disabled parent looking to invest for the first time

OP states "Loans: $43,000 - Will be forgiven due to disability." This may be reported to the IRS as a cancellation of debt, and may be fully taxable, as the amount forgiven is considered income by the IRS. The creditor is supposed to send you a Form 1099-C. Something to be aware of. https:...
by tuckeverlasting
Sat Mar 01, 2014 4:42 pm
 
Forum: Investing - Help with Personal Investments
Topic: Disabled parent looking to invest for the first time
Replies: 19
Views: 1244

Re: Confusion Over Retiree Asset Allocation Advice

Recently, Wade Pfau and some others are advocating the highest bond allocation at the time of retirement then to start increasing the equity allocation as one gets older- the opposite of Jack Bogle's traditional advice. Discussed in this thread: http://www.bogleheads.org/forum/viewtopic.php?f=10&am...
by tuckeverlasting
Sun Feb 09, 2014 3:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: Confusion Over Retiree Asset Allocation Advice
Replies: 10
Views: 910

Re: Seattle as a place to live?

To a degree I think one must be temperamentally suited to the Seattle climate--both social and meteorological--if one is to thrive here. It is perfect for me, but not everyone appreciates the cool grey side of life. Perhaps anecdotally, it is said that Seattle has the highest usage of Prozac in the ...
by tuckeverlasting
Wed Jan 29, 2014 11:10 am
 
Forum: Personal Consumer Issues
Topic: Seattle as a place to live?
Replies: 69
Views: 7494

Re: Seattle as a place to live?

We tend to be a city of introverts. Personally, I love it. (I live in Magnolia neighborhood).

And don't miss the

Seattle Rain Festival
Jan 1-Dec 31

<joke> :D
by tuckeverlasting
Tue Jan 28, 2014 2:53 am
 
Forum: Personal Consumer Issues
Topic: Seattle as a place to live?
Replies: 69
Views: 7494

Re: LIFE WITHOUT XP (Part 2): Replacing Outlook Express

Like other posters I thought I could not live without OE or even XP... I have been using Gmail and Win 7 (and Chrome) for several years now and would not go back. Sometimes bowing to the inevitable brings a pleasant surprise.
by tuckeverlasting
Tue Jan 28, 2014 1:02 am
 
Forum: Personal Consumer Issues
Topic: LIFE WITHOUT XP (Part 2): Replacing Outlook Express
Replies: 34
Views: 2040

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Thank you Mr. Larimore, for the Bogleheads' Guide to Investing, the Bogleheads website, The Three-Fund Portfolio, and your kind and wise guidance to so many. It is in large part thanks to the advice and knowledge you have so generously shared that my own old age will be secure. I could never have im...
by tuckeverlasting
Mon Jan 27, 2014 7:18 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 23077

Re: interest at the bank

...You can get higher for certain reward checking accounts, 3% up to 20k balance, but it requires a lot of work--required minimum number of debit transactions per month, direct deposit, etc. I was able to reorganize my financial life to take advantage of that without too much work. It helps that I ...
by tuckeverlasting
Fri Sep 27, 2013 2:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: interest at the bank
Replies: 19
Views: 1869

Re: [Eating] Fish

I buy selected fish from the fish market near me and use the Monterey Bay Aquarium's Seafood Watch as a guide to sustainable and healthy choices... Here is an alternative pocket guide that does a better job of addressing health concerns, in addition to environmental concerns: http://www.edf.org/con...
by tuckeverlasting
Fri Aug 23, 2013 3:17 pm
 
Forum: Personal Consumer Issues
Topic: [Eating] Fish
Replies: 113
Views: 9996

Re: [Eating] Fish

I buy selected fish from the fish market near me and use the Monterey Bay Aquarium's Seafood Watch as a guide to sustainable and healthy choices: http://www.montereybayaquarium.org/cr/cr_seafoodwatch/sfw_recommendations.aspx 100% grass-fed, pastured beef also has a favorable omega fatty acid profile...
by tuckeverlasting
Sat Aug 10, 2013 10:00 am
 
Forum: Personal Consumer Issues
Topic: [Eating] Fish
Replies: 113
Views: 9996

Re: [Sad news - Pat Larimore]

Dear Taylor Larimore, Thank you for sharing such personal and sorrowful news with us. The video is a loving tribute to a cherished lady whose inner beauty matches the outer. How you all must miss her. You have influenced my life greatly through your work with the Bogleheads. I will never forget Tayl...
by tuckeverlasting
Wed Jul 17, 2013 6:45 pm
 
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 16334

Re: Help Me Replace my NetGear Wireless Router

My Netgear N900 has been flawless in performance and could not have been easier to set up. Not especially cheap, but worth it. Make sure your modem is to a modern standard also. When I did my research I found reviews frustrating as every single brand had endless complaints and no consensus, althoug...
by tuckeverlasting
Sun Jul 07, 2013 11:38 am
 
Forum: Personal Consumer Issues
Topic: Help Me Replace my NetGear Wireless Router
Replies: 36
Views: 2911

Re: Help Me Replace my NetGear Wireless Router

My Netgear N900 has been flawless in performance and could not have been easier to set up. Not especially cheap, but worth it. Make sure your modem is to a modern standard also. When I did my research I found reviews frustrating as every single brand had endless complaints and no consensus, although...
by tuckeverlasting
Sat Jul 06, 2013 3:55 pm
 
Forum: Personal Consumer Issues
Topic: Help Me Replace my NetGear Wireless Router
Replies: 36
Views: 2911

Re: Is "buying organic" food worth it?

As i understand it, the organic designation also precludes the use of such things as sewage sludge (as fertilizer) and GMO's. Sewage sludge may be "sterilized" but it is the residue of everything that goes down the drain in a metropolitan area including from factories and hospitals. It con...
by tuckeverlasting
Thu Jun 27, 2013 11:31 am
 
Forum: Personal Consumer Issues
Topic: Is "buying organic" food worth it?
Replies: 89
Views: 4871

Re: Is "buying organic" food worth it?

I think eating grass finished beef or other meat product (esp from a local farmer/rancher) is absolutely the best course of action for both health and environmental sustainability. I would focus on grass finished or pastured (free range), over organic meat products and buy local or know the operati...
by tuckeverlasting
Wed Jun 26, 2013 1:34 pm
 
Forum: Personal Consumer Issues
Topic: Is "buying organic" food worth it?
Replies: 89
Views: 4871

Re: Is "buying organic" food worth it?

Organic is only a small slice of the pie and most large growers and companies barely participate. Alas, that this were so! As I understand it, the large corporate growers have largely taken over "organic" and it is they who have corrupted it in definition and practice--far watered down fr...
by tuckeverlasting
Wed Jun 26, 2013 12:59 pm
 
Forum: Personal Consumer Issues
Topic: Is "buying organic" food worth it?
Replies: 89
Views: 4871

Re: Bogleheads Without Avatars

How disconcerting is it to readers if one should occasionally change their avatar? I might get tired of mine.

BTW Taylor's is my favorite avatar on the board.
by tuckeverlasting
Wed Jun 26, 2013 12:42 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads Without Avatars
Replies: 197
Views: 14997

Re: "Beggar" at gas station - how would you handle it?

Recently at a local park I witnessed a man going through trash barrels and eating the thrown-away food he found. He didn't even look especially poorly-dressed or crazy, like I would have expected. I guess you never know. It is hard to know what to do when approached. I usually just try to avoid plac...
by tuckeverlasting
Tue Jun 25, 2013 5:03 pm
 
Forum: Personal Consumer Issues
Topic: "Beggar" at gas station - how would you handle it?
Replies: 73
Views: 5412

Re: boiling it down for an investing novice

The longtermreturns.com site is down. I have followed this blog for awhile and know from reading it the author is indeed a Boglehead. Looks like his Twitter feed is gone too. Hope he is ok and that the site returns. I hope so too. I've been reading the backlog and it's really good stuff. I see now ...
by tuckeverlasting
Tue Jun 25, 2013 12:30 pm
 
Forum: Investing - Theory, News & General
Topic: boiling it down for an investing novice
Replies: 15
Views: 1115

Re: boiling it down for an investing novice

This is an excellent blog. Subscribed. If the author reads this thread -- http://www.longtermreturns.com/2012/09/bogleheads-forum.html suggests he's an occasional boglehead -- I salute you! :sharebeer The longtermreturns.com site is down. I have followed this blog for awhile and know from reading i...
by tuckeverlasting
Tue Jun 25, 2013 12:10 pm
 
Forum: Investing - Theory, News & General
Topic: boiling it down for an investing novice
Replies: 15
Views: 1115

Re: Is this a good day to buy some more?

http://i43.tinypic.com/vq00m8.jpg At the red arrow, it wasn't. At the blue arrow, it was. At the green arrow, maybe, and, then again, maybe not. Nisiprius--you're a treasure on this site. I listen more carefully to your offerings than almost all others. Thank you. :beer +1 Yes. The voice of reason ...
by tuckeverlasting
Fri Jun 21, 2013 11:57 am
 
Forum: Investing - Theory, News & General
Topic: Is this a good day to buy some more?
Replies: 59
Views: 5298

Re: Best book for complete beginner

No one could have been a more "complete beginner" investor than I was a couple of years ago. After exploring a number of books I found that The Bogleheads' Guide to Investing and Mutual Funds for Dummies by Eric Tyson gave me concepts I could understand and follow like a road map. A few ot...
by tuckeverlasting
Sat Jun 15, 2013 3:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Best book for complete beginner
Replies: 28
Views: 1860

Re: Poll--Vanguard's new Bank Authorization Agreement

I just got the email notification today, even though I get most VG notifications by snail mail, per my request. Maybe a paper letter is on the way, but I don't have one yet. I use ACH with my VG accounts. I have a VG IRA and a taxable account and chose this option in the poll: I have only mutual fun...
by tuckeverlasting
Wed Jun 12, 2013 12:59 pm
 
Forum: Investing - Theory, News & General
Topic: Poll--Vanguard's new Bank Authorization Agreement
Replies: 32
Views: 3035

Re: Full Time RVer - Mail and Internet

Your contributions on the the BH forum have been invaluable, retired jg, and I am sure many others here join me in hoping they continue! Maybe you will even keep us up to date on how your new lifestyle is working out, or start an RV blog. Happy trails, and hope to hear more more from you--thanks so ...
by tuckeverlasting
Sun Jun 02, 2013 4:29 pm
 
Forum: Personal Consumer Issues
Topic: Full Time RVer - Mail and Internet
Replies: 53
Views: 4721

Re: I [messed] up - Now what? ($200k in student loan debt, e

Google "permanent and total disability student loans". Note you only have to be disabled for 5 years for this to be applicable. You can cancel your federal student loans based on a permanent and total disability. All federal loan borrowers are eligible for this discharge. Parents with PLUS...
by tuckeverlasting
Sat May 18, 2013 4:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: I [messed] up - Now what? ($200k in student loan debt, etc.)
Replies: 117
Views: 9882

Re: Show me how to rebalance

Maybe this "Optimal lazy portfolio rebalancing calculator" will be helpful. I found it useful in initially setting up my portfolio. http://optimalrebalancing.tk/ BTW I am an investing newbie too and know how intimidating everything can be and yes, getting it as close to "right" a...
by tuckeverlasting
Wed May 15, 2013 8:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Show me how to rebalance
Replies: 42
Views: 2085

Re: THANKS, BOGLEHEADS, FROM JACK BOGLE

Dear Mr. Bogle,

The dedication to The Bogleheads' Guide to Investing says it best:

To John C. Bogle...While some mutual fund founders chose to make billions, he chose to make a difference.


Your choice has made all the difference for me, and countless others. I can't thank you enough.
by tuckeverlasting
Wed May 15, 2013 8:07 pm
 
Forum: Investing - Theory, News & General
Topic: THANKS, BOGLEHEADS, FROM JACK BOGLE
Replies: 39
Views: 5330

Re: "Smart" TV advice?

I decided against a "smart" TV partly due to privacy concerns as detailed in this article: http://www.nbcnews.com/technology/your-tv-watching-you-latest-models-raise-concerns-483619 Is your TV watching you? Latest models raise concerns Samsung’s 2012 top-of-the-line plasmas and LED HDTVs o...
by tuckeverlasting
Wed May 15, 2013 3:53 pm
 
Forum: Personal Consumer Issues
Topic: "Smart" TV advice?
Replies: 22
Views: 1820

Re: Food Costs

$250-300 a month for groceries only, one person. No sundries included, rarely eat out. Almost everything is organic including the non-vegetable items. Food is one of the few areas where I do not stint on costs (within reason) as I believe food is directly related to health. I did not find a vegan di...
by tuckeverlasting
Wed Apr 24, 2013 2:19 pm
 
Forum: Personal Consumer Issues
Topic: Food Costs
Replies: 153
Views: 10806

Re: Frontline--The Retirement Gamble

Parts of the show were a great vindication of the Bogle(head) Philosophy (which I am eternally grateful to have stumbled across when I needed it), even if it wasn't spelled out as such. I was happy to see the mention of index funds, but wish the overall impression had not been left that investing is...
by tuckeverlasting
Wed Apr 24, 2013 11:21 am
 
Forum: Investing - Theory, News & General
Topic: Frontline--The Retirement Gamble
Replies: 318
Views: 35666

Re: Auto Insurance for Seniors

Had Liberty Mutual for many years, just switched to AARP Hartford. Very pleased with rate and total package (auto-renter's-umbrella).
by tuckeverlasting
Sun Apr 21, 2013 2:21 pm
 
Forum: Personal Consumer Issues
Topic: Auto Insurance for Seniors
Replies: 15
Views: 1150

Re: Register your cell phone with Smart911

Thanks for your informative replies, everyone. Very helpful for better understanding how the 911 and cell phone systems interact.
by tuckeverlasting
Sun Apr 21, 2013 12:58 pm
 
Forum: Personal Consumer Issues
Topic: Register your cell phone with Smart911
Replies: 6
Views: 1164

Re: Register your cell phone with Smart911

If your area has E911 location capabilities, this can often be better than the Smart911 profile. With location abilities, they can tell where you are whenever you call 911, which can happen when you are away from home with cell phones. In fact, I've only called 911 once from home in the past decade...
by tuckeverlasting
Sat Apr 20, 2013 12:06 pm
 
Forum: Personal Consumer Issues
Topic: Register your cell phone with Smart911
Replies: 6
Views: 1164

Register your cell phone with Smart911

Evidently, when you call 911 using your cell phone, usually your exact location such as street or apartment number is not pinpointed. Smart911 allows you to create a profile with 911 that you can personalize with address and directions to find, medical info, etc. The profile must be updated every 6 ...
by tuckeverlasting
Sat Apr 20, 2013 11:34 am
 
Forum: Personal Consumer Issues
Topic: Register your cell phone with Smart911
Replies: 6
Views: 1164

Re: Questions for the Munchkin Man about take out foods

I use a combo rice cooker/veg steamer that is almost foolproof. It makes cooking very easy. There are many kinds available and some are quite fancy. I like this one: http://www.amazon.com/Stainless-Steel-Cooker-Model-Formerly/dp/B000I5UEQM If it is not super easy and almost "not-cooking" I...
by tuckeverlasting
Wed Apr 10, 2013 1:06 pm
 
Forum: Personal Consumer Issues
Topic: Questions for the Munchkin Man about take out foods
Replies: 27
Views: 3086

Re: Check for abandoned property -- worked twice for me

I did this last year and got an old insurance refund sent to me--about $170. Free money! :) I found several different databases to check.
by tuckeverlasting
Tue Apr 09, 2013 10:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: Check for abandoned property -- worked twice for me
Replies: 34
Views: 3681

Re: Vanguard's so so customer service

I have found the reps very courteous and helpful. I also like the website and find it easy to use and informative. I guess I am not too picky. :happy
by tuckeverlasting
Tue Apr 09, 2013 1:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard's so so customer service
Replies: 30
Views: 2018

Re: Post your asset allocation here:

63,retired. 30/70 stocks/bonds: 20% Total Stock Market 10% Total International 35% Total Bond 35% TIPS/I Bonds Plus I have a hefty dollop of ready cash earning a little interest which I don't count as part of the above portfolio, for now. I am a newbie investor and this is my psychological cushion I...
by tuckeverlasting
Tue Apr 09, 2013 12:19 pm
 
Forum: Investing - Theory, News & General
Topic: Post your asset allocation here:
Replies: 136
Views: 11537

Re: Living in a "shoebox"

My apt is under 500 Sq feet and has everything I need. It is modern and cute, in a desirable location with a view out the huge windows. I did have to get used to the size but now quite like it. It is 2 rooms plus kitchen and bath and the price is right. I had to pare down my possessions which I need...
by tuckeverlasting
Fri Apr 05, 2013 6:02 pm
 
Forum: Personal Consumer Issues
Topic: Living in a "shoebox"
Replies: 36
Views: 3957

Re: Leaving equal inheritance value to all kids?

I have a question about unequal shares for the grandchild on SSDI--isn't this a case for a special needs trust? An outright inheritance could stop all support from SS and any state support? As long as we are talking solely about Social Security Disability Insurance (not SSI--Social Supplementary In...
by tuckeverlasting
Fri Apr 05, 2013 12:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Leaving equal inheritance value to all kids?
Replies: 71
Views: 4089

Re: Can you help with 60's portfolio...appreciate it!

Latecomer,

When deciding if I needed a Medicare supplement I found previous threads on the BH forum to be enlightening. Good luck on your quest.
by tuckeverlasting
Fri Apr 05, 2013 11:49 am
 
Forum: Investing - Help with Personal Investments
Topic: Can you help with 60's portfolio...appreciate it!
Replies: 19
Views: 1804

Re: Movie Reviews: Who will replace Roger Ebert?

I use Rotten Tomatoes and IMDB (Internet Movie Data Base), but do not generally watch current movies. IMDB is also good for reviews of the premium cable shows which I watch a lot of on DVDs from the library.

I used to read Roger's reviews on the Chicago Sun Times.
by tuckeverlasting
Fri Apr 05, 2013 11:29 am
 
Forum: Personal Consumer Issues
Topic: [Movie Reviews: I need a replacement for Roger Ebert]
Replies: 16
Views: 2082

Re: My Review of Vanguard's Financial Plan

Bacchus01 wrote:Interesting, I've moved $400K to Vanguard since Jan 1 and not a single welcome phone call.

They sent me a nice Thank You card :happy
by tuckeverlasting
Thu Apr 04, 2013 8:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: My Review of Vanguard's Financial Plan
Replies: 55
Views: 6973

Re: Tipping a hairdresser

The internet is a wonderful thing. Forget using supermarket boxed color; I order professional hair color online and researched until I learned how to mix it for a beautiful, natural result. I save gobs of money and cover my gray. The key to this is to keep it simple and not try for fancy highlights,...
by tuckeverlasting
Mon Apr 01, 2013 12:22 pm
 
Forum: Personal Consumer Issues
Topic: Tipping a hairdresser
Replies: 85
Views: 6117

Re: What Book Are You Currently Reading? Part V

Escape from Camp 14 by Blaine Harden. The true story of Shin Dong-hyuk, born and raised in one of North Korea's political prison camps and and how he escaped in 2005 against overwhelming odds. A horrifying story of the unbelievably evil regime that exists right this minute.
by tuckeverlasting
Sun Mar 31, 2013 11:14 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1215206

Re: How To Get Rid of Old Junky Car

I sold my old car within a few hours on Craigslist, describing everything I knew to be wrong with it. If it runs at all, around here it will easily go for $500 minimum. After the sale I immediately went to my state DMV website and registered the sale (be sure you get the buyer's name and address) to...
by tuckeverlasting
Sat Mar 30, 2013 8:26 pm
 
Forum: Personal Consumer Issues
Topic: How To Get Rid of Old Junky Car
Replies: 24
Views: 1555

Re: IRS Tax help

Maybe the Fairmark forum: http://www.fairmark.com/forum/
by tuckeverlasting
Wed Mar 06, 2013 5:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: IRS Tax help
Replies: 6
Views: 482
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