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Re: The lowest stock allocation you plan to stay with

Not lower than 30/70 nor higher than 40/60. 65 years old.
by tuckeverlasting
Fri Jan 30, 2015 10:40 am
 
Forum: Investing - Theory, News & General
Topic: The lowest stock allocation you plan to stay with
Replies: 63
Views: 2323

Re: How to climb up in a megacorp

Look the part, dress for the position you aspire to.
by tuckeverlasting
Sat Jan 24, 2015 10:52 am
 
Forum: Personal Finance (Not Investing)
Topic: How to climb up in a megacorp
Replies: 37
Views: 4881

Re: Keurig-cup coffee makers - why?

French press, fresh-ground beans, and, importantly-- no plastic, is the only way to go! For moi, anyway. Super fast too, once you have the routine down. :)
by tuckeverlasting
Thu Jan 22, 2015 10:42 am
 
Forum: Personal Consumer Issues
Topic: Keurig-cup coffee makers - why?
Replies: 67
Views: 4751

Re: What do you drive, and why?

Could you not upgrade the tires? There's being frugal, and there's being cheap. Cheap is where you damage the use or enjoyment of something by going for the lowest cost. In the case of snow there is *safety*. The are only 4 small bits of rubber between you and death or severe injury. Of conversely ...
by tuckeverlasting
Thu Jan 22, 2015 10:14 am
 
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 205
Views: 17278

Re: What do you drive, and why?

The Fit has been "improved" and made bigger for 2015. Actually, the outside dimensions of the 2015 Fit are smaller than the previous model...it has defied the laws of nature by being smaller on the outside and bigger on the inside! Interesting...the true spirit of the Fit lives on! I have...
by tuckeverlasting
Wed Jan 21, 2015 11:10 am
 
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 205
Views: 17278

Re: Retirees: Do you work part-time for pay?

Retirees: Do you work part-time for pay? No, taking care of my health is already a part-time job (with a very big payoff), and that comes before anything else. For the first time in my life I have time and resources to take care of me and only me. Besides that, I get to do everything I want, and not...
by tuckeverlasting
Tue Jan 20, 2015 2:25 pm
 
Forum: Personal Consumer Issues
Topic: Retirees: Do you work part-time for pay?
Replies: 58
Views: 4935

Re: The "Less Than" a Million $ Club

I live well on just over half a million nest egg plus SS...this despite renting a small apartment in a high COL area. As the OP said, be thankful for what you have (especially good health) and don't worry about the lifestyles of others. The forum is welcoming to all income levels and backgrounds. At...
by tuckeverlasting
Tue Jan 20, 2015 10:20 am
 
Forum: Personal Consumer Issues
Topic: The "Less Than" a Million $ Club
Replies: 71
Views: 10280

Re: Managing Household Records

I guess I am old school, having an actual file cabinet with actual paper files in it. I like records I can put my hands on. It is also good for filing all kinds of other paper, like for example the instruction manual for my vacuum cleaner, instructions to my kids in case of emergency, etc. :happy
by tuckeverlasting
Sat Jan 03, 2015 9:02 am
 
Forum: Personal Finance (Not Investing)
Topic: Managing Household Records
Replies: 12
Views: 1389

Re: What do you drive, and why?

I test drove the Honda Fit....you could really feel the road through the tires and up into the seat. Kalo Believe it or not this is a "feature" I actually find desirable and wanted! I like to feel connected to the road. To each their own! The Fit is a small urban runabout great for tight ...
by tuckeverlasting
Fri Jan 02, 2015 10:40 am
 
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 205
Views: 17278

Re: What do you drive, and why?

2012 Honda Fit manual transmission with 13,000 miles. My first new car ever and I plan to keep it a long time. Great, economical fun car.
by tuckeverlasting
Thu Jan 01, 2015 11:01 am
 
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 205
Views: 17278

Re: Bond/stock allocation for gun shy 54 year old investor

Wonderful, lucid and informed posts above. The OP will not go wrong following the advice given. I want to add that when I came here as a nervous investing newbie with a windfall and a million questions, the Bogleheads clarified my thinking and set me on the right path. After long self-deliberation a...
by tuckeverlasting
Tue Dec 30, 2014 9:38 am
 
Forum: Investing - Help with Personal Investments
Topic: Bond/stock allocation for gun shy 54 year old investor
Replies: 17
Views: 1996

Re: Thanks for all you do Bogleheads!!

I, too, could not be happier with the wisdom and counsel so generously bestowed when I came here as a clueless, scared newbie whose entire future depended on what I did with my windfall (it is now in the 3-Fund Portfolio). The Bogleheads truly have made all the difference in my life and I cannot ima...
by tuckeverlasting
Thu Dec 25, 2014 9:18 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Thanks for all you do Bogleheads!!
Replies: 14
Views: 1203

Re: Seattle as a place to live?

Here is a blog which purports to offer "local real estate news, statistics, and commentary without the sales spin". Haven't spent a lot of time on it but seems ok: http://seattlebubble.com/blog/ From my limited observations I do think the current pace will keep up and more often than not (...
by tuckeverlasting
Mon Dec 15, 2014 8:10 am
 
Forum: Personal Consumer Issues
Topic: Seattle as a place to live?
Replies: 74
Views: 8456

Re: Vacuum Cleaner Suggestions Please

Just got a Miele Delphi canister vac. Am impressed with the engineering of the brand and highly satisfied with this purchase. As always, research pays off...make sure vacuum model capabilities match your needs.
by tuckeverlasting
Sat Dec 06, 2014 10:16 am
 
Forum: Personal Consumer Issues
Topic: Vacuum Cleaner Suggestions Please
Replies: 17
Views: 2349

Re: "A BOGLEHEAD THANKSGIVING TO REMEMBER"

Thank you for the link, Taylor. Long live the Bogleheads, and Happy Thanksgiving everyone!
by tuckeverlasting
Thu Nov 27, 2014 11:19 am
 
Forum: Local Chapters and Bogleheads Community
Topic: "A BOGLEHEAD THANKSGIVING TO REMEMBER"
Replies: 8
Views: 935

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

I just got this too. Seems to be just what I need, thanks so much everyone! :)
by tuckeverlasting
Mon Nov 24, 2014 11:50 am
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 26
Views: 3460

Re: Giving Ibonds away

Have you looked on the Treasury Direct site? Unless rules have changed, one can gift I bonds to family members...dunno about nonprofits.
by tuckeverlasting
Fri Oct 24, 2014 3:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Giving Ibonds away
Replies: 2
Views: 838

Re: Medigap Plan G vs Plan F?

Here is a link for WA State: October 2014 Approved Medicare Supplement (Medigap) Plans, posted by Washington State Office of the Insurance Commissioner • Statewide Health Insurance Benefits Advisors (SHIBA). It includes prices. http://www.insurance.wa.gov/your-insurance/medicare/what-is-medicare/med...
by tuckeverlasting
Mon Oct 20, 2014 2:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan G vs Plan F?
Replies: 70
Views: 10139

Re: Disabled parent looking to invest for the first time

OP states "Loans: $43,000 - Will be forgiven due to disability." This may be reported to the IRS as a cancellation of debt, and may be fully taxable, as the amount forgiven is considered income by the IRS. The creditor is supposed to send you a Form 1099-C. Something to be aware of. https:...
by tuckeverlasting
Sat Mar 01, 2014 4:42 pm
 
Forum: Investing - Help with Personal Investments
Topic: Disabled parent looking to invest for the first time
Replies: 19
Views: 1250

Re: Confusion Over Retiree Asset Allocation Advice

Recently, Wade Pfau and some others are advocating the highest bond allocation at the time of retirement then to start increasing the equity allocation as one gets older- the opposite of Jack Bogle's traditional advice. Discussed in this thread: http://www.bogleheads.org/forum/viewtopic.php?f=10&am...
by tuckeverlasting
Sun Feb 09, 2014 3:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: Confusion Over Retiree Asset Allocation Advice
Replies: 10
Views: 959

Re: Seattle as a place to live?

To a degree I think one must be temperamentally suited to the Seattle climate--both social and meteorological--if one is to thrive here. It is perfect for me, but not everyone appreciates the cool grey side of life. Perhaps anecdotally, it is said that Seattle has the highest usage of Prozac in the ...
by tuckeverlasting
Wed Jan 29, 2014 11:10 am
 
Forum: Personal Consumer Issues
Topic: Seattle as a place to live?
Replies: 74
Views: 8456

Re: Seattle as a place to live?

We tend to be a city of introverts. Personally, I love it. (I live in Magnolia neighborhood).

And don't miss the

Seattle Rain Festival
Jan 1-Dec 31

<joke> :D
by tuckeverlasting
Tue Jan 28, 2014 2:53 am
 
Forum: Personal Consumer Issues
Topic: Seattle as a place to live?
Replies: 74
Views: 8456

Re: LIFE WITHOUT XP (Part 2): Replacing Outlook Express

Like other posters I thought I could not live without OE or even XP... I have been using Gmail and Win 7 (and Chrome) for several years now and would not go back. Sometimes bowing to the inevitable brings a pleasant surprise.
by tuckeverlasting
Tue Jan 28, 2014 1:02 am
 
Forum: Personal Consumer Issues
Topic: LIFE WITHOUT XP (Part 2): Replacing Outlook Express
Replies: 34
Views: 2057

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Thank you Mr. Larimore, for the Bogleheads' Guide to Investing, the Bogleheads website, The Three-Fund Portfolio, and your kind and wise guidance to so many. It is in large part thanks to the advice and knowledge you have so generously shared that my own old age will be secure. I could never have im...
by tuckeverlasting
Mon Jan 27, 2014 7:18 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 23354

Re: interest at the bank

...You can get higher for certain reward checking accounts, 3% up to 20k balance, but it requires a lot of work--required minimum number of debit transactions per month, direct deposit, etc. I was able to reorganize my financial life to take advantage of that without too much work. It helps that I ...
by tuckeverlasting
Fri Sep 27, 2013 2:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: interest at the bank
Replies: 19
Views: 1869

Re: [Eating] Fish

I buy selected fish from the fish market near me and use the Monterey Bay Aquarium's Seafood Watch as a guide to sustainable and healthy choices... Here is an alternative pocket guide that does a better job of addressing health concerns, in addition to environmental concerns: http://www.edf.org/con...
by tuckeverlasting
Fri Aug 23, 2013 3:17 pm
 
Forum: Personal Consumer Issues
Topic: [Eating] Fish
Replies: 113
Views: 10166

Re: [Eating] Fish

I buy selected fish from the fish market near me and use the Monterey Bay Aquarium's Seafood Watch as a guide to sustainable and healthy choices: http://www.montereybayaquarium.org/cr/cr_seafoodwatch/sfw_recommendations.aspx 100% grass-fed, pastured beef also has a favorable omega fatty acid profile...
by tuckeverlasting
Sat Aug 10, 2013 10:00 am
 
Forum: Personal Consumer Issues
Topic: [Eating] Fish
Replies: 113
Views: 10166

Re: [Sad news - Pat Larimore]

Dear Taylor Larimore, Thank you for sharing such personal and sorrowful news with us. The video is a loving tribute to a cherished lady whose inner beauty matches the outer. How you all must miss her. You have influenced my life greatly through your work with the Bogleheads. I will never forget Tayl...
by tuckeverlasting
Wed Jul 17, 2013 6:45 pm
 
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 16464

Re: Help Me Replace my NetGear Wireless Router

My Netgear N900 has been flawless in performance and could not have been easier to set up. Not especially cheap, but worth it. Make sure your modem is to a modern standard also. When I did my research I found reviews frustrating as every single brand had endless complaints and no consensus, althoug...
by tuckeverlasting
Sun Jul 07, 2013 11:38 am
 
Forum: Personal Consumer Issues
Topic: Help Me Replace my NetGear Wireless Router
Replies: 36
Views: 2988

Re: Help Me Replace my NetGear Wireless Router

My Netgear N900 has been flawless in performance and could not have been easier to set up. Not especially cheap, but worth it. Make sure your modem is to a modern standard also. When I did my research I found reviews frustrating as every single brand had endless complaints and no consensus, although...
by tuckeverlasting
Sat Jul 06, 2013 3:55 pm
 
Forum: Personal Consumer Issues
Topic: Help Me Replace my NetGear Wireless Router
Replies: 36
Views: 2988

Re: Is "buying organic" food worth it?

As i understand it, the organic designation also precludes the use of such things as sewage sludge (as fertilizer) and GMO's. Sewage sludge may be "sterilized" but it is the residue of everything that goes down the drain in a metropolitan area including from factories and hospitals. It con...
by tuckeverlasting
Thu Jun 27, 2013 11:31 am
 
Forum: Personal Consumer Issues
Topic: Is "buying organic" food worth it?
Replies: 89
Views: 5039

Re: Is "buying organic" food worth it?

I think eating grass finished beef or other meat product (esp from a local farmer/rancher) is absolutely the best course of action for both health and environmental sustainability. I would focus on grass finished or pastured (free range), over organic meat products and buy local or know the operati...
by tuckeverlasting
Wed Jun 26, 2013 1:34 pm
 
Forum: Personal Consumer Issues
Topic: Is "buying organic" food worth it?
Replies: 89
Views: 5039

Re: Is "buying organic" food worth it?

Organic is only a small slice of the pie and most large growers and companies barely participate. Alas, that this were so! As I understand it, the large corporate growers have largely taken over "organic" and it is they who have corrupted it in definition and practice--far watered down fr...
by tuckeverlasting
Wed Jun 26, 2013 12:59 pm
 
Forum: Personal Consumer Issues
Topic: Is "buying organic" food worth it?
Replies: 89
Views: 5039

Re: Bogleheads Without Avatars

How disconcerting is it to readers if one should occasionally change their avatar? I might get tired of mine.

BTW Taylor's is my favorite avatar on the board.
by tuckeverlasting
Wed Jun 26, 2013 12:42 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads Without Avatars
Replies: 197
Views: 15292

Re: "Beggar" at gas station - how would you handle it?

Recently at a local park I witnessed a man going through trash barrels and eating the thrown-away food he found. He didn't even look especially poorly-dressed or crazy, like I would have expected. I guess you never know. It is hard to know what to do when approached. I usually just try to avoid plac...
by tuckeverlasting
Tue Jun 25, 2013 5:03 pm
 
Forum: Personal Consumer Issues
Topic: "Beggar" at gas station - how would you handle it?
Replies: 73
Views: 5575

Re: boiling it down for an investing novice

The longtermreturns.com site is down. I have followed this blog for awhile and know from reading it the author is indeed a Boglehead. Looks like his Twitter feed is gone too. Hope he is ok and that the site returns. I hope so too. I've been reading the backlog and it's really good stuff. I see now ...
by tuckeverlasting
Tue Jun 25, 2013 12:30 pm
 
Forum: Investing - Theory, News & General
Topic: boiling it down for an investing novice
Replies: 15
Views: 1115

Re: boiling it down for an investing novice

This is an excellent blog. Subscribed. If the author reads this thread -- http://www.longtermreturns.com/2012/09/bogleheads-forum.html suggests he's an occasional boglehead -- I salute you! :sharebeer The longtermreturns.com site is down. I have followed this blog for awhile and know from reading i...
by tuckeverlasting
Tue Jun 25, 2013 12:10 pm
 
Forum: Investing - Theory, News & General
Topic: boiling it down for an investing novice
Replies: 15
Views: 1115

Re: Is this a good day to buy some more?

http://i43.tinypic.com/vq00m8.jpg At the red arrow, it wasn't. At the blue arrow, it was. At the green arrow, maybe, and, then again, maybe not. Nisiprius--you're a treasure on this site. I listen more carefully to your offerings than almost all others. Thank you. :beer +1 Yes. The voice of reason ...
by tuckeverlasting
Fri Jun 21, 2013 11:57 am
 
Forum: Investing - Theory, News & General
Topic: Is this a good day to buy some more?
Replies: 59
Views: 5298

Re: Best book for complete beginner

No one could have been a more "complete beginner" investor than I was a couple of years ago. After exploring a number of books I found that The Bogleheads' Guide to Investing and Mutual Funds for Dummies by Eric Tyson gave me concepts I could understand and follow like a road map. A few ot...
by tuckeverlasting
Sat Jun 15, 2013 3:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Best book for complete beginner
Replies: 28
Views: 1866

Re: Poll--Vanguard's new Bank Authorization Agreement

I just got the email notification today, even though I get most VG notifications by snail mail, per my request. Maybe a paper letter is on the way, but I don't have one yet. I use ACH with my VG accounts. I have a VG IRA and a taxable account and chose this option in the poll: I have only mutual fun...
by tuckeverlasting
Wed Jun 12, 2013 12:59 pm
 
Forum: Investing - Theory, News & General
Topic: Poll--Vanguard's new Bank Authorization Agreement
Replies: 32
Views: 3044

Re: Full Time RVer - Mail and Internet

Your contributions on the the BH forum have been invaluable, retired jg, and I am sure many others here join me in hoping they continue! Maybe you will even keep us up to date on how your new lifestyle is working out, or start an RV blog. Happy trails, and hope to hear more more from you--thanks so ...
by tuckeverlasting
Sun Jun 02, 2013 4:29 pm
 
Forum: Personal Consumer Issues
Topic: Full Time RVer - Mail and Internet
Replies: 53
Views: 4772

Re: I [messed] up - Now what? ($200k in student loan debt, e

Google "permanent and total disability student loans". Note you only have to be disabled for 5 years for this to be applicable. You can cancel your federal student loans based on a permanent and total disability. All federal loan borrowers are eligible for this discharge. Parents with PLUS...
by tuckeverlasting
Sat May 18, 2013 4:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: I [messed] up - Now what? ($200k in student loan debt, etc.)
Replies: 117
Views: 9940

Re: Show me how to rebalance

Maybe this "Optimal lazy portfolio rebalancing calculator" will be helpful. I found it useful in initially setting up my portfolio. http://optimalrebalancing.tk/ BTW I am an investing newbie too and know how intimidating everything can be and yes, getting it as close to "right" a...
by tuckeverlasting
Wed May 15, 2013 8:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Show me how to rebalance
Replies: 42
Views: 2169

Re: THANKS, BOGLEHEADS, FROM JACK BOGLE

Dear Mr. Bogle,

The dedication to The Bogleheads' Guide to Investing says it best:

To John C. Bogle...While some mutual fund founders chose to make billions, he chose to make a difference.


Your choice has made all the difference for me, and countless others. I can't thank you enough.
by tuckeverlasting
Wed May 15, 2013 8:07 pm
 
Forum: Investing - Theory, News & General
Topic: THANKS, BOGLEHEADS, FROM JACK BOGLE
Replies: 39
Views: 5352

Re: "Smart" TV advice?

I decided against a "smart" TV partly due to privacy concerns as detailed in this article: http://www.nbcnews.com/technology/your-tv-watching-you-latest-models-raise-concerns-483619 Is your TV watching you? Latest models raise concerns Samsung’s 2012 top-of-the-line plasmas and LED HDTVs o...
by tuckeverlasting
Wed May 15, 2013 3:53 pm
 
Forum: Personal Consumer Issues
Topic: "Smart" TV advice?
Replies: 22
Views: 1833

Re: Food Costs

$250-300 a month for groceries only, one person. No sundries included, rarely eat out. Almost everything is organic including the non-vegetable items. Food is one of the few areas where I do not stint on costs (within reason) as I believe food is directly related to health. I did not find a vegan di...
by tuckeverlasting
Wed Apr 24, 2013 2:19 pm
 
Forum: Personal Consumer Issues
Topic: Food Costs
Replies: 153
Views: 10852

Re: Frontline--The Retirement Gamble

Parts of the show were a great vindication of the Bogle(head) Philosophy (which I am eternally grateful to have stumbled across when I needed it), even if it wasn't spelled out as such. I was happy to see the mention of index funds, but wish the overall impression had not been left that investing is...
by tuckeverlasting
Wed Apr 24, 2013 11:21 am
 
Forum: Investing - Theory, News & General
Topic: Frontline--The Retirement Gamble
Replies: 318
Views: 36801

Re: Auto Insurance for Seniors

Had Liberty Mutual for many years, just switched to AARP Hartford. Very pleased with rate and total package (auto-renter's-umbrella).
by tuckeverlasting
Sun Apr 21, 2013 2:21 pm
 
Forum: Personal Consumer Issues
Topic: Auto Insurance for Seniors
Replies: 15
Views: 1155

Re: Register your cell phone with Smart911

Thanks for your informative replies, everyone. Very helpful for better understanding how the 911 and cell phone systems interact.
by tuckeverlasting
Sun Apr 21, 2013 12:58 pm
 
Forum: Personal Consumer Issues
Topic: Register your cell phone with Smart911
Replies: 6
Views: 1195

Re: Register your cell phone with Smart911

If your area has E911 location capabilities, this can often be better than the Smart911 profile. With location abilities, they can tell where you are whenever you call 911, which can happen when you are away from home with cell phones. In fact, I've only called 911 once from home in the past decade...
by tuckeverlasting
Sat Apr 20, 2013 12:06 pm
 
Forum: Personal Consumer Issues
Topic: Register your cell phone with Smart911
Replies: 6
Views: 1195
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