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Re: Child's prenup

^ wow, interesting perspective on the scapegoat concept, dulocracy.
by travellight
Tue Mar 31, 2015 10:30 am
 
Forum: Personal Finance (Not Investing)
Topic: Child's prenup
Replies: 19
Views: 2349

Re: Rental properties

[quote]Is it easy? No. Is it worth it? Yes./quote]

Yup, this ^ by zoombrowser.
by travellight
Mon Mar 23, 2015 12:34 am
 
Forum: Personal Finance (Not Investing)
Topic: Rental properties
Replies: 25
Views: 2900

Re: Calling all concrete experts (replacing old driveway)

Great detailed info, TP81! Thanks.
by travellight
Sun Mar 22, 2015 3:46 pm
 
Forum: Personal Consumer Issues
Topic: Calling all concrete experts (replacing old driveway)
Replies: 15
Views: 1630

Re: What Movie Have You Recently Watched?

I love the background stories on The Usual Suspects, Petrocelli! .... especially the Keyser Soze part.

I watched Nightcrawler last night; loved it. Jake Gyllenhaal's most memorable role.

I also enjoyed Gone girl.
by travellight
Sat Mar 21, 2015 11:45 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 659
Views: 87521

Re: College readiness

That is a great list, 3295! did you come up with those on your own?
by travellight
Mon Mar 09, 2015 11:57 pm
 
Forum: Personal Consumer Issues
Topic: College readiness
Replies: 27
Views: 1771

Re: Bogleheads with Rental Income

It is not a lot of work for me, but it can be a lot of stress. I have 6 single family homes I manage and it can provide a tidy income. My mortgages will be paid off in 5 years and then the income will be about 130k net per year. I agree with what ladfer said above.
by travellight
Mon Mar 09, 2015 11:50 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads with Rental Income
Replies: 32
Views: 2679

Re: What is your favorite consumer product?

my 13 inch mac air.
by travellight
Sat Mar 07, 2015 10:41 am
 
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 174
Views: 11498

Re: If your networth is over $3 million, how did you do it?

Reading these highlights how I have managed to do a number of the wrong things... Got divorced and paying for it, bought a McMansion AND a second home, and I like nice cars. I am lucky I made it despite these bad habits.
by travellight
Tue Mar 03, 2015 11:06 am
 
Forum: Personal Finance (Not Investing)
Topic: If your networth is over $3 million, how did you do it?
Replies: 314
Views: 51224

Re: Credit Card Rewards (Travel)

I Have had a couple of cards short me on the rewards because I had had one of their cards within the past two years. I Have also been turned down for a couple of cards and my credit score is 760. I Think they are trying to combat churning.
by travellight
Wed Feb 25, 2015 12:26 am
 
Forum: Personal Finance (Not Investing)
Topic: Credit Card Rewards (Travel)
Replies: 65
Views: 4332

Re: What % of your gross income do you spend on mortgage/ren

I Think I am still in the lead at 37.5%. I don't know if that is a brag or an anti-brag.
by travellight
Sun Feb 22, 2015 4:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: What % of your gross income do you spend on mortgage/rent?
Replies: 155
Views: 9057

Re: What to do when smart phone stolen

It's good to know I can wipe all the content remotely if it is stolen.
by travellight
Sun Feb 22, 2015 1:57 pm
 
Forum: Personal Consumer Issues
Topic: What to do when smart phone stolen
Replies: 20
Views: 2740

Re: Prom budget for teenage girl?

Speaking for the other sex, I just spent $800 on my sons prom attire, a tux with patent leather shoes. I consider it an investment because he can wear it for years. I will drive him there and back, no limo, and he is probably going solo and just hang out with friends.
by travellight
Sat Feb 21, 2015 11:47 pm
 
Forum: Personal Consumer Issues
Topic: Prom budget for teenage girl?
Replies: 82
Views: 4938

Re: Maintenance free landscaping a front yard

Lantanas are a great suggestion. My neighbor has them in bulk and they look fantastic. His are yellow.
by travellight
Sat Feb 21, 2015 1:35 pm
 
Forum: Personal Consumer Issues
Topic: Maintenance free landscaping a front yard
Replies: 37
Views: 2616

Re: Maintenance free landscaping a front yard

Thanks for the advice!
by travellight
Fri Feb 20, 2015 11:49 pm
 
Forum: Personal Consumer Issues
Topic: Maintenance free landscaping a front yard
Replies: 37
Views: 2616

Re: Maintenance free landscaping a front yard

Thanks, I don't want to do the work myself so I will find someone to do it.
by travellight
Fri Feb 20, 2015 5:34 pm
 
Forum: Personal Consumer Issues
Topic: Maintenance free landscaping a front yard
Replies: 37
Views: 2616

Re: Maintenance free landscaping a front yard

Thanks for the info, Benny. Do you have favorite plants that look great and thrive? I'm In San diego. I'm Replacing a 2000 sq ft flat rectangular lawn and my budget is 4000$, any ideas or suggestions?
by travellight
Fri Feb 20, 2015 4:47 pm
 
Forum: Personal Consumer Issues
Topic: Maintenance free landscaping a front yard
Replies: 37
Views: 2616

Re: Maintenance free landscaping a front yard

I am planning also to remove my lawn and xeriscape, about 2000 sq ft area.
by travellight
Fri Feb 20, 2015 12:18 pm
 
Forum: Personal Consumer Issues
Topic: Maintenance free landscaping a front yard
Replies: 37
Views: 2616

Re: Doing Taxes on Real Estate in Multiple States

My accountant does my taxes in another state.
by travellight
Fri Feb 20, 2015 11:48 am
 
Forum: Personal Finance (Not Investing)
Topic: Doing Taxes on Real Estate in Multiple States
Replies: 6
Views: 276

Re: What is the best company to open a credit card with?

Chase has had the best rewards for me.

I am avoiding Amex since they didn't give me a bonus after I completed the required spending.
by travellight
Mon Feb 16, 2015 11:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: What is the best company to open a credit card with?
Replies: 22
Views: 1784

Re: Hacked (at outraged) at Verizon

I had this problem as well. Verizon was just awful. I would switch if I knew of a better carrier but had a bad experience with Sprint as well.
by travellight
Sat Feb 14, 2015 7:01 pm
 
Forum: Personal Consumer Issues
Topic: Hacked (at outraged) at Verizon
Replies: 25
Views: 3082

Re: Tenants won't let us show the rental: what do we do?

This won't help you now but I wrote into the lease agreement that they are to allow one day per week for showing or a penalty of $150 will be withheld from security deposit.

I would just give them a $25 rent discount per showing event. Try to fit in as many people as you can per showing.
by travellight
Sat Feb 14, 2015 6:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tenants won't let us show the rental: what do we do?
Replies: 60
Views: 7173

Re: Where to buy nice men's dress shirts?

We recently found a place that measures you and then has it made in Shanghai and it is sent to you 2-3 weeks later. Indochino:http://www.thefineyounggentleman.com/suits/indochino-custom-suit-review/

We didn't end up ordering from them but it is interesting to know about the options.
by travellight
Sat Feb 14, 2015 2:27 pm
 
Forum: Personal Consumer Issues
Topic: Where to buy nice men's dress shirts?
Replies: 84
Views: 6382

Re: College savings costs / number

mathwizard: Full ride is supposed to mean tuition, room and board. Not books though. Full tuition is just full tuition. Can be confusing nomenclature like nonstop versus direct flights. Full ride is definitely better than full tuition. I suspect neither are in my future... Sigh.
by travellight
Wed Feb 11, 2015 5:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: College savings costs / number
Replies: 120
Views: 6735

Re: College savings costs / number

It is a choice to spend that much money. My son got accepted to a good out of state school he could go to for free, full ride, due to being a National merit finalist but there are few things I would rather spend my money on than a fantastic top level undergraduate experience for him.
by travellight
Wed Feb 11, 2015 11:16 am
 
Forum: Personal Finance (Not Investing)
Topic: College savings costs / number
Replies: 120
Views: 6735

Re: What to buy sweetie for Valentine's Day

Great to hear! I Suspect she mostly loves the thoughtfulness and effort you put into this.
by travellight
Wed Feb 11, 2015 11:09 am
 
Forum: Personal Consumer Issues
Topic: What to buy sweetie for Valentine's Day
Replies: 97
Views: 5884

Re: 2-3 Extra Days in San Diego next week

I would visit all the lovely villages that comprise the area: Coronado, ocean beach, pb Boardwalk, la jolla, del mar, solana beach, Cardiff, Encinitas, leucaria, Carlsbad. They each have their own personality. There is also Hillcrest, little Italy and the gas lamp downtown. The beach hike at Torrey ...
by travellight
Wed Feb 11, 2015 11:03 am
 
Forum: Personal Consumer Issues
Topic: 2-3 Extra Days in San Diego next week
Replies: 20
Views: 1316

Re: College savings costs / number

My son is a senior and I am probably looking at 60k+ for the next 4 years and I have saved nothing. I will have to pay out of current income.
by travellight
Wed Feb 11, 2015 9:07 am
 
Forum: Personal Finance (Not Investing)
Topic: College savings costs / number
Replies: 120
Views: 6735

Re: This CPA is advocating snail-mail over e-file for taxes

I also had a problem with e-pay last month. I paid my state taxes electronically being very careful to follow the instructions and only clicked once. When they took the payment electronically, they took it twice. It was $9000 and a tough hit to have it doubled. I called them and they at first said t...
by travellight
Sun Feb 08, 2015 12:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: This CPA is advocating snail-mail over e-file for taxes
Replies: 55
Views: 4058

Re: What to buy sweetie for Valentine's Day

another female chiming in yes on the massage. The best gift I can remember was from a girlfriend who got me a $400 gift certificate to the La Costa spa. I was bowled over. It took me years to indulge in it but it lingered for those years as an amazing gift. Flowers are lovely but I am a bit too prac...
by travellight
Fri Feb 06, 2015 2:17 am
 
Forum: Personal Consumer Issues
Topic: What to buy sweetie for Valentine's Day
Replies: 97
Views: 5884

Re: Pull permits for a minor remodel?

I would not pull permit for such a minor job and invite inspectors in. risk outweigh benefits imo.
by travellight
Fri Feb 06, 2015 2:00 am
 
Forum: Personal Consumer Issues
Topic: Pull permits for a minor remodel?
Replies: 35
Views: 3058

Re: A true Boglehead!

I just read that somewhere and thought the same thing!
by travellight
Wed Feb 04, 2015 7:22 pm
 
Forum: Investing - Theory, News & General
Topic: [Janitor in Vermont leaves millions] A true Boglehead!
Replies: 47
Views: 3164

Re: Approaching 50...What to expect?

I started using skin care products.
by travellight
Tue Feb 03, 2015 1:19 pm
 
Forum: Personal Consumer Issues
Topic: Approaching 50...What to expect?
Replies: 108
Views: 10258

Re: What exactly is "wealthy?"

I think some of the other definitions represent being happy, being fulfilled, or being comfortable. Wealthy is strictly a financial status term, imo. One can be wealthy and miserable and/or unfulfilled.
by travellight
Tue Feb 03, 2015 1:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: What exactly is "wealthy?"
Replies: 47
Views: 4124

Re: What exactly is "wealthy?"

To me, wealthy is if you are able to live a very nice lifestyle and not have to work any further. I would say living on 200k per year, mortgage free and no debt for the rest of your life, would qualify as wealthy to me.
by travellight
Tue Feb 03, 2015 1:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: What exactly is "wealthy?"
Replies: 47
Views: 4124

Re: 1099-R from Mega Backdoor Roth IRA

I was also surprised to get a 1099-r after doing a back door roth ira.
by travellight
Tue Feb 03, 2015 12:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: 1099-R from Mega Backdoor Roth IRA
Replies: 27
Views: 3915

Re: What age did you become financially independent of paren

"by letsgobobby » Sun Feb 01, 2015 8:23 pm robert88 wrote: The under 18 number certainly seems suspect.... Do lots of bogleheads either run away from home or skip grades? no, we all just want to share our good opinion of ourselves. :shock:" I think we're just answering the question, just l...
by travellight
Mon Feb 02, 2015 11:34 am
 
Forum: Personal Consumer Issues
Topic: What age did you become financially independent of parents?
Replies: 68
Views: 4791

Re: What age did you become financially independent of paren

"And how much was medical school tuition back in the day?

Nowhere near what it is now, lightheir. I think I sent her about 5k per year. My salary was about 32k per year.
by travellight
Mon Feb 02, 2015 11:27 am
 
Forum: Personal Consumer Issues
Topic: What age did you become financially independent of parents?
Replies: 68
Views: 4791

Re: Bogleheads has made me obsessive about our money

I think online banking and internet tools have enhanced my obsessiveness. I check my bank account daily and mint.com once a week. This is a positive enhancement to my life and I feel like I have a good read on how everything is doing, better than before. It does not increase my anxiety. Bogleheads h...
by travellight
Mon Feb 02, 2015 11:21 am
 
Forum: Personal Consumer Issues
Topic: Bogleheads has made me obsessive about our money
Replies: 41
Views: 5632

Re: TaxAct Backdoor IRA 2014 Methodology - From TaxAct

This sounds great. Thanks for the tip, Op!
by travellight
Sun Feb 01, 2015 5:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: TaxAct Backdoor IRA 2014 Methodology - From TaxAct
Replies: 9
Views: 1182

Re: Switching to doing my own taxes

I am thinking about this as well. I may try to do it on my own as a practice and make sure it feels right first.
by travellight
Sun Feb 01, 2015 4:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Switching to doing my own taxes
Replies: 19
Views: 1933

Re: What age did you become financially independent of paren

"by texasdiver » Sat Jan 31, 2015 6:12 pm travellight wrote: 17 also when I left home for grad school. You entered grad school at age 17? Wow." yea, finished at 22. My parents were not financially able to support me. I ended also paying my younger sister's medical school tuition when I was...
by travellight
Sun Feb 01, 2015 4:45 pm
 
Forum: Personal Consumer Issues
Topic: What age did you become financially independent of parents?
Replies: 68
Views: 4791

Re: tipping by iPad

I've seen this used in cabs as well. I am not sure what extra service cab drivers perform in general when they drive you from x to y other than managing bags in which case you can tip per bag.
by travellight
Sun Feb 01, 2015 4:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: tipping by iPad
Replies: 40
Views: 3014

Re: Filed your 2014 Federal Taxes yet?

Likely in August to be a safe procrastinator.
by travellight
Sat Jan 31, 2015 9:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Filed your 2014 Federal Taxes yet?
Replies: 60
Views: 4168

Re: What age did you become financially independent of paren

17 also when I left home for grad school.
by travellight
Sat Jan 31, 2015 8:29 pm
 
Forum: Personal Consumer Issues
Topic: What age did you become financially independent of parents?
Replies: 68
Views: 4791

Re: POLL: How Will You Complete Your 2014 Taxes?

I use a cpa but it is costly. Last year, it took me 40 hrs in prep work and I still paid over $1100 to the cpa.
by travellight
Sat Jan 31, 2015 8:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: How Will You Complete Your 2014 Taxes?
Replies: 69
Views: 4905

Re: What Movie Have You Recently Watched?

Just saw The End of the Tour, about an interview of the writer, David Foster Wallace, by David Lipsky of Rolling Stone magazine. I thought it was fantastic.
by travellight
Sun Jan 25, 2015 12:12 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 659
Views: 87521

Re: Annual Home Maintenance Expenses

I looked it up and did the math/accounting. For 2014, I spent $8313 on 2,439,000 value of homes. This is spread over 6 homes, most are about 80-100 years old. That is 0.3%. I spent 1% if I counted in taxes and insurance as well.
by travellight
Sat Jan 24, 2015 1:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: Annual Home Maintenance Expenses
Replies: 47
Views: 8331

Re: Google Chrome: is this a mega security problem?

great to learn about 2FA, thanks!
by travellight
Sat Jan 24, 2015 1:18 pm
 
Forum: Personal Consumer Issues
Topic: Google Chrome: is this a mega security problem?
Replies: 111
Views: 6904
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