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To take a tax loss on a fund this year does the sale have to happen thisy year by sale date or is it after 3 days on settlement?

Thanks for your feedback it is much appreciated. My wife didn't work alot in 2010 so after the conversion we still got back 3K from the feds since I was claiming married but withhold at the single rate in anticipation of the conversion. Also I put 22K in my 401K and my wife 29K. I have the Roths in ...

I paid all the taxes and didn't split the tax liability for the 2010 conversion. It seems like I will be able to tap the 2010 conversion dollars in 2012 along with my earlier roth contributions which will probably work for me and my 2011 conversions in 2013. Am I reading this correctly?

I'm trying not to work again if I can help it. I have had Roth's since 1998 or so so the 5 year rule is no prblem, but not enough to generate significant income via dividends. I do not want to touch principal. My wife will be 59 1/2 in Dec so I am hoping to move some of her 401K to a rollover IRA th...

In 2010 and 2011 I converted 25K each year to a Roth. I also have a another Roth I contributed 6K to in both years. I am 61 y/o and read that you can not take money out of a converted Roth the year after the conversion without a tax penalty. Does that include dividend income from the converted Roths...