Search found 75 matches

Return to advanced search

26 YO Buying Health Insurance with Pre-Existing Condition

HELP! 26 years old, recently took my first full-time job as a high school teacher/coach but as of now the school is paying the fine instead of offering insurance to it's employees. Going off my parent's health insurance for the first time in a month when I turn 26. I have a pre-existing condition (e...
by tnhooper45
Fri Aug 30, 2013 3:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: 26 YO Buying Health Insurance with Pre-Existing Condition
Replies: 7
Views: 878

Re: Memphis trip

Probably meant UT at Memphis campus. +1 to NOT turning down Graceland. I'm 25 so had no clue about Elvis other than he was the King but have been twice and loved it both times. I don't remember it being very pricey at all. Strongly suggest going here. +1 to Beale St. being overrated. However, I'm no...
by tnhooper45
Sun Jul 14, 2013 7:37 pm
 
Forum: Personal Consumer Issues
Topic: Memphis trip
Replies: 18
Views: 958

Re: Personal Finance Advice for High School Students

Bogleheads never ceaze to amaze me with the deep, genuine advice.

Budgeting is the main thing that comes to mind. I'm 25 now and have blown through about half of my "cash". Also might want to emphasize to stay away from sports betting/gambling in general.
by tnhooper45
Sun Jun 30, 2013 4:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Personal Finance Advice for High School Students
Replies: 101
Views: 13241

Re: TurboTax Question = Income and Roth Situation

Man you guys are awesome. Never ceases to amaze me how willing and informative you all are..

Yes it is a "stipend".

The last two years I went to an accountant (friend who did it for free) but this year I wasn't able to link up with him so this is first year using TurboTax.
by tnhooper45
Sun Mar 31, 2013 3:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax Question = Income and Roth Situation
Replies: 10
Views: 516

Re: TurboTax Question = Income and Roth Situation

There were no issues but before I complete it I wanted to confirm I wasn't missing anything because the last thing I want is for the IRS to tell me I have contributed too much to the IRA....
by tnhooper45
Sat Mar 30, 2013 7:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax Question = Income and Roth Situation
Replies: 10
Views: 516

TurboTax Question = Income and Roth Situation

I'm a Graduate Assistant Coach for a college and made high 4 figures last year. I deposited the maximum $5000 into my Roth IRA in 2012. This is my first year using TurboTax. I want to make sure I'm not missing anything so that the IRS doesn't question earned income vs. my Roth deposits. I did an onl...
by tnhooper45
Sat Mar 30, 2013 7:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax Question = Income and Roth Situation
Replies: 10
Views: 516

Re: Mature Bogelheads: What did you wish you knew at 18 or 2

I'm a few months away from 25 but I have a few tidbits for age 18 I wish I knew... - I wasn't perfect and every girl didn't like me - It's ok to go out and party some (I didn't drink/smoke in high school) - Life can be good even without being a millionaire - Trust no one (not even your parents) - Al...
by tnhooper45
Mon Jun 25, 2012 3:23 pm
 
Forum: Investing - Theory, News & General
Topic: Mature Bogelheads: What did you wish you knew at 18 or 25?
Replies: 88
Views: 7541

Re: Jeremy Lin is a Boglehead...

SteveB3005 wrote:Lindex funds


post of the week
by tnhooper45
Thu Feb 16, 2012 2:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Jeremy Lin is a Boglehead...
Replies: 42
Views: 4672

Re: How many Bogleheads do not marry due to financial reason

Barefootgirl wrote:I've read through all the posts - the answer is clear - we need a Bogleheads dating forum.

We think alike and we're a minority. We need a way to find each other like other sub-groups do.

I smell an opportunity for somebody.

BFG


+1 from a 24 yr old bachelor who is turned on by 'cougars'
by tnhooper45
Tue Jan 31, 2012 11:03 am
 
Forum: Personal Finance (Not Investing)
Topic: How many Bogleheads do not marry due to financial reasons?
Replies: 154
Views: 9290

Re: How many Bogleheads do not marry due to financial reason

VictoriaF wrote:Any man who thinks that he will be able to screen his future wife for financial prudence should first read Dan Ariely's "Predictably Irrational". Go straight to Chapter 6, "The Influence of Arousal : Why Hot is Much Hotter Than We Realize."

Victoria


Cliff notes please?
by tnhooper45
Thu Jan 26, 2012 10:38 am
 
Forum: Personal Finance (Not Investing)
Topic: How many Bogleheads do not marry due to financial reasons?
Replies: 154
Views: 9290

Re: How many Bogleheads do not marry due to financial reason

I also believe the entire concept of alimony is absolutely ridicuous. Just because you lived a certain lifestyle while married means you have the right to live it even after a divorce?!?! At one time I got to rent a Mercedes E-Class car a few times while traveling on company business with a former ...
by tnhooper45
Thu Jan 26, 2012 10:37 am
 
Forum: Personal Finance (Not Investing)
Topic: How many Bogleheads do not marry due to financial reasons?
Replies: 154
Views: 9290

Re: When do you invest in your Roth?

(Sigh of relief). Thank you kenyan...was hoping for that answer.
by tnhooper45
Mon Jan 23, 2012 3:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: When do you invest in your Roth?
Replies: 87
Views: 5391

Re: When do you invest in your Roth?

If I am in grad school in Mississippi, rent a house down here, in the summers I go back 'home' to Tennessee...is there special rules about taxes when it comes to my Roth IRA? Anything you think I might need to know before I go see my accountant (in Tennessee) in a couple months? Much love Bogleheads.
by tnhooper45
Mon Jan 23, 2012 2:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: When do you invest in your Roth?
Replies: 87
Views: 5391

Re: IRA deposits for 2011/2012

Newbie here, but I will just continue to pour money into TR 2050 (VFIFX) in my Roth
by tnhooper45
Fri Jan 20, 2012 11:54 am
 
Forum: Investing - Theory, News & General
Topic: IRA deposits for 2011/2012
Replies: 1
Views: 276

Re: Expensive time to visit Europe?

I'm doing a study abroad program in London in July. At the end of the semester we get 4-5 days to do anything/go anywhere we want. I'm thinking Rome. A fellow grad student went by herself (which I will be too more than likely) and recommended to stay in hostels that she stayed at. Anyone out there e...
by tnhooper45
Wed Jan 18, 2012 6:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Expensive time to visit Europe?
Replies: 29
Views: 1886

Re: When do you invest in your Roth?

When you make contributions now, you can specify the tax year as 2011 or 2012. If you made $4200 in earned income last year, and already contributed that much, you can't specify any further contributions this year to the 2011 tax year (well, you could try, but then the IRS would probably ding you f...
by tnhooper45
Wed Jan 18, 2012 6:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: When do you invest in your Roth?
Replies: 87
Views: 5391

Re: When do you invest in your Roth?

When you make contributions now, you can specify the tax year as 2011 or 2012. If you made $4200 in earned income last year, and already contributed that much, you can't specify any further contributions this year to the 2011 tax year (well, you could try, but then the IRS would probably ding you f...
by tnhooper45
Wed Jan 18, 2012 1:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: When do you invest in your Roth?
Replies: 87
Views: 5391

Re: When do you invest in your Roth?

I tend to fund mine and my wife's Roth once my taxes are figured out. I'm 24, just started my Roth last summer, only contributed $4200 because of earned income. This year I will make over $5K although I have not earned any money as of yet. Would you advise me to go ahead and start throwing money in...
by tnhooper45
Wed Jan 18, 2012 11:50 am
 
Forum: Investing - Help with Personal Investments
Topic: When do you invest in your Roth?
Replies: 87
Views: 5391

Re: BH 10 Photos

Great pics, thanks!
by tnhooper45
Wed Oct 19, 2011 10:13 am
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 10 Photos
Replies: 27
Views: 3464

Good question. I have figured out how much of an emergency fund I would need. I subtract that from what's in the checking and that's where I get my investing money so to speak. Make sense?
by tnhooper45
Wed Sep 21, 2011 6:54 pm
 
Forum: Investing - Theory, News & General
Topic: 3% Rewards Checking or Stock Market for 24 Year Old
Replies: 17
Views: 1517

That's the PDF, thanks. For the meantime though, what to do?
by tnhooper45
Wed Sep 21, 2011 6:44 pm
 
Forum: Investing - Theory, News & General
Topic: 3% Rewards Checking or Stock Market for 24 Year Old
Replies: 17
Views: 1517

Ours is better imo. Only 10 transactions and the 3% rate goes up to $25K. Basically can go to Wal-Mart and buy Reese's cups ($.50 a piece) and your good to go for $5 plus tax.
by tnhooper45
Wed Sep 21, 2011 6:29 pm
 
Forum: Investing - Theory, News & General
Topic: 3% Rewards Checking or Stock Market for 24 Year Old
Replies: 17
Views: 1517

Firstbankonline.com

Look towards the lower right.

It's up to $25K.

I will not have to worry about going over this for the next few years.
by tnhooper45
Wed Sep 21, 2011 6:23 pm
 
Forum: Investing - Theory, News & General
Topic: 3% Rewards Checking or Stock Market for 24 Year Old
Replies: 17
Views: 1517

Wouldn't be surprised if my post is way off. I'm such a newbie. I have read all the wiki and a few books though. Obviously still a newbie.
by tnhooper45
Wed Sep 21, 2011 6:12 pm
 
Forum: Investing - Theory, News & General
Topic: 3% Rewards Checking or Stock Market for 24 Year Old
Replies: 17
Views: 1517

It's 3.03%. How do I attach a PDF file? And whoever quoted the I would choose the 3% over bonds that are not guaranteed 3%....this is what I am leaning towards. Mainly because 1) Don't fully understand bonds 2) Seems to me that everyone's attitude is the historical 10% return on stocks is not reason...
by tnhooper45
Wed Sep 21, 2011 6:10 pm
 
Forum: Investing - Theory, News & General
Topic: 3% Rewards Checking or Stock Market for 24 Year Old
Replies: 17
Views: 1517

3% Rewards Checking or Stock Market for 24 Year Old

All the wild swings recently, and reading a post about crappy investing is possible for the next 50-100 years, I have to admit, I am beginning to wonder if I should take out what I have in the stock market and let my bank give me 3%. :?
by tnhooper45
Tue Sep 20, 2011 1:28 pm
 
Forum: Investing - Theory, News & General
Topic: 3% Rewards Checking or Stock Market for 24 Year Old
Replies: 17
Views: 1517

Good luck Munchkin Man. F Diet Coke. Happy Labor Day!
by tnhooper45
Mon Sep 05, 2011 3:00 pm
 
Forum: Personal Consumer Issues
Topic: Diet Cokes
Replies: 101
Views: 10925

Hope you like country music! Nashville is a great city. Without a doubt, check out Broadway. Karaoke bar, bars with mechanical bulls, 'Legends' bar (I have heard that from time to time some of the music stars will drop in and hang out and play a couple of songs), and there is a nice piano bar upstai...
by tnhooper45
Mon Sep 05, 2011 2:58 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for Nashville trip?
Replies: 31
Views: 2281

ofcmetz wrote:Haha, nice one bogglenaut. :D

Keep the videos coming.


+1, very talented
by tnhooper45
Mon Sep 05, 2011 2:50 pm
 
Forum: Investing - Theory, News & General
Topic: NEW VIDEO UP! -- Market Pundits Making Predictions
Replies: 13
Views: 1696

You're absolutely correct. One rule of thumb is that you're required to spend 10% of your income on enjoying life, now. That's after 50% on necessities, 30% on savings and another 10% on charity. I'm a math guy. This rule of thumb seems reasonable. What does everyone else think? Is there any other ...
by tnhooper45
Tue Aug 30, 2011 4:44 pm
 
Forum: Investing - Theory, News & General
Topic: Why not spend some of it?
Replies: 72
Views: 8428

Re: Some Web Resources to check out

Behavioral Interviewing Questions (this relates to the STAR stories previously mentioned - pick out traits you think would be valued in next job and come up with stories about situations where you used those skills) http://blog.emurse.com/2007/05/21/complete-list-of-behavioral-interview-questions/ ...
by tnhooper45
Tue Aug 30, 2011 10:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Just got fired, now what?
Replies: 49
Views: 9285

Thanks for posting this
by tnhooper45
Tue Aug 16, 2011 10:49 am
 
Forum: Investing - Theory, News & General
Topic: John Bogle: Stocks Poised to Outperform (Mstar)
Replies: 17
Views: 2165

Here's a quick chart to show the number of active and very active posters here. http://i53.tinypic.com/nlycco.jpg That's interesting, that's why it feels much smaller than the numbers Oh yes, pretty good chart !!! I am Sooooo impressed with the members of this forum, all these charts, all the good ...
by tnhooper45
Wed Aug 10, 2011 4:50 pm
 
Forum: Forum Issues and Administration
Topic: Why this forum WILL BE successful
Replies: 207
Views: 94770

[quote="scouter"]At age 17, I (along with two friends) bought 2000 hot dogs & rolls to sell at a rock festival. It was the early '70s and we figured that all those rockers would remember to bring pot and beer, but not food. We started selling at 6 am and by 7 had a line 30 deep. Sold a...
by tnhooper45
Tue Aug 09, 2011 2:18 pm
 
Forum: Investing - Theory, News & General
Topic: OK - Here's one out of the blue
Replies: 51
Views: 5681

FrankM wrote:Excellent job nisiprius! Thank you!

If the Bogelheads had an award for "Post of the year", your post would be the favorite to win for 2011!


+1
by tnhooper45
Sun Aug 07, 2011 9:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: A time to EVALUATE your jitters
Replies: 105
Views: 26313

Nice blog Rick, good read
by tnhooper45
Sat Aug 06, 2011 2:41 pm
 
Forum: Investing - Theory, News & General
Topic: Black Monday?
Replies: 158
Views: 18115

baw703916 wrote:It would be even better if the plaintiff's lawyers in the countersuit could turn it into a class action--representing all of the 250 defendents sued by Righthaven.


+1
by tnhooper45
Fri Aug 05, 2011 5:07 pm
 
Forum: Personal Consumer Issues
Topic: Warning to bloggers and forum owners about copyright
Replies: 64
Views: 11159

I voted "cool as a cucumber," but it took 30 years. You really have to convince yourself that you are doing the right thing. That process takes time and a lot of reading and thinking about it. You basically realize that you are doing the best that you can do, and there is no point doing a...
by tnhooper45
Thu Aug 04, 2011 8:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: How do YOU deal with staying the course?
Replies: 29
Views: 1918

Re: Today was a Really Bad Day

I am asked all the time "How can one tell if a day is a Really Bad Day?" Did anybody have any problems realizing that today was a Really Bad Day? Do you now know how to tell if a day is a Really Bad Day or not? Any day above ground is a really good day. Other days, you're just keeping sco...
by tnhooper45
Thu Aug 04, 2011 4:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Today was a Really Bad Day
Replies: 148
Views: 19986

I think I am overanalysing. Just put $250 a month in and shut up, sit back, and forget about it.
by tnhooper45
Wed Aug 03, 2011 4:41 pm
 
Forum: Investing - Help with Personal Investments
Topic: Do I have the wrong idea about mutual funds?
Replies: 42
Views: 5284

I agree, just making sure I am understanding the concept correctly. With that $250, I need to be DCA'ing though correct? So sometimes it would be less than and more than $250, depending on the market?
by tnhooper45
Wed Aug 03, 2011 4:17 pm
 
Forum: Investing - Help with Personal Investments
Topic: Do I have the wrong idea about mutual funds?
Replies: 42
Views: 5284

Ok, let me see if I understand. Let's assume the next two years I figure my salary to be $10K a year (I'm a Graduate Assistant). So $10K salary comes out to $833 a month salary. 30% of $833 is $250. I should try to contribute $250 a month to my Vanguard Roth IRA. Am I starting to understand?
by tnhooper45
Wed Aug 03, 2011 3:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: Do I have the wrong idea about mutual funds?
Replies: 42
Views: 5284

Ok, here is my situation. I have no debt, parents pay for everything except utilities. I have $3000 to invest. I am going to invest in with Vanguard on VGSTX or whatever else you all should recommend. After my first month....how much should I add to the $3000? Maybe that makes more sense?
by tnhooper45
Wed Aug 03, 2011 1:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: Do I have the wrong idea about mutual funds?
Replies: 42
Views: 5284

Thank you all so much for your wisdom. Learn something new every day.

One more question. What percentage of my initial investment do I add to every month? In other words, if I initially had $1000, how many $$$ would you add each month?
by tnhooper45
Wed Aug 03, 2011 1:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Do I have the wrong idea about mutual funds?
Replies: 42
Views: 5284

How often should I add more funds/dollar cost averaging?
by tnhooper45
Wed Aug 03, 2011 1:57 am
 
Forum: Investing - Help with Personal Investments
Topic: Do I have the wrong idea about mutual funds?
Replies: 42
Views: 5284

Same Situation

To all the responses so far, thank you. I am in the near exact situation. I have about $2900 invested in the STAR Fund on my account on E*Trade. Am I messing up by having this on E*Trade's website and not Vanguard's??? Also, I understand the concept of dollar cost averaging, but I am not so sure how...
by tnhooper45
Tue Aug 02, 2011 11:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: Do I have the wrong idea about mutual funds?
Replies: 42
Views: 5284

Read the wiki, read the suggested books, browse the forums. Then worry about investing your money.
by tnhooper45
Tue Jul 19, 2011 12:04 am
 
Forum: Investing - Help with Personal Investments
Topic: I need to learn basics
Replies: 16
Views: 1754

Newbie suggests this book

http://www.amazon.com/How-Stop-Worrying ... 700&sr=1-1

Good luck buddy.
by tnhooper45
Mon Jun 20, 2011 11:42 pm
 
Forum: Personal Consumer Issues
Topic: purpose of life
Replies: 79
Views: 8540

However, saying that, hubby and I were just talking to dd and her friend about how when her brother was a baby, we were flat broke and telling the story of scraping change from the couch, returning canned food items to the store and using coupons to buy a pack of diapers and a few items of cheap fo...
by tnhooper45
Sat Jun 11, 2011 9:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Adult Kids Still On The Payroll
Replies: 58
Views: 6610
Next

Return to advanced search