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Hi I.m TM I am 73yrs old and I have my IRA retirement money in Vanguards Total Retirement Income.Since this is an app. 30/stock 70/bond split I am concerned on the Bond side going forward. I use the RMD withdrawal as discretionary income at this time. I want to continue my conservative profile if po...

Thank you for the reply
My goal is conservative investment with a return that bets my 4% RMD.
Would I be better off with everything in Total Retirement Income or perhaps something different?

My IRA portfolio is with Vanguard and is broken down as follows: Target Retirement Income 50% \Wellesley Income Fund Adm. 33% GNMA Fund Admiral shares 14% Money Market Fund 03% I am a single 72yrs old who withdraws the minium RMD each year. Since I live on my Pension and Social Security ,the IRA is ...