Chris04626 wrote:Can i ask what the benfit is over buying a TR Fund over buying the individual etfs to match the target retirement fund?
RyeWhiskey wrote:I'm 27 and I found that the more I learned about everything the more I wanted to simplify my financial plan. I own only one fund for my retirement and couldn't be happier.
DonDraper wrote:I would like to be rich in the graveyard because that money will then transfer to my children.
kerplunk wrote:Yes. I do not believe in value-tilting at all, however. My portfolio simply consists of:
36% U.S. Large-Cap
36% U.S. Small-Cap
14% Int. Large-Cap
14% Int. Small-Cap
(Technically the large-cap allocation are "total market" options.)
That's it. (VTI, VB, VXUS, VSS)